Civic Intelligence

O Bee Credit Union

990 • Fiscal year 2019 • EIN 91-0639210

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 09, 2020

649 Woodland Square Loop SE No 10Lacey, WA 98503

(360) 943-0740

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

96th percentile

0.92x

Higher debt load relative to assets than 96% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

18th percentile

13.48x

Higher debt load relative to revenue than 18% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

24th percentile

8.9%

Higher net margin than 24% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

21st percentile

$313,076

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

81st percentile

11%

Faster asset growth than 81% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

85th percentile

16%

Faster revenue growth than 85% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Assets

Up

$333,001,857

Up $31,953,811 (+11%) from 2018

Net Assets

Up

$26,696,974

Up $1,995,314 (+8.1%) from 2018

Liabilities

Up

$306,304,883

Up $29,958,497 (+11%) from 2018

Revenue

Up

$22,730,800

Up $3,078,531 (+16%) from 2018

Expenses

Up

$20,705,065

Up $3,828,124 (+23%) from 2018

Net Income

Down

$2,025,735

Down $749,593 (-27%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $135,686,592Liabilities 2010: $123,640,715Net Assets 2010: $12,045,8772010Assets 2011: $150,050,297Liabilities 2011: $137,175,103Net Assets 2011: $12,875,1942011Assets 2012: $162,147,321Liabilities 2012: $148,423,716Net Assets 2012: $13,723,6052012Assets 2013: $178,635,973Liabilities 2013: $163,546,902Net Assets 2013: $15,089,0712013Assets 2014: $195,729,552Liabilities 2014: $179,587,807Net Assets 2014: $16,141,7452014Assets 2015: $214,039,941Liabilities 2015: $196,388,422Net Assets 2015: $17,651,5192015Assets 2016: $243,740,920Liabilities 2016: $224,380,791Net Assets 2016: $19,360,1292016Assets 2017: $275,308,458Liabilities 2017: $253,586,840Net Assets 2017: $21,721,6182017Assets 2018: $301,048,046Liabilities 2018: $276,346,386Net Assets 2018: $24,701,6602018Assets 2019: $333,001,857Liabilities 2019: $306,304,883Net Assets 2019: $26,696,9742019Assets 2020: $421,638,694Liabilities 2020: $392,848,663Net Assets 2020: $28,790,0312020Assets 2021: $467,137,296Liabilities 2021: $431,349,431Net Assets 2021: $35,787,8652021Assets 2022: $560,412,089Liabilities 2022: $521,899,357Net Assets 2022: $38,512,7322022Assets 2023: $602,933,268Liabilities 2023: $564,934,780Net Assets 2023: $37,998,4882023Assets 2024: $623,292,888Liabilities 2024: $582,864,371Net Assets 2024: $40,428,5172024

Highlighted filing

2019

Assets$333,001,857
Liabilities$306,304,883
Net Assets$26,696,974

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $9,095,0752010Expenses 2011: $8,954,2402011Expenses 2012: $9,564,2372012Revenue 2013: $10,344,003Expenses 2013: $8,978,537Net Income 2013: $1,365,4662013Revenue 2014: $11,751,678Expenses 2014: $10,699,009Net Income 2014: $1,052,6692014Revenue 2015: $13,528,324Expenses 2015: $12,018,548Net Income 2015: $1,509,7762015Revenue 2016: $14,631,476Expenses 2016: $12,922,866Net Income 2016: $1,708,6102016Revenue 2017: $16,909,802Expenses 2017: $14,871,771Net Income 2017: $2,038,0312017Revenue 2018: $19,652,269Expenses 2018: $16,876,941Net Income 2018: $2,775,3282018Revenue 2019: $22,730,800Expenses 2019: $20,705,065Net Income 2019: $2,025,7352019Revenue 2020: $23,598,331Expenses 2020: $21,505,274Net Income 2020: $2,093,0572020Revenue 2021: $26,640,017Expenses 2021: $19,642,183Net Income 2021: $6,997,8342021Revenue 2022: $27,675,853Expenses 2022: $25,344,160Net Income 2022: $2,331,6932022Revenue 2023: $38,098,425Expenses 2023: $35,353,263Net Income 2023: $2,745,1622023Revenue 2024: $45,298,093Expenses 2024: $42,868,064Net Income 2024: $2,430,0292024

Highlighted filing

2019

Revenue$22,730,800
Expenses$20,705,065
Net Income$2,025,735
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 9, 2020
Return Version
2019v5.1
Gross Receipts
$22,730,800
Mission and Program Overview

Mission

The purpose of the credit union is to operate as a cooperative, nonprofit association, for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest and providing an opportunity for its members to use and control their own money in order to improve their economic and social condition.

Credit union in the state of washington. Provide financial products and services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$274,804,383$294,104,296▲ $19,299,913
Rtn Earn Endowment Incm Other Fnds$24,701,660$26,696,974▲ $1,995,314
Savings and Temporary Cash Investments$5,514,837$16,098,896▲ $10,584,059
Land, Buildings, and Equipment, Net$6,832,143$8,527,780▲ $1,695,637
Cash and Non-Interest-Bearing Accounts$7,230,948$7,207,484▼ $23,464
Investments Other Securities$1,325,258$1,087,790▼ $237,468
Receivables From Officers Etc$483,878$824,384▲ $340,506
Prepaid Expenses and Deferred Charges$1,218,975$625,844▼ $593,131
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$301,048,046$333,001,857▲ $31,953,811
Other Assets Total$3,637,624$4,525,383▲ $887,759
Liabilities
Other Liabilities$261,820,686$295,680,894▲ $33,860,208
Accounts Payable and Accrued Expenses$5,585,700$6,106,354▲ $520,654
Mortgage Notes Payable Secured by Investment Property$8,940,000$4,000,000▼ $4,940,000
Deferred Revenue-$517,635-
Total Liabilities$276,346,386$306,304,883▲ $29,958,497
Net Assets / Fund Balance
Total Net Assets Fund Balance$24,701,660$26,696,974▲ $1,995,314
Total Liabilities and Net Assets / Fund Balance$301,048,046$333,001,857▲ $31,953,811

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,434,247$2,691,117$7,125,364
Equipment$2,707,538$4,222,985$6,930,523
Land$1,385,995-$1,385,995
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
James CollinsCEO/treasurerFT$235,838$77,238$313,076
David EchtleCLOFT$141,267$51,673$192,940
Jennifer Roberts-echtleCOO/secretaryFT$128,937$48,106$177,043
Michael LindseyMortgage Loan OfficerFT$35,040$136,664$171,704
David LittletonFinancial AdvisorFT$54,143$115,481$169,624
Lee WojnarVP MarketingFT$116,222$51,029$167,251
Jolee Roberts-yunkerMortgage Loan OfficerFT$25,140$133,051$158,191
Daniel HildrethVP FinanceFT$113,177$37,243$150,420
Jacon TuckerVP of ItFT$124,903$24,969$149,872

Board Members and Trustees

NameTitle
Wilford SaundersChair
Christy Kriegsman1st Vice Chair
Judith Weeks2nd Vice Chair
Jason GordonDirector
Jerry MurphyDirector
Miriam BauschDirector
Prabakaran ManoharanDirector
Steve BlankenshipDirector
Carolyn CarusoDirector (resigned 12/19)

Highest Paid Contractors

ContractorServicesLocationCompensation
FisCard Processor601 RIVERSIDE AVENUE, Jacksonville, FL 32204$1,271,029
L Keeley ConstructionConstruction500 S EWING AVE G, St Louis, MO 63103$854,780
Cook Security GroupAtm And Equipment Servicing6501 E TRENT AVENUE SUITE I, Spokane Valley, WA 99212$527,378
Jack Henry And AssociatesData Processing663 W HIGHWAY 60, Monett, MO 65708$409,509
Technology UnlimitedSupport For Branch Equipment6802 SOUTH 220TH ST BLDG 2, Kent, WA 98032$216,013
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$22,505,899
Investment Income
$224,901
Other Revenue
$0
Change in Net Assets
$2,025,735
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,586,916
Salaries, Compensation, and Employee Benefits$7,594,117
Grants and Similar Amounts Paid$18,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,458,777
Benefits to Members---$1,506,032
Other Employee Benefits---$1,424,312
Occupancy---$1,271,478
All Other Expenses---$902,049
Office Expenses---$855,132
Current Officers, Directors, Trustees, and Key Employees---$833,479
Fees for Services Other---$633,525
Depreciation Depletion---$618,607
Advertising---$525,733
Payroll Taxes---$478,672
Information Technology---$475,862
Other Expenses---$414,743
Pension Plan Contributions---$398,877
Interest---$231,301
Travel---$69,719
Insurance---$63,280
Fees for Services Legal---$29,332
Fees for Services Accounting---$25,016
Conferences and Meetings---$20,854
Grants to Domestic Individuals---$18,000
Total Functional Expenses$0$0$0$20,705,065
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$483,878$824,384▲ $340,506
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share and Deposit Accounts$295,680,894
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Jennifer roberts-echtle and david echtle have a family relationship.

Form 990, Part VI, Section A, Line 4

The washington state division of credit unions approved o bee credit union's field of membership amendment to include employees of pabst brewing company located in california and texas as of september 9, 2019 and approved by o bee's board of directors on october 15, 2019.

Form 990, Part VI, Section A, Line 6

Membership is open to anyone who lives or works in washington state as well as being related to someone who is a member of o bee and is in good standing, and who lives or works in washington state. An individual is considered a member if they have a share or loan account with the credit union. The credit union had 31,869 members as of 12/31/2019.

Form 990, Part VI, Section A, Line 7A

Each credit union member may vote for members of the board of directors and supervisory committee.

Form 990, Part VI, Section A, Line 8B

There are no committees that have authority to act on behalf of the governing body.

Form 990, Part VI, Section B, Line 11B

The form 990 is prepared by the organization's public accounting firm based on information provided by management. Once the draft is available, it is reviewed by management and any changes incorporated into the filing. Once this detailed review is complete, the draft of the form 990 is presented to the board of directors for their review and comments prior to filing with the irs.

Form 990, Part VI, Section B, Line 12C

Annually, directors and key employees must sign a code of ethics that includes conflict of interest guidelines and indicate disclosure of any conflicts of interest. This is monitored via review of responses to the annual code of ethics disclosure. If there are any changes to the person's employment or extra-curricular activities, they are required to report that to human resources.

Form 990, Part VI, Section B, Line 15A

Ceo compensation is determined by the board of directors with the assistance of an outside consultant and industry salary data and is documented in the ceo's personnel file. Other officers or key employees salaries are determined by the ceo and vp of hr using industry salary data and is documented in the employee's personnel file.

Form 990, Part VI, Section C, Line 19

The governing documents, conflict of interest policy and financial statements are available upon request. Quarterly financial statements are available to the public via the 5300 call report.

Filing and Contact Details

Filer

Filer Name
O Bee Credit Union
EIN
91-0639210
Phone
3609430740
Address
649 WOODLAND SQUARE LOOP SE NO 10, LACEY, WA 98503

Signing Officer

Name
Daniel Hildreth
Title
VP of Finance
Phone
3609430740
Signed
2020-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James Collins
Formed
1955
Legal Domicile
Wa
Voting Board Members
8
Independent Board Members
8
Employees
162
Volunteers
15

Preparer

Firm
Cliftonlarsonallen Llp
Address
20 EAST THOMAS ROAD SUITE 2300, PHOENIX, AZ 85012
Preparer
Mary C Green
Phone
6022662248
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Loan expenses 371,774. Atm and network expenses 323,848. Collection expenses 206,427.

Raw XML AppendixShowing 400 of 861 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm6JOLEE ROBERTS-YUNKER
IRS990/Form990PartVIISectionAGrp/PersonNm7DANIEL HILDRETH
IRS990/Form990PartVIISectionAGrp/PersonNm8JACON TUCKER
IRS990/Form990PartVIISectionAGrp/PersonNm9WILFORD SAUNDERS
IRS990/Form990PartVIISectionAGrp/PersonNm10CHRISTY KRIEGSMAN
IRS990/Form990PartVIISectionAGrp/PersonNm11JUDITH WEEKS
IRS990/Form990PartVIISectionAGrp/PersonNm12JERRY MURPHY
IRS990/Form990PartVIISectionAGrp/PersonNm13MIRIAM BAUSCH
IRS990/Form990PartVIISectionAGrp/PersonNm14STEVE BLANKENSHIP
IRS990/Form990PartVIISectionAGrp/PersonNm15PRABAKARAN MANOHARAN
IRS990/Form990PartVIISectionAGrp/PersonNm16JASON GORDON
IRS990/Form990PartVIISectionAGrp/PersonNm17CAROLYN CARUSO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0263113
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1152850
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2139122
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3159961
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4138897
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5128157
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6151052
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7118633
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8124903
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt2COO/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt4FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt6MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP OF IT
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt101ST VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt112ND VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR (RESIGNED 12/19)
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0168610
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt018000
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0168610
IRS990/GrossReceiptsAmt022730800
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt011
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0475862
IRS990/InsuranceGrp/TotalAmt063280
IRS990/InterestGrp/TotalAmt0231301
IRS990/InvestmentIncomeGrp/ExclusionAmt056291
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt056291
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01325258
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01087790
IRS990/IRPDocumentCnt09402
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06914102
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06832143
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08527780
IRS990/LandBldgEquipCostOrOtherBssAmt015441882
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THE CREDIT UNION IS TO OPERATE AS A COOPERATIVE, NONPROFIT ASSOCIATION, FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt08940000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt04000000
IRS990/NetAssetsOrFundBalancesBOYAmt024701660
IRS990/NetAssetsOrFundBalancesEOYAmt026696974
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0168610
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0168610
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-30421
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01271478
IRS990/OfficeExpensesGrp/TotalAmt0855132
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03637624
IRS990/OtherAssetsTotalGrp/EOYAmt04525383
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01424312
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1CREDIT CARD EXPENSES
IRS990/OtherExpensesGrp/Desc2OPERATING EXPENSES
IRS990/OtherExpensesGrp/Desc3LENDING EXPENSES
IRS990/OtherExpensesGrp/TotalAmt02952777
IRS990/OtherExpensesGrp/TotalAmt11570645
IRS990/OtherExpensesGrp/TotalAmt2926863
IRS990/OtherExpensesGrp/TotalAmt3414743
IRS990/OtherLiabilitiesGrp/BOYAmt0261820686
IRS990/OtherLiabilitiesGrp/EOYAmt0295680894
IRS990/OtherSalariesAndWagesGrp/TotalAmt04458777
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0274804383
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0294104296
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0478672
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0398877
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01218975
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0625844
IRS990/PrincipalOfficerNm0JAMES COLLINS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST AND FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt022444409
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt022505899
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt061490
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0907422
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt018000
IRS990/PYInvestmentIncomeAmt0260420
IRS990/PYOtherExpensesAmt09544491
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt019391849
IRS990/PYRevenuesLessExpensesAmt02775328
IRS990/PYSalariesCompEmpBnftPaidAmt06407028
IRS990/PYTotalExpensesAmt016876941
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt019652269
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0483878
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0824384
IRS990/ReconcilationRevenueExpnssAmt02025735
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt024701660
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt026696974
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05514837
IRS990/SavingsAndTempCashInvstGrp/EOYAmt016098896
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04434247
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02691117
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07125364
IRS990ScheduleD/EquipmentGrp/BookValueAmt02707538
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04222985
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06930523
IRS990ScheduleD/LandGrp/BookValueAmt01385995
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01385995
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0295680894
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE AND DEPOSIT ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08527780
IRS990ScheduleD/TotalLiabilityAmt0295680894
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt018000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0COLLEGE SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc0N/A
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt06
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc0CASH
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0SCHOLARSHIP FUNDS ARE AWARDED TO INDIVIDUALS AND PAID DIRECTLY TO THE COLLEGE OR UNIVERSITY THEY ARE ATTENDING. WE PAID OUT A TOTAL OF $18,000 IN SCHOLARSHIPS ($3,000 EACH FOR SIX INDIVIDUALS) IN 2019.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0235838
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1141267
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2128937
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt335040
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt454143
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5116222
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt625140
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt7113177
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount027275
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount111583
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount210185
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount3124921
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount484754

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$623$583$40.4$45.3$42.9$2.43
2023Detailed filing. Detailed filing data is available for this year.$603$565$38.0$38.1$35.4$2.75
2022Detailed filing. Detailed filing data is available for this year.$560$522$38.5$27.7$25.3$2.33
2021Detailed filing. Detailed filing data is available for this year.$467$431$35.8$26.6$19.6$7.00
2020Detailed filing. Detailed filing data is available for this year.$422$393$28.8$23.6$21.5$2.09
2019Detailed filing. Detailed filing data is available for this year.$333$306$26.7$22.7$20.7$2.03
2018Detailed filing. Detailed filing data is available for this year.$301$276$24.7$19.7$16.9$2.78
2017Detailed filing. Detailed filing data is available for this year.$275$254$21.7$16.9$14.9$2.04
2016Detailed filing. Detailed filing data is available for this year.$244$224$19.4$14.6$12.9$1.71
2015Detailed filing. Detailed filing data is available for this year.$214$196$17.7$13.5$12.0$1.51
2014Detailed filing. Detailed filing data is available for this year.$196$180$16.1$11.8$10.7$1.05
2013Detailed filing. Detailed filing data is available for this year.$179$164$15.1$10.3$8.98$1.37
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$162$148$13.7$9.56
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$150$137$12.9$8.95
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$124$12.0$9.10
Peer Organizations

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