Civic Intelligence

Gesa Credit Union

990 • Fiscal year 2013 • EIN 91-0616262

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 12, 2014

Organization ProfileWWW.GESA.COM

View Organization Page

51 Gage Blvd99352

(509) 378-3100

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.91x

Higher debt load relative to assets than 73% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Liabilities / Revenue

30th percentile

17.71x

Higher debt load relative to revenue than 30% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Net Margin

31st percentile

15%

Higher net margin than 31% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Top Officer Pay

45th percentile

$742,402

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Asset Growth

61st percentile

6.2%

Faster asset growth than 61% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$1,297,360,006

Up $75,347,891 (+6.2%) from 2012

Net Assets

Up

$119,616,837

Up $10,320,795 (+9.4%) from 2012

Liabilities

Up

$1,177,743,169

Up $65,027,096 (+5.8%) from 2012

Revenue And Expenses
Liabilities / Revenue30th percentileNet Margin31st percentile

Revenue

$66,515,304

No earlier filing loaded for comparison.

Expenses

Up

$56,432,350

Up $6,202,843 (+12%) from 2012

Net Income

$10,082,954

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2010: $1,017,020,152Liabilities 2010: $933,047,325Net Assets 2010: $83,972,8272010Assets 2011: $1,125,090,259Liabilities 2011: $1,030,885,962Net Assets 2011: $94,204,2972011Assets 2012: $1,222,012,115Liabilities 2012: $1,112,716,073Net Assets 2012: $109,296,0422012Assets 2013: $1,297,360,006Liabilities 2013: $1,177,743,169Net Assets 2013: $119,616,8372013Assets 2014: $1,412,134,983Liabilities 2014: $1,279,272,565Net Assets 2014: $132,862,4182014Assets 2015: $1,594,334,832Liabilities 2015: $1,446,822,068Net Assets 2015: $147,512,7642015Assets 2016: $1,792,030,286Liabilities 2016: $1,633,111,786Net Assets 2016: $158,918,5002016Assets 2017: $1,902,374,640Liabilities 2017: $1,729,261,600Net Assets 2017: $173,113,0402017Assets 2018: $2,059,209,952Liabilities 2018: $1,868,645,401Net Assets 2018: $190,564,5512018Assets 2019: $3,684,580,440Liabilities 2019: $3,281,822,225Net Assets 2019: $402,758,2152019Assets 2020: $4,378,026,879Liabilities 2020: $3,933,191,281Net Assets 2020: $444,835,5982020Assets 2021: $4,984,415,562Liabilities 2021: $4,494,214,267Net Assets 2021: $490,201,2952021Assets 2022: $5,594,015,267Liabilities 2022: $5,104,249,815Net Assets 2022: $489,765,4522022Assets 2023: $5,461,068,630Liabilities 2023: $4,942,354,466Net Assets 2023: $518,714,1642023Assets 2024: $5,629,623,348Liabilities 2024: $5,070,970,185Net Assets 2024: $558,653,1632024

Highlighted filing

2013

Assets$1,297,360,006
Liabilities$1,177,743,169
Net Assets$119,616,837
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400M$300M$200M$100M$0Expenses 2010: $49,872,6972010Expenses 2011: $48,416,0712011Expenses 2012: $50,229,5072012Revenue 2013: $66,515,304Expenses 2013: $56,432,350Net Income 2013: $10,082,9542013Revenue 2014: $69,351,267Expenses 2014: $57,032,528Net Income 2014: $12,318,7392014Revenue 2015: $77,537,610Expenses 2015: $62,827,422Net Income 2015: $14,710,1882015Revenue 2016: $87,133,617Expenses 2016: $74,633,419Net Income 2016: $12,500,1982016Revenue 2017: $96,071,518Expenses 2017: $82,453,067Net Income 2017: $13,618,4512017Revenue 2018: $108,864,841Expenses 2018: $90,935,272Net Income 2018: $17,929,5692018Revenue 2019: $158,261,787Expenses 2019: $129,551,454Net Income 2019: $28,710,3332019Revenue 2020: $215,777,821Expenses 2020: $174,485,285Net Income 2020: $41,292,5362020Revenue 2021: $209,714,546Expenses 2021: $161,009,818Net Income 2021: $48,704,7282021Revenue 2022: $219,180,132Expenses 2022: $189,685,535Net Income 2022: $29,494,5972022Revenue 2023: $290,386,834Expenses 2023: $240,128,234Net Income 2023: $50,258,6002023Revenue 2024: $331,681,189Expenses 2024: $296,787,273Net Income 2024: $34,893,9162024

Highlighted filing

2013

Revenue$66,515,304
Expenses$56,432,350
Net Income$10,082,954
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 12, 2014
Return Version
2013v3.0
Gross Receipts
$77,236,094
Mission and Program Overview

Mission

Members have access to a broad range of financial products and services that enable them to prosper at a cost justified by the result.

Provide financial services to 116,255 members. These services include, but are not limited to, providing auto and other secured/unsecured consumer loans, checking and savings programs, and credit card services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$961,274,616$1,019,566,842▲ $58,292,226
Rtn Earn Endowment Incm Other Fnds$109,296,042$119,616,837▲ $10,320,795
Investments Other Securities$46,116,423$64,186,593▲ $18,070,170
Cash and Non-Interest-Bearing Accounts$72,980,147$58,405,167▼ $14,574,980
Land, Buildings, and Equipment, Net$51,827,031$57,245,373▲ $5,418,342
Savings and Temporary Cash Investments$53,998,602$54,220,974▲ $222,372
Prepaid Expenses and Deferred Charges$7,658,072$11,429,858▲ $3,771,786
Accounts Receivable$4,341,045$2,301,429▼ $2,039,616
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,222,012,115$1,297,360,006▲ $75,347,891
Other Assets Total$23,816,179$30,003,770▲ $6,187,591
Liabilities
Other Liabilities$1,080,169,543$1,143,399,590▲ $63,230,047
Accounts Payable and Accrued Expenses$30,579,607$33,542,734▲ $2,963,127
Escrow Account Liability$1,829,901$672,184▼ $1,157,717
Deferred Revenue$137,022$128,661▼ $8,361
Total Liabilities$1,112,716,073$1,177,743,169▲ $65,027,096
Net Assets / Fund Balance
Total Net Assets Fund Balance$109,296,042$119,616,837▲ $10,320,795
Total Liabilities and Net Assets / Fund Balance$1,222,012,115$1,297,360,006▲ $75,347,891

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$31,702,770$6,089,309$37,792,079
Equipment$12,595,499$11,338,083$23,933,582
Land$9,650,280-$9,650,280
Other Land Buildings$3,040,240-$3,040,240
Leasehold Improvements$256,584$302,343$558,927
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christina C LethleanFormer President/CEOFT$234,209$508,193$742,402
Don C MillerPresident/CEOFT$225,346$69,305$294,651
Rajesh BandaruChief Information OfficerFT$195,077$61,944$257,021
Brett JorgensonChief Lending OfficerFT$177,692$66,605$244,297
Dannette WarrenMortgage Loan OfficerFT$60,008$142,551$202,559
Jerry SimsSVP of Compliance/special ProjFT$141,095$57,845$198,940
Eileen GriffinSVP of Human ResourcesFT$146,004$50,638$196,642
Randy WackerVP of Mortgage LendingFT$92,060$86,680$178,740
Steve OordSVP of Accounting/financeFT$129,981$48,253$178,234
James SheehyFormer Chief Financial OfficerFT$136,918$10,613$147,531
William MelbergDirectorPT$2,433-$2,433
Peter SmithDirectorPT$2,049-$2,049
Gregg AndrewsChairman of the BoardPT$1,770-$1,770
Paul KorstadDirectorPT$1,376-$1,376
Manuel ChavalloDirectorPT$1,311-$1,311
Robert FollettDirectorPT$1,125-$1,125
Martin Valadez TorresDirectorPT$706-$706

Board Members and Trustees

NameTitle
William Roberts JrVice Chairman of the Board
Iris AndersonSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Banlin ConstructionBuilding Construction-$2,293,160
Open Solutions INCInformation Systems-$1,939,542
StructuredData Center Infrastructure-$1,300,806
Shi International CorpComputer Hardware-$930,960
Booth & Sons ConstructionBuilding Construction-$900,555
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$64,172,707
Investment Income
$2,209,281
Other Revenue
$133,316
Change in Net Assets
$10,082,954
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$35,001,916
Salaries, Compensation, and Employee Benefits$21,406,184
Grants and Similar Amounts Paid$24,250
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$14,860,478
Office Expenses---$5,782,056
Interest---$5,715,075
Depreciation Depletion---$3,683,990
Fees for Services Other---$2,649,147
Other Employee Benefits---$2,165,616
Current Officers, Directors, Trustees, and Key Employees---$1,696,672
Occupancy---$1,602,892
Advertising---$1,568,590
Payroll Taxes---$1,419,601
Pension Plan Contributions---$1,263,817
Other Expenses---$866,298
All Other Expenses---$657,837
Travel---$644,087
Insurance---$184,415
Fees for Services Accounting---$95,221
Fees for Services Legal---$90,389
Conferences and Meetings---$32,482
Grants to Domestic Individuals---$23,000
Grants to Domestic Orgs---$1,250
Total Functional Expenses$0$0$0$56,432,350
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits and Accounts$1,143,399,590
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is composed of one class of members.”

Form 990, Part VI, Section A, Line 7A

“The credit union members elect members of the board of directors.”

Form 990, Part VI, Section B, Line 11

“The senior accounting specialist and the svp of accounting and finance review the credit union's form 990 and then present to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“The credit union regularly and consistently monitors and enforces compliance with the conflict of interest policy. Each employee has the responsibility for demonstrating their compliance with this policy, and all potential employees will review and sign this policy before consideration for employment.”

Form 990, Part VI, Section B, Line 15A

“The credit union's procedures for determining compensation of the ceo include compensation surveys and approval by the board.”

Form 990, Part VI, Section C, Line 18

“Forms 1024, 990 and 990-t are available upon request.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy and financial statements are available upon request.”

Filing and Contact Details

Filer

EIN
91-0616262
Phone
5093783100

Signing Officer

Name
Steven Oord
Title
SVP of Accounting & Finance
Phone
5093783100
Signed
2014-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Don C Miller
Formed
1953
Legal Domicile
Wa
Voting Board Members
9
Independent Board Members
9
Employees
442
Volunteers
14

Preparer

Preparer
Emina O Cresswell CPA
Phone
5097472600
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in other comprehensive income 1,454,129.”

Financial Statement Notes

PART IV, LINE 2B:

“Gesa maintains first mortgage escrows in a liability account on the balance sheet and makes necessary payments from this account.”

Raw XML AppendixShowing 400 of 671 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt030579607
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt033542734
IRS990/AccountsReceivableGrp/BOYAmt04341045
IRS990/AccountsReceivableGrp/EOYAmt02301429
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE FINANCIAL SERVICES TO 116,255 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING AUTO AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES.
IRS990/AdvertisingGrp/TotalAmt01568590
IRS990/AllOtherExpensesGrp/TotalAmt0657837
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10STEVE J OORD
IRS990/BooksInCareOfDetail/PhoneNum05093783100
IRS990/BooksInCareOfDetail/USAddress/AddressLine1051 GAGE BLVD
IRS990/BooksInCareOfDetail/USAddress/City0RICHLAND
IRS990/BooksInCareOfDetail/USAddress/State0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode099352
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt072980147
IRS990/CashNonInterestBearingGrp/EOYAmt058405167
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt038
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01696672
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt032482
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt02293160
IRS990/ContractorCompensationGrp/CompensationAmt11939542
IRS990/ContractorCompensationGrp/CompensationAmt21300806
IRS990/ContractorCompensationGrp/CompensationAmt3930960
IRS990/ContractorCompensationGrp/CompensationAmt4900555
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine10320 W COLUMBIA DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine11455 WINDING BROOK DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1212091 SE 97TH AVE SUITE 400
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine13PO BOX 952121
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine14PO BOX 608
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City0KENNEWICK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City1GLASTONBURY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City2CLAKAMAS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City3DALLAS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City4RICHLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State0WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State1CT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State2OR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State3TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State4WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode099336
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode106033
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode297015
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode3753952121
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode499352
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine10BANLIN CONSTRUCTION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine11OPEN SOLUTIONS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine12STRUCTURED
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine13SHI INTERNATIONAL CORP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine14BOOTH & SONS CONSTRUCTION
IRS990/ContractorCompensationGrp/ServicesDesc0BUILDING CONSTRUCTION
IRS990/ContractorCompensationGrp/ServicesDesc1INFORMATION SYSTEMS
IRS990/ContractorCompensationGrp/ServicesDesc2DATA CENTER INFRASTRUCTURE
IRS990/ContractorCompensationGrp/ServicesDesc3COMPUTER HARDWARE
IRS990/ContractorCompensationGrp/ServicesDesc4BUILDING CONSTRUCTION
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt024250
IRS990/CYInvestmentIncomeAmt02209281
IRS990/CYOtherExpensesAmt035001916
IRS990/CYOtherRevenueAmt0133316
IRS990/CYProgramServiceRevenueAmt064172707
IRS990/CYRevenuesLessExpensesAmt010082954
IRS990/CYSalariesCompEmpBnftPaidAmt021406184
IRS990/CYTotalExpensesAmt056432350
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt066515304
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0137022
IRS990/DeferredRevenueGrp/EOYAmt0128661
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt03683990
IRS990/Desc0OFFER COMPREHENSIVE RANGE AND COMPETITIVELY PRICED LOAN PRODUCTS TO MEMBERS. GESA OFFERS A WIDE RANGE OF LOAN PRODUCTS INCLUDING, BUT NOT LIMITED TO, AUTOS, RVS, MARINE EQUIPMENT, FIRST MORTGAGE, HOME EQUITY, CREDIT CARD, COMMERCIAL AND VARIOUS SECURED AND UNSECURED LOANS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0442
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt01829901
IRS990/EscrowAccountLiabilityGrp/EOYAmt0672184
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt095221
IRS990/FeesForServicesLegalGrp/TotalAmt090389
IRS990/FeesForServicesOtherGrp/TotalAmt02649147
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt950.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1050.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1260.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1350.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1550.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1650.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1750.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1850.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt925876
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1031132
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1116302
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1234474
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1310613
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1419188
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1520692
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1626930
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1717596
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1821546
IRS990/Form990PartVIISectionAGrp/PersonNm0MANUEL CHAVALLO
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT FOLLETT
IRS990/Form990PartVIISectionAGrp/PersonNm2PAUL KORSTAD
IRS990/Form990PartVIISectionAGrp/PersonNm3WILLIAM MELBERG
IRS990/Form990PartVIISectionAGrp/PersonNm4PETER SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm5MARTIN VALADEZ TORRES
IRS990/Form990PartVIISectionAGrp/PersonNm6IRIS ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm7GREGG ANDREWS
IRS990/Form990PartVIISectionAGrp/PersonNm8WILLIAM ROBERTS JR
IRS990/Form990PartVIISectionAGrp/PersonNm9RAJESH BANDARU
IRS990/Form990PartVIISectionAGrp/PersonNm10BRETT JORGENSON
IRS990/Form990PartVIISectionAGrp/PersonNm11CHRISTINA C LETHLEAN
IRS990/Form990PartVIISectionAGrp/PersonNm12DON C MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm13JAMES SHEEHY
IRS990/Form990PartVIISectionAGrp/PersonNm14DANNETTE WARREN
IRS990/Form990PartVIISectionAGrp/PersonNm15EILEEN GRIFFIN
IRS990/Form990PartVIISectionAGrp/PersonNm16JERRY SIMS
IRS990/Form990PartVIISectionAGrp/PersonNm17RANDY WACKER
IRS990/Form990PartVIISectionAGrp/PersonNm18STEVE OORD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01311
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11125
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21376
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt32433
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt42049
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5706
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt71770
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9231145
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10213165
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11726100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12260177
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13136918
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14183371
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15175950
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16172010
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17161144
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18156688
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11FORMER PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt13FORMER CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP OF HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP OF COMPLIANCE/SPECIAL PROJ
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OF MORTGAGE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP OF ACCOUNTING/FINANCE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-54547
IRS990/GainOrLossGrp/SecuritiesAmt02806
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt023000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt01250
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0998592
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt09606157
IRS990/GrossReceiptsAmt077236094
IRS990/GrossRentsGrp/PersonalAmt06214
IRS990/GrossRentsGrp/RealAmt0191402
IRS990/GroupExemptionNum01269
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt014
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0184415
IRS990/InterestGrp/TotalAmt05715075
IRS990/InvestmentIncomeGrp/ExclusionAmt02261022
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02261022
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt046116423
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt064186593
IRS990/IRPDocumentCnt030084
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt017729735
IRS990/LandBldgEquipBasisNetGrp/BOYAmt051827031
IRS990/LandBldgEquipBasisNetGrp/EOYAmt057245373
IRS990/LandBldgEquipCostOrOtherBssAmt074975108
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01053139
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt09603351
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt064300
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0MEMBERS HAVE ACCESS TO A BROAD RANGE OF FINANCIAL PRODUCTS AND SERVICES THAT ENABLE THEM TO PROSPER AT A COST JUSTIFIED BY THE RESULT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0109296042
IRS990/NetAssetsOrFundBalancesEOYAmt0119616837
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-51741
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-51741
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0127102
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0133316
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt06214
IRS990/NetUnrelatedBusTxblIncmAmt060640
IRS990/NetUnrlzdGainsLossesInvstAmt0-1216288
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01602892
IRS990/OfficeExpensesGrp/TotalAmt05782056
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt023816179
IRS990/OtherAssetsTotalGrp/EOYAmt030003770
IRS990/OtherChangesInNetAssetsAmt01454129
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02165616
IRS990/OtherExpensesGrp/Desc0UBI TAXES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2CREDIT/COLLECTION COSTS
IRS990/OtherExpensesGrp/Desc3SHARE INSURANCE
IRS990/OtherExpensesGrp/TotalAmt020000
IRS990/OtherExpensesGrp/TotalAmt19436058
IRS990/OtherExpensesGrp/TotalAmt21973379
IRS990/OtherExpensesGrp/TotalAmt3866298
IRS990/OtherLiabilitiesGrp/BOYAmt01080169543
IRS990/OtherLiabilitiesGrp/EOYAmt01143399590
IRS990/OtherSalariesAndWagesGrp/TotalAmt014860478
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0961274616
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01019566842
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01419601
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01263817
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07658072
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011429858
IRS990/PrincipalOfficerNm0DON C MILLER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES INCOME
IRS990/ProgramServiceRevenueGrp/Desc2VISA/DEBIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt047179892
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19977485
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25960370
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3697704
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt047179892
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt110058141
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25960370
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3974304
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt080656
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1276600
IRS990/ProgSrvcAccomActy2Grp/Desc0OFFER COMPREHENSIVE AND COMPETITIVELY YIELDING SAVINGS PRODUCTS TO MEMBERS. GESA OFFERS A WIDE VARIETY OF SAVINGS PRODUCTS TO MEMBERS, WHICH INCLUDE, BUT ARE NOT LIMITED TO BASIC SAVINGS, HOLIDAY CLUB, VACATION CLUB, COMMERCIAL SAVINGS, CERTIFICATE ACCOUNTS, IRA CERTIFICATES, IRA SAVINGS AND MONEY MARKET ACCOUNTS. GESA CONTINUES TO BE A LEADER IN OUR AREA ON SAVINGS ACCOUNT RATES.
IRS990/ProgSrvcAccomActy3Grp/Desc0OFFER LOW COST SERVICES TO MEMBERS WHICH WILL ENABLE THEM TO ACHIEVE THEIR DESIRED FINANCIAL GOALS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt025000
IRS990/PYInvestmentIncomeAmt06185977
IRS990/PYOtherExpensesAmt030241500
IRS990/PYOtherRevenueAmt053827
IRS990/PYProgramServiceRevenueAmt059865772
IRS990/PYRevenuesLessExpensesAmt015876069
IRS990/PYSalariesCompEmpBnftPaidAmt019963007
IRS990/PYTotalExpensesAmt050229507
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt066105576
IRS990/ReconcilationRevenueExpnssAmt010082954
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt06214
IRS990/RentalIncomeOrLossGrp/RealAmt0127102
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0109296042
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0119616837
IRS990/SavingsAndTempCashInvstGrp/BOYAmt053998602
IRS990/SavingsAndTempCashInvstGrp/EOYAmt054220974
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt031702770
IRS990ScheduleD/BuildingsGrp/DepreciationAmt06089309
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt037792079
IRS990ScheduleD/EquipmentGrp/BookValueAmt012595499
IRS990ScheduleD/EquipmentGrp/DepreciationAmt011338083

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,297,360,006
Liabilities
$1,177,743,169
Net assets
$119,616,837
Revenue
$66,515,304
Expenses
$56,432,350
Net income
$10,082,954
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5,630$5,071$559$332$297$34.9
2023Detailed filing. Detailed filing data is available for this year.$5,461$4,942$519$290$240$50.3
2022Detailed filing. Detailed filing data is available for this year.$5,594$5,104$490$219$190$29.5
2021Detailed filing. Detailed filing data is available for this year.$4,984$4,494$490$210$161$48.7
2020Detailed filing. Detailed filing data is available for this year.$4,378$3,933$445$216$174$41.3
2019Detailed filing. Detailed filing data is available for this year.$3,685$3,282$403$158$130$28.7
2018Detailed filing. Detailed filing data is available for this year.$2,059$1,869$191$109$90.9$17.9
2017Detailed filing. Detailed filing data is available for this year.$1,902$1,729$173$96.1$82.5$13.6
2016Detailed filing. Detailed filing data is available for this year.$1,792$1,633$159$87.1$74.6$12.5
2015Detailed filing. Detailed filing data is available for this year.$1,594$1,447$148$77.5$62.8$14.7
2014Detailed filing. Detailed filing data is available for this year.$1,412$1,279$133$69.4$57.0$12.3
2013Detailed filing. Detailed filing data is available for this year.$1,297$1,178$120$66.5$56.4$10.1
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,222$1,113$109$50.2
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,125$1,031$94.2$48.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,017$933$84.0$49.9
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $1B+ nonprofits