Civic Intelligence

Credit Unions in the State of Washington

EIN 91-0566932 • 501(c)14

Profile

Lacamas community credit union is a not-for-profit cooperative and is a member of the national credit union share insurance fund. The main product of the credit union is consumer loans to its members. As a not-for-profit cooperative, we strive to provide our members with affordable financial services.

PO Box 110898607-0108

www.lacamas.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

93rd percentile

20.79x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

28th percentile

6.8%

Higher net margin than 28% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

90th percentile

$420,570

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

38th percentile

1.4%

Faster asset growth than 38% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$196,485,755

Up $2,698,626 (+1.4%) from 2012

Liabilities

Up

$180,975,373

Up $4,405,379 (+2.5%) from 2012

Net Assets

Down

$15,510,382

Down $1,706,753 (-9.9%) from 2012

Revenue

$8,705,205

No earlier filing loaded for comparison.

Expenses

Down

$8,111,860

Down $580,714 (-6.7%) from 2012

Net Income

$593,345

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $185,962,626Liabilities 2010: $172,168,871Net Assets 2010: $13,793,7552010Assets 2011: $191,193,938Liabilities 2011: $175,154,341Net Assets 2011: $16,039,5972011Assets 2012: $193,787,129Liabilities 2012: $176,569,994Net Assets 2012: $17,217,1352012Assets 2013: $196,485,755Liabilities 2013: $180,975,373Net Assets 2013: $15,510,3822013

Highlighted filing

2013

Assets$196,485,755
Liabilities$180,975,373
Net Assets$15,510,382

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $9,583,8252010Expenses 2011: $9,014,4782011Expenses 2012: $8,692,5742012Revenue 2013: $8,705,205Expenses 2013: $8,111,860Net Income 2013: $593,3452013

Highlighted filing

2013

Revenue$8,705,205
Expenses$8,111,860
Net Income$593,345

Filings