Civic Intelligence

Spokane Firefighters Credit Union

990 • Fiscal year 2015 • EIN 91-0419072

Jan 01, 2015 to Dec 31, 2015 • Filed on May 17, 2016

Organization ProfileFIRECU.NET

View Organization Page

2002 N AtlanticSpokane, WA 99205

(509) 484-5650

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.84x

Higher debt load relative to assets than 19% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

75th percentile

24.98x

Higher debt load relative to revenue than 75% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Net Margin

95th percentile

25%

Higher net margin than 95% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

52nd percentile

$97,707

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 6.3% of source-year revenue.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Asset Growth

82nd percentile

7.2%

Faster asset growth than 82% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

47th percentile

0.9%

Faster revenue growth than 47% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$46,010,580

Up $3,082,528 (+7.2%) from 2014

Net Assets

Up

$7,549,594

Up $383,520 (+5.4%) from 2014

Liabilities

Up

$38,460,986

Up $2,699,008 (+7.5%) from 2014

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin95th percentile

Revenue

Up

$1,539,463

Up $13,754 (+0.9%) from 2014

Expenses

Down

$1,155,943

Down $215,076 (-16%) from 2014

Net Income

Up

$383,520

Up $228,830 (+148%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $39,318,882Liabilities 2010: $33,195,581Net Assets 2010: $6,123,3012010Assets 2011: $38,923,504Liabilities 2011: $32,568,723Net Assets 2011: $6,354,7812011Assets 2012: $40,576,556Liabilities 2012: $33,850,388Net Assets 2012: $6,726,1682012Assets 2013: $42,011,661Liabilities 2013: $35,000,277Net Assets 2013: $7,011,3842013Assets 2014: $42,928,052Liabilities 2014: $35,761,978Net Assets 2014: $7,166,0742014Assets 2015: $46,010,580Liabilities 2015: $38,460,986Net Assets 2015: $7,549,5942015Assets 2016: $48,379,340Liabilities 2016: $40,531,155Net Assets 2016: $7,848,1852016Assets 2017: $49,474,378Liabilities 2017: $41,294,932Net Assets 2017: $8,179,4462017Assets 2018: $51,316,311Liabilities 2018: $42,738,703Net Assets 2018: $8,577,6082018Assets 2019: $58,077,739Liabilities 2019: $49,168,120Net Assets 2019: $8,909,6192019Assets 2020: $68,427,986Liabilities 2020: $58,723,816Net Assets 2020: $9,704,1702020Assets 2021: $76,683,740Liabilities 2021: $66,369,898Net Assets 2021: $10,313,8422021Assets 2022: $75,696,409Liabilities 2022: $64,801,836Net Assets 2022: $10,894,5732022Assets 2023: $78,753,442Liabilities 2023: $67,412,656Net Assets 2023: $11,340,7862023Assets 2024: $79,793,959Liabilities 2024: $68,178,085Net Assets 2024: $11,615,8742024

Highlighted filing

2015

Assets$46,010,580
Liabilities$38,460,986
Net Assets$7,549,594
Open 2015 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,731,5182010Expenses 2011: $1,581,0582011Revenue 2012: $1,637,476Expenses 2012: $1,266,089Net Income 2012: $371,3872012Revenue 2013: $1,512,580Expenses 2013: $1,227,364Net Income 2013: $285,2162013Revenue 2014: $1,525,709Expenses 2014: $1,371,019Net Income 2014: $154,6902014Revenue 2015: $1,539,463Expenses 2015: $1,155,943Net Income 2015: $383,5202015Revenue 2016: $1,624,402Expenses 2016: $1,325,811Net Income 2016: $298,5912016Revenue 2017: $1,762,413Expenses 2017: $1,431,152Net Income 2017: $331,2612017Revenue 2018: $1,876,379Expenses 2018: $1,478,217Net Income 2018: $398,1622018Revenue 2019: $2,068,316Expenses 2019: $1,738,423Net Income 2019: $329,8932019Revenue 2020: $2,665,341Expenses 2020: $1,870,790Net Income 2020: $794,5512020Revenue 2021: $2,466,965Expenses 2021: $1,857,293Net Income 2021: $609,6722021Revenue 2022: $2,450,183Expenses 2022: $1,869,452Net Income 2022: $580,7312022Revenue 2023: $2,767,585Expenses 2023: $2,325,717Net Income 2023: $441,8682023Revenue 2024: $3,232,916Expenses 2024: $2,957,828Net Income 2024: $275,0882024

Highlighted filing

2015

Revenue$1,539,463
Expenses$1,155,943
Net Income$383,520
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 17, 2016
Return Version
2015v2.0
Gross Receipts
$1,539,463
Mission and Program Overview

Mission

Credit union operated for mutual purposes without profit

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,722,170$23,433,164▲ $2,710,994
Savings and Temporary Cash Investments$18,480,098$18,513,188▲ $33,090
Rtn Earn Endowment Incm Other Fnds$7,166,074$7,549,594▲ $383,520
Cash and Non-Interest-Bearing Accounts$1,438,067$1,834,022▲ $395,955
Receivables From Officers Etc$1,290,055$1,244,241▼ $45,814
Land, Buildings, and Equipment, Net$394,998$379,543▼ $15,455
Prepaid Expenses and Deferred Charges$8,613$6,614▼ $1,999
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$42,928,052$46,010,580▲ $3,082,528
Other Assets Total$594,051$599,808▲ $5,757
Liabilities
Other Liabilities$35,525,638$38,204,354▲ $2,678,716
Accounts Payable and Accrued Expenses$236,340$256,632▲ $20,292
Total Liabilities$35,761,978$38,460,986▲ $2,699,008
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,166,074$7,549,594▲ $383,520
Total Liabilities and Net Assets / Fund Balance$42,928,052$46,010,580▲ $3,082,528

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$238,651$153,320$391,971
Leasehold Improvements$32,841$122,071$154,912
Land$100,000-$100,000
Other Land Buildings$8,051$56,198$64,249
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Todd PowellCEO/PresidentFT$97,707$97,707
Jeff WebbCFO/TreasurerFT$77,154$77,154
Will LoganVP Lending/SecrFT$64,536$64,536

Board Members and Trustees

NameTitle
Erv WilliamsChairperson
Dan LobbVice Chair
Bob Green IIDirector
Mike MooreDirector
Mike RossiDirector
Roy MediatyDirector
Terry SmithDirector
Kenny MillerSupervisory COM
Rich LlewellynSupervisory COM
Richard BarronSupervisory COM
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,224,960
Investment Income
$245,556
Other Revenue
$68,947
Change in Net Assets
$383,520

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,539,463
Revenue Not Reported on Form 990
$-149,452
Total Revenue per Audited Statements
$1,390,011
Total Revenue per Form 990
$1,539,463
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$620,972
Salaries, Compensation, and Employee Benefits$534,971
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$239,397
Other Salaries and Wages---$217,872
Interest---$177,969
All Other Expenses---$92,556
Occupancy---$62,731
Payroll Taxes---$38,823
Pension Plan Contributions---$25,393
Travel---$22,886
Insurance---$18,284
Fees for Services Accounting---$16,520
Other Expenses---$14,941
Other Employee Benefits---$13,486
Advertising---$10,366
Fees for Services Other---$5,017
Information Technology---$3,620
Depreciation Depletion---$230
Fees for Services Legal---$187
Total Functional Expenses$0$0$0$1,155,943

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,155,943
Total Expenses per Form 990$1,155,943
Total Expenses per Audited Statements$1,006,491
Expenses Not Reported on Form 990$-149,452
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,290,055$1,244,241▼ $45,814
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$22,072,890
Draft Shares$7,053,082
Share Certificates$5,210,522
visa payments clearing$2,308,574
Ira Accounts$1,097,724
Roth IRA$306,480
Ira Share Certificates$133,617
other shares$21,465
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Employees of the Spokane Fire Department, Spokane Valley Fire Department and their immediate families are the core members of the organization”

Form 990, Part VI, Line 11B: Form 990 Review Process

“CFO will review Form 990 for accuracy before filing it”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“written request will be filled.”

Filing and Contact Details

Filer

Filer Name
Spokane Firefighters Credit Union
EIN
91-0419072
Phone
5094845650
Address
2002 N ATLANTIC, SPOKANE, WA 99205

Signing Officer

Name
Jeff Webb
Title
CFO
Signed
2016-05-17
Discuss with paid preparer
Yes

Organization Details

Formed
1934
Legal Domicile
Wa
Voting Board Members
10
Independent Board Members
7
Employees
13

Preparer

Firm
Anastasi Moore & Martin Pllc
Address
9 South Washington St STE 600, Spokane, WA 99201-3709
Preparer
James A Moore CPA
Phone
5093230272
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

“The Credit Union is exempt by statute from federal and state income taxes. However, the Credit Union is subject to unrelated business income tax. The net unrelated business income tax is immaterial to the financial statements as a whole. Accounting principles generally accepted in the United States of America require management to evaluate tax positions taken by the Credit Union and recognize a tax liability if the Credit Union has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS or other applicable taxing authorities. Management has analyzed the tax positions taken by the Credit Uion and has concluded that as of December 31, 2015 and 2014, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. The Credit Union is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax period in progress.”

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IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt03620
IRS990/InsuranceGrp/TotalAmt018284
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0177969
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0245556
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0245556
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt02592
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0331589
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0394998
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0379543
IRS990/LandBldgEquipCostOrOtherBssAmt0711132
IRS990/LegalDomicileStateCd0WA
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION OPERATED FOR MUTUAL PURPOSES WITHOUT PROFIT
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt07166074
IRS990/NetAssetsOrFundBalancesEOYAmt07549594
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt062731
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0594051
IRS990/OtherAssetsTotalGrp/EOYAmt0599808
IRS990/OtherEmployeeBenefitsGrp/TotalAmt013486
IRS990/OtherExpensesGrp/Desc0credit cards program
IRS990/OtherExpensesGrp/Desc1DATA PROCESSING expense
IRS990/OtherExpensesGrp/Desc2shared braching exp.
IRS990/OtherExpensesGrp/Desc3Postage and Shipping
IRS990/OtherExpensesGrp/TotalAmt0115249
IRS990/OtherExpensesGrp/TotalAmt164867
IRS990/OtherExpensesGrp/TotalAmt215549
IRS990/OtherExpensesGrp/TotalAmt314941
IRS990/OtherLiabilitiesGrp/BOYAmt035525638
IRS990/OtherLiabilitiesGrp/EOYAmt038204354
IRS990/OtherRevenueMiscGrp/Desc0misc. income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt068947
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt068947
IRS990/OtherRevenueTotalAmt068947
IRS990/OtherSalariesAndWagesGrp/TotalAmt0217872
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020722170
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt023433164
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt038823
IRS990/PensionPlanContributionsGrp/TotalAmt025393
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt08613
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06614
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/Desc1interchange income
IRS990/ProgramServiceRevenueGrp/Desc2loan interest
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt072932
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1165031
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2986997
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt072932
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1165031
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2986997
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0232145
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0846172
IRS990/PYOtherRevenueAmt073084
IRS990/PYProgramServiceRevenueAmt01220480
IRS990/PYRevenuesLessExpensesAmt0154690
IRS990/PYSalariesCompEmpBnftPaidAmt0524847
IRS990/PYTotalExpensesAmt01371019
IRS990/PYTotalRevenueAmt01525709
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01290055
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01244241
IRS990/ReconcilationRevenueExpnssAmt0383520
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07166074
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07549594
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018480098
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018513188
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0238651
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0153320
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0391971
IRS990ScheduleD/ExpensesNotReportedAmt0-149452
IRS990ScheduleD/ExpensesSubtotalAmt01155943
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0100000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0100000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt032841
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0122071
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0154912
IRS990ScheduleD/OtherExpensesIncludedAmt0-149452
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt08051
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt056198
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt064249
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07053082
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11097724
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2133617
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt321465
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt422072890
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5306480
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt65210522
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt72308574
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Draft Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3other shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Roth IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7visa payments clearing
IRS990ScheduleD/OtherRevenueAmt0-149452
IRS990ScheduleD/RevenueNotReportedAmt0-149452
IRS990ScheduleD/RevenueSubtotalAmt01539463
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Credit Union is exempt by statute from federal and state income taxes. However, the Credit Union is subject to unrelated business income tax. The net unrelated business income tax is immaterial to the financial statements as a whole. Accounting principles generally accepted in the United States of America require management to evaluate tax positions taken by the Credit Union and recognize a tax liability if the Credit Union has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS or other applicable taxing authorities. Management has analyzed the tax positions taken by the Credit Uion and has concluded that as of December 31, 2015 and 2014, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. The Credit Union is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax period in progress.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0379543
IRS990ScheduleD/TotalExpensesPerForm990Amt01155943
IRS990ScheduleD/TotalLiabilityAmt038204354
IRS990ScheduleD/TotalRevenuePerForm990Amt01539463
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01390011
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01006491
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Employees of the Spokane Fire Department, Spokane Valley Fire Department and their immediate families are the core members of the organization
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CFO will review Form 990 for accuracy before filing it
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2written request will be filled.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt042928052
IRS990/TotalAssetsEOYAmt046010580
IRS990/TotalAssetsGrp/BOYAmt042928052
IRS990/TotalAssetsGrp/EOYAmt046010580
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01155943
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt035761978
IRS990/TotalLiabilitiesEOYAmt038460986
IRS990/TotalLiabilitiesGrp/BOYAmt035761978
IRS990/TotalLiabilitiesGrp/EOYAmt038460986

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,010,580
Liabilities
$38,460,986
Net assets
$7,549,594
Revenue
$1,539,463
Expenses
$1,155,943
Net income
$383,520
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$79.8$68.2$11.6$3.23$2.96$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$78.8$67.4$11.3$2.77$2.33$0.44
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.7$64.8$10.9$2.45$1.87$0.58
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$76.7$66.4$10.3$2.47$1.86$0.61
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.4$58.7$9.70$2.67$1.87$0.79
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$58.1$49.2$8.91$2.07$1.74$0.33
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$42.7$8.58$1.88$1.48$0.40
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$49.5$41.3$8.18$1.76$1.43$0.33
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$40.5$7.85$1.62$1.33$0.30
2015Detailed filing. Detailed filing data is available for this year.$46.0$38.5$7.55$1.54$1.16$0.38
2014Detailed filing. Detailed filing data is available for this year.$42.9$35.8$7.17$1.53$1.37$0.15
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.0$35.0$7.01$1.51$1.23$0.29
2012Summary only. Only limited summary data is available for this year.$40.6$33.9$6.73$1.64$1.27$0.37
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.9$32.6$6.35$1.58
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.3$33.2$6.12$1.73