Civic Intelligence

Puget Sound Cooperative Credit Union

EIN 91-0170377 • 501(c)14 • Bellevue, WA

View Organization Page

Profile

Puget Sound Cooperative Credit Union is a State-Chartered Credit Union providing financial services to its members in the State of Washington

11201 SE 8th St Suite 208Bellevue, WA 98004

www.psccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.92x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

17.54x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

29th percentile

5.2%

Higher net margin than 29% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

1st percentile

$0

Higher top officer pay than 1% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

54th percentile

3.1%

Faster asset growth than 54% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

74th percentile

18%

Faster revenue growth than 74% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$263,552,053

Up $7,806,884 (+3.1%) from 2023

Liabilities

Up

$242,922,694

Up $6,995,415 (+3.0%) from 2023

Net Assets

Up

$20,629,359

Up $811,469 (+4.1%) from 2023

Operations
Liabilities / Revenue82nd percentileNet Margin29th percentile

Revenue

Up

$13,850,505

Up $2,146,906 (+18%) from 2023

Expenses

Up

$13,126,206

Up $2,069,855 (+19%) from 2023

Net Income

Up

$724,299

Up $77,051 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth54th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $52,391,584Liabilities 2010: $47,436,805Net Assets 2010: $4,954,7792010Assets 2011: $69,705,626Liabilities 2011: $64,862,777Net Assets 2011: $4,842,8492011Assets 2012: $77,460,929Liabilities 2012: $72,201,207Net Assets 2012: $5,259,7222012Assets 2013: $81,830,333Liabilities 2013: $75,899,604Net Assets 2013: $5,930,7292013Assets 2014: $91,508,172Liabilities 2014: $84,724,775Net Assets 2014: $6,783,3972014Assets 2015: $103,318,454Liabilities 2015: $95,321,612Net Assets 2015: $7,996,8422015Assets 2016: $115,595,773Liabilities 2016: $106,235,259Net Assets 2016: $9,360,5142016Assets 2017: $126,266,161Liabilities 2017: $115,571,920Net Assets 2017: $10,694,2412017Assets 2018: $151,984,690Liabilities 2018: $139,497,100Net Assets 2018: $12,487,5902018Assets 2019: $163,419,249Liabilities 2019: $149,256,011Net Assets 2019: $14,163,2382019Assets 2020: $176,804,845Liabilities 2020: $160,945,154Net Assets 2020: $15,859,6912020Assets 2021: $186,115,326Liabilities 2021: $168,606,002Net Assets 2021: $17,509,3242021Assets 2022: $218,502,275Liabilities 2022: $199,820,945Net Assets 2022: $18,681,3302022Assets 2023: $255,745,169Liabilities 2023: $235,927,279Net Assets 2023: $19,817,8902023Assets 2024: $263,552,053Liabilities 2024: $242,922,694Net Assets 2024: $20,629,3592024

Highlighted filing

2024

Assets$263,552,053
Liabilities$242,922,694
Net Assets$20,629,359
Open 2024 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $2,196,4372010Expenses 2011: $2,501,6512011Expenses 2012: $2,768,4942012Revenue 2013: $3,629,932Expenses 2013: $2,958,925Net Income 2013: $671,0072013Revenue 2014: $4,207,423Expenses 2014: $3,354,755Net Income 2014: $852,6682014Revenue 2015: $4,992,961Expenses 2015: $3,777,531Net Income 2015: $1,215,4302015Revenue 2016: $5,520,308Expenses 2016: $4,158,393Net Income 2016: $1,361,9152016Revenue 2017: $5,841,346Expenses 2017: $4,483,391Net Income 2017: $1,357,9552017Revenue 2018: $7,128,332Expenses 2018: $5,359,437Net Income 2018: $1,768,8952018Revenue 2019: $8,155,691Expenses 2019: $6,478,905Net Income 2019: $1,676,7862019Revenue 2020: $8,043,539Expenses 2020: $6,355,677Net Income 2020: $1,687,8622020Revenue 2021: $7,735,334Expenses 2021: $5,966,855Net Income 2021: $1,768,4792021Revenue 2022: $8,919,248Expenses 2022: $7,205,224Net Income 2022: $1,714,0242022Revenue 2023: $11,703,599Expenses 2023: $11,056,351Net Income 2023: $647,2482023Revenue 2024: $13,850,505Expenses 2024: $13,126,206Net Income 2024: $724,2992024

Highlighted filing

2024

Revenue$13,850,505
Expenses$13,126,206
Net Income$724,299
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$263,552,053
Liabilities
$242,922,694
Net assets
$20,629,359
Revenue
$13,850,505
Expenses
$13,126,206
Net income
$724,299
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$264$243$20.6$13.9$13.1$0.72
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$256$236$19.8$11.7$11.1$0.65
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$219$200$18.7$8.92$7.21$1.71
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$186$169$17.5$7.74$5.97$1.77
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$161$15.9$8.04$6.36$1.69
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$163$149$14.2$8.16$6.48$1.68
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$152$139$12.5$7.13$5.36$1.77
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$116$10.7$5.84$4.48$1.36
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$116$106$9.36$5.52$4.16$1.36
2015Detailed filing. Detailed filing data is available for this year.$103$95.3$8.00$4.99$3.78$1.22
2014Detailed filing. Detailed filing data is available for this year.$91.5$84.7$6.78$4.21$3.35$0.85
2013Detailed filing. Detailed filing data is available for this year.$81.8$75.9$5.93$3.63$2.96$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$77.5$72.2$5.26$2.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.7$64.9$4.84$2.50
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.4$47.4$4.95$2.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 9, 2025
Return Version
2024v5.0
Gross Receipts
$13,850,505
Mission and Program Overview

Mission

Puget Sound Cooperative Credit Union is a State-Chartered Credit Union providing financial services to its members in the State of Washington

Puget Sound Cooperative Credit Union is a state-chartered Credit Union providing financial services to its members in the State of Washington.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$240,809,193$231,675,064▼ $9,134,129
Savings and Temporary Cash Investments$10,754,792$27,654,307▲ $16,899,515
Land, Buildings, and Equipment, Net$2,452,867$2,429,875▼ $22,992
Cash and Non-Interest-Bearing Accounts$681,207$1,102,383▲ $421,176
Prepaid Expenses and Deferred Charges$270,799$263,171▼ $7,628
Total Assets$255,745,169$263,552,053▲ $7,806,884
Other Assets Total$776,311$427,253▼ $349,058
Liabilities
Other Liabilities$225,744,718$231,888,563▲ $6,143,845
Accounts Payable and Accrued Expenses$10,182,561$11,034,131▲ $851,570
Total Liabilities$235,927,279$242,922,694▲ $6,995,415
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$19,817,890$20,629,359▲ $811,469
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$19,817,890$20,629,359▲ $811,469
Total Liabilities and Net Assets / Fund Balance$255,745,169$263,552,053▲ $7,806,884

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$743,974$333,306$0
Other Land Buildings$0$0$0
Land$1,225,000-$0
Equipment$460,901$1,364,546$0
Leasehold Improvements$0$138,004$0
Compensation and Service Providers
Top Officer Pay1st percentile

Board Members and Trustees

NameTitle
Marc StepperChairman of the Board
Christina BenderBoard Member
Kevin RankerBoard Member
Lynn LogenBoard Member
Nancy AglerBoard Member
Wayne ApostolikBoard Member
Brandy McBrideCEO/Board Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,926,873
Investment Income
$623,039
Other Revenue
$1,300,593
Change in Net Assets
$724,299
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,723,651
Salaries, Compensation, and Employee Benefits$3,402,555
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$6,192,190
Other Salaries and Wages---$3,402,555
Fees for Services Other---$1,964,133
Office Expenses---$858,093
Occupancy---$514,512
Advertising---$109,547
Other Expenses---$81,297
Travel---$3,879
Total Functional Expenses$0$0$0$13,126,206
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Deposits$231,888,563
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We are a Credit Union that serves financial services to its members who are the owners.”

Form 990, Part VI, Section A, Line 7A

“Members of the governing board are elected by the members”

Form 990, Part VI, Section B, Line 11B

“The Form is filed by the VP Finance annually”

Form 990, Part VI, Section B, Line 12C

“Any potential conflicts of interest will be discussed, handled, and properly documented as appropriate.”

Form 990, Part VI, Section B, Line 15

“CEO compensations is determined by the Board of Directors”

Form 990, Part VI, Section C, Line 19

“This is made available upon request”

Filing and Contact Details

Filer

Filer Name
Credit Unions in the State of Washington
EIN
91-0170377
Phone
4252835151
Address
11201 SE 8th St Suite 208, Bellevue, WA 98004

Signing Officer

Name
Ed Garlinghouse
Title
VP Finance
Phone
4252835151
Signed
2025-10-09

Organization Details

Principal Officer
Brandy McBride
Formed
1934
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
7
Employees
29
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“These consist of mostly Loan Servicing expenses such as title-mortgage fees as well as other professional services.”

Raw XML Appendix362 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt010182561
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt011034131
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Puget Sound Cooperative Credit Union is a state-chartered Credit Union providing financial services to its members in the State of Washington.
IRS990/AdvertisingGrp/TotalAmt0109547
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Ed Garlinghouse
IRS990/BooksInCareOfDetail/PhoneNum04252835151
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt011201 SE 8th St Suite 208
IRS990/BooksInCareOfDetail/USAddress/CityNm0Bellevue
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd098004
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0681207
IRS990/CashNonInterestBearingGrp/EOYAmt01102383
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0623039
IRS990/CYOtherExpensesAmt09723651
IRS990/CYOtherRevenueAmt01300593
IRS990/CYProgramServiceRevenueAmt011926873
IRS990/CYRevenuesLessExpensesAmt0724299
IRS990/CYSalariesCompEmpBnftPaidAmt03402555
IRS990/CYTotalExpensesAmt013126206
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt013850505
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0Puget Sound Cooperative Credit Union is a State-chartered Credit Union providing financial services to its members in the State of Washington
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt00
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt029
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/TotalAmt01964133
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0Marc Stepper
IRS990/Form990PartVIISectionAGrp/PersonNm1Nancy Agler
IRS990/Form990PartVIISectionAGrp/PersonNm2Lynn Logen
IRS990/Form990PartVIISectionAGrp/PersonNm3Wayne Apostolik
IRS990/Form990PartVIISectionAGrp/PersonNm4Christina Bender
IRS990/Form990PartVIISectionAGrp/PersonNm5Kevin Ranker
IRS990/Form990PartVIISectionAGrp/PersonNm6Brandy McBride
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6CEO/Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01934
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt013850505
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/TotalAmt06192190
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0623039
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0623039
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01835856
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02452867
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02429875
IRS990/LandBldgEquipCostOrOtherBssAmt04265731
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt01300593
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt01300593
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Puget Sound Cooperative Credit Union is a State-Chartered Credit Union providing financial services to its members in the State of Washington
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt019817890
IRS990/NetAssetsOrFundBalancesEOYAmt020629359
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt087170
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt019817890
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt020629359
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0514512
IRS990/OfficeExpensesGrp/TotalAmt0858093
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0776311
IRS990/OtherAssetsTotalGrp/EOYAmt0427253
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Provision For Loan Losses
IRS990/OtherExpensesGrp/TotalAmt081297
IRS990/OtherLiabilitiesGrp/BOYAmt0225744718
IRS990/OtherLiabilitiesGrp/EOYAmt0231888563
IRS990/OtherRevenueTotalAmt01300593
IRS990/OtherSalariesAndWagesGrp/TotalAmt03402555
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0240809193
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0231675064
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0270799
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0263171
IRS990/PrincipalOfficerNm0Brandy McBride
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011926873
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011926873
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0151373
IRS990/PYOtherExpensesAmt07895155
IRS990/PYOtherRevenueAmt01757391
IRS990/PYProgramServiceRevenueAmt09794835
IRS990/PYRevenuesLessExpensesAmt0647248
IRS990/PYSalariesCompEmpBnftPaidAmt03161196
IRS990/PYTotalExpensesAmt011056351
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt011703599
IRS990/ReconcilationRevenueExpnssAmt0724299
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010754792
IRS990/SavingsAndTempCashInvstGrp/EOYAmt027654307
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0743974
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0333306
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01077280
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0460901
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01364546
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01825447
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01225000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01225000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0138004
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0138004
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0231888563
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Total Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02429875
IRS990ScheduleD/TotalLiabilityAmt0231888563
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0We are a Credit Union that serves financial services to its members who are the owners.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the governing board are elected by the members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Form is filed by the VP Finance annually
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Any potential conflicts of interest will be discussed, handled, and properly documented as appropriate.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CEO compensations is determined by the Board of Directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5This is made available upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6These consist of mostly Loan Servicing expenses such as title-mortgage fees as well as other professional services.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0255745169
IRS990/TotalAssetsEOYAmt0263552053
IRS990/TotalAssetsGrp/BOYAmt0255745169
IRS990/TotalAssetsGrp/EOYAmt0263552053
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt013126206
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0235927279
IRS990/TotalLiabilitiesEOYAmt0242922694
IRS990/TotalLiabilitiesGrp/BOYAmt0235927279
IRS990/TotalLiabilitiesGrp/EOYAmt0242922694
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt019817890
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt020629359
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt011926873
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt013850505
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt013850505
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0255745169
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0263552053
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03879
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt011201 SE 8th St
IRS990/USAddress/AddressLine2Txt0Suite 208
IRS990/USAddress/CityNm0Bellevue
IRS990/USAddress/StateAbbreviationCd0WA
IRS990/USAddress/ZIPCd098004
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.psccu.org
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Ed Garlinghouse
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VP Finance
ReturnHeader/BusinessOfficerGrp/PhoneNum04252835151
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT UNIONS IN THE STATE OF WASHINGTON
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0910170377
ReturnHeader/Filer/PhoneNum04252835151
ReturnHeader/Filer/USAddress/AddressLine1Txt011201 SE 8th St Suite 208
ReturnHeader/Filer/USAddress/CityNm0Bellevue
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098004
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-10-09T12:57:53-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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