Civic Intelligence

Onesource Veba

990 • Fiscal year 2017 • EIN 90-6260694

Jan 01, 2017 to Dec 31, 2017 • Filed on Jun 21, 2018

Organization ProfileN/A
PO Box 3636Grand Rapids, MI 49501-3636

(800) 400-0439

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

38th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

39th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2017

Net Margin

53rd percentile

2.8%

Higher net margin than 53% of similar nonprofits.

2017 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

52nd percentile

$0

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2017

Asset Growth

35th percentile

-0.9%

Faster asset growth than 35% of similar nonprofits.

2017 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2014 to 2017

Revenue Growth

11th percentile

-22%

Faster revenue growth than 11% of similar nonprofits.

2017 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2014 to 2017

Balance Sheet
Liabilities / Assets38th percentile

Assets

Down

$3,986,369

Down $113,702 (-2.8%) from 2014

Net Assets

Down

$3,986,369

Down $113,702 (-2.8%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue And Expenses
Liabilities / Revenue39th percentileNet Margin53rd percentile

Revenue

Down

$1,089,511

Down $1,214,224 (-53%) from 2014

Expenses

Down

$1,059,244

Down $444,463 (-30%) from 2014

Net Income

Down

$30,267

Down $769,761 (-96%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2014: $4,100,071Liabilities 2014: $0Net Assets 2014: $4,100,0712014Assets 2017: $3,986,369Liabilities 2017: $0Net Assets 2017: $3,986,3692017Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2017

Assets$3,986,369
Liabilities$0
Net Assets$3,986,369
Open 2017 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MRevenue 2014: $2,303,735Expenses 2014: $1,503,707Net Income 2014: $800,0282014Revenue 2017: $1,089,511Expenses 2017: $1,059,244Net Income 2017: $30,2672017Revenue 2020: $44,648Expenses 2020: $1,603,991Net Income 2020: -$1,559,3432020

Highlighted filing

2017

Revenue$1,089,511
Expenses$1,059,244
Net Income$30,267
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Jun 21, 2018
Return Version
2017v2.2
Gross Receipts
$1,089,511
Mission and Program Overview

Mission

Trust is established to provide a voluntary employee's benefit association to provide worker's compensation benefits along withhealth and medical benefits to eligible employees.

Trust is established to provide a voluntary employee's benefit association to provide worker's compensation benefits along with health and medical benefits to eligible employees.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$3,956,102$3,986,369▲ $30,267
Savings and Temporary Cash Investments$3,956,102$3,982,658▲ $26,556
Cash and Non-Interest-Bearing Accounts-$3,711-
Total Assets$3,956,102$3,986,369▲ $30,267
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,956,102$3,986,369▲ $30,267
Total Liabilities and Net Assets / Fund Balance$3,956,102$3,986,369▲ $30,267
Compensation and Service Providers
Top Officer Pay52nd percentile

Board Members and Trustees

NameTitle
-Trustee
Revenue and Support

Revenue Composition

Contributions and Grants
$1,060,000
Program Service Revenue
$0
Investment Income
$29,511
Other Revenue
$0
All Other Contributions
$1,060,000
Change in Net Assets
$30,267
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$1,059,244--$1,059,244
Total Functional Expenses$1,059,244$0$0$1,059,244
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11-description of Process for Review

“An officer of the trustee reviews the return prior to filing.”

Form 990, Page 6, Part VI, Line 18

“Documents are available upon request”

Form 990, Page 6, Part VI, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Onesource Veba
EIN
90-6260694
Phone
8004000439
Address
PO BOX 3636, GRAND RAPIDS, MI 49501-3636

Signing Officer

Name
Matthew Carothers
Title
Trustee
Phone
8004000439
Signed
2018-06-21

Organization Details

Formed
2013
Legal Domicile
Oh
Voting Board Members
1
Independent Board Members
0
Employees
0
Supplemental Narrative

Additional Explanations

Explanation for Form 990, Part XI, Line 9

“reversal of fees paid in prior year”

Raw XML Appendix209 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Trust is established to provide a voluntary employee's benefit association to provide worker's compensation benefits along with health and medical benefits to eligible employees.
IRS990/AllOtherContributionsAmt01060000
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt01059244
IRS990/BenefitsToMembersGrp/TotalAmt01059244
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Fifth Third Bank
IRS990/BooksInCareOfDetail/PhoneNum02162745750
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0600 Superior Avenue
IRS990/BooksInCareOfDetail/USAddress/CityNm0Cleveland
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044114
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IRS990/CompensationFromOtherSrcsInd0false
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IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt01059244
IRS990/CYContributionsGrantsAmt01060000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt029511
IRS990/CYOtherExpensesAmt00
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt030267
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt01059244
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01089511
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0Trust is established to provide a voluntary employee's benefit association to provide worker's compensation benefits along with health and medical benefits to eligible employees.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0Trustee
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02013
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01089511
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt029511
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt029511
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Trust is established to provide a voluntary employee's benefit association to provide worker's compensation benefits along with health and medical benefits to eligible employees.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03956102
IRS990/NetAssetsOrFundBalancesEOYAmt03986369
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Fifth Third Bank
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0309128
IRS990/PYContributionsGrantsAmt01000000
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt07893
IRS990/PYRevenuesLessExpensesAmt0698765
IRS990/PYTotalExpensesAmt0309128
IRS990/PYTotalRevenueAmt01007893
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt030267
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03956102
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03986369
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03956102
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03982658
IRS990/ScheduleBRequiredInd0true
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0An officer of the trustee reviews the return prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Documents are available upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Documents are available upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3reversal of fees paid in prior year
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3EXPLANATION FOR FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03956102
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IRS990/TotalAssetsGrp/BOYAmt03956102
IRS990/TotalAssetsGrp/EOYAmt03986369
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt01060000
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01059244
IRS990/TotalFunctionalExpensesGrp/TotalAmt01059244
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
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IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03956102
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IRS990/TotalOtherCompensationAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt029511
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01089511
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03956102
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IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0600 Superior Avenue
IRS990/USAddress/CityNm0Cleveland
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd044114
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MATTHEW CAROTHERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/PhoneNum08004000439
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-06-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ONESOURCE VEBA
ReturnHeader/Filer/BusinessNameControlTxt0ONES
ReturnHeader/Filer/EIN0906260694
ReturnHeader/Filer/PhoneNum08004000439
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 3636
ReturnHeader/Filer/USAddress/CityNm0GRAND RAPIDS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd0495013636
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId08D448F85D723EEEBAEFF4624CEB64D6C734A5029
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId08D448F85D723EEEBAEFF4624CEB64D6C734A5029
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0216.131.56.34
ReturnHeader/ReturnTs02018-06-21T07:00:26-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,986,369
Liabilities
$0
Net assets
$3,986,369
Revenue
$1,089,511
Expenses
$1,059,244
Net income
$30,267
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.04$1.60$1.56
2017Detailed filing. Detailed filing data is available for this year.$3.99$0.00$3.99$1.09$1.06$0.03
2014Summary only. Only limited summary data is available for this year.$4.10$0.00$4.10$2.30$1.50$0.80