Civic Intelligence

Middletown Area Chamber of Commerce

EIN 90-0944432 • 501(c)3 • Middletown, DE

Profile

Promote small business development in middletown de by providing programs that nurture small and micro businesses and enhance the available workforce.

651 North Broad Street 106Middletown, DE 19709

www.maccde.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.06x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

79th percentile

0.06x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

65th percentile

11%

Higher net margin than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

74th percentile

17%

Faster asset growth than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

91st percentile

92%

Faster revenue growth than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$120,447

Up $17,680 (+17%) from 2024

Liabilities

Up

$7,702

Up $3,089 (+67%) from 2024

Net Assets

Up

$112,745

Up $14,591 (+15%) from 2024

Revenue

Up

$135,906

Up $65,155 (+92%) from 2024

Expenses

Up

$121,315

Up $83,976 (+225%) from 2024

Net Income

Down

$14,591

Down $18,821 (-56%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2013: $0Liabilities 2013: $0Net Assets 2013: $02013Assets 2015: $26,509Liabilities 2015: $3,605Net Assets 2015: $22,9042015Assets 2016: $55,854Liabilities 2016: $0Net Assets 2016: $55,8542016Assets 2017: $45,879Liabilities 2017: $0Net Assets 2017: $45,8792017Assets 2018: $39,722Liabilities 2018: $0Net Assets 2018: $39,7222018Assets 2019: $33,989Liabilities 2019: $189Net Assets 2019: $33,8002019Assets 2020: $113,411Liabilities 2020: $49,900Net Assets 2020: $63,5112020Assets 2021: $65,780Liabilities 2021: $0Net Assets 2021: $65,7802021Assets 2022: $64,782Liabilities 2022: $0Net Assets 2022: $64,7822022Assets 2023: $64,742Liabilities 2023: $0Net Assets 2023: $64,7422023Assets 2024: $102,767Liabilities 2024: $4,613Net Assets 2024: $98,1542024Assets 2025: $120,447Liabilities 2025: $7,702Net Assets 2025: $112,7452025

Highlighted filing

2025

Assets$120,447
Liabilities$7,702
Net Assets$112,745

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $0Expenses 2013: $0Net Income 2013: $02013Revenue 2015: $87,650Expenses 2015: $64,746Net Income 2015: $22,9042015Revenue 2016: $102,126Expenses 2016: $69,176Net Income 2016: $32,9502016Revenue 2017: $68,523Expenses 2017: $78,498Net Income 2017: -$9,9752017Revenue 2018: $100,046Expenses 2018: $117,750Net Income 2018: -$17,7042018Revenue 2019: $49,171Expenses 2019: $58,443Net Income 2019: -$9,2722019Revenue 2020: $121,495Expenses 2020: $88,548Net Income 2020: $32,9472020Revenue 2021: $111,446Expenses 2021: $109,177Net Income 2021: $2,2692021Revenue 2022: $114,816Expenses 2022: $115,814Net Income 2022: -$9982022Revenue 2023: $100,461Expenses 2023: $102,000Net Income 2023: -$1,5392023Revenue 2024: $70,751Expenses 2024: $37,339Net Income 2024: $33,4122024Revenue 2025: $135,906Expenses 2025: $121,315Net Income 2025: $14,5912025

Highlighted filing

2025

Revenue$135,906
Expenses$121,315
Net Income$14,591

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.20$0.08$1.13$1.36$1.21$0.15
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.03$0.05$0.98$0.71$0.37$0.33
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.65$0.00$0.65$1.00$1.02$0.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.65$0.00$0.65$1.15$1.16$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.66$0.00$0.66$1.11$1.09$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.13$0.50$0.64$1.21$0.89$0.33
2019Summary only. Only limited summary data is available for this year.$0.34$0.00$0.34$0.49$0.58$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.40$0.00$0.40$1.00$1.18$0.18
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.00$0.46$0.69$0.78$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.00$0.56$1.02$0.69$0.33
2015Detailed filing. Detailed filing data is available for this year.$0.27$0.04$0.23$0.88$0.65$0.23
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.00$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 10, 2026
Return Version
2024v5.5
Gross Receipts
$135,906
Mission and Program Overview

Mission

Promote small business development in middletown de by providing programs that nurture small and micro businesses and enhance the available workforce.

To promote small business development in middletown delaware by providing programs that nurture small and micro businesses and enhance the available workforce.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$98,154$112,745▲ $14,591
Cash and Non-Interest-Bearing Accounts$58,956$71,724▲ $12,768
Land, Buildings, and Equipment, Net$18,996$24,645▲ $5,649
Accounts Receivable$16,680$15,943▼ $737
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$102,767$120,447▲ $17,680
Other Assets Total$8,135$8,135→ $0
Liabilities
Other Liabilities$4,613$7,702▲ $3,089
Total Liabilities$4,613$7,702▲ $3,089
Net Assets / Fund Balance
Total Net Assets Fund Balance$98,154$112,745▲ $14,591
Total Liabilities and Net Assets / Fund Balance$102,767$120,447▲ $17,680

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$9,229$23,317$32,546
Buildings$15,416$3,708$19,124
Other Assets Org$8,135--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Debbie AmentChairman
Rich MazzioPresident
BILL O'NEALDirector
Carolyn StanleyDirector
Katryna Cera-prouxDirector
Lyndsay MyersDirector
Mary JamiesonDirector
Nick RyanDirector
Patrick CarsonDirector
Sital SoniDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$50,000
Program Service Revenue
$85,906
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$14,591
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$121,315
Total Fundraising Expense$3,639
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$67,870$3,572-$71,442
Fees for Services Management$32,578$3,242$3,242$39,062
Fees for Services Other$3,097--$3,097
Office Expenses$2,216$277$277$2,770
Advertising$1,500--$1,500
Fees for Services Accounting$960$120$120$1,200
Insurance$1,148--$1,148
Depreciation Depletion$1,046--$1,046
Other Expenses$50--$50
Total Functional Expenses$110,465$7,211$3,639$121,315
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$7,702
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The foundation is organized with stockholders of the board.

Form 990, Part VI, Section B, Line 11B

The foundations board reviews all tax returns before signing and filing.

Form 990, Part VI, Section B, Line 12C

The board regularly oversees, at each meeting, and addresses any compliance issues, if compliance issues arise.

Form 990, Part VI, Section B, Line 15

The compensation of the chief executive officer and all other members of the organization are reviewed each year by the executive board.

Form 990, Part VI, Section C, Line 19

All documents are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Middletown Area Chamber of Commerce
EIN
90-0944432
Phone
3023787545
Address
651 NORTH BROAD STREET 106, MIDDLETOWN, DE 19709

Signing Officer

Name
Michelle Gramlich
Title
Chief Executive Officer
Phone
3023787545
Signed
2026-02-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michelle Gramlich
Formed
2012
Legal Domicile
De
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
0

Preparer

Firm
Aka Advisory LLC
Address
1701 SHALLCROSS AVE STE D, WILMINGTON, DE 19806
Preparer
Brian K Moreau CPA Cva
Phone
3022307171
Raw XML AppendixShowing 400 of 405 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYProgramServiceRevenueAmt020751
IRS990/PYRevenuesLessExpensesAmt033412
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt037339
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt070751
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt014591
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt082932
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt098154
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0112745
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt050000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt050000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt050519
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt050750
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt050000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0251269
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt082933
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt015710
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt045271
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt059549
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt060392
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0263855
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0500
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0500
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.48730
IRS990ScheduleA/PublicSupportPY170Pct00.50100
IRS990ScheduleA/PublicSupportTotal170Amt0251269
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt050000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt050000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt050519
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt050750
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt050000
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0251269
IRS990ScheduleA/TotalSupportAmt0515624
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt015416
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03708
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt019124
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt08135
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt09229
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt023317
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt032546
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07702
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt024645
IRS990ScheduleD/TotalBookValueOtherAssetsAmt08135
IRS990ScheduleD/TotalLiabilityAmt07702
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0(1) SITAL SONI
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0BOARD MEMBER
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0SERVICES PROVIDED
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0BOARD MEMBER SITAL SONI PROVIDED SERVICES RELATED TO A PLANNING GRANT AWARDED TO THE ORGANZIATION BY THE STATE OF DELAWARE. THE BOARD VOTED ON THE USE OF MS. SONI'S SERVICES PRIOR TO THE START OF THE GRANT.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART V
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FOUNDATION IS ORGANIZED WITH STOCKHOLDERS OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FOUNDATIONS BOARD REVIEWS ALL TAX RETURNS BEFORE SIGNING AND FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD REGULARLY OVERSEES, AT EACH MEETING, AND ADDRESSES ANY COMPLIANCE ISSUES, IF COMPLIANCE ISSUES ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPENSATION OF THE CHIEF EXECUTIVE OFFICER AND ALL OTHER MEMBERS OF THE ORGANIZATION ARE REVIEWED EACH YEAR BY THE EXECUTIVE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0102767
IRS990/TotalAssetsEOYAmt0120447
IRS990/TotalAssetsGrp/BOYAmt0102767
IRS990/TotalAssetsGrp/EOYAmt0120447
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt050000
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt03639
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt07211
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0110465
IRS990/TotalFunctionalExpensesGrp/TotalAmt0121315
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04613
IRS990/TotalLiabilitiesEOYAmt07702
IRS990/TotalLiabilitiesGrp/BOYAmt04613
IRS990/TotalLiabilitiesGrp/EOYAmt07702
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt098154
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0112745
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0110465
IRS990/TotalProgramServiceRevenueAmt085906
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt085906
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0135906
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0102767
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0120447
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0651 NORTH BROAD STREET 106
IRS990/USAddress/CityNm0MIDDLETOWN
IRS990/USAddress/StateAbbreviationCd0DE
IRS990/USAddress/ZIPCd019709
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0WWW.MACCDE.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHELLE GRAMLICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHIEF EXECUTIVE OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum03023787545
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MIDDLETOWN AREA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0MIDD
ReturnHeader/Filer/EIN0900944432
ReturnHeader/Filer/PhoneNum03023787545
ReturnHeader/Filer/USAddress/AddressLine1Txt0651 NORTH BROAD STREET 106
ReturnHeader/Filer/USAddress/CityNm0MIDDLETOWN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0DE
ReturnHeader/Filer/USAddress/ZIPCd019709
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0260645306
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AKA ADVISORY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01701 SHALLCROSS AVE STE D
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WILMINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0DE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019806
ReturnHeader/PreparerPersonGrp/PhoneNum03022307171
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRIAN K MOREAU CPA CVA

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