Civic Intelligence

Womens Money Matters Inc.

990 • Fiscal year 2020 • EIN 90-0688545

Jul 01, 2019 to Jun 30, 2020 • Filed on Nov 07, 2020

Organization ProfileWWW.BUDGETBUDDIES.ORG
114 Turnpike RdChelmsford, MA 01824

(978) 703-0820

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.16x

Higher debt load relative to assets than 66% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Liabilities / Revenue

65th percentile

0.15x

Higher debt load relative to revenue than 65% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Net Margin

56th percentile

9.5%

Higher net margin than 56% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Top Officer Pay

71st percentile

$58,856

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 10.3% of source-year revenue.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Asset Growth

75th percentile

31%

Faster asset growth than 75% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2019 to 2020

Revenue Growth

46th percentile

-3.7%

Faster revenue growth than 46% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$561,839

Up $131,429 (+31%) from 2019

Net Assets

Up

$473,704

Up $54,050 (+13%) from 2019

Liabilities

Up

$88,135

Up $77,379 (+719%) from 2019

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin56th percentile

Revenue

Down

$571,938

Down $22,047 (-3.7%) from 2019

Expenses

Up

$517,888

Up $98,787 (+24%) from 2019

Net Income

Down

$54,050

Down $120,834 (-69%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth75th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $7,720Liabilities 2011: $02011Assets 2012: $8,429Liabilities 2012: $02012Assets 2013: $27,296Liabilities 2013: $02013Assets 2014: $57,175Liabilities 2014: $4952014Assets 2015: $139,461Liabilities 2015: $7,411Net Assets 2015: $132,0502015Assets 2016: $219,355Liabilities 2016: $3,711Net Assets 2016: $215,6442016Assets 2017: $222,226Liabilities 2017: $6,672Net Assets 2017: $215,5542017Assets 2018: $249,232Liabilities 2018: $4,462Net Assets 2018: $244,7702018Assets 2019: $430,410Liabilities 2019: $10,756Net Assets 2019: $419,6542019Assets 2020: $561,839Liabilities 2020: $88,135Net Assets 2020: $473,7042020Assets 2021: $902,646Liabilities 2021: $48,747Net Assets 2021: $853,8992021Assets 2022: $1,138,707Liabilities 2022: $56,708Net Assets 2022: $1,081,9992022Assets 2023: $1,193,768Liabilities 2023: $25,896Net Assets 2023: $1,167,8722023Assets 2024: $1,485,270Liabilities 2024: $40,431Net Assets 2024: $1,444,8392024

Highlighted filing

2020

Assets$561,839
Liabilities$88,135
Net Assets$473,704
Open 2020 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $9,057Expenses 2011: $1,337Net Income 2011: $7,7202011Revenue 2012: $9,553Expenses 2012: $8,844Net Income 2012: $7092012Revenue 2013: $39,888Expenses 2013: $21,021Net Income 2013: $18,8672013Revenue 2014: $66,258Expenses 2014: $37,600Net Income 2014: $28,6582014Revenue 2015: $170,329Expenses 2015: $94,959Net Income 2015: $75,3702015Revenue 2016: $269,214Expenses 2016: $200,367Net Income 2016: $68,8472016Revenue 2017: $321,548Expenses 2017: $321,638Net Income 2017: -$902017Revenue 2018: $385,237Expenses 2018: $356,021Net Income 2018: $29,2162018Revenue 2019: $593,985Expenses 2019: $419,101Net Income 2019: $174,8842019Revenue 2020: $571,938Expenses 2020: $517,888Net Income 2020: $54,0502020Revenue 2021: $903,739Expenses 2021: $541,005Net Income 2021: $362,7342021Revenue 2022: $1,082,743Expenses 2022: $764,588Net Income 2022: $318,1552022Revenue 2023: $1,099,781Expenses 2023: $1,013,908Net Income 2023: $85,8732023Revenue 2024: $1,489,221Expenses 2024: $1,212,254Net Income 2024: $276,9672024

Highlighted filing

2020

Revenue$571,938
Expenses$517,888
Net Income$54,050
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Nov 7, 2020
Return Version
2019v5.0
Gross Receipts
$572,288
Mission and Program Overview

Mission

Budget buddies, inc. Empowers low-income women through financial literacy. The organization's comprehensive programming combines one-to-one coaching with a series of workshops that develop core money-management skills and self-esteem.

Budget buddies, inc. Provides financial literacy for low-income women in eastern massachusetts.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$346,260$507,454▲ $161,194
Pledges and Grants Receivable$32,529$53,834▲ $21,305
Accounts Receivable$3,750--
Prepaid Expenses and Deferred Charges$538--
Land, Buildings, and Equipment, Net$363--
Total Assets$430,410$561,839▲ $131,429
Other Assets Total$46,970$551▼ $46,419
Liabilities
Unsecured Notes Loans Payable-$72,500-
Accounts Payable and Accrued Expenses$10,756$15,635▲ $4,879
Total Liabilities$10,756$88,135▲ $77,379
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$352,154$455,868▲ $103,714
Net Assets With Donor Restrictions$67,500$17,836▼ $49,664
Total Net Assets Fund Balance$419,654$473,704▲ $54,050
Total Liabilities and Net Assets / Fund Balance$430,410$561,839▲ $131,429

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$2,907$2,907
Compensation and Service Providers
Top Officer Pay71st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Danielle PiskadloExecutive DiFT$57,731$1,125$58,856

Board Members and Trustees

NameTitle
Catherine JenkinsChair
Robin ToofVice Chair
Brandie ConfortiDirector
Darlene HaganDirector
Gisel LopezDirector
Lisa WhittemoreDirector
Sean SpauldingDirector
Shandra GardinerDirector
Susan GravesDirector
Todd SmithDirector
Brenda GouldClerk
Anne MuitaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$562,407
Program Service Revenue
$1,000
Investment Income
$5,636
Other Revenue
$2,895
All Other Contributions
$543,407
Change in Net Assets
$54,050

Audited Revenue Reconciliation

Revenue per Audited Statements
$571,938
Total Revenue per Audited Statements
$571,938
Total Revenue per Form 990
$571,938
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$371,053
Other Expenses$146,835
Total Fundraising Expense$51,148
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$171,265$28,159$16,500$215,924
Current Officers, Directors, Trustees, and Key Employees$56,895$14,805$27,000$98,700
Payroll Taxes$23,635$4,097$3,782$31,514
Office Expenses$19,916$10,434$786$31,136
Other Employee Benefits$8,331$13,088$-284$21,135
Occupancy$11,018$1,910$1,763$14,691
Fees for Services Accounting-$9,500-$9,500
Insurance$4,239$735$678$5,652
Travel$3,775$873-$4,648
Pension Plan Contributions-$3,780-$3,780
Advertising-$501$462$963
Conferences and Meetings-$515-$515
Other Expenses$72,896$2,802$446$446
Depreciation Depletion-$363-$363
Information Technology$96$17$15$128
Total Functional Expenses$372,066$94,674$51,148$517,888

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$517,888
Total Expenses per Audited Statements$517,888
Total Expenses per Form 990$517,888
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$3,245
Fundraising Direct Expenses$350
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Lunafest$22,245$3,245$350$2,895
Total Events$22,245$3,245$350$2,895
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“Annual statements of disclosure (and amendments thereto) will be reviewed by the board of directors to determine whether a potential conflict of interest exists and whether or not the conflict of interest would materially and adversely affect the interests of budget buddies, inc. While any potential conflict of interest is under review by the board of”

Form 990, Page 6, Part VI, Line 19

“All documents are stored on site and available upon request.”

Filing and Contact Details

Filer

Filer Name
Budget Buddies Inc
EIN
90-0688545
Phone
9787030820
Address
114 TURNPIKE RD, CHELMSFORD, MA 01824

Signing Officer

Name
Danielle Piskadlo
Title
Executive Director
Phone
9787030820
Signed
2020-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Danielle Piskadlo
Formed
2011
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
12
Employees
14
Volunteers
129

Preparer

Firm
Anstiss & Co Pc
Address
1115 WESTFORD STREET 3RD FLOOR, LOWELL, MA 01851-2701
Preparer
Richard B Dionne
Phone
9784522500
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Budget buddies, inc. Empowers low-income women through financial literacy. The organization's comprehensive programming combines one-to-one coaching with a series of workshops that develop core money management skills and self-esteem.”

Financial Statement Notes

Schedule D, Page 3, Part X

“Budget buddies, inc., incorporated under chapter 180 of the massachusetts general laws as a tax-exempt entity, has been granted tax-exempt status under internal revenue code section 501(c)(3). Therefore, it is generally exempt from federal and state income taxes. Accordingly, no provision for income taxes has been provided for in the accompanying financial statements. Asc 740-10, "income taxes," requires the organization to evaluate and disclose tax positions that could have an effect on the organization's financial statements. Budget buddies, inc. Reports its activities to the internal revenue service and to the commonwealth of massachusetts on an annual basis. These informational returns are generally subject to audit and audit by the governmental agencies for a period of three years after filing. Substantially all of budget buddies, inc. Income, expenditures and activities relate to its exempt purpose. Therefore, management has determined that the organization is not subject to unrelated business income taxes and will continue to qualify as a tax- exempt not-for-profit entity.”

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IRS990/MissionDesc0BUDGET BUDDIES, INC. EMPOWERS LOW-INCOME WOMEN THROUGH FINANCIAL LITERACY. THE ORGANIZATION'S COMPREHENSIVE PROGRAMMING COMBINES ONE-TO-ONE COACHING WITH A SERIES OF WORKSHOPS THAT DEVELOP CORE MONEY MANAGEMENT SKILLS AND SELF-ESTEEM.
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IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetAssetsOrFundBalancesEOYAmt0473704
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt02895
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0352154
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0455868
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt01763
IRS990/OccupancyGrp/ManagementAndGeneralAmt01910
IRS990/OccupancyGrp/ProgramServicesAmt011018
IRS990/OccupancyGrp/TotalAmt014691
IRS990/OfficeExpensesGrp/FundraisingAmt0786
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt010434
IRS990/OfficeExpensesGrp/ProgramServicesAmt019916
IRS990/OfficeExpensesGrp/TotalAmt031136
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt046970
IRS990/OtherAssetsTotalGrp/EOYAmt0551
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0-284
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt013088
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt08331
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021135
IRS990/OtherExpensesGrp/Desc0PROGRAM MATERIALS AND EXP
IRS990/OtherExpensesGrp/Desc1BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL DEVELOPMENT
IRS990/OtherExpensesGrp/Desc3ANNUAL APPEAL EXPENSE
IRS990/OtherExpensesGrp/FundraisingAmt0446
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03095
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12802
IRS990/OtherExpensesGrp/ProgramServicesAmt072896
IRS990/OtherExpensesGrp/TotalAmt072896
IRS990/OtherExpensesGrp/TotalAmt13095
IRS990/OtherExpensesGrp/TotalAmt22802
IRS990/OtherExpensesGrp/TotalAmt3446
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt016500
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt028159
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0171265
IRS990/OtherSalariesAndWagesGrp/TotalAmt0215924
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt03782
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04097
IRS990/PayrollTaxesGrp/ProgramServicesAmt023635
IRS990/PayrollTaxesGrp/TotalAmt031514
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03780
IRS990/PensionPlanContributionsGrp/TotalAmt03780
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt032529
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt053834
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0538
IRS990/PrincipalOfficerNm0DANIELLE PISKADLO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0TRAINING WORKSHOPS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01000
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0581970
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt04151
IRS990/PYOtherExpensesAmt062234
IRS990/PYOtherRevenueAmt0364
IRS990/PYProgramServiceRevenueAmt07500
IRS990/PYRevenuesLessExpensesAmt0174884
IRS990/PYSalariesCompEmpBnftPaidAmt0356867
IRS990/PYTotalExpensesAmt0419101
IRS990/PYTotalRevenueAmt0593985
IRS990/ReconcilationRevenueExpnssAmt054050
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01000
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0EVENT REVENUE 3,245
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0562407
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0581970
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0358113
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0295048
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0241020
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02038558
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt05636
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt05636
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt043225
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt03245
IRS990ScheduleA/OtherIncome170Grp/TotalAmt03245
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98190
IRS990ScheduleA/PublicSupportPY170Pct00.81480
IRS990ScheduleA/PublicSupportTotal170Amt02010456
IRS990ScheduleA/SubstantialContributorsTotAmt028102
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0562407
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0581970
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0358113
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0295048
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0241020
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02038558
IRS990ScheduleA/TotalSupportAmt02047439
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02907
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02907
IRS990ScheduleD/ExpensesSubtotalAmt0517888
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueSubtotalAmt0571938
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0BUDGET BUDDIES, INC., INCORPORATED UNDER CHAPTER 180 OF THE MASSACHUSETTS GENERAL LAWS AS A TAX-EXEMPT ENTITY, HAS BEEN GRANTED TAX-EXEMPT STATUS UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). THEREFORE, IT IS GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN PROVIDED FOR IN THE ACCOMPANYING FINANCIAL STATEMENTS. ASC 740-10, "INCOME TAXES," REQUIRES THE ORGANIZATION TO EVALUATE AND DISCLOSE TAX POSITIONS THAT COULD HAVE AN EFFECT ON THE ORGANIZATION'S FINANCIAL STATEMENTS. BUDGET BUDDIES, INC. REPORTS ITS ACTIVITIES TO THE INTERNAL REVENUE SERVICE AND TO THE COMMONWEALTH OF MASSACHUSETTS ON AN ANNUAL BASIS. THESE INFORMATIONAL RETURNS ARE GENERALLY SUBJECT TO AUDIT AND AUDIT BY THE GOVERNMENTAL AGENCIES FOR A PERIOD OF THREE YEARS AFTER FILING. SUBSTANTIALLY ALL OF BUDGET BUDDIES, INC. INCOME, EXPENDITURES AND ACTIVITIES RELATE TO ITS EXEMPT PURPOSE. THEREFORE, MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAXES AND WILL CONTINUE TO QUALIFY AS A TAX- EXEMPT NOT-FOR-PROFIT ENTITY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalExpensesPerForm990Amt0517888
IRS990ScheduleD/TotalRevenuePerForm990Amt0571938
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0571938
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0517888
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt019000
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt019000
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt0350
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0LUNAFEST
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt022245
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt022245
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt03245
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt03245
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt02895
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0350
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0350
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BUDGET BUDDIES, INC. EMPOWERS LOW-INCOME WOMEN THROUGH FINANCIAL LITERACY. THE ORGANIZATION'S COMPREHENSIVE PROGRAMMING COMBINES ONE-TO-ONE COACHING WITH A SERIES OF WORKSHOPS THAT DEVELOP CORE MONEY MANAGEMENT SKILLS AND SELF-ESTEEM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUAL STATEMENTS OF DISCLOSURE (AND AMENDMENTS THERETO) WILL BE REVIEWED BY THE BOARD OF DIRECTORS TO DETERMINE WHETHER A POTENTIAL CONFLICT OF INTEREST EXISTS AND WHETHER OR NOT THE CONFLICT OF INTEREST WOULD MATERIALLY AND ADVERSELY AFFECT THE INTERESTS OF BUDGET BUDDIES, INC. WHILE ANY POTENTIAL CONFLICT OF INTEREST IS UNDER REVIEW BY THE BOARD OF
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL DOCUMENTS ARE STORED ON SITE AND AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0430410
IRS990/TotalAssetsEOYAmt0561839
IRS990/TotalAssetsGrp/BOYAmt0430410
IRS990/TotalAssetsGrp/EOYAmt0561839
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0562407
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt051148
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt094674
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0372066
IRS990/TotalFunctionalExpensesGrp/TotalAmt0517888
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt010756
IRS990/TotalLiabilitiesEOYAmt088135
IRS990/TotalLiabilitiesGrp/BOYAmt010756
IRS990/TotalLiabilitiesGrp/EOYAmt088135
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0419654
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0473704
IRS990/TotalOtherCompensationAmt01125
IRS990/TotalProgramServiceExpensesAmt0372066
IRS990/TotalProgramServiceRevenueAmt01000
IRS990/TotalReportableCompFromOrgAmt057731

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$561,839
Liabilities
$88,135
Net assets
$473,704
Revenue
$571,938
Expenses
$517,888
Net income
$54,050
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.49$0.04$1.44$1.49$1.21$0.28
2023Detailed filing. Detailed filing data is available for this year.$1.19$0.03$1.17$1.10$1.01$0.09
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.06$1.08$1.08$0.76$0.32
2021Detailed filing. Detailed filing data is available for this year.$0.90$0.05$0.85$0.90$0.54$0.36
2020Detailed filing. Detailed filing data is available for this year.$0.56$0.09$0.47$0.57$0.52$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.43$0.01$0.42$0.59$0.42$0.17
2018Detailed filing. Detailed filing data is available for this year.$0.25$0.00$0.24$0.39$0.36$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.22$0.01$0.22$0.32$0.32$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.22$0.00$0.22$0.27$0.20$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.14$0.01$0.13$0.17$0.09$0.08
2014Summary only. Only limited summary data is available for this year.$0.06$0.00$0.07$0.04$0.03
2013Summary only. Only limited summary data is available for this year.$0.03$0.00$0.04$0.02$0.02
2012Summary only. Only limited summary data is available for this year.$0.01$0.00$0.01$0.01$0.00
2011Summary only. Only limited summary data is available for this year.$0.01$0.00$0.01$0.00$0.01