Civic Intelligence

Carha Inc

EIN 90-0430328 • 501(c)3 • Port Saint Lucie, FL

Profile

Provide christian aide to haitian families living in haiti

1858 Southwest Angelico LanePort Saint Lucie, FL 34984

www.carha.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

8.33x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

0.36x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

38th percentile

-3.5%

Higher net margin than 38% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

87th percentile

$5,700

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

41st percentile

-8.0%

Faster asset growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

67th percentile

13%

Faster revenue growth than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$18,692

Down $1,631 (-8.0%) from 2023

Liabilities

Up

$155,724

Up $13,390 (+9.4%) from 2023

Net Assets

Down

-$137,032

Down $15,021 (-12%) from 2023

Revenue

Up

$435,040

Up $50,725 (+13%) from 2023

Expenses

Up

$450,061

Up $19,293 (+4.5%) from 2023

Net Income

Up

-$15,021

Up $31,432 (+68%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100K-$200KAssets 2009: $1,745Liabilities 2009: $02009Assets 2010: $4,800Liabilities 2010: $02010Assets 2012: $6,581Liabilities 2012: $02012Assets 2013: $13,791Liabilities 2013: $02013Assets 2014: $11,099Net Assets 2014: $11,0992014Assets 2015: $2,871Net Assets 2015: $2,8712015Assets 2016: $26,295Liabilities 2016: $0Net Assets 2016: $26,2952016Assets 2017: $26,716Liabilities 2017: $14,000Net Assets 2017: $12,7162017Assets 2018: $3,051Liabilities 2018: $4,500Net Assets 2018: -$1,4492018Assets 2019: $77,798Liabilities 2019: $8,655Net Assets 2019: $69,1432019Assets 2020: $25,812Liabilities 2020: $23,547Net Assets 2020: $2,2652020Assets 2021: $26,148Liabilities 2021: $127,823Net Assets 2021: -$101,6752021Assets 2022: $67,347Liabilities 2022: $142,905Net Assets 2022: -$75,5582022Assets 2023: $20,323Liabilities 2023: $142,334Net Assets 2023: -$122,0112023Assets 2024: $18,692Liabilities 2024: $155,724Net Assets 2024: -$137,0322024

Highlighted filing

2024

Assets$18,692
Liabilities$155,724
Net Assets-$137,032

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2009: $21,170Expenses 2009: $19,494Net Income 2009: $1,6762009Revenue 2010: $104,735Expenses 2010: $101,680Net Income 2010: $3,0552010Revenue 2012: $119,314Expenses 2012: $113,084Net Income 2012: $6,2302012Revenue 2013: $102,149Expenses 2013: $94,939Net Income 2013: $7,2102013Revenue 2014: $118,478Expenses 2014: $121,170Net Income 2014: -$2,6922014Revenue 2015: $186,417Expenses 2015: $194,643Net Income 2015: -$8,2262015Revenue 2016: $214,747Expenses 2016: $191,322Net Income 2016: $23,4252016Revenue 2017: $223,015Expenses 2017: $236,594Net Income 2017: -$13,5792017Revenue 2018: $254,679Expenses 2018: $268,844Net Income 2018: -$14,1652018Revenue 2019: $327,335Expenses 2019: $256,743Net Income 2019: $70,5922019Revenue 2020: $260,779Expenses 2020: $327,657Net Income 2020: -$66,8782020Revenue 2021: $384,115Expenses 2021: $488,055Net Income 2021: -$103,9402021Revenue 2022: $395,605Expenses 2022: $371,519Net Income 2022: $24,0862022Revenue 2023: $384,315Expenses 2023: $430,768Net Income 2023: -$46,4532023Revenue 2024: $435,040Expenses 2024: $450,061Net Income 2024: -$15,0212024

Highlighted filing

2024

Revenue$435,040
Expenses$450,061
Net Income-$15,021

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.19$1.56$1.37$4.35$4.50$0.15
2023Detailed filing. Detailed filing data is available for this year.$0.20$1.42$1.22$3.84$4.31$0.46
2022Detailed filing. Detailed filing data is available for this year.$0.67$1.43$0.76$3.96$3.72$0.24
2021Detailed filing. Detailed filing data is available for this year.$0.26$1.28$1.02$3.84$4.88$1.04
2020Detailed filing. Detailed filing data is available for this year.$0.26$0.24$0.02$2.61$3.28$0.67
2019Detailed filing. Detailed filing data is available for this year.$0.78$0.09$0.69$3.27$2.57$0.71
2018Detailed filing. Detailed filing data is available for this year.$0.03$0.05$0.01$2.55$2.69$0.14
2017Detailed filing. Detailed filing data is available for this year.$0.27$0.14$0.13$2.23$2.37$0.14
2016Detailed filing. Detailed filing data is available for this year.$0.26$0.00$0.26$2.15$1.91$0.23
2015Detailed filing. Detailed filing data is available for this year.$0.03$0.03$1.86$1.95$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.11$0.11$1.18$1.21$0.03
2013Summary only. Only limited summary data is available for this year.$0.14$0.00$1.02$0.95$0.07
2012Summary only. Only limited summary data is available for this year.$0.07$0.00$1.19$1.13$0.06
2010Summary only. Only limited summary data is available for this year.$0.05$0.00$1.05$1.02$0.03
2009Summary only. Only limited summary data is available for this year.$0.02$0.00$0.21$0.19$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.2
Gross Receipts
$435,040
Mission and Program Overview

Mission

Provide christian aide to haitian families living in haiti

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$14,275$9,535▼ $4,740
Accounts Receivable$6,586$8,980▲ $2,394
Savings and Temporary Cash Investments$1,279$3,366▲ $2,087
Other Notes and Loans Receivable, Net$-1,817$-3,189▼ $1,372
Total Assets$20,323$18,692▼ $1,631
Liabilities
Mortgage Notes Payable Secured by Investment Property$122,200$122,200→ $0
Other Liabilities$20,134$33,524▲ $13,390
Total Liabilities$142,334$155,724▲ $13,390
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-122,011$-137,032▼ $15,021
Total Net Assets Fund Balance$-122,011$-137,032▼ $15,021
Total Liabilities and Net Assets / Fund Balance$20,323$18,692▼ $1,631
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Djumy SeptembreDirectorFT$30,000$30,000
Jennifer CarmichaelBookkeeperPT$9,600$9,600

Board Members and Trustees

NameTitle
David JamesVice President
Christopher GoetzAt Large Member
Martha CheryAt Large Member
Peggy QuickAt Large Member
Paul HuyghebaertPastor
Tony ThorntonPastor
Revenue and Support

Revenue Composition

Contributions and Grants
$323,063
Program Service Revenue
$111,975
Investment Income
$2
Other Revenue
$0
All Other Contributions
$323,063
Change in Net Assets
$-15,021
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$410,461
Salaries, Compensation, and Employee Benefits$39,600
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$875$38,725-$39,600
Other Expenses$26,526$20,483-$26,526
Interest-$10,538-$10,538
Office Expenses$3,372$604-$3,976
Fees for Services Accounting$2,881--$2,881
Travel$294$2,425-$2,719
Fees for Services Other$500$1,000-$1,500
Insurance$455--$455
Advertising$95$18-$113
Total Functional Expenses$376,268$73,793$0$450,061
International Activity

International Summary

Offices
1
Employees
1
Spending
$376,265

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Central America and the CaribbeanProgram ServicesOrphanage Schools11$376,265
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Cards$18,064
Short Term Loan$15,460
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

Jenifer carmichael, administrator, sent form 990 to board members for review prior to filing the return

Governing documents etc available to public Part VI line 19

Governing documents, conflict of interest policy, and financial statements were available to the public during the tax year upon request

Filing and Contact Details

Filer

Filer Name
Carha Inc
EIN
90-0430328
In Care Of
% DJUMY SEPTEMBRE
Phone
7728821125
Address
1858 SOUTHWEST ANGELICO LANE, PORT SAINT LUCIE, FL 34984

Signing Officer

Name
Djumy Septembre
Title
CEO
Phone
7728821125
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Djumy Septembre
Formed
2007
Legal Domicile
Fl
Voting Board Members
3
Independent Board Members
5
Employees
1

Preparer

Firm
Kristinas Accounting and Tax Servi
Address
134 E 5TH AVE, Garnett, KS 66032
Preparer
Kristina Traxson
Phone
7854481646
Supplemental Narrative

Additional Explanations

Part III response or note to any other line in Part III

Provides support for churches and medical clinics and for haitian teenagers and young adults living in haiti

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IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt0CENTRAL AMERICA AND THE CARIBBEAN
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt0ORPHANAGE SCHOOLS
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0JENIFER CARMICHAEL, ADMINISTRATOR, SENT FORM 990 TO BOARD MEMBERS FOR REVIEW PRIOR TO FILING THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS WERE AVAILABLE TO THE PUBLIC DURING THE TAX YEAR UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PROVIDES SUPPORT FOR CHURCHES AND MEDICAL CLINICS AND FOR HAITIAN TEENAGERS AND YOUNG ADULTS LIVING IN HAITI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part III response or note to any other line in Part III
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0376268
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0435040
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IRS990/UponRequestInd0X
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IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd034988
IRS990/VotingMembersGoverningBodyCnt03
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IRS990/WebsiteAddressTxt0WWW.CARHA.NET
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DJUMY SEPTEMBRE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07728821125
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CARHA INC
ReturnHeader/Filer/BusinessNameControlTxt0CARH
ReturnHeader/Filer/EIN0900430328
ReturnHeader/Filer/InCareOfNm0% DJUMY SEPTEMBRE
ReturnHeader/Filer/PhoneNum07728821125
ReturnHeader/Filer/USAddress/AddressLine1Txt01858 SOUTHWEST ANGELICO LANE
ReturnHeader/Filer/USAddress/CityNm0PORT SAINT LUCIE
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ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463647394
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KRISTINAS ACCOUNTING AND TAX SERVI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0134 E 5TH AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Garnett
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066032
ReturnHeader/PreparerPersonGrp/PhoneNum07854481646
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KRISTINA TRAXSON
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-12T17:51:00-05:00

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