Civic Intelligence

Orange County Business

EIN 90-0249263 • 501(c)6 • Maybrook, NY

Profile

Improvement of business conditions.

924 Homestead AveMaybrook, NY 12543

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.01x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

100th percentile

69701.50x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Net Margin

1st percentile

-22850%

Higher net margin than 1% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

51st percentile

-0.3%

Faster asset growth than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

3rd percentile

-98%

Faster revenue growth than 3% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets96th percentile

Assets

Down

$275,672

Down $914 (-0.3%) from 2021

Liabilities

Flat

$278,806

Flat from 2021

Net Assets

Down

-$3,134

Down $914 (-41%) from 2021

Operations
Liabilities / Revenue100th percentileNet Margin1st percentile

Revenue

Down

$4

Down $218 (-98%) from 2021

Expenses

Down

$918

Down $30,176 (-97%) from 2021

Net Income

Up

-$914

Up $29,958 (+97%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2010: $270,724Liabilities 2010: $221,525Net Assets 2010: $49,1992010Assets 2011: $457,939Liabilities 2011: $417,261Net Assets 2011: $40,6782011Assets 2012: $495,961Liabilities 2012: $453,981Net Assets 2012: $41,9802012Assets 2013: $418,772Liabilities 2013: $377,186Net Assets 2013: $41,5862013Assets 2014: $409,171Liabilities 2014: $373,016Net Assets 2014: $36,1552014Assets 2015: $376,605Liabilities 2015: $349,458Net Assets 2015: $27,1472015Assets 2016: $306,393Liabilities 2016: $249,392Net Assets 2016: $57,0012016Assets 2017: $298,560Liabilities 2017: $263,320Net Assets 2017: $35,2402017Assets 2018: $310,448Liabilities 2018: $278,806Net Assets 2018: $31,6422018Assets 2019: $307,944Liabilities 2019: $278,806Net Assets 2019: $29,1382019Assets 2020: $307,458Liabilities 2020: $278,806Net Assets 2020: $28,6522020Assets 2021: $276,586Liabilities 2021: $278,806Net Assets 2021: -$2,2202021Assets 2022: $275,672Liabilities 2022: $278,806Net Assets 2022: -$3,1342022

Highlighted filing

2022

Assets$275,672
Liabilities$278,806
Net Assets-$3,134
Open 2022 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $11,014Expenses 2010: $5,550Net Income 2010: $5,4642010Revenue 2011: $17,526Expenses 2011: $26,047Net Income 2011: -$8,5212011Revenue 2012: $11,774Expenses 2012: $10,472Net Income 2012: $1,3022012Revenue 2013: $10,077Expenses 2013: $10,471Net Income 2013: -$3942013Revenue 2014: $7,010Expenses 2014: $12,441Net Income 2014: -$5,4312014Revenue 2015: $71,473Expenses 2015: $80,481Net Income 2015: -$9,0082015Revenue 2016: $41,374Expenses 2016: $11,520Net Income 2016: $29,8542016Revenue 2017: $1,164Expenses 2017: $4,330Net Income 2017: -$3,1662017Revenue 2018: $11,235Expenses 2018: $14,833Net Income 2018: -$3,5982018Revenue 2019: $313Expenses 2019: $2,817Net Income 2019: -$2,5042019Revenue 2020: $433Expenses 2020: $918Net Income 2020: -$4852020Revenue 2021: $222Expenses 2021: $31,094Net Income 2021: -$30,8722021Revenue 2022: $4Expenses 2022: $918Net Income 2022: -$9142022

Highlighted filing

2022

Revenue$4
Expenses$918
Net Income-$914
Open 2022 Filing

Filings

Most recent year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$275,672
Liabilities
$278,806
Net assets
-$3,134
Revenue
$4
Expenses
$918
Net income
-$914
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$2.76$2.79$0.03$0.00$0.01$0.01
2021Detailed filing. Detailed filing data is available for this year.$2.77$2.79$0.02$0.00$0.31$0.31
2020Detailed filing. Detailed filing data is available for this year.$3.07$2.79$0.29$0.00$0.01$0.00
2019Detailed filing. Detailed filing data is available for this year.$3.08$2.79$0.29$0.00$0.03$0.03
2018Detailed filing. Detailed filing data is available for this year.$3.10$2.79$0.32$0.11$0.15$0.04
2017Detailed filing. Detailed filing data is available for this year.$2.99$2.63$0.35$0.01$0.04$0.03
2016Detailed filing. Detailed filing data is available for this year.$3.06$2.49$0.57$0.41$0.12$0.30
2015Detailed filing. Detailed filing data is available for this year.$3.77$3.49$0.27$0.71$0.80$0.09
2014Detailed filing. Detailed filing data is available for this year.$4.09$3.73$0.36$0.07$0.12$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.19$3.77$0.42$0.10$0.10$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$4.54$0.42$0.12$0.10$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.58$4.17$0.41$0.18$0.26$0.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.71$2.22$0.49$0.11$0.06$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2021 to Apr 30, 2022
Signed
Aug 19, 2022
Return Version
2021v4.0
Gross Receipts
$4
Mission and Program Overview

Mission

Provide low cost loans to small businesses.

Program Services

DescriptionGrantsExpenses
PROVIDE LOW COST LOANS TO SMALL BUSINESSES.--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
HEATHER BELLPresident-$0--
TONIA CROWNBoard Member-$0--
TIM SCANNELLBoard Memebe-$0--
TOM SPERZELBoard Member-$0--
JEAN SEXTONBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Orange County Business
EIN
90-0249263
Phone
8452941700
Address
924 HOMESTEAD AVE, MAYBROOK, NY 12543

Signing Officer

Name
Heather Bell
Title
President
Phone
8452941700
Signed
2022-08-19
Discuss with paid preparer
Yes

Preparer

Firm
Day Seckler Llp
Address
300 WESTAGE BUSINESS CENTER STE 403, FISHKILL, NY 12524-2236
Preparer
Kathryn Seckler CPA
Phone
8457650705
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses insurance 393 filing fees 25 total 418”

Form 990-ez, Part II, Line 24

“Notes receivable 86,195 86,195 total 86,195 86,195”

Form 990-ez, Part II, Line 26

“Accounts payable & accrued expense 29,733 29,733 unsecured notes and loans payable 249,073 249,073”

Raw XML Appendix109 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CASEY MEIER
IRS990EZ/BooksInCareOfDetail/PhoneNum08452941700
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt040 MATTHEWS STREET
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 104
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GOSHEN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd010924
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0190391
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0189477
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-914
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0500
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0276586
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0275672
IRS990EZ/GrossReceiptsAmt04
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt04
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-2220
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-3134
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-2220
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-3134
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0HEATHER BELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TONIA CROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TIM SCANNELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TOM SPERZEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JEAN SEXTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMEBE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt086195
IRS990EZ/OtherAssetsTotalDetail/EOYAmt086195
IRS990EZ/OtherExpensesTotalAmt0418
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE LOW COST LOANS TO SMALL BUSINESSES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE LOW COST LOANS TO SMALL BUSINESSES.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0278806
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0278806
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0918
IRS990EZ/TotalRevenueAmt04
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES INSURANCE 393 FILING FEES 25 TOTAL 418
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NOTES RECEIVABLE 86,195 86,195 TOTAL 86,195 86,195
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE & ACCRUED EXPENSE 29,733 29,733 UNSECURED NOTES AND LOANS PAYABLE 249,073 249,073
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0HEATHER BELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08452941700
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-08-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ORANGE COUNTY BUSINESS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0DEVELOPMENT CORP
ReturnHeader/Filer/BusinessNameControlTxt0ORAN
ReturnHeader/Filer/EIN0900249263
ReturnHeader/Filer/PhoneNum08452941700
ReturnHeader/Filer/USAddress/AddressLine1Txt0924 HOMESTEAD AVE
ReturnHeader/Filer/USAddress/CityNm0MAYBROOK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd012543
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0262310586
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DAY SECKLER LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0300 WESTAGE BUSINESS CENTER STE 403
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FISHKILL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0125242236
ReturnHeader/PreparerPersonGrp/PhoneNum08457650705
ReturnHeader/PreparerPersonGrp/PreparationDt02022-08-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KATHRYN SECKLER CPA
ReturnHeader/ReturnTs02022-09-07T16:28:07-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0HEATHER
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BELL
ReturnHeader/TaxPeriodBeginDt02021-05-01
ReturnHeader/TaxPeriodEndDt02022-04-30
ReturnHeader/TaxYr02021

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