Civic Intelligence

Fra Branch 346 Club Inc.

EIN 90-0067831 • 501(c)19 • Panama City Beach, FL

Pub. 78 Eligible

Profile

Retired military club aids the veterans home and school activities

2117 Wilkinson AvePanama City Beach, FL 32407

gmail.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.09x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)19 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.02x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)19 • <$500k nonprofits • Source year 2024

Net Margin

53rd percentile

4.0%

Higher net margin than 53% of similar nonprofits.

501(c)19 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$0

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)19 • <$500k nonprofits • Source year 2024

Asset Growth

86th percentile

21%

Faster asset growth than 86% of similar nonprofits.

501(c)19 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

50th percentile

2.2%

Faster revenue growth than 50% of similar nonprofits.

501(c)19 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$40,583

Up $7,076 (+21%) from 2023

Liabilities

Up

$3,593

Up $496 (+16%) from 2023

Net Assets

Up

$36,990

Up $6,580 (+22%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin53rd percentile

Revenue

Up

$165,068

Up $3,500 (+2.2%) from 2023

Expenses

Up

$158,488

Up $10,662 (+7.2%) from 2023

Net Income

Down

$6,580

Down $7,162 (-52%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth86th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2014: $129,052Net Assets 2014: $129,0522014Assets 2015: $100,469Net Assets 2015: $1,7492015Assets 2016: $112,824Net Assets 2016: $224,2692016Assets 2017: $0Net Assets 2017: $02017Assets 2018: $225,000Liabilities 2018: $02018Assets 2019: $1,495Liabilities 2019: $491Net Assets 2019: $1,0042019Assets 2020: $2,511Liabilities 2020: $2,097Net Assets 2020: $4142020Assets 2021: $12,080Liabilities 2021: $2,097Net Assets 2021: $9,9832021Assets 2022: $17,964Liabilities 2022: $2,097Net Assets 2022: $15,8672022Assets 2023: $33,507Liabilities 2023: $3,097Net Assets 2023: $30,4102023Assets 2024: $40,583Liabilities 2024: $3,593Net Assets 2024: $36,9902024

Highlighted filing

2024

Assets$40,583
Liabilities$3,593
Net Assets$36,990
Open 2024 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2014: $78,174Expenses 2014: $81,814Net Income 2014: -$3,6402014Revenue 2015: $58,962Expenses 2015: $57,213Net Income 2015: $1,7492015Revenue 2016: $48,785Expenses 2016: $49,939Net Income 2016: -$1,1542016Revenue 2018: $50,231Expenses 2018: $49,897Net Income 2018: $3342018Revenue 2019: $147,658Expenses 2019: $147,901Net Income 2019: -$2432019Revenue 2020: $89,934Expenses 2020: $89,524Net Income 2020: $4102020Revenue 2021: $133,675Expenses 2021: $124,204Net Income 2021: $9,4712021Revenue 2022: $157,526Expenses 2022: $151,642Net Income 2022: $5,8842022Revenue 2023: $161,568Expenses 2023: $147,826Net Income 2023: $13,7422023Revenue 2024: $165,068Expenses 2024: $158,488Net Income 2024: $6,5802024

Highlighted filing

2024

Revenue$165,068
Expenses$158,488
Net Income$6,580
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$40,583
Liabilities
$3,593
Net assets
$36,990
Revenue
$165,068
Expenses
$158,488
Net income
$6,580
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.41$0.04$0.37$1.65$1.58$0.07
2023Detailed filing. Detailed filing data is available for this year.$0.34$0.03$0.30$1.62$1.48$0.14
2022Detailed filing. Detailed filing data is available for this year.$0.18$0.02$0.16$1.58$1.52$0.06
2021Detailed filing. Detailed filing data is available for this year.$0.12$0.02$0.10$1.34$1.24$0.09
2020Detailed filing. Detailed filing data is available for this year.$0.03$0.02$0.00$0.90$0.90$0.00
2019Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$1.48$1.48$0.00
2018Summary only. Only limited summary data is available for this year.$2.25$0.00$0.50$0.50$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.13$2.24$0.49$0.50$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.00$0.02$0.59$0.57$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.29$1.29$0.78$0.82$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 13, 2025
Return Version
2024v5.0
Gross Receipts
$165,068
Mission and Program Overview

Mission

Retired military club aids the veterans home and school activities

Program Services

DescriptionGrantsExpenses
RETIRED MILITARY CLUB AIDS THE VETERANS HOME AND SCHOOL ACTIVITIES--
RETIRED MILITARY CLUB AIDS THE VETERANS HOME AND SCHOOL ACTIVITIES--
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BONNIE VATTERPresident-$0--
ROBERT GEORGE ZIPPERERTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Fra346 Club Inc
EIN
90-0067831
Phone
8508963619
Address
2117 WILKINSON AVE, PANAMA CITY BEACH, FL 32407

Signing Officer

Name
Robert George Zipperer
Title
Treasurer
Phone
8508963619
Signed
2025-05-13
Discuss with paid preparer
Yes

Preparer

Firm
Hare Taylor LLC in Assoc W H & R Block
Address
2589 JENKS AVE, PANAMA CITY, FL 32405
Preparer
G Chuck Taylor CPA
Phone
8507639635
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Food sales office supplies 2,178 computer and internet 2,842 business licenses 365 non-investment depreciation 561 cost of goods sold 100,215 total 106,161”

Form 990-ez, Part I, Line 20

“Prior period adjustments 0”

Form 990-ez, Part II, Line 24

“Inventories for sale or use 15,041 15,393 prepaid expenses and deferred charges 1,899 0 1,626 2,187 less accumulated depreciation 1,626 2,187 deposits 200 200 total 17,140 15,593”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 0 496 deferred revenue 491 491 2,606 2,606”

Form 990-ez, Part III, Line 31

“Retired military club aids the veterans home and school activities”

Raw XML Appendix102 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BONNIE VATTER
IRS990EZ/BooksInCareOfDetail/PhoneNum08508963619
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02117 WILKINSON AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PANAMA CITY BEACH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd032408
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt016367
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt024990
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0500
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06580
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02470
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt033507
IRS990EZ/Form990TotalAssetsGrp/EOYAmt040583
IRS990EZ/GrossReceiptsAmt0165068
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt030410
IRS990EZ/NetAssetsOrFundBalancesEOYAmt036990
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt030410
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt036990
IRS990EZ/OccupancyRentUtltsAndMaintAmt012365
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BONNIE VATTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ROBERT GEORGE ZIPPERER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt017140
IRS990EZ/OtherAssetsTotalDetail/EOYAmt015593
IRS990EZ/OtherExpensesTotalAmt0106161
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0RETIRED MILITARY CLUB AIDS THE VETERANS HOME AND SCHOOL ACTIVITIES
IRS990EZ/ProgramServiceRevenueAmt0164568
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0RETIRED MILITARY CLUB AIDS THE VETERANS HOME AND SCHOOL ACTIVITIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1RETIRED MILITARY CLUB AIDS THE VETERANS HOME AND SCHOOL ACTIVITIES
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt037492
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt03097
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03593
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0158488
IRS990EZ/TotalRevenueAmt0165068
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0[email protected]
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FOOD SALES OFFICE SUPPLIES 2,178 COMPUTER AND INTERNET 2,842 BUSINESS LICENSES 365 NON-INVESTMENT DEPRECIATION 561 COST OF GOODS SOLD 100,215 TOTAL 106,161
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PRIOR PERIOD ADJUSTMENTS 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INVENTORIES FOR SALE OR USE 15,041 15,393 PREPAID EXPENSES AND DEFERRED CHARGES 1,899 0 1,626 2,187 LESS ACCUMULATED DEPRECIATION 1,626 2,187 DEPOSITS 200 200 TOTAL 17,140 15,593
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 496 DEFERRED REVENUE 491 491 2,606 2,606
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4RETIRED MILITARY CLUB AIDS THE VETERANS HOME AND SCHOOL ACTIVITIES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT GEORGE ZIPPERER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08508963619
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FRA346 CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0FRA3
ReturnHeader/Filer/EIN0900067831
ReturnHeader/Filer/PhoneNum08508963619
ReturnHeader/Filer/USAddress/AddressLine1Txt02117 WILKINSON AVE
ReturnHeader/Filer/USAddress/CityNm0PANAMA CITY BEACH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032407
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0272235560
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HARE TAYLOR LLC IN ASSOC W H & R BLOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02589 JENKS AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PANAMA CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd032405
ReturnHeader/PreparerPersonGrp/PhoneNum08507639635
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0G CHUCK TAYLOR CPA
ReturnHeader/ReturnTs02025-06-05T10:54:06-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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