Civic Intelligence

Open Access Us Inc

EIN 88-3938185 • 501(c)3 • Newark, NJ

Profile

The open access fellowship is a program funded by some of the community development industrys top companies that attracts and prepares minority professionals for careers in that industry. The fellowship offers a unique opportunity to bring diversity to the world of community development finance. Our fellows are given the opportunity to work for some of the industrys leading experts in finance and community development. The goal of the program is to provide access for a diverse group of professionals to be trained for careers in the community development industry. The fellows are provided access to curriculum through virtual training, webinars and conference attendance sponsored by novogradac & company llp. The paid fellowship is a commitment of 160 hours over up to 12 weeks. Fellows are matched with trained professionals for mentoring and career growth opportunities. All applicants are expected to have a 4-year degree or to be current graduating seniors from an accredited institution a

6 Atlantic StreetNewark, NJ 07102

open-access.us

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

22nd percentile

-22%

Higher net margin than 22% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

27th percentile

-25%

Faster asset growth than 27% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

41st percentile

-9.4%

Faster revenue growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Assets

Down

$80,943

Down $36,577 (-31%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$80,943

Down $36,577 (-31%) from 2024

Revenue

Up

$167,645

Up $13,954 (+9.1%) from 2024

Expenses

Up

$204,222

Up $25,673 (+14%) from 2024

Net Income

Down

-$36,577

Down $11,719 (-47%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $142,378Liabilities 2023: $0Net Assets 2023: $142,3782023Assets 2024: $117,520Liabilities 2024: $0Net Assets 2024: $117,5202024Assets 2025: $80,943Liabilities 2025: $0Net Assets 2025: $80,9432025

Highlighted filing

2025

Assets$80,943
Liabilities$0
Net Assets$80,943

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2023: $204,145Expenses 2023: $171,580Net Income 2023: $32,5652023Revenue 2024: $153,691Expenses 2024: $178,549Net Income 2024: -$24,8582024Revenue 2025: $167,645Expenses 2025: $204,222Net Income 2025: -$36,5772025

Highlighted filing

2025

Revenue$167,645
Expenses$204,222
Net Income-$36,577

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Jan 19, 2026
Return Version
2025v4.0
Gross Receipts
$167,645
Mission and Program Overview

Mission

The open access fellowship is a program funded by some of the community development industrys top companies that attracts and prepares minority professionals for careers in that industry. The fellowship offers a unique opportunity to bring diversity to the world of community development finance. Our fellows are given the opportunity to work for some of the industrys leading experts in finance and community development. The goal of the program is to provide access for a diverse group of professionals to be trained for careers in the community development industry. The fellows are provided access to curriculum through virtual training, webinars and conference attendance sponsored by novogradac & company llp. The paid fellowship is a commitment of 160 hours over up to 12 weeks. Fellows are matched with trained professionals for mentoring and career growth opportunities. All applicants are expected to have a 4-year degree or to be current graduating seniors from an accredited institution a

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$117,520$80,943▼ $36,577
Total Assets$117,520$80,943▼ $36,577
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$117,520$80,943▼ $36,577
Total Net Assets Fund Balance$117,520$80,943▼ $36,577
Total Liabilities and Net Assets / Fund Balance$117,520$80,943▼ $36,577
Compensation and Service Providers

Board Members and Trustees

NameTitle
Gina NisbethCo-chair
Jeff MongeCo-chair of
Ashley WicksTrustee
Blair KincerTrustee
David ClowerTrustee
Jose VillalobosTrustee
Kermit BillupsTrustee
Liliana Aide MongeTrustee
Lillian PlataTrustee
Robin HoustonTrustee
Roz BillupsExecutive Di
Revenue and Support

Revenue Composition

Contributions and Grants
$164,704
Program Service Revenue
$0
Investment Income
$2,941
Other Revenue
$0
All Other Contributions
$164,704
Change in Net Assets
$-36,577
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$204,222
Total Fundraising Expense$11,877
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$147,600--$147,600
Advertising--$11,877$11,877
Information Technology-$6,350-$6,350
Occupancy$6,000--$6,000
Travel$4,979--$4,979
Fees for Services Accounting-$3,460-$3,460
Insurance$956--$956
Other Expenses$8,000$280-$280
Office Expenses-$212-$212
Total Functional Expenses$175,814$16,531$11,877$204,222
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Taxpayer provides to the board of directors for review & ratification.

Form 990, Page 6, Part VI, Line 15A

Voted on the board - majority vote. Interested parties recuse themselves.

Form 990, Page 6, Part VI, Line 19

Organization provides same upon request.

Filing and Contact Details

Filer

Filer Name
Open Access US Inc
EIN
88-3938185
Phone
9175536532
Address
6 ATLANTIC STREET, NEWARK, NJ 07102

Signing Officer

Name
Jeff Monge
Title
Co-chair of Board
Phone
9177214242
Signed
2026-01-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeff Monge
Formed
2022
Legal Domicile
Nj
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
20

Preparer

Firm
Curran & Company Llp
Address
59 LINCOLN PARK STE 200, NEWARK, NJ 07102
Preparer
Ryan S Curran CPA Jd
Phone
8622797252
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The open access fellowship is a program funded by some of the community development industrys top companies that attracts and prepares minority professionals for careers in that industry. The fellowship offers a unique opportunity to bring diversity to the world of community development finance. Our fellows are given the opportunity to work for some of the industrys leading experts in finance and community development. The goal of the program is to provide access for a diverse group of professionals to be trained for careers in the community development industry. The fellows are provided access to curriculum through virtual training, webinars and conference attendance sponsored by novogradac & company llp. The paid fellowship is a commitment of 160 hours over up to 12 weeks. Fellows are matched with trained professionals for mentoring and career growth opportunities. All applicants are expected to have a 4-year degree or to be current graduating seniors from an accredited institution and must demonstrate an interest in community development finance. Upon successful completion of the program, fellows are positioned to bring their expertise into the world of community development finance, coupled with the unique perspective informed by their backgrounds. Fellows are able to promote dialogue on topics dealing with equity, inclusion and representation in an environment that has a direct impact on the lives of low income people and people of color.

Form 990, Page 2, Part III, Line 4A

The open access fellowship is a program funded by some of the community development industrys top companies that attracts and prepares minority professionals for careers in that industry. The fellowship offers a unique opportunity to bring diversity to the world of community development finance. Our fellows are given the opportunity to work for some of the industrys leading experts in finance and community development. The goal of the program is to provide access for a diverse group of professionals to be trained for careers in the community development industry. The fellows are provided access to curriculum through virtual training, webinars and conference attendance sponsored by novogradac & company llp. The paid fellowship is a commitment of 160 hours over up to 12 weeks. Fellows are matched with trained professionals for mentoring and career growth opportunities. All applicants are expected to have a 4-year degree or to be current graduating seniors from an accredited institution and must demonstrate an interest in community development finance. Upon successful completion of the program, fellows are positioned to bring their expertise into the world of community development finance, coupled with the unique perspective informed by their backgrounds. Fellows are able to promote dialogue on topics dealing with equity, inclusion and representation in an environment that has a direct impact on the lives of low income people and people of color.

Form 990, Part IX, Line 11G

Consulting 113,500 0 0 contract mgmt 34,100 0 0 total 147,600 0 0

Form 990, Part XI, Line 9

BEGINNING BALANCE 0

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IRS990ScheduleA/PublicSupportPY170Pct01.00000
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0204145
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE OPEN ACCESS FELLOWSHIP IS A PROGRAM FUNDED BY SOME OF THE COMMUNITY DEVELOPMENT INDUSTRYS TOP COMPANIES THAT ATTRACTS AND PREPARES MINORITY PROFESSIONALS FOR CAREERS IN THAT INDUSTRY. THE FELLOWSHIP OFFERS A UNIQUE OPPORTUNITY TO BRING DIVERSITY TO THE WORLD OF COMMUNITY DEVELOPMENT FINANCE. OUR FELLOWS ARE GIVEN THE OPPORTUNITY TO WORK FOR SOME OF THE INDUSTRYS LEADING EXPERTS IN FINANCE AND COMMUNITY DEVELOPMENT. THE GOAL OF THE PROGRAM IS TO PROVIDE ACCESS FOR A DIVERSE GROUP OF PROFESSIONALS TO BE TRAINED FOR CAREERS IN THE COMMUNITY DEVELOPMENT INDUSTRY. THE FELLOWS ARE PROVIDED ACCESS TO CURRICULUM THROUGH VIRTUAL TRAINING, WEBINARS AND CONFERENCE ATTENDANCE SPONSORED BY NOVOGRADAC & COMPANY LLP. THE PAID FELLOWSHIP IS A COMMITMENT OF 160 HOURS OVER UP TO 12 WEEKS. FELLOWS ARE MATCHED WITH TRAINED PROFESSIONALS FOR MENTORING AND CAREER GROWTH OPPORTUNITIES. ALL APPLICANTS ARE EXPECTED TO HAVE A 4-YEAR DEGREE OR TO BE CURRENT GRADUATING SENIORS FROM AN ACCREDITED INSTITUTION AND MUST DEMONSTRATE AN INTEREST IN COMMUNITY DEVELOPMENT FINANCE. UPON SUCCESSFUL COMPLETION OF THE PROGRAM, FELLOWS ARE POSITIONED TO BRING THEIR EXPERTISE INTO THE WORLD OF COMMUNITY DEVELOPMENT FINANCE, COUPLED WITH THE UNIQUE PERSPECTIVE INFORMED BY THEIR BACKGROUNDS. FELLOWS ARE ABLE TO PROMOTE DIALOGUE ON TOPICS DEALING WITH EQUITY, INCLUSION AND REPRESENTATION IN AN ENVIRONMENT THAT HAS A DIRECT IMPACT ON THE LIVES OF LOW INCOME PEOPLE AND PEOPLE OF COLOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE OPEN ACCESS FELLOWSHIP IS A PROGRAM FUNDED BY SOME OF THE COMMUNITY DEVELOPMENT INDUSTRYS TOP COMPANIES THAT ATTRACTS AND PREPARES MINORITY PROFESSIONALS FOR CAREERS IN THAT INDUSTRY. THE FELLOWSHIP OFFERS A UNIQUE OPPORTUNITY TO BRING DIVERSITY TO THE WORLD OF COMMUNITY DEVELOPMENT FINANCE. OUR FELLOWS ARE GIVEN THE OPPORTUNITY TO WORK FOR SOME OF THE INDUSTRYS LEADING EXPERTS IN FINANCE AND COMMUNITY DEVELOPMENT. THE GOAL OF THE PROGRAM IS TO PROVIDE ACCESS FOR A DIVERSE GROUP OF PROFESSIONALS TO BE TRAINED FOR CAREERS IN THE COMMUNITY DEVELOPMENT INDUSTRY. THE FELLOWS ARE PROVIDED ACCESS TO CURRICULUM THROUGH VIRTUAL TRAINING, WEBINARS AND CONFERENCE ATTENDANCE SPONSORED BY NOVOGRADAC & COMPANY LLP. THE PAID FELLOWSHIP IS A COMMITMENT OF 160 HOURS OVER UP TO 12 WEEKS. FELLOWS ARE MATCHED WITH TRAINED PROFESSIONALS FOR MENTORING AND CAREER GROWTH OPPORTUNITIES. ALL APPLICANTS ARE EXPECTED TO HAVE A 4-YEAR DEGREE OR TO BE CURRENT GRADUATING SENIORS FROM AN ACCREDITED INSTITUTION AND MUST DEMONSTRATE AN INTEREST IN COMMUNITY DEVELOPMENT FINANCE. UPON SUCCESSFUL COMPLETION OF THE PROGRAM, FELLOWS ARE POSITIONED TO BRING THEIR EXPERTISE INTO THE WORLD OF COMMUNITY DEVELOPMENT FINANCE, COUPLED WITH THE UNIQUE PERSPECTIVE INFORMED BY THEIR BACKGROUNDS. FELLOWS ARE ABLE TO PROMOTE DIALOGUE ON TOPICS DEALING WITH EQUITY, INCLUSION AND REPRESENTATION IN AN ENVIRONMENT THAT HAS A DIRECT IMPACT ON THE LIVES OF LOW INCOME PEOPLE AND PEOPLE OF COLOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TAXPAYER PROVIDES TO THE BOARD OF DIRECTORS FOR REVIEW & RATIFICATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3VOTED ON THE BOARD - MAJORITY VOTE. INTERESTED PARTIES RECUSE THEMSELVES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ORGANIZATION PROVIDES SAME UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CONSULTING 113,500 0 0 CONTRACT MGMT 34,100 0 0 TOTAL 147,600 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BEGINNING BALANCE 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0JEFF MONGE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CO-CHAIR OF BOARD
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ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OPEN ACCESS US INC
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ReturnHeader/Filer/PhoneNum09175536532
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CURRAN & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt059 LINCOLN PARK STE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWARK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007102
ReturnHeader/PreparerPersonGrp/PhoneNum08622797252
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RYAN S CURRAN CPA JD
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-01-29T14:43:30-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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