Civic Intelligence

Down by the Bay Inc.

EIN 88-3247826 • 501(c)3 • Holmes Beach, FL

Pub. 78 Eligible

Profile

Educational assistant helper

513 74th StreetHolmes Beach, FL 34217

homeschool-life.com/FL/DOWNBYTHEBAY

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

36th percentile

-5.1%

Higher net margin than 36% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

57th percentile

1.2%

Faster asset growth than 57% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

78th percentile

29%

Faster revenue growth than 78% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$16,236

Up $6,466 (+66%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$16,236

Up $6,466 (+66%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin36th percentile

Revenue

Up

$127,743

Up $57,231 (+81%) from 2024

Expenses

Up

$121,277

Up $47,170 (+64%) from 2024

Net Income

Up

$6,466

Up $10,061 (+280%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$15K$10K$5.0K$0Assets 2022: $9,536Liabilities 2022: $0Net Assets 2022: $9,5362022Assets 2023: $13,365Liabilities 2023: $0Net Assets 2023: $13,3652023Assets 2024: $9,770Net Assets 2024: $9,7702024Assets 2025: $16,236Net Assets 2025: $16,2362025

Highlighted filing

2025

Assets$16,236
Liabilities-
Net Assets$16,236
Open 2025 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2022: $42,166Expenses 2022: $32,630Net Income 2022: $9,5362022Revenue 2023: $69,177Expenses 2023: $65,348Net Income 2023: $3,8292023Revenue 2024: $70,512Expenses 2024: $74,107Net Income 2024: -$3,5952024Revenue 2025: $127,743Expenses 2025: $121,277Net Income 2025: $6,4662025

Highlighted filing

2025

Revenue$127,743
Expenses$121,277
Net Income$6,466
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,236
Liabilities
-
Net assets
$16,236
Revenue
$127,743
Expenses
$121,277
Net income
$6,466
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.16$0.16$1.28$1.21$0.06
2024Detailed filing. Detailed filing data is available for this year.$0.10$0.10$0.71$0.74$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.13$0.00$0.13$0.69$0.65$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$0.42$0.33$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 3, 2026
Return Version
2025v4.0
Gross Receipts
$127,743
Mission and Program Overview

Mission

Educational assistant helper

Program Services

DescriptionGrantsExpenses
EDUCATIONAL ASSISTANT HELPER-$120,599
EDUCATIONAL ASSISTANT HELPER--
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
NICOLE DARAKAdmin-$0--
KATY ROADMANPresident-$0--
WENDY BOWERSBoard Member-$0--
EVELYN LONGBoard Member-$0--
STEVEN DEWITTBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Down by the Bay Inc
EIN
88-3247826
Phone
3216989115
Address
513 74TH STREET, HOLMES BEACH, FL 34217

Signing Officer

Name
Katy Roadman
Title
President
Phone
3216989115
Signed
2026-03-03
Discuss with paid preparer
Yes

Preparer

Firm
Bsk Financial Services Inc
Address
16704 TOBACCO RD, LUTZ, FL 33558
Preparer
Bernard R Skerkowski
Phone
8137582279
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office supplies 856 bank service charges 50 books & subscriptions 2,525 business supplies 1,925 camps & field trips 14,669 total 20,025”

Form 990-ez, Part II, Line 24

“Other loans receivable 3,401 3,401 total 3,401 3,401”

Form 990-ez, Part III, Line 31

“Educational assistant helper”

Raw XML Appendix119 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KATY ROADMAN
IRS990EZ/BooksInCareOfDetail/PhoneNum03216989115
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0513 74TH ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HOLMES BEACH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd034217
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt06369
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt012835
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06466
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt099705
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt09770
IRS990EZ/Form990TotalAssetsGrp/EOYAmt016236
IRS990EZ/GrossReceiptsAmt0127743
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09770
IRS990EZ/NetAssetsOrFundBalancesEOYAmt016236
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09770
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt016236
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NICOLE DARAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KATY ROADMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2WENDY BOWERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3EVELYN LONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4STEVEN DEWITT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0ADMIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt03401
IRS990EZ/OtherAssetsTotalDetail/EOYAmt03401
IRS990EZ/OtherExpensesTotalAmt020025
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATIONAL ASSISTANT HELPER
IRS990EZ/PrintingPublicationsPostageAmt01547
IRS990EZ/ProgramServiceRevenueAmt0127743
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EDUCATIONAL ASSISTANT HELPER
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1EDUCATIONAL ASSISTANT HELPER
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0120599
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0121277
IRS990EZ/TotalProgramServiceExpensesAmt0120599
IRS990EZ/TotalRevenueAmt0127743
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HOMESCHOOL-LIFE.COM/FL/DOWNBYTHEBAY/
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0309598
IRS990ScheduleA/PrivateFoundation170Ind0X
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE SUPPLIES 856 BANK SERVICE CHARGES 50 BOOKS & SUBSCRIPTIONS 2,525 BUSINESS SUPPLIES 1,925 CAMPS & FIELD TRIPS 14,669 TOTAL 20,025
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OTHER LOANS RECEIVABLE 3,401 3,401 TOTAL 3,401 3,401
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EDUCATIONAL ASSISTANT HELPER
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KATY ROADMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03216989115
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DOWN BY THE BAY INC
ReturnHeader/Filer/BusinessNameControlTxt0DOWN
ReturnHeader/Filer/EIN0883247826
ReturnHeader/Filer/PhoneNum03216989115
ReturnHeader/Filer/USAddress/AddressLine1Txt0513 74TH STREET
ReturnHeader/Filer/USAddress/CityNm0HOLMES BEACH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd034217
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0593585837
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BSK FINANCIAL SERVICES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt016704 TOBACCO RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LUTZ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033558
ReturnHeader/PreparerPersonGrp/PhoneNum08137582279
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BERNARD R SKERKOWSKI
ReturnHeader/ReturnTs02026-03-23T16:27:29-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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