Civic Intelligence

Futureplan Financial

990EZ • Fiscal year 2024 • EIN 88-2996187

Jul 01, 2023 to Jun 30, 2024 • Filed on Jul 05, 2024

Organization Profilefutureplanfinancial.com
2130 Cedarwood DriveMelbourne, FL 32935

(321) 345-3778

Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

$9,547

No earlier filing loaded for comparison.

Net Assets

$9,117

No earlier filing loaded for comparison.

Liabilities

$430

No earlier filing loaded for comparison.

Revenue And Expenses

Revenue

$23,665

No earlier filing loaded for comparison.

Expenses

$17,151

No earlier filing loaded for comparison.

Net Income

$6,514

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$15K$10K$5.0K$0Assets 2024: $9,547Liabilities 2024: $430Net Assets 2024: $9,1172024Assets 2024: $17,403Liabilities 2024: $680Net Assets 2024: $16,7232024

Highlighted filing

2024

Assets$9,547
Liabilities$430
Net Assets$9,117
Open 2024 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30K$20K$10K$0Revenue 2024: $23,665Expenses 2024: $17,151Net Income 2024: $6,5142024Revenue 2024: $19,620Expenses 2024: $12,014Net Income 2024: $7,6062024

Highlighted filing

2024

Revenue$23,665
Expenses$17,151
Net Income$6,514
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jul 5, 2024
Return Version
2023v5.0
Gross Receipts
$23,665
Mission and Program Overview

Mission

Provide personalized financial education, budget coaching, and investment advice to low to moderate income households.

Provide personalized financial education, budget coaching, and investment advice to low-moderate income households.

Program Services

DescriptionGrantsExpenses
In its first year of operation, 12 moderate income households received 4 hours a month (for up to 6 months) of in-depth personalized coaching, financial planning, and investment advice provided by a trained financial fiduciary.$0$12,438
Towards the end of the fiscal year, FuturePlan Financial began to offer money management workshops to the public at no cost. So far, persons from 20 households have received financial education through participation in these workshops.$0$880
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael CareyExecutive Director, SecretaryPT$10,334-$10,334
Clint BraswellDirector-$0--
Jonathan CronkhiteDirector-$0--
Jan DearmanDirector-$0--
Tom KirkDirector, Chairman-$0--
John KrehbielDirector-$0--
Pat ShankleDirector, Vice Chair-$0--
Wally SchillingDirector, Treasurer-$0--
Filing and Contact Details

Filer

Filer Name
Futureplan Financial
EIN
88-2996187
Phone
3213453778
Address
2130 Cedarwood Drive, Melbourne, FL 32935

Signing Officer

Name
Michael Carey
Title
Executive Director
Phone
3217955370
Signed
2024-07-05
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Insurance;1805|Website;225|Meeting expenses;255^Total;2285^”

Form 990-EZ, Part II, Line 26

“FuturePlan Financial's only accounting liability on June 30, 2024 was the credit card balance.”

Raw XML Appendix196 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Wally Schilling
IRS990EZ/BooksInCareOfDetail/PhoneNum03212559238
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02948 Wyndham Way
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Melbourne
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd032935
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02887
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt09547
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt021225
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt06514
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03945
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt02887
IRS990EZ/Form990TotalAssetsGrp/EOYAmt09547
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt023665
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitialReturnInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt02603
IRS990EZ/NetAssetsOrFundBalancesEOYAmt09117
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt02603
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt09117
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt43
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110334
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Clint Braswell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Michael Carey
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Jonathan Cronkhite
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Jan Dearman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Tom Kirk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5John Krehbiel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Pat Shankle
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Wally Schilling
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Executive Director, Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director, Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director, Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director, Treasurer
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt02285
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Provide personalized financial education, budget coaching, and investment advice to low-moderate income households.
IRS990EZ/PrintingPublicationsPostageAmt0587
IRS990EZ/ProgramServiceRevenueAmt02440
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0In its first year of operation, 12 moderate income households received 4 hours a month (for up to 6 months) of in-depth personalized coaching, financial planning, and investment advice provided by a trained financial fiduciary.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Towards the end of the fiscal year, FuturePlan Financial began to offer money management workshops to the public at no cost. So far, persons from 20 households have received financial education through participation in these workshops.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt012438
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1880
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt010334
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0FL
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0284
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0430
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt017151
IRS990EZ/TotalProgramServiceExpensesAmt013318
IRS990EZ/TotalRevenueAmt023665
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0futureplanfinancial.com
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0The "Other Income" is from the monthly subscription fees paid by clients for financial education, budget coaching, and investment advice. These fees are a fraction of the total cost of the services rendered by FuturePlan Financial and are determined by level of households income on a sliding-scale basis.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Schedule A, Part II, Line 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt021225
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt07500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt028725
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt02440
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0480
IRS990ScheduleA/OtherIncome170Grp/TotalAmt02920
IRS990ScheduleA/PublicSupportTotal170Amt028725
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt021225
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt07500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt028725
IRS990ScheduleA/TotalSupportAmt031645
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Insurance;1805|Website;225|Meeting expenses;255^Total;2285^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FuturePlan Financial's only accounting liability on June 30, 2024 was the credit card balance.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02024-08-08 14:25:15Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Michael Carey
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum03217955370
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-07-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FUTUREPLAN FINANCIAL
ReturnHeader/Filer/BusinessNameControlTxt0FUTU
ReturnHeader/Filer/EIN0882996187
ReturnHeader/Filer/PhoneNum03213453778
ReturnHeader/Filer/USAddress/AddressLine1Txt02130 Cedarwood Drive
ReturnHeader/Filer/USAddress/CityNm0Melbourne
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032935
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02024-08-05T14:27:59-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,547
Liabilities
$430
Net assets
$9,117
Revenue
$23,665
Expenses
$17,151
Net income
$6,514
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.4$0.68$16.7$19.6$12.0$7.61
2024Detailed filing. Detailed filing data is available for this year.$9.55$0.43$9.12$23.7$17.2$6.51