Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Shelter Wf Inc
EIN 88-1744351 • 501(c)4 • Whitefish, MT
990-N CoverageNTEE P20
Profile
Shelter wf aims to fix the broken housing system in whitefish, the flathead valley, and montana. Our community-led movement advocates for policy reforms that lead to an abundance of homes in all shapes and sizes.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.00x
Liabilities / Revenue
68th percentile
Higher debt load relative to revenue than 68% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 6.0% of source-year revenue.
Asset Growth
16th percentile
Faster asset growth than 16% of similar nonprofits.
Revenue Growth
19th percentile
Faster revenue growth than 19% of similar nonprofits.
Balance Sheet
Assets
Down$92,640
Down $109,305 (-54%) from 2024
Liabilities
Up$176
Up $142 (+418%) from 2024
Net Assets
Down$92,464
Down $109,447 (-54%) from 2024
Revenue
Down$131,090
Down $111,109 (-46%) from 2024
Expenses
Up$240,537
Up $150,613 (+167%) from 2024
Net Income
Down-$109,447
Down $261,722 (-172%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $92,640
- Liabilities
- $176
- Net assets
- $92,464
- Revenue
- $131,090
- Expenses
- $240,537
- Net income
- -$109,447
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Mar 20, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $131,090
Mission and Program Overview
Mission
Shelter wf aims to fix the broken housing system in whitefish, the flathead valley, and montana. Our community-led movement advocates for policy reforms that lead to an abundance of homes in all shapes and sizes.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PARTICIPATED AS INTERVENOR-DEFENDANTS IN MONTANANS AGAINST IRRESPONSIBLE DENSIFICATION, LLC (MAID) VS. STATE OF MONTANA, A CASE CHALLENGING SOME OF THE LAWS PASSED DURING THE 2023 STATE LEGISLATIVE SESSION (SB 245, SB 323, SB 382, SB 528). THIS CASE IS ONGOING AND IS CURRENTLY BEING APPEALED TO THE MONTANA SUPREME COURT, AS OF AUGUST 2025. 2025 STATE LEGISLATIVE SESSION - LEADERS OF COALITION TO PASS SB 213, SB 243, AND HB 492, AMONG OTHER PRO-HOUSING BILLS. | $0 | $239,898 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KENDALL SCHNEIDER | President | PT | $7,860 | - | $7,860 |
| NATHAN DUGAN | Secretary | PT | $6,346 | - | $6,346 |
| MALLORY PHILLIPS | Treasurer | - | $1,700 | - | $1,700 |
| MACK FAI | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Shelter Wf Inc
- EIN
- 88-1744351
- Phone
- 2087843290
- Address
- PO BOX 396, WHITEFISH, MT 59937
Signing Officer
- Name
- Nathan Dugan
- Title
- President
- Phone
- 2087843290
- Signed
- 2026-03-20
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Junkermierclarkcampanellastevenspc
- Address
- PO BOX 9047, KALISPELL, MT 59904
- Preparer
- Gregory Peck
- Phone
- 4067553681
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8 - Other Revenue
“Description: interest income. Amount: 639. Description: uncategorized income. Amount: 4,461. Total to form 990-ez, line 8: 5,100.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: regrant. Grantee name: livable places institute, inc.. Grantee address: 121 wisconsin ave whitefish, mt 59937. Property description: regrant to start organization. Date of gift: 08/19/25. Amount given: 94,908.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: office. Amount: 7,095. Description: insurance. Amount: 303. Description: dues and subscriptions. Amount: 371. Description: supplies. Amount: 321. Description: travel. Amount: 691. Description: bank fees & service charges. Amount: 35. Description: software. Amount: 2,156. Description: payroll taxes. Amount: 2,450. Total to form 990-ez, line 16: 13,422.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: federal income taxes. Beg. Of year amount: 34. End of year amount: 42. Description: mt payroll taxes. Beg. Of year amount: 0. End of year amount: 134.”
Raw XML Appendix147 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2087843290 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 396 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | WHITEFISH |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MT |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 59937 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 201945 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 92640 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 125990 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -109447 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 95689 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 201945 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 92640 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 94908 |
| IRS990EZ/GrossReceiptsAmt | 0 | 131090 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 201911 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 92464 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 201911 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 92464 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 8160 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 8.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 6.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 1700 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 7860 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 6346 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MALLORY PHILLIPS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | KENDALL SCHNEIDER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | NATHAN DUGAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | MACK FAI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 13422 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 5100 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SHELTER WF AIMS TO FIX THE BROKEN HOUSING SYSTEM IN WHITEFISH, THE FLATHEAD VALLEY, AND MONTANA. OUR COMMUNITY-LED MOVEMENT ADVOCATES FOR POLICY REFORMS THAT LEAD TO AN ABUNDANCE OF HOMES IN ALL SHAPES AND SIZES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PARTICIPATED AS INTERVENOR-DEFENDANTS IN MONTANANS AGAINST IRRESPONSIBLE DENSIFICATION, LLC (MAID) VS. STATE OF MONTANA, A CASE CHALLENGING SOME OF THE LAWS PASSED DURING THE 2023 STATE LEGISLATIVE SESSION (SB 245, SB 323, SB 382, SB 528). THIS CASE IS ONGOING AND IS CURRENTLY BEING APPEALED TO THE MONTANA SUPREME COURT, AS OF AUGUST 2025. 2025 STATE LEGISLATIVE SESSION - LEADERS OF COALITION TO PASS SB 213, SB 243, AND HB 492, AMONG OTHER PRO-HOUSING BILLS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 239898 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 28358 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MT |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 34 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 176 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 240537 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 239898 |
| IRS990EZ/TotalRevenueAmt | 0 | 131090 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | SHELTERWF.ORG |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 125990 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 241760 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 39302 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 67145 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 474197 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 1209 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 4461 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 4461 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 474197 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 125990 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 241760 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 39302 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 67145 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 474197 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 478658 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST INCOME. AMOUNT: 639. DESCRIPTION: UNCATEGORIZED INCOME. AMOUNT: 4,461. TOTAL TO FORM 990-EZ, LINE 8: 5,100. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACTIVITY CLASSIFICATION: REGRANT. GRANTEE NAME: LIVABLE PLACES INSTITUTE, INC.. GRANTEE ADDRESS: 121 WISCONSIN AVE WHITEFISH, MT 59937. PROPERTY DESCRIPTION: REGRANT TO START ORGANIZATION. DATE OF GIFT: 08/19/25. AMOUNT GIVEN: 94,908. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: OFFICE. AMOUNT: 7,095. DESCRIPTION: INSURANCE. AMOUNT: 303. DESCRIPTION: DUES AND SUBSCRIPTIONS. AMOUNT: 371. DESCRIPTION: SUPPLIES. AMOUNT: 321. DESCRIPTION: TRAVEL. AMOUNT: 691. DESCRIPTION: BANK FEES & SERVICE CHARGES. AMOUNT: 35. DESCRIPTION: SOFTWARE. AMOUNT: 2,156. DESCRIPTION: PAYROLL TAXES. AMOUNT: 2,450. TOTAL TO FORM 990-EZ, LINE 16: 13,422. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: FEDERAL INCOME TAXES. BEG. OF YEAR AMOUNT: 34. END OF YEAR AMOUNT: 42. DESCRIPTION: MT PAYROLL TAXES. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 134. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | NATHAN DUGAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2087843290 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SHELTER WF INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SHEL |
| ReturnHeader/Filer/EIN | 0 | 881744351 |
| ReturnHeader/Filer/PhoneNum | 0 | 2087843290 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 396 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WHITEFISH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MT |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 59937 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810348775 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | JUNKERMIERCLARKCAMPANELLASTEVENSPC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 9047 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | KALISPELL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 59904 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4067553681 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GREGORY PECK |
| ReturnHeader/ReturnTs | 0 | 2026-03-20T11:37:41-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.