Civic Intelligence

Pocket Change 360

EIN 88-1559882 • 501(c)3 • Ionia, MI

Profile

2nd Chance Store, Donation Center, Community Resource, changing more than how you shop

421 W Adams StIonia, MI 48846
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

51st percentile

2.1%

Higher net margin than 51% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2022 to 2024

Revenue Growth

94th percentile

146%

Faster revenue growth than 94% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$206,213

Up $206,213 from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Up

$206,213

Up $206,213 from 2022

Operations
Liabilities / Revenue61st percentileNet Margin51st percentile

Revenue

Up

$101,407

Up $84,626 (+504%) from 2022

Expenses

Up

$99,304

Up $82,523 (+492%) from 2022

Net Income

Up

$2,103

Up $2,103 from 2022

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022Assets 2024: $206,213Liabilities 2024: $0Net Assets 2024: $206,2132024

Highlighted filing

2024

Assets$206,213
Liabilities$0
Net Assets$206,213
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0Revenue 2022: $16,781Expenses 2022: $16,781Net Income 2022: $02022Revenue 2024: $101,407Expenses 2024: $99,304Net Income 2024: $2,1032024

Highlighted filing

2024

Revenue$101,407
Expenses$99,304
Net Income$2,103
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$206,213
Liabilities
$0
Net assets
$206,213
Revenue
$101,407
Expenses
$99,304
Net income
$2,103
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.06$0.00$2.06$1.01$0.99$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.17$0.17$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$101,407
Mission and Program Overview

Mission

2nd Chance Store, Donation Center, Community Resource, changing more than how you shop

Provide economic and ecological sustainable solutions for post consumer goods

Program Services

DescriptionGrantsExpenses
Retail store resells consumer goods to public. Profit from program is used to further process recycling and purchase future recycling equipment, donations to other service organizations and donations to community. Sorting donations and running retail store is all done by volunteers including community service hours. 2024 continued to finish public restroom and water.$0$70,244
Donations to community include clothing for employment and interviews, clothing and household items including furniture and mattresses to fire victims, domestic abuse survivors to restart a home and care kits for the unhoused in the community. Only place in Ionia that is partnered with Michigan Works for refuge families.$0$19,939
Recycling damaged clothing to prevent it from filling landfill. In 2024, an average of 6000 pounds per month is recycled to World Missions. Approximately one semi trailer every 7 months is recycled.$0$9,121
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jami RidiPresidentFT$0--
Sally BakerTreasurer/Secretary-$0--
Michelle McCallVice President-$0--
Yvonne BissellBoard Member-$0--
Alana RidiBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Pocket Change 360
EIN
88-1559882
Phone
6165236356
Address
421 W Adams St, Ionia, MI 48846

Signing Officer

Name
Sally Baker
Title
Treasurer
Phone
9892551594
Signed
2025-11-17
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“fixtures, fees to accept credit and debit cards for payment, advertising, landscape, plumbing, repairs, security, supplies food for volunteers, uhaul, water installation, bathroom addition”

Form 990-EZ, Part II, Line 24

“carry forward”

Raw XML Appendix166 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Jami Ridi
IRS990EZ/BooksInCareOfDetail/PhoneNum05179300693
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0421 W Adams St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Ionia
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048846
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02337
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt04366
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt05720
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt02103
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt016997
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0206441
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0206213
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0101407
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt0129800
IRS990EZ/LandAndBuildingsGrp/EOYAmt0129800
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0204110
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0206213
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0204110
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0206213
IRS990EZ/OccupancyRentUtltsAndMaintAmt022538
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jami Ridi
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Sally Baker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Michelle McCall
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Yvonne Bissell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Alana Ridi
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer/Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt074304
IRS990EZ/OtherAssetsTotalDetail/EOYAmt072047
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt059769
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Provide economic and ecological sustainable solutions for post consumer goods
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt095687
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Retail store resells consumer goods to public. Profit from program is used to further process recycling and purchase future recycling equipment, donations to other service organizations and donations to community. Sorting donations and running retail store is all done by volunteers including community service hours. 2024 continued to finish public restroom and water.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Donations to community include clothing for employment and interviews, clothing and household items including furniture and mattresses to fire victims, domestic abuse survivors to restart a home and care kits for the unhoused in the community. Only place in Ionia that is partnered with Michigan Works for refuge families.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Recycling damaged clothing to prevent it from filling landfill. In 2024, an average of 6000 pounds per month is recycled to World Missions. Approximately one semi trailer every 7 months is recycled.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt070244
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt119939
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt29121
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02331
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt099304
IRS990EZ/TotalProgramServiceExpensesAmt099304
IRS990EZ/TotalRevenueAmt0101407
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt05160
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt040914
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt016781
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt062855
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportTotal509Amt062855
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt05160
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt040914
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt016781
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/Total509Grp/TotalAmt062855
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt05160
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt040914
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt016781
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt062855
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0fixtures, fees to accept credit and debit cards for payment, advertising, landscape, plumbing, repairs, security, supplies food for volunteers, uhaul, water installation, bathroom addition
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1carry forward
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
ReasonableCauseExplanation/ExplanationTxt0extension filed
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Sally Baker
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum09892551594
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0POCKET CHANGE 360
ReturnHeader/Filer/BusinessNameControlTxt0POCK
ReturnHeader/Filer/EIN0881559882
ReturnHeader/Filer/PhoneNum06165236356
ReturnHeader/Filer/USAddress/AddressLine1Txt0421 W Adams St
ReturnHeader/Filer/USAddress/CityNm0Ionia
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048846
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-11-17T15:11:30-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits