Civic Intelligence

Minorities Allied Lenders Inc

EIN 88-1392367 • 501(c)3 • Pennsauken, NJ

Profile

To educate and assist minority individuals and business entities with financial loan opportunities.

5615 Westfield Avenue - Ste 1Pennsauken, NJ 08110

www.minalenders.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

1.20x

Higher debt load relative to assets than 91% of similar nonprofits.

NTEE S30 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

96th percentile

3.07x

Higher debt load relative to revenue than 96% of similar nonprofits.

NTEE S30 • <$500k nonprofits • Source year 2025

Net Margin

73rd percentile

28%

Higher net margin than 73% of similar nonprofits.

NTEE S30 • <$500k nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE S30 • <$500k nonprofits • Source year 2025

Asset Growth

98th percentile

37525%

Faster asset growth than 98% of similar nonprofits.

NTEE S30 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

79th percentile

46%

Faster revenue growth than 79% of similar nonprofits.

NTEE S30 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$48,912

Up $48,782 (+37525%) from 2024

Liabilities

Up

$58,536

Up $43,428 (+287%) from 2024

Net Assets

Up

-$9,624

Up $5,354 (+36%) from 2024

Operations
Liabilities / Revenue96th percentileNet Margin73rd percentile

Revenue

Up

$19,098

Up $6,037 (+46%) from 2024

Expenses

Up

$13,744

Up $1,590 (+13%) from 2024

Net Income

Up

$5,354

Up $4,447 (+490%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022Assets 2023: $0Liabilities 2023: $15,885Net Assets 2023: -$15,8852023Assets 2024: $130Liabilities 2024: $15,108Net Assets 2024: -$14,9782024Assets 2025: $48,912Liabilities 2025: $58,536Net Assets 2025: -$9,6242025

Highlighted filing

2025

Assets$48,912
Liabilities$58,536
Net Assets-$9,624
Open 2025 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20K$10K$0-$10KRevenue 2022: $0Expenses 2022: $0Net Income 2022: $02022Revenue 2023: $5,225Expenses 2023: $6,140Net Income 2023: -$9152023Revenue 2024: $13,061Expenses 2024: $12,154Net Income 2024: $9072024Revenue 2025: $19,098Expenses 2025: $13,744Net Income 2025: $5,3542025

Highlighted filing

2025

Revenue$19,098
Expenses$13,744
Net Income$5,354
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,912
Liabilities
$58,536
Net assets
-$9,624
Revenue
$19,098
Expenses
$13,744
Net income
$5,354
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$48.9$58.5$9.62$19.1$13.7$5.35
2024Detailed filing. Detailed filing data is available for this year.$0.13$15.1$15.0$13.1$12.2$0.91
2023Detailed filing. Detailed filing data is available for this year.$0.00$15.9$15.9$5.23$6.14$0.92
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 15, 2026
Return Version
2025v4.0
Gross Receipts
$19,098
Mission and Program Overview

Mission

To educate and assist minority individuals and business entities with financial loan opportunities.

Program Services

DescriptionGrantsExpenses
TO EDUCATE AND ASSIST MINORITY INDIVIDUALS AND BUSINESS ENTITIES WITH FINANCIAL LOAN OPPORTUNITIES.-$13,056
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BELKIS N SHINDELLCEO-$0--
PEDRO A RODRIGUEZBoard Member-$0--
EUSELANDIA ALCANTARABoard Member-$0--
MISAEL PORTILLOChairman-$0--
SILVIA CHUQUIMARCABoard Member-$0--
BELKIS GUZMANDirector-$0--
PRISCILA RODRIGUEZBoard Member-$0--
MALVIN DELGADOBoard Member-$0--
PIERRE R AZORBoard Member-$0--
LUCY N THOMASBoard Member-$0--
EFRAIN V VELAZCOBoard Member-$0--
SAMWELL ALMONTEBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Minorities Allied Lenders Inc
EIN
88-1392367
Phone
8568318000
Address
5615 WESTFIELD AVENUE - STE 1, PENNSAUKEN, NJ 08110

Signing Officer

Name
Belkis N Shindell
Title
CEO
Phone
8568318000
Signed
2026-03-15
Discuss with paid preparer
Yes

Preparer

Firm
Verna & Associates
Address
105 JESSUP RD STE 100, THOROFARE, NJ 08086-9354
Preparer
Paul Verna CPA
Phone
8563848400
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 840 office expenses 532 bank fees 156 conference & convention 12,216 total 13,744”

Form 990-ez, Part II, Line 24

“Micro loans receivable 0 40,924 loan receivable 0 5,000 total 0 45,924”

Form 990-ez, Part II, Line 26

“Unsecured notes and loans payable 14,354 7,996 due to related party 754 50,540”

Form 990-ez, Part III

“To educate and assist minority individuals and business entities with financial loan opportunities.”

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 840 OFFICE EXPENSES 532 BANK FEES 156 CONFERENCE & CONVENTION 12,216 TOTAL 13,744
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MICRO LOANS RECEIVABLE 0 40,924 LOAN RECEIVABLE 0 5,000 TOTAL 0 45,924
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2UNSECURED NOTES AND LOANS PAYABLE 14,354 7,996 DUE TO RELATED PARTY 754 50,540
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO EDUCATE AND ASSIST MINORITY INDIVIDUALS AND BUSINESS ENTITIES WITH FINANCIAL LOAN OPPORTUNITIES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PhoneNum08568318000
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MINORITIES ALLIED LENDERS INC
ReturnHeader/Filer/BusinessNameControlTxt0MINO
ReturnHeader/Filer/EIN0881392367
ReturnHeader/Filer/PhoneNum08568318000
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ReturnHeader/PreparerPersonGrp/PhoneNum08563848400
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL VERNA CPA
ReturnHeader/ReturnTs02026-03-25T18:13:09-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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