Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Oregon Capital Access Network
EIN 88-1128763 • 501(c)3 • Gresham, OR
Profile
The entity's purpose is to grant micro-loans to emerging entrepreneurs in rockwood and other less affluent communities in oregon.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.96x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Asset Growth
94th percentile
Faster asset growth than 94% of similar nonprofits.
Revenue Growth
3rd percentile
Faster revenue growth than 3% of similar nonprofits.
Balance Sheet
Assets
Up$60,142
Up $38,357 (+176%) from 2023
Liabilities
Up$57,800
Up $40,000 (+225%) from 2023
Net Assets
Down$2,342
Down $1,643 (-41%) from 2023
Revenue
Flat$0
Flat from 2023
Expenses
Up$1,643
Up $935 (+132%) from 2023
Net Income
Down-$1,643
Down $935 (-132%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $60,142
- Liabilities
- $57,800
- Net assets
- $2,342
- Revenue
- $0
- Expenses
- $1,643
- Net income
- -$1,643
| Balance Sheet | Operations | |||||
|---|---|---|---|---|---|---|
| Year | Assets | Liabilities | Net Assets | Revenue | Expenses | Net Income |
| 2024Detailed filing. Detailed filing data is available for this year. | $60.1 | $57.8 | $2.34 | $0.00 | $1.64 | $1.64 |
| 2023Detailed filing. Detailed filing data is available for this year. | $21.8 | $17.8 | $3.99 | $0.00 | $0.71 | $0.71 |
| 2022Detailed filing. Detailed filing data is available for this year. | $12.5 | $7.80 | $4.69 | $5.00 | $0.31 | $4.69 |
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Sep 10, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $0
Mission and Program Overview
Mission
The entity's purpose is to grant micro-loans to emerging entrepreneurs in rockwood and other less affluent communities in oregon.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| ORGANIZATION IS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) THAT FUNCTIONS AS A LENDER WITH A MISSION TO PROVIDE FAIR, RESPONSIBLE FINANCING TO RURAL, URBAN, NATIVE, AND OTHER COMMUNITIES THAT MAINSTREAM FINANCE DOESN'T TRADITIONALLY REACH. WE SPECIALIZE IN LENDING TO INDIVIDUALS, ORGANIZATIONS, AND BUSINESSES IN UNDER RESOURCED COMMUNITIES, OFFERING CLIENTS FINANCIAL EDUCATION, BUSINESS COACHING, AND LOW INTEREST RATE LOANS THAT INCREASE ECONOMIC POTENTIAL AND HELP BUILD WEALTH. WE COUNSEL, TRAIN, MENTOR AND OTHERWISE SUPPORT BUSINESSES AND INDIVIDUALS AS THEY BUILD PROSPERITY. | $0 | $1,643 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| EUGENE WALLACE | Director | - | $0 | - | - |
| MARCEL NEWSOME | Chairperson | - | $0 | - | - |
| BRAD KETCH | President | - | $0 | - | - |
| SCOTT GILLIS | Treasurer | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Oregon Capital Access Network
- EIN
- 88-1128763
- Phone
- 5038479163
- Address
- 4233 SE 182ND AVE 367, GRESHAM, OR 97030
Signing Officer
- Name
- Brad Ketch
- Title
- President
- Phone
- 5038479163
- Signed
- 2025-09-10
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Aldrich Cpas and Advisors Llp
- Address
- 1903 WRIGHT PLACE 180, CARLSBAD, CA 92008
- Preparer
- Debra D Smith CPA
- Phone
- 7604318440
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: bank fees & service charges. Amount: 25. Description: interest. Amount: 1,618. Total to form 990-ez, line 16: 1,643.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: notes receivable. Beg. Of year amount: 13,216. End of year amount: 11,796. Description: notes receivable, intercompany. Beg. Of year amount: 0. End of year amount: 48,000.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: accounts payable, intercompany. Beg. Of year amount: 7,800. End of year amount: 7,800. Description: lines of credit. Beg. Of year amount: 10,000. End of year amount: 50,000.”
Raw XML Appendix137 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5038479163 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4233 SE 182ND AVE 367 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | GRESHAM |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97030 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 8569 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 346 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -1643 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 21785 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 60142 |
| IRS990EZ/GrossReceiptsAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 3985 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 2342 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 3985 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 2342 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | EUGENE WALLACE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | MARCEL NEWSOME |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BRAD KETCH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | SCOTT GILLIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | CHAIRPERSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TREASURER |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 13216 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 59796 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 1643 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE ENTITY'S PURPOSE IS TO GRANT MICRO-LOANS TO EMERGING ENTREPRENEURS IN ROCKWOOD AND OTHER LESS AFFLUENT COMMUNITIES IN OREGON. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | ORGANIZATION IS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) THAT FUNCTIONS AS A LENDER WITH A MISSION TO PROVIDE FAIR, RESPONSIBLE FINANCING TO RURAL, URBAN, NATIVE, AND OTHER COMMUNITIES THAT MAINSTREAM FINANCE DOESN'T TRADITIONALLY REACH. WE SPECIALIZE IN LENDING TO INDIVIDUALS, ORGANIZATIONS, AND BUSINESSES IN UNDER RESOURCED COMMUNITIES, OFFERING CLIENTS FINANCIAL EDUCATION, BUSINESS COACHING, AND LOW INTEREST RATE LOANS THAT INCREASE ECONOMIC POTENTIAL AND HELP BUILD WEALTH. WE COUNSEL, TRAIN, MENTOR AND OTHERWISE SUPPORT BUSINESSES AND INDIVIDUALS AS THEY BUILD PROSPERITY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 1643 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | OR |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 17800 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 57800 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 1643 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 1643 |
| IRS990EZ/TotalRevenueAmt | 0 | 0 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 5000 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 5000 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 5000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 5000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 5000 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 5000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: BANK FEES & SERVICE CHARGES. AMOUNT: 25. DESCRIPTION: INTEREST. AMOUNT: 1,618. TOTAL TO FORM 990-EZ, LINE 16: 1,643. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: NOTES RECEIVABLE. BEG. OF YEAR AMOUNT: 13,216. END OF YEAR AMOUNT: 11,796. DESCRIPTION: NOTES RECEIVABLE, INTERCOMPANY. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 48,000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: ACCOUNTS PAYABLE, INTERCOMPANY. BEG. OF YEAR AMOUNT: 7,800. END OF YEAR AMOUNT: 7,800. DESCRIPTION: LINES OF CREDIT. BEG. OF YEAR AMOUNT: 10,000. END OF YEAR AMOUNT: 50,000. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRAD KETCH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5038479163 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OREGON CAPITAL ACCESS NETWORK |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OREG |
| ReturnHeader/Filer/EIN | 0 | 881128763 |
| ReturnHeader/Filer/PhoneNum | 0 | 5038479163 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4233 SE 182ND AVE 367 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | GRESHAM |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 97030 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 930623286 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ALDRICH CPAS AND ADVISORS LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1903 WRIGHT PLACE 180 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CARLSBAD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | CA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 92008 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7604318440 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-09-10 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DEBRA D SMITH CPA |
| ReturnHeader/ReturnTs | 0 | 2025-09-10T13:42:45-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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