Civic Intelligence

Finish Strong Zambia Inc

EIN 88-1111872 • 501(c)3 • Coppell, TX

Profile

Finish Strong Zambia exists to develop and raise up the next generation of servant leaders by providing for the educational economic and social advancement of vulnerable youth and young adults in Zambia Africa enabling them to pursue primary secondary and higher education opportunities learn vital interpersonal and social skills necessary for successful living and acquire small business and trade skills so that they can become independent and thriving adult members of their community.

8951 Cypress Waters Blvd Suite 160Coppell, TX 75019

www.finishstrongzambia.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

9.62x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.22x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

28th percentile

-14%

Higher net margin than 28% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

97th percentile

386%

Faster asset growth than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

6.6%

Faster revenue growth than 61% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$6,487

Up $5,152 (+386%) from 2023

Liabilities

Up

$62,434

Up $42,019 (+206%) from 2023

Net Assets

Down

-$55,947

Down $36,867 (-193%) from 2023

Revenue

Up

$279,276

Up $17,272 (+6.6%) from 2023

Expenses

Up

$316,992

Up $13,957 (+4.6%) from 2023

Net Income

Up

-$37,716

Up $3,315 (+8.1%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0-$50K-$100KAssets 2022: $33,801Liabilities 2022: $11,850Net Assets 2022: $21,9512022Assets 2023: $1,335Liabilities 2023: $20,415Net Assets 2023: -$19,0802023Assets 2024: $6,487Liabilities 2024: $62,434Net Assets 2024: -$55,9472024

Highlighted filing

2024

Assets$6,487
Liabilities$62,434
Net Assets-$55,947

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2022: $129,194Expenses 2022: $107,243Net Income 2022: $21,9512022Revenue 2023: $262,004Expenses 2023: $303,035Net Income 2023: -$41,0312023Revenue 2024: $279,276Expenses 2024: $316,992Net Income 2024: -$37,7162024

Highlighted filing

2024

Revenue$279,276
Expenses$316,992
Net Income-$37,716

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.1
Gross Receipts
$279,276
Mission and Program Overview

Mission

To provide for the educational advancement of vulnerable young adults in Zambia Africa enabling them to pursue higher education opportunities and small business and trade skills so that they can become independent and thriving members of their community.

Finish Strong Zambia exists to develop and raise up the next generation of servant leaders by providing for the educational economic and social advancement of vulnerable youth and young adults in Zambia Africa enabling them to pursue primary secondary and higher education opportunities learn vital interpersonal and social skills necessary for successful living and acquire small business and trade skills so that they can become independent and thriving adult members of their community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Loans From Officers Directors$11,600$40,800▲ $29,200
Cash and Non-Interest-Bearing Accounts$2,184$6,484▲ $4,300
Savings and Temporary Cash Investments$0$3▲ $3
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$2,184$6,487▲ $4,303
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$8,815$21,634▲ $12,819
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$20,415$62,434▲ $42,019
Net Assets / Fund Balance
Net Assets With Donor Restrictions$0$0→ $0
Net Assets Without Donor Restrictions$-18,231$-55,947▼ $37,716
Total Net Assets Fund Balance$-18,231$-55,947▼ $37,716
Total Liabilities and Net Assets / Fund Balance$2,184$6,487▲ $4,303
Compensation and Service Providers

Board Members and Trustees

NameTitle
Susan KendallBoard Member and President
Holly Scurry ToddBoard Member
Ngosa ZuluBoard Member
Greer KendallBoard Member and Secretary
Marla DonohueBoard Member and Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$278,514
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$762
All Other Contributions
$278,514
Change in Net Assets
$-37,716
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$225,601
Other Expenses$91,391
Total Fundraising Expense$638
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$225,601--$225,601
Office Expenses$12,758$19,265$0$32,023
Travel$22,014$0$0$22,014
Information Technology$8,037$4,743$259$13,039
Fees for Services Legal$11,770$0$0$11,770
Occupancy$9,067$0$0$9,067
Interest$0$2,695$0$2,695
Advertising$0$404$379$783
Total Functional Expenses$289,247$27,107$638$316,992
International Activity

International Summary

Offices
0
Employees
0
Spending
$290,235

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Sub-Saharan AfricaGrantmakingGrantmaking00$225,601
Sub-Saharan AfricaProgram servicesSee Statements00$64,634
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$11,600$40,800▲ $29,200
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Cards - AMEX$11,131
Credit Cards - Chase Bank 5279$9,861
Credit Cards - Chase Bank 1662$642
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Line 2

Susan Kendall Board Member and President is married to Greer Kendall Board member and Corporate Secretary. Susan Kendall Board Member and President works part-time in the dental practice of Marla Donohue Board Member and Corporate Treasurer

Part VI, Line 6

The organization is formed as a Texas Non-Profit Corporation. There are no shares issued. The Corporation has one class of Members consisting of the Initial Organizer as indicated on the original Certificate of Formation the initial Charter Members as determined upon the inaugural meeting of the membership and such other persons as the Members admit to Membership. Members have no say in the governance of the organization and only possess the right to annually vote on the slate of Directors at the annual meeting of the Members and amend the Bylaws or Certificate of Formation if needed.

Part VI, Line 7A

The organization has members who are empowered to annually elect the members of the governing body as follows: Directors shall be chosen annually by ballot of the Members at the annual meeting of the Members and shall serve for terms to be determined by the Members and until their successors are elected and qualified.

Part VI, Line 11B

Form 990 is prepared by the Finance Manager and reviewed for accuracy by an outside 990 e-filing company and then provided to the full board via password-protected email to review prior to its filing with the IRS.

Part VI, Line 12C

The organization requires all Board members officers and key employees to disclose any potential conflicts of interest. Each Board member is required annually to complete and sign the organizations conflict of interest disclosure statement. Any disclosure of a potential conflict by a board member officer or key employee is brought to the attention of the Board of Directors which independently decides whether in fact a conflict exists and what actions are necessary to protect the welfare of the organization and the advancement of its purpose and mission.

Part VI, Line 19

The Organization makes its governing documents Conflict of Interest Policy and Form 990 available to the public upon request.

Part VIII Line 11

| Explanation:| Line 11a: Other Activity is Credit Card Reward Income

Filing and Contact Details

Filer

Filer Name
Finish Strong Zambia Inc
EIN
88-1111872
In Care Of
% Susan Kendall
Phone
4698094249
Address
8951 CYPRESS WATERS BLVD SUITE 160, Coppell, TX 75019

Signing Officer

Name
Susan Kendall
Title
President
Signed
2025-05-15

Organization Details

Principal Officer
Susan Kendall
Formed
2022
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
3
Employees
0
Volunteers
20
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IRS990/Form990PartVIISectionAGrp/PersonNm1Marla Donohue
IRS990/Form990PartVIISectionAGrp/PersonNm2Ngosa Zulu
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IRS990/MissionDesc0Finish Strong Zambia exists to develop and raise up the next generation of servant leaders by providing for the educational economic and social advancement of vulnerable youth and young adults in Zambia Africa enabling them to pursue primary secondary and higher education opportunities learn vital interpersonal and social skills necessary for successful living and acquire small business and trade skills so that they can become independent and thriving adult members of their community.
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IRS990/PrincipalOfficerNm0Susan Kendall
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IRS990/ProgSrvcAccomActy2Grp/Desc0Finish Strong Zambia puts on several youth camps and student leadership conferences throughout Zambia to address underlying social and emotional issues and to provide hands-on training in servant leadership skills resume writing and job seeking skills general goal setting and independent adulting skills.
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