Civic Intelligence

Whidbey Health Ems Veba Trust

EIN 88-0850369 • 501(c)9 • Coupeville, WA

NTEE Y43

Profile

A voluntary employees' beneficiary association (veba) to fund reimbursement of eligible medical expenses under a health reimbursement arrangement

101 N Main StreetCoupeville, WA 98239
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE Y • <$500k nonprofits • Source year 2024

Liabilities / Revenue

70th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE Y • <$500k nonprofits • Source year 2024

Net Margin

1st percentile

-2636%

Higher net margin than 1% of similar nonprofits.

NTEE Y • <$500k nonprofits • Source year 2024

Top Officer Pay

85th percentile

$0

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE Y • <$500k nonprofits • Source year 2024

Asset Growth

31st percentile

-7.4%

Faster asset growth than 31% of similar nonprofits.

NTEE Y • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

90th percentile

78%

Faster revenue growth than 90% of similar nonprofits.

NTEE Y • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets69th percentile

Assets

Down

$119,910

Down $9,627 (-7.4%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$119,910

Down $9,627 (-7.4%) from 2023

Operations
Liabilities / Revenue70th percentileNet Margin1st percentile

Revenue

Up

$506

Up $222 (+78%) from 2023

Expenses

Down

$13,842

Down $4,897 (-26%) from 2023

Net Income

Up

-$13,336

Up $5,119 (+28%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth31st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $129,537Liabilities 2023: $0Net Assets 2023: $129,5372023Assets 2024: $119,910Liabilities 2024: $0Net Assets 2024: $119,9102024

Highlighted filing

2024

Assets$119,910
Liabilities$0
Net Assets$119,910
Open 2024 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20K$10K$0-$10K-$20KRevenue 2023: $284Expenses 2023: $18,739Net Income 2023: -$18,4552023Revenue 2024: $506Expenses 2024: $13,842Net Income 2024: -$13,3362024

Highlighted filing

2024

Revenue$506
Expenses$13,842
Net Income-$13,336
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$119,910
Liabilities
$0
Net assets
$119,910
Revenue
$506
Expenses
$13,842
Net income
-$13,336
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.20$0.00$1.20$0.01$0.14$0.13
2023Detailed filing. Detailed filing data is available for this year.$1.30$0.00$1.30$0.00$0.19$0.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 26, 2025
Return Version
2024v5.2
Gross Receipts
$17,804
Mission and Program Overview

Mission

A voluntary employees' beneficiary association (veba) to fund reimbursement of eligible medical expenses under a health reimbursement arrangement

Program Services

DescriptionGrantsExpenses
Health Reimbursement Arrangement funded by the organization with approximately 49 participants receiving eligible medical reimbursements in the amount of $13,074-$13,074
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hand Benefit Trust CoTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Whidbey Health Ems Veba Trust
EIN
88-0850369
In Care Of
% WHIDBEYHEALTH EMS
Phone
3606788609
Address
101 N Main Street, Coupeville, WA 98239

Signing Officer

Name
Paul Rogers
Title
CFO
Phone
7137443803
Signed
2025-09-26
Supplemental Narrative

Additional Explanations

Part I Line 20

“Other revenue consists of fair market value for unrealized earnings attributed to invested assets in the plan.”

Form 990EZ Part I Line 16

“Description:MONTHLY PARTICIPANT FEES Amount:768”

Raw XML Appendix91 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt013074
IRS990EZ/BooksInCareOfDetail/PersonNm0WHIDBEYHEALTH EMS
IRS990EZ/BooksInCareOfDetail/PhoneNum03606788609
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0101 N MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Coupeville
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd098239
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0129537
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0119910
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt017298
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-13336
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0129537
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0119910
IRS990EZ/GainOrLossFromSaleOfAssetsAmt0267
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt017804
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0239
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0129537
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0119910
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0129537
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0119910
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Hand Benefit Trust Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Trustee
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt03709
IRS990EZ/OtherExpensesTotalAmt0768
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0A VOLUNTARY EMPLOYEES' BENEFICIARY ASSOCIATION (VEBA) TO FUND REIMBURSEMENT OF ELIGIBLE MEDICAL EXPENSES UNDER A HEALTH REIMBURSEMENT ARRANGEMENT
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Health Reimbursement Arrangement funded by the organization with approximately 49 participants receiving eligible medical reimbursements in the amount of $13,074
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt013074
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt017565
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt013842
IRS990EZ/TotalProgramServiceExpensesAmt013074
IRS990EZ/TotalRevenueAmt0506
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Other revenue consists of fair market value for unrealized earnings attributed to invested assets in the plan.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:MONTHLY PARTICIPANT FEES Amount:768
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART I LINE 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Paul Rogers
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum07137443803
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WHIDBEY HEALTH EMS VEBA TRUST
ReturnHeader/Filer/BusinessNameControlTxt0WHID
ReturnHeader/Filer/EIN0880850369
ReturnHeader/Filer/InCareOfNm0% WHIDBEYHEALTH EMS
ReturnHeader/Filer/PhoneNum03606788609
ReturnHeader/Filer/USAddress/AddressLine1Txt0101 N Main Street
ReturnHeader/Filer/USAddress/CityNm0Coupeville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098239
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/ReturnTs02025-09-29T07:16:01-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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