Civic Intelligence

Consumer Credit Counseling Service of Southern Nevada

990 • Fiscal year 2016 • EIN 88-0121775

Jan 01, 2016 to Dec 31, 2016 • Filed on Sep 12, 2017

2650 S Jones BlvdLas Vegas, NV 89146

(702) 364-0344

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.07x

Higher debt load relative to assets than 34% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Liabilities / Revenue

45th percentile

0.15x

Higher debt load relative to revenue than 45% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Net Margin

39th percentile

-0.1%

Higher net margin than 39% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Top Officer Pay

76th percentile

$198,250

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Asset Growth

18th percentile

-5.3%

Faster asset growth than 18% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Revenue Growth

55th percentile

4.3%

Faster revenue growth than 55% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Assets

Down

$7,967,237

Down $444,050 (-5.3%) from 2015

Net Assets

Up

$7,426,142

Up $33,002 (+0.4%) from 2015

Liabilities

Down

$541,095

Down $477,052 (-47%) from 2015

Revenue

Up

$3,581,112

Up $148,117 (+4.3%) from 2015

Expenses

Up

$3,584,702

Up $176,935 (+5.2%) from 2015

Net Income

Down

-$3,590

Down $28,818 (-114%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $7,383,160Liabilities 2011: $1,425,709Net Assets 2011: $5,957,4512011Assets 2012: $8,305,666Liabilities 2012: $1,736,036Net Assets 2012: $6,569,6302012Assets 2013: $8,935,933Liabilities 2013: $1,425,947Net Assets 2013: $7,509,9862013Assets 2014: $8,561,843Liabilities 2014: $1,111,984Net Assets 2014: $7,449,8592014Assets 2015: $8,411,287Liabilities 2015: $1,018,147Net Assets 2015: $7,393,1402015Assets 2016: $7,967,237Liabilities 2016: $541,095Net Assets 2016: $7,426,1422016Assets 2017: $8,018,519Liabilities 2017: $563,610Net Assets 2017: $7,454,9092017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2016

Assets$7,967,237
Liabilities$541,095
Net Assets$7,426,142

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $2,582,888Expenses 2011: $2,014,164Net Income 2011: $568,7242011Revenue 2012: $2,582,948Expenses 2012: $2,210,808Net Income 2012: $372,1402012Revenue 2013: $5,253,170Expenses 2013: $4,585,402Net Income 2013: $667,7682013Revenue 2014: $3,835,361Expenses 2014: $3,835,871Net Income 2014: -$5102014Revenue 2015: $3,432,995Expenses 2015: $3,407,767Net Income 2015: $25,2282015Revenue 2016: $3,581,112Expenses 2016: $3,584,702Net Income 2016: -$3,5902016Revenue 2017: $3,962,936Expenses 2017: $3,934,195Net Income 2017: $28,7412017Revenue 2018: $290,971Expenses 2018: $966,573Net Income 2018: -$675,6022018

Highlighted filing

2016

Revenue$3,581,112
Expenses$3,584,702
Net Income-$3,590
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Sep 12, 2017
Return Version
2016v3.0
Gross Receipts
$3,581,112
Mission and Program Overview

Mission

The mission of the agency is to promote economic security through financialy responsible behavior to all consumers. Regardless of the ability to pay.

The mission of the agency is to promote economic security through financially (continued) responsible behavior to all consumers, regardless of the ability to pay. The vision is to create a community culture of financial responsibility. Our five core values are:consumers - all we do benefits the financial health of consumers through financial literacy, confidential financial counseling, debt repayment, housing options, and asset accumulation.quality - as the gold standard in financial literacy and counseling, our practices represent the highest standards.collaboration - we're dedicated to pursuing collective efforts with a variety of partners.accountability - our services achieve positive measurable consumer outcomes.community leadership - we accept responsibility to provide leadership in financial literacy, unique financial programs, housing options, asset development programs, and counseling to build financially healthy consumers resulting in financially healthy communities

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,713,255$3,898,667▲ $185,412
Land, Buildings, and Equipment, Net$1,783,400$1,702,264▼ $81,136
Investments in Publicly Traded Securities$1,395,533$1,462,750▲ $67,217
Pledges and Grants Receivable$565,285$396,426▼ $168,859
Cash and Non-Interest-Bearing Accounts$763,071$308,144▼ $454,927
Accounts Receivable$170,396$156,146▼ $14,250
Prepaid Expenses and Deferred Charges$17,144$37,722▲ $20,578
Total Assets$8,411,287$7,967,237▼ $444,050
Other Assets Total$3,203$5,118▲ $1,915
Liabilities
Mortgage Notes Payable Secured by Investment Property$459,012$0▼ $459,012
Escrow Account Liability$283,466$293,963▲ $10,497
Accounts Payable and Accrued Expenses$151,205$125,371▼ $25,834
Deferred Revenue$124,464$121,761▼ $2,703
Total Liabilities$1,018,147$541,095▼ $477,052
Net Assets / Fund Balance
Unrestricted Net Assets$7,165,014$7,203,672▲ $38,658
Temporarily Rstr Net Assets$228,126$222,470▼ $5,656
Total Net Assets Fund Balance$7,393,140$7,426,142▲ $33,002
Total Liabilities and Net Assets / Fund Balance$8,411,287$7,967,237▼ $444,050

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,143,297$576,759$1,720,056
Other Land Buildings$131,367$329,482$460,849
Land$427,600-$427,600
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michele JohnsonPresident & CEOFT$148,728$49,522$198,250
Paul WeissCFOFT$75,352$5,425$80,777

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$2,322,628
Program Service Revenue
$1,202,422
Investment Income
$56,062
Other Revenue
$0
All Other Contributions
$376,026
Change in Net Assets
$-3,590

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,581,112
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$42,248
Total Revenue per Audited Statements
$3,623,360
Total Revenue per Form 990
$3,581,112
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,579,187
Other Expenses$1,258,998
Grants and Similar Amounts Paid$746,517
Total Fundraising Expense$22,336
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,073,765$12,961$4,932$1,091,658
Grants to Domestic Orgs$628,563--$628,563
Advertising$573,887--$573,887
Current Officers, Directors, Trustees, and Key Employees$214,354$24,453$5,720$244,527
Office Expenses$116,410$2,717$3,257$122,384
Fees for Services Other$120,793$611$407$121,811
Grants to Domestic Individuals$117,954--$117,954
Payroll Taxes$113,696$1,033$689$115,418
Other Employee Benefits$100,690$3,180$2,120$105,990
Depreciation Depletion$77,817$1,992$1,328$81,137
Occupancy$45,334$576$792$46,702
Insurance$27,856$657$438$28,951
Travel$14,360$8,455$196$23,011
Fees for Services Accounting$21,778$688$459$22,925
Pension Plan Contributions$20,956$383$255$21,594
Interest$19,464$409$562$20,435
Conferences and Meetings$3,692$15,767-$19,459
Other Expenses$15,873$8,203$40$15,913
Fees for Service Investment Mgmnt Fees-$3,476-$3,476
Total Functional Expenses$3,475,943$86,423$22,336$3,584,702

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,584,702
Total Expenses per Audited Statements$3,584,702
Total Expenses per Form 990$3,584,702
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
United Labor Agency of NevadaLas Vegas, NV501(c)(3)Counseling Services/financial Literacy$294,897
Nevada Legal Services IncLas Vegas, NV501(c)(3)Housing Related Assistance$121,271
Community Services of NevadaNorth Las Vegas, NV501(c)(3)Housing Related Assistance$97,286
Neighborhood Housing Services of Southern NevadaNorth Las Vegas, NV501(c)(3)Housing Related Assistance$59,002
Cplc Southwest IncLas Vegas, AZ501(c)(3)Housing Related Assistance$51,647
Goodwill of Southern NevadaLas Vegas, NV501(c)(3)Counseling Services/financial Literacy$4,460
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1

The organization has an executive committee consisting of the chair, vice chair, secretary, treasurer, and the immediate past chair. The executive committee has the power to conduct the affairs of consumer credit counseling service in rendering its services and managing its property within the policies determined by the board of directors. The executive committee supervises the affairs of consumer credit counseling service.

Form 990, Part VI, Section B, Line 11B

The completed form 990 is presented to the full board of directors for review after completion and review by the ceo and cfo. A vote of the board of directors approving submission of the form 990 will be held and included in official meeting minutes, prior to the submission of the form 990.

Form 990, Part VI, Section B, Line 12C

All directors, officers and staff members are subject to the conflict of interest policy and are required to annually affirm having received, read and understood the policy and have agreed to comply with the policy. The policy, in relevant part, requires all such interested persons to disclose such potential conflict. In connection with any actual or possible conflict, an interested person must disclose the existence of the financial interest and be given the opportunity to disclose all material facts to the board of directors, considering the proposed transaction or arrangement. Following full disclosure of an actual or possible conflict, and after any discussion with the interested person, he/she shall leave the board meeting while the determination of a conflict is discussed and voted upon. The remaining board members shall decide if a conflict exists. The policy further specifies the procedure for addressing conflicts that arise and violations of the policy.

Form 990, Part VI, Section B, Line 15

The policy on the process for determining compensation shall apply to the compensation of the following person employed by the agency: ceo and other key employees. Compensation of the president and ceo is reviewed and approved by the cccs board of directors elected board officers and compensation of other key employees is approved by the president/ceo and is reviewed annually by the board of directors. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. There is record keeping with respect to the decisions regarding the compensation arrangement.

Form 990, Part VI, Section C, Line 19

The organization makes all documents available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Consumer Credit Counseling Service
EIN
88-0121775
Phone
7023640344
Address
2650 S JONES BLVD, LAS VEGAS, NV 89146
Doing Business As
Financial Guidance Center

Signing Officer

Name
Michele Johnson
Title
President/CEO
Phone
7023640344
Signed
2017-09-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michele Johnson
Formed
1972
Legal Domicile
Nv
Voting Board Members
10
Independent Board Members
10
Employees
60
Volunteers
30

Preparer

Firm
Eide Bailly Llp
Address
9139 W RUSSELL RD STE 200, LAS VEGAS, NV 89148-1250
Preparer
Cynthia Spence
Phone
7023040405
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Recovery of deposits in failed bank 1,017. Change in temporarily restricted net assets -5,656.

Financial Statement Notes

PART IV, LINE 2B:

Consumer credit counseling service of southern nevada receives funds from its clients and disburses payments to client creditors on the clients' behalf. Until disbursed, the funds are held in a trust account.

PART X, LINE 2:

We believe that the organization has appropriate support for any tax positions taken affecting its annual filing requirements, and as such, does not have any uncertain tax positions that are material to the financial statements.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Recovery of deposits in failed bank 1,017.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0THE MISSION OF THE AGENCY IS TO PROMOTE ECONOMIC SECURITY THROUGH FINANCIALLY (CONTINUED) RESPONSIBLE BEHAVIOR TO ALL CONSUMERS, REGARDLESS OF THE ABILITY TO PAY. THE VISION IS TO CREATE A COMMUNITY CULTURE OF FINANCIAL RESPONSIBILITY. OUR FIVE CORE VALUES ARE:CONSUMERS - ALL WE DO BENEFITS THE FINANCIAL HEALTH OF CONSUMERS THROUGH FINANCIAL LITERACY, CONFIDENTIAL FINANCIAL COUNSELING, DEBT REPAYMENT, HOUSING OPTIONS, AND ASSET ACCUMULATION.QUALITY - AS THE GOLD STANDARD IN FINANCIAL LITERACY AND COUNSELING, OUR PRACTICES REPRESENT THE HIGHEST STANDARDS.COLLABORATION - WE'RE DEDICATED TO PURSUING COLLECTIVE EFFORTS WITH A VARIETY OF PARTNERS.ACCOUNTABILITY - OUR SERVICES ACHIEVE POSITIVE MEASURABLE CONSUMER OUTCOMES.COMMUNITY LEADERSHIP - WE ACCEPT RESPONSIBILITY TO PROVIDE LEADERSHIP IN FINANCIAL LITERACY, UNIQUE FINANCIAL PROGRAMS, HOUSING OPTIONS, ASSET DEVELOPMENT PROGRAMS, AND COUNSELING TO BUILD FINANCIALLY HEALTHY CONSUMERS RESULTING IN FINANCIALLY HEALTHY COMMUNITIES
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IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01972
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GovernmentGrantsAmt01946602
IRS990/GrantAmt0341053
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt0117954
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0117954
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0628563
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0628563
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03581112
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/FundraisingAmt0438
IRS990/InsuranceGrp/ManagementAndGeneralAmt0657
IRS990/InsuranceGrp/ProgramServicesAmt027856
IRS990/InsuranceGrp/TotalAmt028951
IRS990/InterestGrp/FundraisingAmt0562
IRS990/InterestGrp/ManagementAndGeneralAmt0409
IRS990/InterestGrp/ProgramServicesAmt019464
IRS990/InterestGrp/TotalAmt020435
IRS990/InvestmentIncomeGrp/ExclusionAmt056062
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt056062
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01395533
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01462750
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0906241
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01783400
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01702264
IRS990/LandBldgEquipCostOrOtherBssAmt02608505
IRS990/LegalDomicileStateCd0NV
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE MISSION OF THE AGENCY IS TO PROMOTE ECONOMIC SECURITY THROUGH FINANCIALLY RESPONSIBLE BEHAVIOR TO ALL CONSUMERS, REGARDLESS OF THE ABILITY TO PAY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0459012
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt07393140
IRS990/NetAssetsOrFundBalancesEOYAmt07426142
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt041231
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt0792
IRS990/OccupancyGrp/ManagementAndGeneralAmt0576
IRS990/OccupancyGrp/ProgramServicesAmt045334
IRS990/OccupancyGrp/TotalAmt046702
IRS990/OfficeExpensesGrp/FundraisingAmt03257
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02717
IRS990/OfficeExpensesGrp/ProgramServicesAmt0116410
IRS990/OfficeExpensesGrp/TotalAmt0122384
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03203
IRS990/OtherAssetsTotalGrp/EOYAmt05118
IRS990/OtherChangesInNetAssetsAmt0-4639
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt02120
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt03180
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0100690
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0105990
IRS990/OtherExpensesGrp/Desc0COMPUTER EXPENSE
IRS990/OtherExpensesGrp/Desc1DUES AND ASSC. FEES
IRS990/OtherExpensesGrp/Desc2PARTICIPANT ORG. ADMIN
IRS990/OtherExpensesGrp/Desc3CLIENT AND STAFF ED.
IRS990/OtherExpensesGrp/FundraisingAmt0142
IRS990/OtherExpensesGrp/FundraisingAmt1893
IRS990/OtherExpensesGrp/FundraisingAmt2106
IRS990/OtherExpensesGrp/FundraisingAmt340
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0213
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1649
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt28203
IRS990/OtherExpensesGrp/ProgramServicesAmt090572
IRS990/OtherExpensesGrp/ProgramServicesAmt156647
IRS990/OtherExpensesGrp/ProgramServicesAmt221482
IRS990/OtherExpensesGrp/ProgramServicesAmt315873
IRS990/OtherExpensesGrp/TotalAmt090927
IRS990/OtherExpensesGrp/TotalAmt158189
IRS990/OtherExpensesGrp/TotalAmt229791
IRS990/OtherExpensesGrp/TotalAmt315913
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt04932
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt012961
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01073765
IRS990/OtherSalariesAndWagesGrp/TotalAmt01091658
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt0689
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01033
IRS990/PayrollTaxesGrp/ProgramServicesAmt0113696
IRS990/PayrollTaxesGrp/TotalAmt0115418
IRS990/PensionPlanContributionsGrp/FundraisingAmt0255
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0383
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt020956
IRS990/PensionPlanContributionsGrp/TotalAmt021594
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0565285
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0396426
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017144
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt037722
IRS990/PrincipalOfficerNm0MICHELE JOHNSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0NEVADA 211 SERVICE FEE
IRS990/ProgramServiceRevenueGrp/Desc1CLIENT FEES-DEBT MGMT
IRS990/ProgramServiceRevenueGrp/Desc2FORECLOSURE MITIGATION
IRS990/ProgramServiceRevenueGrp/Desc3ADMINISTRATION FEES
IRS990/ProgramServiceRevenueGrp/Desc4CLIENT EDUCATION FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0861337
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1167341
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt286320
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt359506
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt416618
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0861337
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1167341
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt286320
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt359506
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt416618
IRS990/ProgSrvcAccomActy2Grp/Desc0FINANCIAL LITERACY PROGRAM: FINANCIAL LITERACY IS THE CORNERSTONE OF THE AGENCY AND GROUP FINANCIAL LITERACY CLASSES ARE PRESENTED BOTH AT THE AGENCY SITES AND AT THE SITES OF COMMUNITY PARTNERS THROUGHOUT THE STATES SERVED. CLASSES AND ALL COLLATERAL MATERIALS ARE PROVIDED IN ENGLISH AND SPANISH. CLASSES INCLUDE 8-HOUR PRE-PURCHASE FINANCIAL LITERACY CLASS, BUDGETING, CREDIT, CAR PURCHASE, APARTMENT LEASING, MINIMAL INCOME BUDGETING, SURVIVING LAYOFFS, AND A VARIETY OF OTHER TOPICS. FINANCIAL LITERACY IS ALSO PROVIDED ONE-ON-ONE DURING EACH INDIVIDUAL COUNSELING SESSION PROVIDED.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0568032
IRS990/ProgSrvcAccomActy2Grp/GrantAmt0405464
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt076124
IRS990/ProgSrvcAccomActy3Grp/Desc0NEVADA 211: 2-1-1 IS A 24X7X365 CALL CENTER DESIGNED TO PROVIDE IMMEDIATE ASSISTANCE TO NEVADANS IN NEED OF SOCIAL SERVICES OR OTHER RESOURCES. A COMPREHENSIVE DATABASE IS THE CORE OF THE SERVICE DELIVERY. THE NEVADA 2-1-1 PROGRAM RESPONDS TO AN AVERAGE OF MORE THAN 10,000 PHONE CALLS EACH MONTH.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0763961
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0861337
IRS990/ProgSrvcAccomActyOtherGrp/Desc0BANKRUPTCY PROGRAM: THE AGENCY PROVIDES, AS APPROVED BY THE EXECUTIVE OFFICE OF THE U.S. TRUSTEE (EOUST), INDIVIDUAL PRE-FILING BANKRUPTCY COUNSELING AND PRE-DISCHARGE DEBTOR EDUCATION.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1DEBT MANAGEMENT PROGRAM: AGENCY PROVIDES COMPREHENSIVE ONE-ON-ONE FINANCIAL COUNSELING AND IN-DEPTH BUDGET ANALYSIS TO ALL CONSUMERS AT NO COST TO THE CONSUMER. A CONSUMER MAY CHOOSE TO ENROLL IN A DEBT MANAGEMENT PLAN, WHEREBY AGENCY WILL ASSIST THE CONSUMER IN ESTABLISHING A REALISTIC REPAYMENT PLAN BETWEEN THE CONSUMER AND THEIR CREDITORS. THIS OPTION PROVIDES AN ALTERNATIVE TO BANKRUPTCY FOR THE CONSUMER.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt060771
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt1125133
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt011300
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt1167341
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02578233
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0802465
IRS990/PYInvestmentIncomeAmt050432
IRS990/PYOtherExpensesAmt01126191
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0804330
IRS990/PYRevenuesLessExpensesAmt025228
IRS990/PYSalariesCompEmpBnftPaidAmt01479111
IRS990/PYTotalExpensesAmt03407767
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03432995
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-3590
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt086320
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03713255
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03898667
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt02322628
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt02578233
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt03351447
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt04361712
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01805670
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt014419690
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt056062
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt058674
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt066271
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt058998
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt053275
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0293280
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01188688
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0804330
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0419851
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0832460
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0724003
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt03969332
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt056062
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt058674
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt066271
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt058998
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt053275
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0293280
IRS990ScheduleA/InvestmentIncomeCYPct00.01570
IRS990ScheduleA/InvestmentIncomePYPct00.01720
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97690
IRS990ScheduleA/PublicSupportPY509Pct00.97290
IRS990ScheduleA/PublicSupportTotal509Amt018250524
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt013718
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt014980

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