Civic Intelligence

Ogden Schools Credit Union DBA Education 1St Credit Union

EIN 87-6121774 • 501(c)14 • Ogden, UT

View Organization Page

Profile

FINANCIAL SERVICES.

1250 Country Hills DriveOgden, UT 84403

e1cu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.90x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

27th percentile

14.57x

Higher debt load relative to revenue than 27% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

56th percentile

13%

Higher net margin than 56% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

94th percentile

13%

Faster asset growth than 94% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

35%

Faster revenue growth than 94% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$53,497,990

Up $5,965,777 (+13%) from 2023

Liabilities

Up

$48,168,587

Up $5,526,004 (+13%) from 2023

Net Assets

Up

$5,329,403

Up $439,773 (+9.0%) from 2023

Operations
Liabilities / Revenue27th percentileNet Margin56th percentile

Revenue

Up

$3,306,447

Up $865,141 (+35%) from 2023

Expenses

Up

$2,866,674

Up $772,673 (+37%) from 2023

Net Income

Up

$439,773

Up $92,468 (+27%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth94th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $21,125,578Liabilities 2010: $19,234,897Net Assets 2010: $1,890,6812010Assets 2011: $22,325,197Liabilities 2011: $20,331,850Net Assets 2011: $1,993,3472011Assets 2012: $24,181,827Liabilities 2012: $22,010,412Net Assets 2012: $2,171,4152012Assets 2013: $26,306,151Liabilities 2013: $23,989,779Net Assets 2013: $2,316,3722013Assets 2014: $27,633,109Liabilities 2014: $25,149,448Net Assets 2014: $2,483,6612014Assets 2015: $27,601,692Liabilities 2015: $24,948,000Net Assets 2015: $2,653,6922015Assets 2016: $29,891,989Liabilities 2016: $27,071,826Net Assets 2016: $2,820,1632016Assets 2017: $32,431,760Liabilities 2017: $29,378,194Net Assets 2017: $3,053,5662017Assets 2018: $34,252,691Liabilities 2018: $30,933,651Net Assets 2018: $3,319,0402018Assets 2019: $34,604,038Liabilities 2019: $30,984,568Net Assets 2019: $3,619,4702019Assets 2020: $38,466,803Liabilities 2020: $34,581,797Net Assets 2020: $3,885,0062020Assets 2021: $43,083,007Liabilities 2021: $38,830,728Net Assets 2021: $4,252,2792021Assets 2022: $41,251,510Liabilities 2022: $36,680,846Net Assets 2022: $4,570,6642022Assets 2023: $47,532,213Liabilities 2023: $42,642,583Net Assets 2023: $4,889,6302023Assets 2024: $53,497,990Liabilities 2024: $48,168,587Net Assets 2024: $5,329,4032024

Highlighted filing

2024

Assets$53,497,990
Liabilities$48,168,587
Net Assets$5,329,403
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,559,8092010Expenses 2011: $1,304,8562011Expenses 2012: $1,250,7302012Revenue 2013: $1,444,685Expenses 2013: $1,299,728Net Income 2013: $144,9572013Revenue 2014: $1,454,345Expenses 2014: $1,287,056Net Income 2014: $167,2892014Revenue 2015: $1,437,841Expenses 2015: $1,267,810Net Income 2015: $170,0312015Revenue 2016: $1,508,717Expenses 2016: $1,342,246Net Income 2016: $166,4712016Revenue 2017: $1,626,700Expenses 2017: $1,393,297Net Income 2017: $233,4032017Revenue 2018: $1,832,442Expenses 2018: $1,566,968Net Income 2018: $265,4742018Revenue 2019: $1,988,875Expenses 2019: $1,688,445Net Income 2019: $300,4302019Revenue 2020: $1,964,643Expenses 2020: $1,699,107Net Income 2020: $265,5362020Revenue 2021: $1,880,285Expenses 2021: $1,513,012Net Income 2021: $367,2732021Revenue 2022: $1,770,401Expenses 2022: $1,452,016Net Income 2022: $318,3852022Revenue 2023: $2,441,306Expenses 2023: $2,094,001Net Income 2023: $347,3052023Revenue 2024: $3,306,447Expenses 2024: $2,866,674Net Income 2024: $439,7732024

Highlighted filing

2024

Revenue$3,306,447
Expenses$2,866,674
Net Income$439,773
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$53,497,990
Liabilities
$48,168,587
Net assets
$5,329,403
Revenue
$3,306,447
Expenses
$2,866,674
Net income
$439,773
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$53.5$48.2$5.33$3.31$2.87$0.44
2023Detailed filing. Detailed filing data is available for this year.$47.5$42.6$4.89$2.44$2.09$0.35
2022Detailed filing. Detailed filing data is available for this year.$41.3$36.7$4.57$1.77$1.45$0.32
2021Detailed filing. Detailed filing data is available for this year.$43.1$38.8$4.25$1.88$1.51$0.37
2020Detailed filing. Detailed filing data is available for this year.$38.5$34.6$3.89$1.96$1.70$0.27
2019Detailed filing. Detailed filing data is available for this year.$34.6$31.0$3.62$1.99$1.69$0.30
2018Detailed filing. Detailed filing data is available for this year.$34.3$30.9$3.32$1.83$1.57$0.27
2017Detailed filing. Detailed filing data is available for this year.$32.4$29.4$3.05$1.63$1.39$0.23
2016Detailed filing. Detailed filing data is available for this year.$29.9$27.1$2.82$1.51$1.34$0.17
2015Detailed filing. Detailed filing data is available for this year.$27.6$24.9$2.65$1.44$1.27$0.17
2014Detailed filing. Detailed filing data is available for this year.$27.6$25.1$2.48$1.45$1.29$0.17
2013Detailed filing. Detailed filing data is available for this year.$26.3$24.0$2.32$1.44$1.30$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.2$22.0$2.17$1.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.3$20.3$1.99$1.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.1$19.2$1.89$1.56
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 7, 2025
Return Version
2024v5.2
Gross Receipts
$3,306,447
Mission and Program Overview

Mission

FINANCIAL SERVICES.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,315,990$48,877,506▲ $7,561,516
Rtn Earn Endowment Incm Other Fnds$4,889,630$5,329,403▲ $439,773
Savings and Temporary Cash Investments$3,615,324$1,862,875▼ $1,752,449
Land, Buildings, and Equipment, Net$351,665$361,203▲ $9,538
Cash and Non-Interest-Bearing Accounts$174,241$193,048▲ $18,807
Prepaid Expenses and Deferred Charges$65,721$135,191▲ $69,470
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$47,532,213$53,497,990▲ $5,965,777
Other Assets Total$2,009,272$2,068,167▲ $58,895
Liabilities
Other Liabilities$42,495,537$47,969,921▲ $5,474,384
Accounts Payable and Accrued Expenses$147,046$198,666▲ $51,620
Total Liabilities$42,642,583$48,168,587▲ $5,526,004
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,889,630$5,329,403▲ $439,773
Total Liabilities and Net Assets / Fund Balance$47,532,213$53,497,990▲ $5,965,777

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$85,268$590,334$675,602
Buildings$107,724$388,605$496,329
Other Land Buildings$81,286$334,722$416,008
Land$86,925-$86,925
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Kent GreenfieldPresidentFT$136,675$136,675
Delsa GullVice PresidentFT$102,185$102,185

Board Members and Trustees

NameTitle
Chad TuftVice President
Darwin SmithDirector
J P SeeseDirector
Jay SeeseDirector
Kristy EllisDirector
Lucille BrizzeeDirector
Matthew KiltsDirector
Nick WilcoxDirector
Reed SpencerDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,259,882
Investment Income
$46,565
Other Revenue
$0
Change in Net Assets
$439,773
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,065,214
Salaries, Compensation, and Employee Benefits$801,460
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$562,600--$562,600
Office Expenses$338,400--$338,400
Current Officers, Directors, Trustees, and Key Employees$238,860--$238,860
All Other Expenses$209,312--$209,312
Other Expenses$103,650--$103,650
Occupancy$52,009--$52,009
Travel$5,359--$5,359
Total Functional Expenses$2,866,674$0$0$2,866,674
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares of All Typer$42,395,005
Non-member Deposits$5,574,916
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members of the credit union are required to maintain $5 in a share account at all times to qualify for membership.”

Form 990, Part VI, Section B, Line 11B

“The president of the credit union, kent greenfield, performed a review of the form 990 before it was filed with the internal revenue service.”

Form 990, Part VI, Section B, Line 15B

“The board of directors reviews a report that details statistics of compensation for similar sized credit unions and considers other factors in determining compensation.”

Form 990, Part VI, Section C, Line 19

“The organization posts financial information in its office and on ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Education 1st Credit Union
EIN
87-6121774
Phone
8013924877
Address
1250 COUNTRY HILLS DRIVE, OGDEN, UT 84403

Signing Officer

Name
Kent Greenfield
Title
President
Signed
2025-07-07
Discuss with paid preparer
Yes

Organization Details

Formed
1932
Legal Domicile
Ut
Voting Board Members
7
Independent Board Members
7
Employees
12
Volunteers
11

Preparer

Firm
Dickson and Company Inc
Address
455 East 500 South Suite 400, Salt Lake City, UT 84106
Preparer
Russell Dickson
Phone
8018596545
Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AllOtherExpensesGrp/TotalAmt0209312
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IRS990/BooksInCareOfDetail/PhoneNum08013924877
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01250 COUNTRY HILLS DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0OGDEN
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd084403
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IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0238860
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0238860
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
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IRS990/CYContributionsGrantsAmt00
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IRS990/CYTotalRevenueAmt03306447
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
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IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
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IRS990/ForeignFinancialAccountInd0false
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
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IRS990/Form990PartVIISectionAGrp/PersonNm8NICK WILCOX
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IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
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IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04889630
IRS990/NetAssetsOrFundBalancesEOYAmt05329403
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt052009
IRS990/OccupancyGrp/TotalAmt052009
IRS990/OfficeExpensesGrp/ProgramServicesAmt0338400
IRS990/OfficeExpensesGrp/TotalAmt0338400
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02009272
IRS990/OtherAssetsTotalGrp/EOYAmt02068167
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc1INTEREST ON DEPOSITS
IRS990/OtherExpensesGrp/Desc2INTEREST ON BORROWED MONEY
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/ProgramServicesAmt0740614
IRS990/OtherExpensesGrp/ProgramServicesAmt1510581
IRS990/OtherExpensesGrp/ProgramServicesAmt2105289
IRS990/OtherExpensesGrp/ProgramServicesAmt3103650
IRS990/OtherExpensesGrp/TotalAmt0740614
IRS990/OtherExpensesGrp/TotalAmt1510581
IRS990/OtherExpensesGrp/TotalAmt2105289
IRS990/OtherExpensesGrp/TotalAmt3103650
IRS990/OtherLiabilitiesGrp/BOYAmt042495537
IRS990/OtherLiabilitiesGrp/EOYAmt047969921
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0562600
IRS990/OtherSalariesAndWagesGrp/TotalAmt0562600
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt041315990
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt048877506
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt065721
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0135191
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0432503
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12827379
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0432503
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12827379
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt078873
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01391538
IRS990/PYProgramServiceRevenueAmt02362433
IRS990/PYRevenuesLessExpensesAmt0347305
IRS990/PYSalariesCompEmpBnftPaidAmt0702463
IRS990/PYTotalExpensesAmt02094001
IRS990/PYTotalRevenueAmt02441306
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0439773
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04889630
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05329403
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03615324
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01862875
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0107724
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0388605
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0496329
IRS990ScheduleD/EquipmentGrp/BookValueAmt085268
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0590334
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0675602
IRS990ScheduleD/LandGrp/BookValueAmt086925
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt086925
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt081286
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0334722
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0416008
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt042395005
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15574916
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES OF ALL TYPER
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1NON-MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0361203
IRS990ScheduleD/TotalLiabilityAmt047969921
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS OF THE CREDIT UNION ARE REQUIRED TO MAINTAIN $5 IN A SHARE ACCOUNT AT ALL TIMES TO QUALIFY FOR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PRESIDENT OF THE CREDIT UNION, KENT GREENFIELD, PERFORMED A REVIEW OF THE FORM 990 BEFORE IT WAS FILED WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS REVIEWS A REPORT THAT DETAILS STATISTICS OF COMPENSATION FOR SIMILAR SIZED CREDIT UNIONS AND CONSIDERS OTHER FACTORS IN DETERMINING COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION POSTS FINANCIAL INFORMATION IN ITS OFFICE AND ON NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt047532213
IRS990/TotalAssetsEOYAmt053497990
IRS990/TotalAssetsGrp/BOYAmt047532213
IRS990/TotalAssetsGrp/EOYAmt053497990
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02866674
IRS990/TotalFunctionalExpensesGrp/TotalAmt02866674
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt042642583
IRS990/TotalLiabilitiesEOYAmt048168587
IRS990/TotalLiabilitiesGrp/BOYAmt042642583
IRS990/TotalLiabilitiesGrp/EOYAmt048168587
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04889630
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05329403
IRS990/TotalProgramServiceRevenueAmt03259882
IRS990/TotalReportableCompFromOrgAmt0238860
IRS990/TotalRevenueGrp/ExclusionAmt046565
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03259882
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03306447
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt047532213
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt053497990
IRS990/TravelGrp/ProgramServicesAmt05359
IRS990/TravelGrp/TotalAmt05359
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01250 COUNTRY HILLS DRIVE
IRS990/USAddress/CityNm0OGDEN
IRS990/USAddress/StateAbbreviationCd0UT
IRS990/USAddress/ZIPCd084403
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0E1CU.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KENT GREENFIELD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EDUCATION 1ST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0EDUC
ReturnHeader/Filer/EIN0876121774
ReturnHeader/Filer/PhoneNum08013924877
ReturnHeader/Filer/USAddress/AddressLine1Txt01250 COUNTRY HILLS DRIVE
ReturnHeader/Filer/USAddress/CityNm0OGDEN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0UT
ReturnHeader/Filer/USAddress/ZIPCd084403
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0260476748
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DICKSON AND COMPANY INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0455 East 500 South Suite 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Salt Lake City
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0UT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd084106
ReturnHeader/PreparerPersonGrp/PhoneNum08018596545
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Russell Dickson
ReturnHeader/ReturnTs02025-07-07T15:00:57-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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