Civic Intelligence

Branches for the Lake Inc.

EIN 87-4714826 • 501(c)3 • Osage Beach, MO

Pub. 78 Eligible

Profile

Building biking, hiking and walking trails all around the Lake Of the Ozarks Area

980 Airport Rd Suite BOsage Beach, MO 65065

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.05x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.02x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

29th percentile

-12%

Higher net margin than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

29th percentile

-22%

Faster asset growth than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

69th percentile

16%

Faster revenue growth than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets74th percentile

Assets

Down

$63,066

Down $17,833 (-22%) from 2023

Liabilities

Up

$2,904

Up $1,261 (+77%) from 2023

Net Assets

Down

$60,162

Down $19,094 (-24%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin29th percentile

Revenue

Up

$161,443

Up $21,996 (+16%) from 2023

Expenses

Up

$180,537

Up $81,092 (+82%) from 2023

Net Income

Down

-$19,094

Down $59,096 (-148%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth29th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2022: $45,965Liabilities 2022: $6,711Net Assets 2022: $39,2542022Assets 2023: $80,899Liabilities 2023: $1,643Net Assets 2023: $79,2562023Assets 2024: $63,066Liabilities 2024: $2,904Net Assets 2024: $60,1622024

Highlighted filing

2024

Assets$63,066
Liabilities$2,904
Net Assets$60,162
Open 2024 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2022: $181,664Expenses 2022: $142,410Net Income 2022: $39,2542022Revenue 2023: $139,447Expenses 2023: $99,445Net Income 2023: $40,0022023Revenue 2024: $161,443Expenses 2024: $180,537Net Income 2024: -$19,0942024

Highlighted filing

2024

Revenue$161,443
Expenses$180,537
Net Income-$19,094
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,066
Liabilities
$2,904
Net assets
$60,162
Revenue
$161,443
Expenses
$180,537
Net income
-$19,094
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.63$0.03$0.60$1.61$1.81$0.19
2023Detailed filing. Detailed filing data is available for this year.$0.81$0.02$0.79$1.39$0.99$0.40
2022Detailed filing. Detailed filing data is available for this year.$0.46$0.07$0.39$1.82$1.42$0.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.0
Gross Receipts
$161,443
Mission and Program Overview

Mission

Building biking, hiking and walking trails all around the Lake Of the Ozarks Area

Program Services

DescriptionGrantsExpenses
MAGIC DRAGON TRAIL SYSTEM DEVELOPMENT - THE MAGIC DRAGON TRAIL SYSTEM WAS PROFESSIONALLY DESIGNED TO BUILD APPROXIMATELY 70 MILES OF WORLD-CLASS, RECREATIONAL TRAILS IN THE OSAGE BEACH AREA AS AN ECONOMIC DRIVER FOR THE LAKE AREA. BRANCHES FOR THE LAKE AND MAGIC DRAGON PLAN TO BRING RECREATIONAL TRAILS TO ALL AREAS OF THE LAKE OF THE OZARKS AND EVENTUALLY CONNECT TO OTHER TRAIL SYSTEMS.-$156,658
FAMILY FUND DAY TO PROMOTE OUTDOOR TIME AWAY FROM TECHNOLOGY--
DONATIONS--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
AMY HERNANDEZSecretaryFT$65,000-$65,000
NATALIE WHITTLEBoard Member-$0--
JOLEEN HODITSBoard Member-$0--
MAUREEN CERVONEPresident-$0--
NEAL CERVONEBoard Member-$0--
AMANDA FAGANBoard Member-$0--
BLAKE HODITSBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Branches for the Lake Inc
EIN
87-4714826
Phone
5734809973
Address
980 AIRPORT RD SUITE B, OSAGE BEACH, MO 65065

Signing Officer

Name
Amy Hernandez
Title
Secretary
Phone
5734809973
Signed
2025-11-15
Discuss with paid preparer
Yes

Preparer

Firm
EVERS & COMPANY CPA'S LLC
Address
5886 OSAGE BEACH PARKWAY, OSAGE BEACH, MO 65065-2173
Preparer
Theresa Price CPA
Phone
5733484141
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 743 office exp. 6,935 travel 10,708 insurance 1,947 total 20,333”

Form 990-ez, Part II, Line 26

“Payroll liabilities 1,643 2,904”

Form 990-ez, Part III

“Building biking, hiking and walking trails all around the lake of the ozarks area”

Form 990-ez, Part III, Line 28

“Magic dragon trail system development - the magic dragon trail system was professionally designed to build approximately 70 miles of world-class, recreational trails in the osage beach area as an economic driver for the lake area. Branches for the lake and magic dragon plan to bring recreational trails to all areas of the lake of the ozarks and eventually connect to other trail systems.”

Form 990-ez, Part III, Line 31

“DONATIONS”

Raw XML Appendix144 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum05734809973
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0980 AIRPORT ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE B
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0OSAGE BEACH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt065000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0AMY HERNANDEZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NATALIE WHITTLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOLEEN HODITS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MAUREEN CERVONE
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5AMANDA FAGAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6BLAKE HODITS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt020333
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0BUILDING BIKING, HIKING AND WALKING TRAILS ALL AROUND THE LAKE OF THE OZARKS AREA
IRS990EZ/PrintingPublicationsPostageAmt01198
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1FAMILY FUND DAY TO PROMOTE OUTDOOR TIME AWAY FROM TECHNOLOGY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2DONATIONS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0156658
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SalariesOtherCompEmplBnftAmt0129666
IRS990EZ/ScheduleBNotRequiredInd0X
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IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01643
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0180537
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IRS990EZ/TotalRevenueAmt0161443
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0160517
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0137312
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0181496
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 743 OFFICE EXP. 6,935 TRAVEL 10,708 INSURANCE 1,947 TOTAL 20,333
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYROLL LIABILITIES 1,643 2,904
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BUILDING BIKING, HIKING AND WALKING TRAILS ALL AROUND THE LAKE OF THE OZARKS AREA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MAGIC DRAGON TRAIL SYSTEM DEVELOPMENT - THE MAGIC DRAGON TRAIL SYSTEM WAS PROFESSIONALLY DESIGNED TO BUILD APPROXIMATELY 70 MILES OF WORLD-CLASS, RECREATIONAL TRAILS IN THE OSAGE BEACH AREA AS AN ECONOMIC DRIVER FOR THE LAKE AREA. BRANCHES FOR THE LAKE AND MAGIC DRAGON PLAN TO BRING RECREATIONAL TRAILS TO ALL AREAS OF THE LAKE OF THE OZARKS AND EVENTUALLY CONNECT TO OTHER TRAIL SYSTEMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DONATIONS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/Filer/PhoneNum05734809973
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ReturnHeader/Filer/USAddress/CityNm0OSAGE BEACH
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0THERESA PRICE CPA
ReturnHeader/ReturnTs02025-11-14T17:09:47-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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