Civic Intelligence

Project on Predatory Student Lending

EIN 87-4582545 • 501(c)3 • Jamaica Plain, MA

Profile

The project on predatory student lending is the leading legal organization representing students against the predatory for-profit college industry and the policies that enable the industry to exploit the promise of higher education to cheat student borrowers and taxpayers.

769 Centre Street 166Jamaica Plain, MA 02130

www.ppsl.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.02x

Higher debt load relative to assets than 25% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

18th percentile

0.02x

Higher debt load relative to revenue than 18% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

91st percentile

57%

Higher net margin than 91% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

79th percentile

$225,000

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

98th percentile

184%

Faster asset growth than 98% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

95th percentile

171%

Faster revenue growth than 95% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets25th percentile

Assets

Up

$5,020,146

Up $3,253,914 (+184%) from 2023

Liabilities

Down

$91,634

Down $68,250 (-43%) from 2023

Net Assets

Up

$4,928,512

Up $3,322,164 (+207%) from 2023

Operations
Liabilities / Revenue18th percentileNet Margin91st percentile

Revenue

Up

$5,929,576

Up $3,741,847 (+171%) from 2023

Expenses

Up

$2,578,698

Up $657,547 (+34%) from 2023

Net Income

Up

$3,350,878

Up $3,084,300 (+1157%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2022: $1,399,250Liabilities 2022: $59,481Net Assets 2022: $1,339,7692022Assets 2023: $1,766,232Liabilities 2023: $159,884Net Assets 2023: $1,606,3482023Assets 2024: $5,020,146Liabilities 2024: $91,634Net Assets 2024: $4,928,5122024

Highlighted filing

2024

Assets$5,020,146
Liabilities$91,634
Net Assets$4,928,512
Open 2024 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Revenue 2022: $2,131,137Expenses 2022: $791,368Net Income 2022: $1,339,7692022Revenue 2023: $2,187,729Expenses 2023: $1,921,151Net Income 2023: $266,5782023Revenue 2024: $5,929,576Expenses 2024: $2,578,698Net Income 2024: $3,350,8782024

Highlighted filing

2024

Revenue$5,929,576
Expenses$2,578,698
Net Income$3,350,878
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,020,146
Liabilities
$91,634
Net assets
$4,928,512
Revenue
$5,929,576
Expenses
$2,578,698
Net income
$3,350,878
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.02$0.09$4.93$5.93$2.58$3.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$0.16$1.61$2.19$1.92$0.27
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.06$1.34$2.13$0.79$1.34
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 13, 2025
Return Version
2024v5.2
Gross Receipts
$5,929,576
Mission and Program Overview

Mission

The project on predatory student lending is the leading legal organization representing students against the predatory for-profit college industry and the policies that enable the industry to exploit the promise of higher education to cheat student borrowers and taxpayers.

The project on predatory student lending mission is to use litigation and advocacy to eliminate predatory practices in higher education, and to relieve current and future borrowers from fraudulent student loan debt.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$654,238$3,814,682▲ $3,160,444
Cash and Non-Interest-Bearing Accounts$696,530$635,630▼ $60,900
Pledges and Grants Receivable$320,000$508,995▲ $188,995
Prepaid Expenses and Deferred Charges$16,064$22,000▲ $5,936
Total Assets$1,766,232$5,020,146▲ $3,253,914
Other Assets Total$79,400$38,839▼ $40,561
Liabilities
Accounts Payable and Accrued Expenses$80,528$51,397▼ $29,131
Other Liabilities$79,356$40,237▼ $39,119
Total Liabilities$159,884$91,634▼ $68,250
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,436,348$4,873,513▲ $3,437,165
Net Assets With Donor Restrictions$170,000$54,999▼ $115,001
Total Net Assets Fund Balance$1,606,348$4,928,512▲ $3,322,164
Total Liabilities and Net Assets / Fund Balance$1,766,232$5,020,146▲ $3,253,914
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Eileen ConnorPresidentFT$225,000$225,000

Board Members and Trustees

NameTitle
Mike FirestoneBoard Chair
MARGARET O'GRADYClerk
Oliver RothschildMember
Persis YuMember
Yvette ColonMember
Jennifer BennettTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,319,882
Program Service Revenue
$3,443,223
Investment Income
$165,864
Other Revenue
$607
All Other Contributions
$2,319,882
Change in Net Assets
$3,350,878

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,929,576
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-28,714
Total Revenue per Audited Statements
$5,900,862
Total Revenue per Form 990
$5,929,576
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,935,360
Other Expenses$643,338
Total Fundraising Expense$64,715
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,364,180$143,703$40,231$1,548,114
Other Employee Benefits$217,181$46,788$6,997$270,966
Fees for Services Other$49,832$180,192$2,632$232,656
Payroll Taxes$98,954$14,667$2,659$116,280
Advertising$90,000--$90,000
Travel$50,063$17,407$3,283$70,753
Occupancy$36,662$5,725$1,309$43,696
Insurance$21,296$2,942$251$24,489
All Other Expenses$7,840$14,527$242$22,609
Other Expenses$9,113$4,278$1,637$15,028
Office Expenses$2,380$7,204-$9,584
Total Functional Expenses$2,073,238$440,745$64,715$2,578,698

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,578,698
Total Expenses per Audited Statements$2,578,698
Total Expenses per Form 990$2,578,698
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$40,237
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The organization at a board meeting distributes the annual 990 tax returns. The board reviews in detail, votes to accept and file tax return.”

Form 990, Part VI, Section B, Line 12C

“The policy is reviewed prior to each new board member joining the board of directors.”

Form 990, Part VI, Section B, Line 15B

“The board of directors evaluates and votes to approve compensation for the organization's key employees.”

Form 990, Part VI, Section C, Line 19

“The organization will make governing documents available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Project on Predatory Student Lending
EIN
87-4582545
Phone
6173902669
Address
769 CENTRE STREET 166, JAMAICA PLAIN, MA 02130

Signing Officer

Name
Eileen Connor
Title
President
Phone
6173902669
Signed
2025-08-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Eileen Connor
Formed
2022
Legal Domicile
Ma
Voting Board Members
7
Independent Board Members
6
Employees
14
Volunteers
0

Preparer

Firm
James a George Pc
Address
77 MAIN STREET, ANDOVER, MA 01810
Phone
7812458200
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from income taxes as a charitable organization under section 501(c)(3) of the internal revenue code and is not classified as a private foundation. The organization accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statement regarding a tax position taken or expected to be taken on a tax return. The organization has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at december 31, 2024. The organization's information returns are subject to examination by the federal and state jurisdictions and generally remain open for the most recent three years.”

Raw XML AppendixShowing 400 of 438 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt080528
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt051397
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE PROJECT ON PREDATORY STUDENT LENDING MISSION IS TO USE LITIGATION AND ADVOCACY TO ELIMINATE PREDATORY PRACTICES IN HIGHER EDUCATION, AND TO RELIEVE CURRENT AND FUTURE BORROWERS FROM FRAUDULENT STUDENT LOAN DEBT.
IRS990/AdvertisingGrp/ProgramServicesAmt090000
IRS990/AdvertisingGrp/TotalAmt090000
IRS990/AllOtherContributionsAmt02319882
IRS990/AllOtherExpensesGrp/FundraisingAmt0242
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt014527
IRS990/AllOtherExpensesGrp/ProgramServicesAmt07840
IRS990/AllOtherExpensesGrp/TotalAmt022609
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum06173902669
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0769 CENTRE STREET 166
IRS990/BooksInCareOfDetail/USAddress/CityNm0JAMAICA PLAIN
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002130
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0696530
IRS990/CashNonInterestBearingGrp/EOYAmt0635630
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02319882
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0165864
IRS990/CYOtherExpensesAmt0643338
IRS990/CYOtherRevenueAmt0607
IRS990/CYProgramServiceRevenueAmt03443223
IRS990/CYRevenuesLessExpensesAmt03350878
IRS990/CYSalariesCompEmpBnftPaidAmt01935360
IRS990/CYTotalExpensesAmt02578698
IRS990/CYTotalFundraisingExpenseAmt064715
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05929576
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE PROJECT ON PREDATORY STUDENT LENDING (PPSL) IS THE LEADING LEGAL NON-PROFIT ORGANIZATION REPRESENTING STUDENTS AGAINST PREDATORY COLLEGES AND LENDERS. PPSL'S UNIQUE MODEL OF IMPACT LITIGATION AND ADVOCACY DELIVERS RESULTS FOR DEFRAUDED STUDENTS AND DEMANDS SIGNIFICANT ACCOUNTABILITY AND BETTER OUTCOMES FOR STUDENT BORROWERS IN THE HIGHER EDUCATION SYSTEM.PPSL'S LANDMARK LEGAL VICTORIES ON BEHALF OF MORE THAN TWO MILLION STUDENT BORROWERS ACROSS THE NATION HAVE EXPOSED PREDATORY PRACTICES, HELD THE DEPARTMENT OF EDUCATION AND OTHER INSTITUTIONS ACCOUNTABLE TO THE LAW, AND INFLUENCED THE DIRECTION OF HIGHER EDUCATION POLICY.PPSL'S TRACK RECORD DEMONSTRATES THE IMPORTANCE OF BOLD, STRATEGIC LITIGATION AS AN INTERVENTION IN THE HIGHER EDUCATION SPACE. PPSL ENSURES THAT BORROWERS WILL BE SET FREE FROM FRAUDULENT STUDENT LOAN DEBT. OUR CASES ARE DESIGNED TO ESTABLISH LANDSCAPE-CHANGING PRECEDENT, WIN MEANINGFUL DEBT CANCELLATION, AND ORGANIZE BORROWERS AS IMPORTANT STAKEHOLDERS IN POLICY DEBATES ABOUT HIGHER EDUCATION. PPSL HOLDS THE GOVERNMENT ACCOUNTABLE FOR FAILED OVERSIGHT OF THE FEDERAL STUDENT LOAN PROGRAM. AS BORROWERS SUCCEED IN ENFORCING THEIR RIGHTS UNDER BORROWER DEFENSE, OUR LITIGATION WILL CONTINUE TO FOCUS ON HOLDING THE DEPARTMENT OF EDUCATION ACCOUNTABLE FOR GREEN LIGHTING SCHOOLS, PROGRAMS, AND PRACTICES THAT SHIFT AN UNACCEPTABLE AMOUNT OF RISK ONTO STUDENTS AND THEIR FAMILIES, AND TAXPAYERS AT LARGE. PPSL EXPOSES THE CORRUPTION AND FRAUD THAT IS RUNNING UP THE COST OF EDUCATION IN EVERY SECTOR. PPSL AIMS TO INCREASE THE PUBLIC'S UNDERSTANDING THAT PREDATORY BEHAVIORS IN EDUCATION ARE DRIVING UP THE COSTS OF EDUCATION AND THEY EXIST EVERYWHERE FROM FOR-PROFIT NURSING PROGRAMS TO ONLINE MASTER'S DEGREES AT BRAND NAME COLLEGES. PPSL PROMOTES ECONOMIC JUSTICE AND RACIAL EQUITY. STUDENT LOAN DEBT AND PREDATORY HIGHER EDUCATION PRACTICES DISPROPORTIONATELY AFFECT BLACK BORROWERS, PARTICULARLY BLACK WOMEN. PPSL IS COMMITTED TO BRINGING OUR MOST EFFECTIVE TOOLS TO BEAR IN ORDER TO END PREDATORY INCLUSION IN HIGHER EDUCATION.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0170000
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt054999
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt02073238
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/FundraisingAmt02632
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0180192
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt049832
IRS990/FeesForServicesOtherGrp/TotalAmt0232656
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0YVETTE COLON
IRS990/Form990PartVIISectionAGrp/PersonNm1PERSIS YU
IRS990/Form990PartVIISectionAGrp/PersonNm2OLIVER ROTHSCHILD
IRS990/Form990PartVIISectionAGrp/PersonNm3EILEEN CONNOR
IRS990/Form990PartVIISectionAGrp/PersonNm4MIKE FIRESTONE
IRS990/Form990PartVIISectionAGrp/PersonNm5JENNIFER BENNETT
IRS990/Form990PartVIISectionAGrp/PersonNm6MARGARET O'GRADY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3225000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6CLERK
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02022
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05929576
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt0251
IRS990/InsuranceGrp/ManagementAndGeneralAmt02942
IRS990/InsuranceGrp/ProgramServicesAmt021296
IRS990/InsuranceGrp/TotalAmt024489
IRS990/InvestmentIncomeGrp/ExclusionAmt0165864
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0165864
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt010
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PPSL'S MISSION IS TO USE LITIGATION AND ADVOCACY TO ELIMINATE PREDATORY PRACTICES IN HIGHER EDUCATION, AND TO RELIEVE CURRENT AND FUTURE BORROWERS FROM FRAUDULENT STUDENT LOAN DEBT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01606348
IRS990/NetAssetsOrFundBalancesEOYAmt04928512
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-28714
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01436348
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04873513
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt01309
IRS990/OccupancyGrp/ManagementAndGeneralAmt05725
IRS990/OccupancyGrp/ProgramServicesAmt036662
IRS990/OccupancyGrp/TotalAmt043696
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07204
IRS990/OfficeExpensesGrp/ProgramServicesAmt02380
IRS990/OfficeExpensesGrp/TotalAmt09584
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt079400
IRS990/OtherAssetsTotalGrp/EOYAmt038839
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt06997
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt046788
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0217181
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0270966
IRS990/OtherExpensesGrp/Desc0LITIGATION EXPENSES
IRS990/OtherExpensesGrp/Desc1DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL DEVELOPMEN
IRS990/OtherExpensesGrp/Desc3SOFTWARE
IRS990/OtherExpensesGrp/FundraisingAmt0154
IRS990/OtherExpensesGrp/FundraisingAmt15231
IRS990/OtherExpensesGrp/FundraisingAmt289
IRS990/OtherExpensesGrp/FundraisingAmt31637
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0900
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11887
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2525
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt34278
IRS990/OtherExpensesGrp/ProgramServicesAmt078198
IRS990/OtherExpensesGrp/ProgramServicesAmt129396
IRS990/OtherExpensesGrp/ProgramServicesAmt218143
IRS990/OtherExpensesGrp/ProgramServicesAmt39113
IRS990/OtherExpensesGrp/TotalAmt079252
IRS990/OtherExpensesGrp/TotalAmt136514
IRS990/OtherExpensesGrp/TotalAmt218757
IRS990/OtherExpensesGrp/TotalAmt315028
IRS990/OtherLiabilitiesGrp/BOYAmt079356
IRS990/OtherLiabilitiesGrp/EOYAmt040237
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0607
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0607
IRS990/OtherRevenueTotalAmt0607
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt040231
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0143703
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01364180
IRS990/OtherSalariesAndWagesGrp/TotalAmt01548114
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt02659
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt014667
IRS990/PayrollTaxesGrp/ProgramServicesAmt098954
IRS990/PayrollTaxesGrp/TotalAmt0116280
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0320000
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0508995
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt016064
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022000
IRS990/PrincipalOfficerNm0EILEEN CONNOR
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541100
IRS990/ProgramServiceRevenueGrp/Desc0SETTLEMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03443223
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03443223
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01456285
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt023399
IRS990/PYOtherExpensesAmt0489062
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0708045
IRS990/PYRevenuesLessExpensesAmt0266578
IRS990/PYSalariesCompEmpBnftPaidAmt01432089
IRS990/PYTotalExpensesAmt01921151
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02187729
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt03350878
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03443223
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0654238
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03814682
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02319882
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01456285
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02131137
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05907304
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0165864
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt023399
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0189263
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt04151268
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0607
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0607
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt05907304
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02319882
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01456285
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02131137
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt05907304
IRS990ScheduleA/TotalSupportAmt06097174
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleC/GrantsOtherOrganizationsAmt010000
IRS990ScheduleC/GrantsOtherOrganizationsInd01
IRS990ScheduleC/Managers4912TaxAmt00
IRS990ScheduleC/NotDescribedSection501c3Ind00
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0DISCUSSIONS INVOLVING THE PARENT PLUS PARITY ACT.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART II-B, LINE 1:
IRS990ScheduleC/Tax4912Amt00
IRS990ScheduleC/TotalLobbyingExpendituresAmt010000
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02578698
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-28714
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt040237
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LEASE LIABILITY
IRS990ScheduleD/RevenueNotReportedAmt0-28714
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05929576
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS EXEMPT FROM INCOME TAXES AS A CHARITABLE ORGANIZATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND IS NOT CLASSIFIED AS A PRIVATE FOUNDATION. THE ORGANIZATION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC, INCOME TAXES. THIS STANDARD CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT REGARDING A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN. THE ORGANIZATION HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS WHICH QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS AT DECEMBER 31, 2024. THE ORGANIZATION'S INFORMATION RETURNS ARE SUBJECT TO EXAMINATION BY THE FEDERAL AND STATE JURISDICTIONS AND GENERALLY REMAIN OPEN FOR THE MOST RECENT THREE YEARS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt02578698
IRS990ScheduleD/TotalLiabilityAmt040237
IRS990ScheduleD/TotalRevenuePerForm990Amt05929576
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05900862
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02578698
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0225000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0EILEEN CONNOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0225000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION AT A BOARD MEETING DISTRIBUTES THE ANNUAL 990 TAX RETURNS. THE BOARD REVIEWS IN DETAIL, VOTES TO ACCEPT AND FILE TAX RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE POLICY IS REVIEWED PRIOR TO EACH NEW BOARD MEMBER JOINING THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS EVALUATES AND VOTES TO APPROVE COMPENSATION FOR THE ORGANIZATION'S KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION WILL MAKE GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01766232
IRS990/TotalAssetsEOYAmt05020146
IRS990/TotalAssetsGrp/BOYAmt01766232
IRS990/TotalAssetsGrp/EOYAmt05020146
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt02319882
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt064715
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0440745
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02073238
IRS990/TotalFunctionalExpensesGrp/TotalAmt02578698
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0159884
IRS990/TotalLiabilitiesEOYAmt091634
IRS990/TotalLiabilitiesGrp/BOYAmt0159884
IRS990/TotalLiabilitiesGrp/EOYAmt091634
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01606348
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04928512
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt02073238
IRS990/TotalProgramServiceRevenueAmt03443223
IRS990/TotalReportableCompFromOrgAmt0225000
IRS990/TotalRevenueGrp/ExclusionAmt0165864
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03443830
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05929576
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01766232
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt05020146
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/FundraisingAmt03283
IRS990/TravelGrp/ManagementAndGeneralAmt017407
IRS990/TravelGrp/ProgramServicesAmt050063
IRS990/TravelGrp/TotalAmt070753
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.