Civic Intelligence

Building Industry Association of Okaloosa-Walton Foundation Inc

EIN 87-4506214 • 501(c)3 • Fort Walton Beach, FL

990-N CoverageNTEE B82

Profile

Our mission is to empower aspiring students with the knowledge, skills, and opportunities essential for success in the building industry. Through educational initiatives, mentorship programs, and industry partnerships, we help to cultivate future leaders who drive innovation, sustainability, and inclusivity in the built environment.

1980 Lewis Turner BlvdFort Walton Beach, FL 32547
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

4.32x

Higher debt load relative to assets than 98% of similar nonprofits.

NTEE B • <$500k nonprofits • Source year 2024

Liabilities / Revenue

100th percentile

2567.44x

Higher debt load relative to revenue than 100% of similar nonprofits.

NTEE B • <$500k nonprofits • Source year 2024

Net Margin

1st percentile

-340050%

Higher net margin than 1% of similar nonprofits.

NTEE B • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

12th percentile

-58%

Faster asset growth than 12% of similar nonprofits.

NTEE B • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

3rd percentile

-100%

Faster revenue growth than 3% of similar nonprofits.

NTEE B • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$10,695

Down $14,995 (-58%) from 2023

Liabilities

Up

$46,214

Up $46,214 from 2023

Net Assets

Down

-$35,519

Down $61,209 (-238%) from 2023

Operations
Liabilities / Revenue100th percentileNet Margin1st percentile

Revenue

Down

$18

Down $120,131 (-100%) from 2023

Expenses

Down

$61,227

Down $33,232 (-35%) from 2023

Net Income

Down

-$61,209

Down $86,899 (-338%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$50K$0-$50KAssets 2023: $25,690Liabilities 2023: $0Net Assets 2023: $25,6902023Assets 2024: $10,695Liabilities 2024: $46,214Net Assets 2024: -$35,5192024

Highlighted filing

2024

Assets$10,695
Liabilities$46,214
Net Assets-$35,519
Open 2024 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2023: $120,149Expenses 2023: $94,459Net Income 2023: $25,6902023Revenue 2024: $18Expenses 2024: $61,227Net Income 2024: -$61,2092024

Highlighted filing

2024

Revenue$18
Expenses$61,227
Net Income-$61,209
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$10,695
Liabilities
$46,214
Net assets
-$35,519
Revenue
$18
Expenses
$61,227
Net income
-$61,209
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.46$0.36$0.00$0.61$0.61
2023Detailed filing. Detailed filing data is available for this year.$0.26$0.00$0.26$1.20$0.94$0.26
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 2, 2025
Return Version
2024v5.0
Gross Receipts
$18
Mission and Program Overview

Mission

Our mission is to empower aspiring students with the knowledge, skills, and opportunities essential for success in the building industry. Through educational initiatives, mentorship programs, and industry partnerships, we help to cultivate future leaders who drive innovation, sustainability, and inclusivity in the built environment.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$15,033--
Cash and Non-Interest-Bearing Accounts$10,657$10,695▲ $38
Total Assets$25,690$10,695▼ $14,995
Liabilities
Other Liabilities-$46,214-
Total Liabilities$0$46,214▲ $46,214
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$25,690$-35,519▼ $61,209
Total Net Assets Fund Balance$25,690$-35,519▼ $61,209
Total Liabilities and Net Assets / Fund Balance$25,690$10,695▼ $14,995
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Carmela BellBoard Member
Jeremy StewartBoard Member
Rick GoffBoard Member
Terry HymelBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$18
Other Revenue
$0
Change in Net Assets
$-61,209
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$61,227
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy-$55,329-$55,329
Office Expenses-$3,255-$3,255
Fees for Services Accounting-$2,150-$2,150
Travel-$379-$379
Insurance-$114-$114
Total Functional Expenses$0$61,227$0$61,227
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Bia$46,214
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Building Industry Association of
EIN
87-4506214
Phone
8508635107
Address
1980 LEWIS TURNER BLVD, FORT WALTON BEACH, FL 32547

Signing Officer

Name
Jennifer Fleming
Title
Evp
Phone
8508635107
Signed
2025-08-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Terry Hymel
Formed
2023
Legal Domicile
Fl
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
5

Preparer

Firm
Emerald Accounting Inc
Address
PO BOX 383, DESTIN, FL 32540-0383
Preparer
Margaret Marusich
Phone
8505827358
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Our mission is to empower aspiring students with the knowledge, skills, and opportunities essential for success in the building industry. Through educational initiatives, mentorship programs, and industry partnerships, we help to cultivate future leaders who drive innovation, sustainability, and inclusivity in the built environment.”

Form 990, Page 1, Part I, Line 6

“Oversight on the scholarships to deserving students”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OVERSIGHT ON THE SCHOLARSHIPS TO DESERVING STUDENTS
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARGARET MARUSICH
ReturnHeader/ReturnTs02025-08-25T17:18:36-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. NTEE B82 • <$500k nonprofits