Civic Intelligence

Financial Education Foundation

EIN 87-4089403 • 501(c)3 • Mchenry, IL

990-N CoverageNTEE B90
2215 Delore DriveMchenry, IL 60051

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.01x

Higher debt load relative to assets than 65% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.02x

Higher debt load relative to revenue than 72% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Source year 2024

Net Margin

24th percentile

-6.8%

Higher net margin than 24% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$48,000

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 88.3% of source-year revenue.

NTEE B90 • <$500k nonprofits • Source year 2024

Asset Growth

45th percentile

-2.1%

Faster asset growth than 45% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

46th percentile

1.5%

Faster revenue growth than 46% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$118,936

Down $2,566 (-2.1%) from 2023

Liabilities

$1,125

No earlier filing loaded for comparison.

Net Assets

Down

$117,811

Down $3,691 (-3.0%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin24th percentile

Revenue

Up

$54,335

Up $790 (+1.5%) from 2023

Expenses

Up

$58,027

Up $31,224 (+116%) from 2023

Net Income

Down

-$3,692

Down $30,434 (-114%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $121,502Net Assets 2023: $121,5022023Assets 2024: $118,936Liabilities 2024: $1,125Net Assets 2024: $117,8112024

Highlighted filing

2024

Assets$118,936
Liabilities$1,125
Net Assets$117,811
Open 2024 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2023: $53,545Expenses 2023: $26,803Net Income 2023: $26,7422023Revenue 2024: $54,335Expenses 2024: $58,027Net Income 2024: -$3,6922024

Highlighted filing

2024

Revenue$54,335
Expenses$58,027
Net Income-$3,692
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$118,936
Liabilities
$1,125
Net assets
$117,811
Revenue
$54,335
Expenses
$58,027
Net income
-$3,692
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.19$0.01$1.18$0.54$0.58$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.22$1.22$0.54$0.27$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 7, 2025
Return Version
2024v5.0
Gross Receipts
$54,335
Mission and Program Overview

Mission

SEE SCHEDULE O

Program Services

DescriptionGrantsExpenses
TO PROVIDE EDUCATIONAL TRAINING FOR THOSE INTERESTED IN INCREASING THEIR KNOWLEDGE IN FINANCIAL EDUCATION.-$3,109
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRITTANY ARDAGNADirector Of DeveFT$48,000-$48,000
TAMBRA ARDAGNAPresident-$0--
MICHAEL ARDAGNAVice Preside-$0--
DENISSE PINATreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Financial Education Foundation
EIN
87-4089403
Phone
8153222486
Address
2215 DELORE DRIVE, MCHENRY, IL 60051

Signing Officer

Name
Tambra Ardagna
Title
President
Phone
8153222486
Signed
2025-05-07
Discuss with paid preparer
Yes

Preparer

Firm
Miller Verchota Inc Cpas
Address
444 N IL ROUTE 31 STE 104, CRYSTAL LAKE, IL 60012
Preparer
Katherine Ambre Ea
Phone
8154778000
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses payroll fees 96 filing fees 15 donations 3,109 total 3,220”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 0 1,125”

Form 990-ez, Part III

“To provide educational training for those interested in increasing their knowledge in financial education.”

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08153222486
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MCHENRY
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IRS990EZ/MethodOfAccountingAccrualInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BRITTANY ARDAGNA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIR. OF DEVE
IRS990EZ/OperateHospitalInd0false
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IRS990EZ/PoliticalCampaignActyInd0false
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt03109
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SalariesOtherCompEmplBnftAmt052683
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IL
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IRS990EZ/TanningServicesProvidedInd0false
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IRS990EZ/TotalRevenueAmt054335
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IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
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IRS990ScheduleA/PublicOrganization170Ind0X
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt050050
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0200050
IRS990ScheduleA/TotalSupportAmt0207880
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES PAYROLL FEES 96 FILING FEES 15 DONATIONS 3,109 TOTAL 3,220
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 1,125
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE EDUCATIONAL TRAINING FOR THOSE INTERESTED IN INCREASING THEIR KNOWLEDGE IN FINANCIAL EDUCATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TAMBRA ARDAGNA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08153222486
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FINANCIAL EDUCATION FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0874089403
ReturnHeader/Filer/PhoneNum08153222486
ReturnHeader/Filer/USAddress/AddressLine1Txt02215 DELORE DRIVE
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0364387304
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CRYSTAL LAKE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060012
ReturnHeader/PreparerPersonGrp/PhoneNum08154778000
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KATHERINE AMBRE EA
ReturnHeader/ReturnTs02025-05-07T17:13:34-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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