Civic Intelligence

Warmack Financial Education

EIN 87-3793809 • 501(c)3 • Durango, CO

Pub. 78 Eligible

Profile

To create, distribute and promote educational material that is intended to improve the financial literacy of as many americans as possible.

92 Elk Meadow RdDurango, CO 81301-9245

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

2nd percentile

-4406%

Higher net margin than 2% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

33rd percentile

-18%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

59th percentile

4.9%

Faster revenue growth than 59% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$145,802

Down $33,048 (-18%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$145,802

Down $33,048 (-18%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin2nd percentile

Revenue

Up

$750

Up $35 (+4.9%) from 2023

Expenses

Up

$33,798

Up $28,106 (+494%) from 2023

Net Income

Down

-$33,048

Down $28,071 (-564%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth33rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2021: $200,025Liabilities 2021: $0Net Assets 2021: $200,0252021Assets 2022: $183,827Liabilities 2022: $0Net Assets 2022: $183,8272022Assets 2023: $178,850Liabilities 2023: $0Net Assets 2023: $178,8502023Assets 2024: $145,802Net Assets 2024: $145,8022024

Highlighted filing

2024

Assets$145,802
Liabilities-
Net Assets$145,802
Open 2024 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2021: $202,925Expenses 2021: $2,900Net Income 2021: $200,0252021Revenue 2022: $715Expenses 2022: $16,913Net Income 2022: -$16,1982022Revenue 2023: $715Expenses 2023: $5,692Net Income 2023: -$4,9772023Revenue 2024: $750Expenses 2024: $33,798Net Income 2024: -$33,0482024

Highlighted filing

2024

Revenue$750
Expenses$33,798
Net Income-$33,048
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$145,802
Liabilities
-
Net assets
$145,802
Revenue
$750
Expenses
$33,798
Net income
-$33,048
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.46$1.46$0.01$0.34$0.33
2023Detailed filing. Detailed filing data is available for this year.$1.79$0.00$1.79$0.01$0.06$0.05
2022Detailed filing. Detailed filing data is available for this year.$1.84$0.00$1.84$0.01$0.17$0.16
2021Detailed filing. Detailed filing data is available for this year.$2.00$0.00$2.00$2.03$0.03$2.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 30, 2025
Return Version
2024v5.0
Gross Receipts
$750
Mission and Program Overview

Mission

To create, distribute and promote educational material that is intended to improve the financial literacy of as many americans as possible.

To create, distribute and promote educational material that is intended to improve the financial literacy of as many americans as possile.

Program Services

DescriptionGrantsExpenses
WORKING ON YOUTUBE VIDEOS TO IMPROVE THE FINANCIAL LITERACY OF THE NATION.-$33,798
DEVELOPMENT OF YOUTUBE VIDEOS TO IMPROVE THE FINANCIAL LITERACY OF THE NATION.--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WILSON R WARMACKPresident-$0--
Filing and Contact Details

Filer

Filer Name
Warmack Financial Education
EIN
87-3793809
Phone
2816842905
Address
92 ELK MEADOW RD, DURANGO, CO 81301-9245

Signing Officer

Name
Wilson R Warmack
Title
President
Phone
2816842905
Signed
2025-07-30
Discuss with paid preparer
Yes

Preparer

Firm
Moore Reichl & Baker Pc
Address
1400 BROADFIELD BLVD STE 405, HOUSTON, TX 77084
Preparer
Natalie N Nguyen
Phone
2815589800
Supplemental Narrative

Additional Explanations

Form 990-ez, Part II, Line 24

“Other loans receivable 0 10,000 total 0 10,000”

Form 990-ez, Part III

“To create, distribute and promote educational material that is intended to improve the financial literacy of as many americans as possile.”

Form 990-ez, Part III, Line 31

“Working on youtube videos to improve the financial literacy of the nation.”

Raw XML Appendix114 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0WILSON R WARMACK
IRS990EZ/BooksInCareOfDetail/PhoneNum02816842905
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt092 ELK MEADOW RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0DURANGO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0813019245
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0178850
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0135802
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0750
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-33048
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt033798
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0178850
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0145802
IRS990EZ/GrossReceiptsAmt0750
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0178850
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0145802
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0178850
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0145802
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WILSON R WARMACK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010000
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO CREATE, DISTRIBUTE AND PROMOTE EDUCATIONAL MATERIAL THAT IS INTENDED TO IMPROVE THE FINANCIAL LITERACY OF AS MANY AMERICANS AS POSSILE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0DEVELOPMENT OF YOUTUBE VIDEOS TO IMPROVE THE FINANCIAL LITERACY OF THE NATION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1WORKING ON YOUTUBE VIDEOS TO IMPROVE THE FINANCIAL LITERACY OF THE NATION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt033798
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt033798
IRS990EZ/TotalProgramServiceExpensesAmt033798
IRS990EZ/TotalRevenueAmt0750
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0750
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0715
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0715
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02180
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt02180
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0750
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0715
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0715
IRS990ScheduleA/Total509Grp/TotalAmt02180
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0750
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0715
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0715
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02180
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER LOANS RECEIVABLE 0 10,000 TOTAL 0 10,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO CREATE, DISTRIBUTE AND PROMOTE EDUCATIONAL MATERIAL THAT IS INTENDED TO IMPROVE THE FINANCIAL LITERACY OF AS MANY AMERICANS AS POSSILE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WORKING ON YOUTUBE VIDEOS TO IMPROVE THE FINANCIAL LITERACY OF THE NATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILSON R WARMACK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02816842905
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WARMACK FINANCIAL EDUCATION
ReturnHeader/Filer/BusinessNameControlTxt0WARM
ReturnHeader/Filer/EIN0873793809
ReturnHeader/Filer/PhoneNum02816842905
ReturnHeader/Filer/USAddress/AddressLine1Txt092 ELK MEADOW RD
ReturnHeader/Filer/USAddress/CityNm0DURANGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd0813019245
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0760520230
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MOORE REICHL & BAKER PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01400 BROADFIELD BLVD STE 405
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOUSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd077084
ReturnHeader/PreparerPersonGrp/PhoneNum02815589800
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NATALIE N NGUYEN
ReturnHeader/ReturnTs02025-08-04T15:35:30-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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