Civic Intelligence

Freshwater Life Inc

EIN 87-3663862 • 501(c)3 • Santa Cruz, CA

Profile

Save freshwater species from extinction

115 McAllister WaySanta Cruz, CA 95060

www.fwlife.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

15th percentile

-47%

Higher net margin than 15% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

14th percentile

-77%

Faster asset growth than 14% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

25%

Faster revenue growth than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$29,267

Down $95,460 (-77%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$29,267

No earlier filing loaded for comparison.

Revenue

Up

$138,312

Up $27,330 (+25%) from 2023

Expenses

Up

$203,620

Up $137,713 (+209%) from 2023

Net Income

Down

-$65,308

Down $110,383 (-245%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2022: $50,105Liabilities 2022: $605Net Assets 2022: $49,5002022Assets 2023: $124,727Liabilities 2023: $30,1522023Assets 2024: $29,267Net Assets 2024: $29,2672024

Highlighted filing

2024

Assets$29,267
Liabilities-
Net Assets$29,267

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2022: $275,300Expenses 2022: $225,800Net Income 2022: $49,5002022Revenue 2023: $110,982Expenses 2023: $65,907Net Income 2023: $45,0752023Revenue 2024: $138,312Expenses 2024: $203,620Net Income 2024: -$65,3082024

Highlighted filing

2024

Revenue$138,312
Expenses$203,620
Net Income-$65,308

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2026
Return Version
2024v5.2
Gross Receipts
$138,312
Mission and Program Overview

Mission

Save freshwater species from extinction

Program Services

DescriptionGrantsExpenses
Freshwater Life worked with partners to save 4 Critically Endangered species from extinction.$50,000$165,997
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Graden FroeseCEO-$0--
Don CrollBoard Chair-$0--
Bernie TershyTreasurer-$0--
Gregg HowaldBoard Member-$0--
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
BC LtdBoard MemberContractorNo$66,872
Filing and Contact Details

Filer

Filer Name
Freshwater Life Inc
EIN
87-3663862
Phone
8314306716
Address
115 McAllister Way, Santa Cruz, CA 95060

Signing Officer

Name
Don Croll
Title
Board Chair
Signed
2026-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Iryna AC
Address
1000 Broadway Ste 200-C, Oakland, CA 94607
Preparer
Kostyantyn Oreshkov EA
Phone
5104679506
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.1

Class of Activity: Grant | Donee's Name: The Nature Conservacy | Donee's Address: 830 S St. Sacramento CA 95811 | Cash Amount Given: $50000

Other Expenses.1002

Office Expenses $435

Other Expenses.1003

Information Technology $1454

Other Expenses.1005

Travel $4226

Other Expenses.1012

Insurance $6571

Other Expenses.1

Dues and Other Charges $105

Other Assets.1006

Pledges and Grants Receivable - Beginning $3375 Pledges and Grants Receivable - Ending $0

Other Assets.1011

Prepaid Expenses and Deferred Charges - Beginning $757 Prepaid Expenses and Deferred Charges - Ending $1189

Total Liabilities.1001

Accounts Payable and Accrued Expenses - Beginning $30152 Accounts Payable and Accrued Expenses - Ending $0

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits