Civic Intelligence

Veterans Lower Elementary School

EIN 87-1731350 • 501(c)3 • Saugus, MA

Profile

To provide enrighment programs for children

39 Hurd AveSaugus, MA 01906

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

17th percentile

-38%

Higher net margin than 17% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

23rd percentile

-40%

Faster asset growth than 23% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

22nd percentile

-40%

Faster revenue growth than 22% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$27,749

Down $18,451 (-40%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$27,749

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin17th percentile

Revenue

Down

$48,864

Down $32,955 (-40%) from 2024

Expenses

Down

$67,315

Down $5,842 (-8.0%) from 2024

Net Income

Down

-$18,451

Down $27,113 (-313%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth23rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2022: $31,756Net Assets 2022: $31,7562022Assets 2023: $37,088Net Assets 2023: $37,0882023Assets 2024: $46,200Liabilities 2024: $02024Assets 2025: $27,749Net Assets 2025: $27,7492025

Highlighted filing

2025

Assets$27,749
Liabilities-
Net Assets$27,749
Open 2025 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2022: $64,871Expenses 2022: $53,257Net Income 2022: $11,6142022Revenue 2023: $82,453Expenses 2023: $77,121Net Income 2023: $5,3322023Revenue 2024: $81,819Expenses 2024: $73,157Net Income 2024: $8,6622024Revenue 2025: $48,864Expenses 2025: $67,315Net Income 2025: -$18,4512025

Highlighted filing

2025

Revenue$48,864
Expenses$67,315
Net Income-$18,451
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$27,749
Liabilities
-
Net assets
$27,749
Revenue
$48,864
Expenses
$67,315
Net income
-$18,451
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$27.7$27.7$48.9$67.3$18.5
2024Summary only. Only limited summary data is available for this year.$46.2$0.00$81.8$73.2$8.66
2023Detailed filing. Detailed filing data is available for this year.$37.1$37.1$82.5$77.1$5.33
2022Detailed filing. Detailed filing data is available for this year.$31.8$31.8$64.9$53.3$11.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 3, 2025
Return Version
2024v5.2
Gross Receipts
$79,631
Mission and Program Overview

Mission

To provide enrighment programs for children

Program Services

DescriptionGrantsExpenses
PROGRAM EXPENSES ARE FOR ENRICHMENT, FIELD DAY AND GRADE SPECIFIC PROGRAMS.-$66,185
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amanda OstrowVice President-$0--
Jaclyn AguiarPresident-$0--
Juliana ScandoneSecretary-$0--
Lawren TurcoDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Boosterthon$53,465$53,465$16,470$36,995
Holiday Shopping$6,672$6,672$6,841$-169
Total Events$72,285$72,285$29,857$42,428
Filing and Contact Details

Filer

Filer Name
Veterans Lower Elementary School
EIN
87-1731350
Phone
7812318166
Address
39 HURD AVE, SAUGUS, MA 01906

Signing Officer

Name
Jaclyn Aguiar
Title
President
Signed
2025-11-03
Discuss with paid preparer
Yes

Preparer

Firm
Caniff & Associates
Address
220 BROADWAY STE 105, LYNNFIELD, MA 01940
Preparer
Bernard L Caniff Jr
Phone
7815998800
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $13037”

Other Expenses.1

“Field Trip $23942”

Other Expenses.2

“Teacher Appreciation $13814”

Other Expenses.3

“Field Day $9343”

Other Expenses.4

“Library Expense $3033”

Other Expenses.5

“Trunk or Treat $2175”

Other Expenses.6

“Principal request $1071”

Raw XML Appendix170 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Jaclyn Aguiar
IRS990EZ/BooksInCareOfDetail/PhoneNum07812318166
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt094 Great Woods Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Saugus
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001906
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt046200
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt027749
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt05132
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-18451
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0900
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt046200
IRS990EZ/Form990TotalAssetsGrp/EOYAmt027749
IRS990EZ/FundraisingGrossIncomeAmt074499
IRS990EZ/GrossReceiptsAmt079631
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt046200
IRS990EZ/NetAssetsOrFundBalancesEOYAmt027749
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt046200
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt027749
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Amanda Ostrow
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jaclyn Aguiar
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Juliana Scandone
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Lawren Turco
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt066415
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE ENRIGHMENT PROGRAMS FOR CHILDREN
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROGRAM EXPENSES ARE FOR ENRICHMENT, FIELD DAY AND GRADE SPECIFIC PROGRAMS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt066185
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt030767
IRS990EZ/SpecialEventsNetIncomeLossAmt043732
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt067315
IRS990EZ/TotalProgramServiceExpensesAmt066185
IRS990EZ/TotalRevenueAmt048864
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt05132
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt081817
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt082452
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt064871
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0234272
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0234272
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt05132
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt081817
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt082452
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt064871
IRS990ScheduleA/Total509Grp/TotalAmt0234272
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt05132
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt081817
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt082452
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt064871
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0234272
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt029857
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Boosterthon
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Holiday Shopping
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt053465
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt06672
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt012148
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt072285
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt053465
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt06672
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt012148
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt072285
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt042428
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt06546
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt029857
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt016470
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt06841
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt02
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $13037
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Field Trip $23942
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Teacher Appreciation $13814
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Field Day $9343
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Library Expense $3033
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Trunk or Treat $2175
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Principal request $1071
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.6
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jaclyn Aguiar
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VETERANS LOWER ELEMENTARY SCHOOL
ReturnHeader/Filer/BusinessNameControlTxt0VETE
ReturnHeader/Filer/EIN0871731350
ReturnHeader/Filer/PhoneNum07812318166
ReturnHeader/Filer/USAddress/AddressLine1Txt039 HURD AVE
ReturnHeader/Filer/USAddress/CityNm0SAUGUS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001906
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454004558
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CANIFF & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0220 BROADWAY STE 105
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LYNNFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001940
ReturnHeader/PreparerPersonGrp/PhoneNum07815998800
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Bernard L Caniff Jr
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-03T11:09:44-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.