Civic Intelligence

Student Debt Crisis Center

EIN 87-1680615 • 501(c)3 • Sherman Oaks, CA

Profile

Fundamentally reforming student debt and higher education loan poliies

15442 Ventura Blvd Ste 102Sherman Oaks, CA 91403

www.studentdebtcrisis.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.01x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

67th percentile

0.01x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

61st percentile

8.3%

Higher net margin than 61% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

98th percentile

$108,366

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 33.8% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

68th percentile

11%

Faster asset growth than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-25%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$282,062

Up $27,134 (+11%) from 2023

Liabilities

Up

$1,865

Up $584 (+46%) from 2023

Net Assets

Up

$280,197

Up $26,550 (+10%) from 2023

Operations
Liabilities / Revenue67th percentileNet Margin61st percentile

Revenue

Down

$321,002

Down $109,644 (-25%) from 2023

Expenses

Down

$294,452

Down $125,079 (-30%) from 2023

Net Income

Up

$26,550

Up $15,435 (+139%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2021: $105,387Net Assets 2021: $105,3872021Assets 2022: $243,549Liabilities 2022: $1,017Net Assets 2022: $242,5322022Assets 2023: $254,928Liabilities 2023: $1,281Net Assets 2023: $253,6472023Assets 2024: $282,062Liabilities 2024: $1,865Net Assets 2024: $280,1972024

Highlighted filing

2024

Assets$282,062
Liabilities$1,865
Net Assets$280,197
Open 2024 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Revenue 2021: $61,195Expenses 2021: $5,808Net Income 2021: $55,3872021Revenue 2022: $382,698Expenses 2022: $245,553Net Income 2022: $137,1452022Revenue 2023: $430,646Expenses 2023: $419,531Net Income 2023: $11,1152023Revenue 2024: $321,002Expenses 2024: $294,452Net Income 2024: $26,5502024

Highlighted filing

2024

Revenue$321,002
Expenses$294,452
Net Income$26,550
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$282,062
Liabilities
$1,865
Net assets
$280,197
Revenue
$321,002
Expenses
$294,452
Net income
$26,550
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.82$0.02$2.80$3.21$2.94$0.27
2023Summary only. Only limited summary data is available for this year.$2.55$0.01$2.54$4.31$4.20$0.11
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.44$0.01$2.43$3.83$2.46$1.37
2021Detailed filing. Detailed filing data is available for this year.$1.05$1.05$0.61$0.06$0.55
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 4, 2025
Return Version
2024v5.2
Gross Receipts
$321,002
Mission and Program Overview

Mission

Fundamentally reforming student debt and higher education loan poliies

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$254,838$281,602▲ $26,764
Rtn Earn Endowment Incm Other Fnds$203,647$230,197▲ $26,550
Cap Stk Tr Prin Current Funds$50,000$50,000→ $0
Accounts Receivable$90$460▲ $370
Total Assets$254,928$282,062▲ $27,134
Liabilities
Other Liabilities$1,281$1,865▲ $584
Total Liabilities$1,281$1,865▲ $584
Net Assets / Fund Balance
Total Net Assets Fund Balance$253,647$280,197▲ $26,550
Total Liabilities and Net Assets / Fund Balance$254,928$282,062▲ $27,134
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Natalia AbramsDirectorFT$108,366$108,366

Board Members and Trustees

NameTitle
Steve AbramsCFO
Revenue and Support

Revenue Composition

Contributions and Grants
$321,002
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$26,550
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$207,567
Other Expenses$86,885
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$108,366--$108,366
Other Salaries and Wages$93,056--$93,056
Fees for Services Other$28,100--$28,100
Other Expenses$11,834--$11,834
Travel$6,820--$6,820
Payroll Taxes$6,145--$6,145
Insurance$4,116--$4,116
Information Technology$3,240--$3,240
Fees for Services Accounting$2,874--$2,874
Advertising$2,574--$2,574
Office Expenses$15--$15
Total Functional Expenses$294,452$0$0$294,452
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Total Events$68,768$68,768-$68,768
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Employee Withholding$1,367
Payroll Liabilities$498
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

“HUSBAND IS AN OFFICER”

Form 990 governing body review Part VI line 11

“No review was or will be conducted”

Governing documents etc available to public Part VI line 19

“No other documents avaiable to the public”

Filing and Contact Details

Filer

Filer Name
Student Debt Crisis Center
EIN
87-1680615
In Care Of
% NATALIA ABRAMS
Phone
3103651069
Address
15442 VENTURA BLVD STE 102, SHERMAN OAKS, CA 91403

Signing Officer

Name
Natalia Abrams
Title
President
Phone
3103651069
Signed
2025-11-04
Discuss with paid preparer
No

Organization Details

Principal Officer
Natalia Abrams
Formed
2021
Legal Domicile
CA
Voting Board Members
1
Independent Board Members
0
Employees
1

Preparer

Firm
Gerardo T Camacho
Address
7320 RESEDA BLVD UNIT 371433, LOS ANGELES, CA 91335
Preparer
Gerardo T Camacho
Phone
7146989349
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

“Communication platforms $26,502”

Raw XML Appendix326 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/Filer/InCareOfNm0% NATALIA ABRAMS
ReturnHeader/Filer/PhoneNum03103651069
ReturnHeader/Filer/USAddress/AddressLine1Txt015442 VENTURA BLVD STE 102
ReturnHeader/Filer/USAddress/CityNm0SHERMAN OAKS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd091403
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GERARDO T CAMACHO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07320 RESEDA BLVD UNIT 371433
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LOS ANGELES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091335
ReturnHeader/PreparerPersonGrp/PhoneNum07146989349
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERARDO T CAMACHO
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-04T17:26:53-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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