Civic Intelligence

Chapters Coffee Carts

EIN 87-1427464 • 501(c)3 • Medford, MA

Profile

We aim to create learning and professional opportunities for disabled persons to develop professional skills and experiences necessary to enter the workforce. Through partnerships with local vendors, we seek to create a pipeline for our employees to connect professionally with aligned businesses and advance their professional opportunities.

15 Waddell StMedford, MA 02155

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

24th percentile

-19%

Higher net margin than 24% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2025

Revenue Growth

47th percentile

-3.5%

Faster revenue growth than 47% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $28,626 (-100%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$0

Down $28,626 (-100%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin24th percentile

Revenue

Down

$31,158

Down $28,711 (-48%) from 2024

Expenses

Down

$37,065

Down $3,303 (-8.2%) from 2024

Net Income

Down

-$5,907

Down $25,408 (-130%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2022: $9,125Net Assets 2022: $9,1252022Assets 2024: $28,626Net Assets 2024: $28,6262024Assets 2025: $0Net Assets 2025: $02025

Highlighted filing

2025

Assets$0
Liabilities-
Net Assets$0
Open 2025 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2022: $34,656Expenses 2022: $28,325Net Income 2022: $6,3312022Revenue 2024: $59,869Expenses 2024: $40,368Net Income 2024: $19,5012024Revenue 2025: $31,158Expenses 2025: $37,065Net Income 2025: -$5,9072025

Highlighted filing

2025

Revenue$31,158
Expenses$37,065
Net Income-$5,907
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
$31,158
Expenses
$37,065
Net income
-$5,907
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.00$0.00$31.2$37.1$5.91
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.6$28.6$59.9$40.4$19.5
2022Detailed filing. Detailed filing data is available for this year.$9.13$9.13$34.7$28.3$6.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Feb 1, 2024 to Jan 31, 2025
Signed
Dec 16, 2025
Return Version
2024v5.2
Gross Receipts
$31,158
Mission and Program Overview

Mission

We aim to create learning and professional opportunities for disabled persons to develop professional skills and experiences necessary to enter the workforce. Through partnerships with local vendors, we seek to create a pipeline for our employees to connect professionally with aligned businesses and advance their professional opportunities.

Program Services

DescriptionGrantsExpenses
THIS YEAR WE WERE ABLE TO EMPLOY AT LEAST 9 DISADVANTAGED YOUNG PEOPLE WHO MAY NOT HAVE HAD THE OPPORUNITY OTHERWISE. WE RECIEVED SEVERAL GRANTS FROM STATE AND PRIVATE PARTIES. WITHOUT THESE DONATIONS AND GRANTS WE WOULD NOT BE ABLE TO REACH OUR GOALS.--
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
HEATHER MCKINNONPresident-$0--
CAROL NIGROCEOFT$0--
MICHAEL NIGROCEO-$0--
DENISE ANN DESJARDINSSecretary-$0--
MARISSA ISBILLDirector-$0--
SABRINA GRACE HUETHERDirector-$0--
Filing and Contact Details

Filer

Filer Name
Chapters Coffee Carts
EIN
87-1427464
Phone
6175195195
Address
15 WADDELL ST, MEDFORD, MA 02155

Signing Officer

Name
Michael Nigro
Title
CEO
Signed
2025-12-16
Discuss with paid preparer
Yes

Preparer

Firm
Quality Tax and Business Partners Of MA
Address
84 High St Suite 1, Medford, MA 02155
Preparer
Christopher Remick
Phone
7813911906
Supplemental Narrative

Additional Explanations

Other Revenue.1

“SALES REVENUE $13854”

Other Expenses.1002

“Office Expenses $1249”

Other Expenses.1012

“Insurance $1808”

Other Expenses.1

“COFFEE EXPENSE $1661”

Other Expenses.2

“Credit card processing $1215”

Other Expenses.3

“SALES TAX $984”

Other Expenses.4

“RENT $800”

Other Expenses.5

“Unemployment filing fees $493”

Other Expenses.6

“TECH SUPPORT $483”

Other Expenses.7

“Merchant service rental expens $418”

Other Expenses.8

“Food supplies expense $216”

Other Expenses.9

“FILING FEES EXPENSE $37”

Schedule N

“Articles of dissolution/merger”

Raw XML Appendix192 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0MICHAEL NIGRO
IRS990EZ/BooksInCareOfDetail/PhoneNum06175195195
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt015 WADDELL ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MEDFORD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002155
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt028626
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt017298
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-5907
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt08450
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt028626
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt031158
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt028626
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt028626
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt140.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0HEATHER MCKINNON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CAROL NIGRO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHAEL NIGRO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DENISE ANN DESJARDINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MARISSA ISBILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SABRINA GRACE HUETHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0true
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-22719
IRS990EZ/OtherExpensesTotalAmt09364
IRS990EZ/OtherRevenueTotalAmt013854
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0WE AIM TO CREATE LEARNING AND PROFESSIONAL OPPORTUNITIES FOR DISABLED PERSONS TO DEVELOP PROFESSIONAL SKILLS AND EXPERIENCES NECESSARY TO ENTER THE WORKFORCE. THROUGH PARTNERSHIPS WITH LOCAL VENDORS, WE SEEK TO CREATE A PIPELINE FOR OUR EMPLOYEES TO CONNECT PROFESSIONALLY WITH ALIGNED BUSINESSES AND ADVANCE THEIR PROFESSIONAL OPPORTUNITIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THIS YEAR WE WERE ABLE TO EMPLOY AT LEAST 9 DISADVANTAGED YOUNG PEOPLE WHO MAY NOT HAVE HAD THE OPPORUNITY OTHERWISE. WE RECIEVED SEVERAL GRANTS FROM STATE AND PRIVATE PARTIES. WITHOUT THESE DONATIONS AND GRANTS WE WOULD NOT BE ABLE TO REACH OUR GOALS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt019251
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt037065
IRS990EZ/TotalRevenueAmt031158
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt017298
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt059869
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt034656
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt02794
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0114617
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt013854
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt013854
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0128471
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt031152
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt059869
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt034656
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt02794
IRS990ScheduleA/Total509Grp/TotalAmt0128471
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt031152
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt059869
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt034656
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt02794
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0128471
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/AttorneyGeneralNotifiedInd0false
IRS990ScheduleN/BondLiabilitiesDischargedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02025-06-15
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0237025777
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt022719
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501 (C)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0CASH ON BANK ACCOUNT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt015 DALE CT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0STONEHAM
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0MA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd002180
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SALES REVENUE $13854
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $1249
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $1808
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COFFEE EXPENSE $1661
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT CARD PROCESSING $1215
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SALES TAX $984
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6RENT $800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7UNEMPLOYMENT FILING FEES $493
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8TECH SUPPORT $483
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9MERCHANT SERVICE RENTAL EXPENS $418
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10FOOD SUPPLIES EXPENSE $216
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11FILING FEES EXPENSE $37
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12ARTICLES OF DISSOLUTION/MERGER
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12SCHEDULE N
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL NIGRO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHAPTERS COFFEE CARTS
ReturnHeader/Filer/BusinessNameControlTxt0CHAP
ReturnHeader/Filer/EIN0871427464
ReturnHeader/Filer/PhoneNum06175195195
ReturnHeader/Filer/USAddress/AddressLine1Txt015 WADDELL ST
ReturnHeader/Filer/USAddress/CityNm0MEDFORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002155
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0814208564
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Quality Tax and Business Partners Of MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt084 High St Suite 1
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Medford
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002155
ReturnHeader/PreparerPersonGrp/PhoneNum07813911906
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Christopher Remick
ReturnHeader/ReturnTs02025-12-16T05:14:37-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-02-01
ReturnHeader/TaxPeriodEndDt02025-01-31
ReturnHeader/TaxYr02024

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