Civic Intelligence

Second Chance 4 Life Foundation

EIN 87-1223868 • Dolton, IL

Pub. 78 Eligible990-N CoverageNTEE L41

Profile

Move families from crisis to confidence

14344 Minerva AveDolton, IL 60419-1343

secondchance4life.info

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

42.15x

Higher debt load relative to assets than 99% of similar nonprofits.

NTEE L • <$500k nonprofits • Source year 2025

Liabilities / Revenue

82nd percentile

1.99x

Higher debt load relative to revenue than 82% of similar nonprofits.

NTEE L • <$500k nonprofits • Source year 2025

Net Margin

53rd percentile

5.2%

Higher net margin than 53% of similar nonprofits.

NTEE L • <$500k nonprofits • Source year 2025

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE L41 • <$500k nonprofits • Source year 2025

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / Assets99th percentile

Assets

$240

No earlier filing loaded for comparison.

Liabilities

$10,117

No earlier filing loaded for comparison.

Net Assets

-$9,877

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue82nd percentileNet Margin53rd percentile

Revenue

$5,080

No earlier filing loaded for comparison.

Expenses

$4,817

No earlier filing loaded for comparison.

Net Income

$263

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15K$10K$5.0K$0-$5.0K-$10KAssets 2025: $240Liabilities 2025: $10,117Net Assets 2025: -$9,8772025

Highlighted filing

2025

Assets$240
Liabilities$10,117
Net Assets-$9,877
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0K$4.0K$2.0K$0Revenue 2025: $5,080Expenses 2025: $4,817Net Income 2025: $2632025

Highlighted filing

2025

Revenue$5,080
Expenses$4,817
Net Income$263
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$240
Liabilities
$10,117
Net assets
-$9,877
Revenue
$5,080
Expenses
$4,817
Net income
$263
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.24$10.1$9.88$5.08$4.82$0.26
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 9, 2026
Return Version
2025v4.1
Gross Receipts
$5,080
Mission and Program Overview

Mission

Move families from crisis to confidence

Program Services

DescriptionGrantsExpenses
SEMINAR TO HELP FAMILIES IN CRISIS TO CONFIDENCE IN THEMSELVES TO LIVE A SAFE AND WELLNESS LIFE.-$4,816
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TRACY BOLTONPresidentPT$0--
AUDREY JONESTreasurerPT$0--
DOROTHY e ELLISSecretaryPT$0--
Filing and Contact Details

Filer

Filer Name
Second Change 4 Life Foundation
EIN
87-1223868
In Care Of
% TRACY BOLTON
Phone
7084041192
Address
14344 MINERVA AVE, Dolton, IL 60419-1343

Signing Officer

Name
Tracy Bolton
Title
President
Phone
7084041192
Signed
2026-04-09
Discuss with paid preparer
No

Preparer

Firm
Marsha a Bond CPA
Address
4240 166TH STREET, OAK FOREST, IL 60452
Preparer
Marsha a Bond
Phone
7087040293
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountBOARD MEETINGS & MEMBERSHIP FEES 360OUTSIDE CONTRACT SERVICES 625BANK & CREDIT CARD FEES 615SEMINAR/PROFESSIONAL TRAINING 300WEBSITE/DOMAIN NAME 829”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearCREDIT CARD 5,017 732LOANS FROM OFFIERS 5,454 9,385”

Raw XML Appendix137 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum07084041192
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt014344 MINERVA AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Dolton
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0604191343
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0331
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0240
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IRS990EZ/ContributionsGiftsGrantsEtcAmt05080
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0263
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0480
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0331
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0240
IRS990EZ/GrossReceiptsAmt05080
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-10140
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-9877
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-10140
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-9877
IRS990EZ/OccupancyRentUtltsAndMaintAmt01468
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt030.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt115.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TRACY BOLTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1AUDREY JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DOROTHY e ELLIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt02729
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0MOVE FAMILIES FROM CRISIS TO CONFIDENCE
IRS990EZ/PrintingPublicationsPostageAmt0140
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SEMINAR TO HELP FAMILIES IN CRISIS TO CONFIDENCE IN THEMSELVES TO LIVE A SAFE AND WELLNESS LIFE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt04816
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt010471
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt010117
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt04817
IRS990EZ/TotalProgramServiceExpensesAmt04816
IRS990EZ/TotalRevenueAmt05080
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt05079
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt05079
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt05079
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt05079
IRS990ScheduleA/Total509Grp/TotalAmt05079
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt05079
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt05079
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountBOARD MEETINGS & MEMBERSHIP FEES 360OUTSIDE CONTRACT SERVICES 625BANK & CREDIT CARD FEES 615SEMINAR/PROFESSIONAL TRAINING 300WEBSITE/DOMAIN NAME 829
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearCREDIT CARD 5,017 732LOANS FROM OFFIERS 5,454 9,385
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0TRACY BOLTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07084041192
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SECOND CHANGE 4 LIFE FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0SECO
ReturnHeader/Filer/EIN0871223868
ReturnHeader/Filer/InCareOfNm0% TRACY BOLTON
ReturnHeader/Filer/PhoneNum07084041192
ReturnHeader/Filer/USAddress/AddressLine1Txt014344 MINERVA AVE
ReturnHeader/Filer/USAddress/CityNm0Dolton
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363098572
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OAK FOREST
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060452
ReturnHeader/PreparerPersonGrp/PhoneNum07087040293
ReturnHeader/PreparerPersonGrp/PreparationDt02026-04-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARSHA A BOND
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-04-09T19:29:17-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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