Civic Intelligence

Americans for Lending Equity

EIN 87-1030850 • 501(c)4 • Saint Louis, MO

Profile

To further the common good and general welfare of the citizens of the united states of america, and will be operated primarily for the purpose of bringing about civic betterments and social improvements, including by educating the public on the importance of maintaining equity in the banking and lending industries.

8000 Maryland Ave Ste 1120Saint Louis, MO 63105

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

21st percentile

-22%

Higher net margin than 21% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

12th percentile

-63%

Faster asset growth than 12% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

60th percentile

5.4%

Faster revenue growth than 60% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$15,141

Down $72,418 (-83%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$15,141

Down $72,418 (-83%) from 2023

Operations
Liabilities / Revenue60th percentileNet Margin21st percentile

Revenue

Down

$333,000

Down $65,500 (-16%) from 2023

Expenses

Down

$405,418

Down $14,537 (-3.5%) from 2023

Net Income

Down

-$72,418

Down $50,963 (-238%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2021: $30,082Net Assets 2021: $30,0822021Assets 2022: $109,014Liabilities 2022: $0Net Assets 2022: $109,0142022Assets 2023: $87,559Liabilities 2023: $0Net Assets 2023: $87,5592023Assets 2024: $15,141Liabilities 2024: $0Net Assets 2024: $15,1412024

Highlighted filing

2024

Assets$15,141
Liabilities$0
Net Assets$15,141
Open 2024 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2021: $125,000Expenses 2021: $94,918Net Income 2021: $30,0822021Revenue 2022: $300,000Expenses 2022: $221,068Net Income 2022: $78,9322022Revenue 2023: $398,500Expenses 2023: $419,955Net Income 2023: -$21,4552023Revenue 2024: $333,000Expenses 2024: $405,418Net Income 2024: -$72,4182024

Highlighted filing

2024

Revenue$333,000
Expenses$405,418
Net Income-$72,418
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$15,141
Liabilities
$0
Net assets
$15,141
Revenue
$333,000
Expenses
$405,418
Net income
-$72,418
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.00$0.15$3.33$4.05$0.72
2023Detailed filing. Detailed filing data is available for this year.$0.88$0.00$0.88$3.99$4.20$0.21
2022Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$3.00$2.21$0.79
2021Detailed filing. Detailed filing data is available for this year.$0.30$0.30$1.25$0.95$0.30
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$333,000
Mission and Program Overview

Mission

To further the common good and general welfare of the citizens of the united states of america, and will be operated primarily for the purpose of bringing about civic betterments and social improvements, including by educating the public on the importance of maintaining equity in the banking and lending industries.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$87,559$15,141▼ $72,418
Total Assets$87,559$15,141▼ $72,418
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$87,559$15,141▼ $72,418
Total Net Assets Fund Balance$87,559$15,141▼ $72,418
Total Liabilities and Net Assets / Fund Balance$87,559$15,141▼ $72,418
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Liz MairDirector
Michael HafnerDirector
Robert Gregg KellerDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$333,000
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$333,000
Change in Net Assets
$-72,418
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$405,418
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$397,100--$397,100
Fees for Services Legal$6,290--$6,290
Office Expenses-$2,028-$2,028
Total Functional Expenses$403,390$2,028$0$405,418
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Americans for Lending Equity
EIN
87-1030850
Phone
3148636112
Address
8000 MARYLAND AVE STE 1120, SAINT LOUIS, MO 63105

Signing Officer

Name
Robert Gregg Keller
Title
Director
Phone
3143695688
Signed
2025-11-17

Organization Details

Principal Officer
Robert Gregg Keller
Formed
2021
Legal Domicile
Mo
Voting Board Members
3
Independent Board Members
3
Employees
0

Preparer

Firm
Wolff & Taylor Pc
Address
222 S CENTRAL AVE STE 402, SAINT LOUIS, MO 63105
Preparer
Lawrence E Wolff
Phone
3147273700
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To further the common good and general welfare of the citizens of the united states of america, and will be operated primarily for the purpose of bringing about civic betterments and social improvements, including by educating the public on the importance of maintaining equity in the banking and lending industries.”

Form 990, Part IX, Line 11G

“Program consulting 359,600 0 0 non profit contributions 37,500 0 0 total 397,100 0 0”

Raw XML Appendix223 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02021
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IRS990/GoverningBodyVotingMembersCnt03
IRS990/GrantsToIndividualsInd0false
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PROGRAM CONSULTING 359,600 0 0 NON PROFIT CONTRIBUTIONS 37,500 0 0 TOTAL 397,100 0 0
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT GREGG KELLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03143695688
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
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ReturnHeader/ReturnTs02025-11-17T16:49:41-05:00
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ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.