Civic Intelligence

The Howard G Zerden Foundation Inc

EIN 87-0788947 • Hickory, NC

PO Box 9142Hickory, NC 28603
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE X • <$500k nonprofits • Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

100th percentile

146%

Higher net margin than 100% of similar nonprofits.

NTEE X • <$500k nonprofits • Source year 2025

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

NTEE X • <$500k nonprofits • Source year 2025

Asset Growth

53rd percentile

3.1%

Faster asset growth than 53% of similar nonprofits.

NTEE X • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Assets

Up

$493,075

Up $14,774 (+3.1%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$493,075

Up $14,774 (+3.1%) from 2024

Revenue

Down

-$73,468

Down $82,538 (-910%) from 2024

Expenses

Down

$33,496

Down $1,209 (-3.5%) from 2024

Net Income

Down

-$106,964

Down $81,329 (-317%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2009: $1Liabilities 2009: $02009Assets 2010: $0Liabilities 2010: $02010Assets 2011: $1Liabilities 2011: $02011Assets 2012: $573,171Liabilities 2012: $02012Assets 2013: $514,684Liabilities 2013: $02013Assets 2014: $587,151Liabilities 2014: $02014Assets 2015: $612,705Liabilities 2015: $02015Assets 2019: $653,660Liabilities 2019: $02019Assets 2020: $655,872Liabilities 2020: $0Net Assets 2020: $655,8722020Assets 2021: $635,433Liabilities 2021: $0Net Assets 2021: $635,4332021Assets 2022: $495,409Liabilities 2022: $0Net Assets 2022: $495,4092022Assets 2023: $436,744Liabilities 2023: $0Net Assets 2023: $436,7442023Assets 2024: $478,301Liabilities 2024: $0Net Assets 2024: $478,3012024Assets 2025: $493,075Liabilities 2025: $0Net Assets 2025: $493,0752025

Highlighted filing

2025

Assets$493,075
Liabilities$0
Net Assets$493,075

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$50K$0-$50K-$100K-$150KRevenue 2009: -$5,272Expenses 2009: $0Net Income 2009: -$5,2722009Revenue 2010: $0Expenses 2010: $0Net Income 2010: $02010Revenue 2011: $1Expenses 2011: $0Net Income 2011: $12011Revenue 2012: $31,568Expenses 2012: $0Net Income 2012: $31,5682012Revenue 2013: $29,227Expenses 2013: $750Net Income 2013: $28,4772013Revenue 2014: $31,624Expenses 2014: $850Net Income 2014: $30,7742014Revenue 2015: $32,178Expenses 2015: $850Net Income 2015: $31,3282015Revenue 2019: $39,114Expenses 2019: $900Net Income 2019: $38,2142019Revenue 2020: $39,918Expenses 2020: $900Net Income 2020: $39,0182020Revenue 2021: $43,158Expenses 2021: $900Net Income 2021: $42,2582021Revenue 2022: $28,535Expenses 2022: $900Net Income 2022: $27,6352022Revenue 2023: $24,032Expenses 2023: $900Net Income 2023: $23,1322023Revenue 2024: $9,070Expenses 2024: $34,705Net Income 2024: -$25,6352024Revenue 2025: -$73,468Expenses 2025: $33,496Net Income 2025: -$106,9642025

Highlighted filing

2025

Revenue-$73,468
Expenses$33,496
Net Income-$106,964

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.93$0.00$4.93$0.73$0.33$1.07
2024Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.09$0.35$0.26
2023Detailed filing. Detailed filing data is available for this year.$4.37$0.00$4.37$0.24$0.01$0.23
2022Detailed filing. Detailed filing data is available for this year.$4.95$0.00$4.95$0.29$0.01$0.28
2021Detailed filing. Detailed filing data is available for this year.$6.35$0.00$6.35$0.43$0.01$0.42
2020Detailed filing. Detailed filing data is available for this year.$6.56$0.00$6.56$0.40$0.01$0.39
2019Summary only. Only limited summary data is available for this year.$6.54$0.00$0.39$0.01$0.38
2015Summary only. Only limited summary data is available for this year.$6.13$0.00$0.32$0.01$0.31
2014Summary only. Only limited summary data is available for this year.$5.87$0.00$0.32$0.01$0.31
2013Summary only. Only limited summary data is available for this year.$5.15$0.00$0.29$0.01$0.28
2012Summary only. Only limited summary data is available for this year.$5.73$0.00$0.32$0.00$0.32
2011Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00
2010Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00
2009Summary only. Only limited summary data is available for this year.$0.00$0.00$0.05$0.00$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Dec 1, 2024 to Nov 30, 2025
Signed
Jan 13, 2026
Return Version
2024v5.5
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
SANFORD GUTTLERTrustee-$0--
MARY LEE TOSKYTreasurer-$0--
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid GrantTEMPLE BETH SHALOMRABBI-RELATED EXPENSESPUBLICHICKORY, NC, US$31,500
Filing and Contact Details

Filer

Filer Name
The Howard G Zerden Foundation Inc
EIN
87-0788947
Phone
8286123023
Address
PO BOX 9142, HICKORY, NC 28603

Signing Officer

Name
Sanford Guttler
Title
Trustee
Phone
8286123023
Signed
2026-01-13
Discuss with paid preparer
Yes

Preparer

Firm
Mast Evans & Isenhour Llp
Address
P O BOX 1029, CONOVER, NC 28613-1029
Preparer
Kevin Evans
Phone
8284642812
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/SumOfProgramRelatedInvstGrp/Expenses1Amt00
IRS990PF/SumOfProgramRelatedInvstGrp/TotalAmt00
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt031500
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0RABBI-RELATED EXPENSES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0TEMPLE BETH SHALOM
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0PUBLIC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0N/A
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt04360 N CENTER ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0HICKORY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0NC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd028601
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriApprvFutAmt00
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt031500
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd00
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt022874
IRS990PF/UndistributedIncomeGrp/AppliedToPriorYearsAmt00
IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt00
IRS990PF/UndistributedIncomeGrp/CorpusDistri170b1EOr4942g3Amt00
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt022874
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovAppCYAmt00
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr1Amt012237
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr2Amt014279
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovAppCYCorpusAmt00
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovFromYr5Amt00
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovToNextYrAmt036998
IRS990PF/UndistributedIncomeGrp/ExcessFromCurrentYearAmt010482
IRS990PF/UndistributedIncomeGrp/ExcessFromYear1Amt012237
IRS990PF/UndistributedIncomeGrp/ExcessFromYear2Amt014279
IRS990PF/UndistributedIncomeGrp/PriorYearDeficiencyOrTaxAmt00
IRS990PF/UndistributedIncomeGrp/PriorYearUndistributedIncmAmt00
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt033356
IRS990PF/UndistributedIncomeGrp/RemainingDistriFromCorpusAmt010482
IRS990PF/UndistributedIncomeGrp/Taxable1Amt00
IRS990PF/UndistributedIncomeGrp/Taxable2Amt00
IRS990PF/UndistributedIncomeGrp/TotalCorpusAmt036998
IRS990PF/UndistributedIncomeGrp/TotalExcessDistributionCyovAmt026516
IRS990PF/UndistributedIncomeGrp/TotalForPriorYearsAmt00
IRS990PF/UndistributedIncomeGrp/TreatedAsDistriFromCorpusAmt00
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt00
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0POSTAGE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1CHECK PRINTING
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt010
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt146
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt010
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt146
OtherIncreasesSchedule/OtherIncreasesDetail/Amt0121738
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0NET UNREALIZED GAINS (LOSSES) ON INVESTMENTS
TaxesSchedule/TaxesDetail/AdjustedNetIncomeAmt00
TaxesSchedule/TaxesDetail/Amt0140
TaxesSchedule/TaxesDetail/CategoryTxt0EXCISE TAX
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt00
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SANFORD GUTTLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum08286123023
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE HOWARD G ZERDEN FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0HOWA
ReturnHeader/Filer/EIN0870788947
ReturnHeader/Filer/PhoneNum08286123023
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 9142
ReturnHeader/Filer/USAddress/CityNm0HICKORY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028603
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0561758856
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MAST EVANS & ISENHOUR LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 1029
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CONOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0286131029
ReturnHeader/PreparerPersonGrp/PhoneNum08284642812
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN EVANS
ReturnHeader/ReturnTs02026-01-13T10:07:45-06:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-12-01
ReturnHeader/TaxPeriodEndDt02025-11-30
ReturnHeader/TaxYr02024

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