Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
EIN 87-0630516 • 501(c)9 • American Fork, UT
Profile
Employee health & welfare benefits
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
25th percentile
Higher net margin than 25% of similar nonprofits.
Top Officer Pay
38th percentile
Higher top officer pay than 38% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
54th percentile
Faster asset growth than 54% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Up$14,460,263
Up $952,845 (+7.1%) from 2023
Liabilities
Up$10,340,634
Up $2,209,271 (+27%) from 2023
Net Assets
Down$4,119,629
Down $1,256,426 (-23%) from 2023
Revenue
Down$57,960,207
Down $134,427 (-0.2%) from 2023
Expenses
Up$59,216,633
Up $3,695,150 (+6.7%) from 2023
Net Income
Down-$1,256,426
Down $3,829,577 (-149%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Employee health & welfare benefits
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $11,635,975 | $13,192,465 | ▲ $1,556,490 |
| Accounts Receivable | $1,871,443 | $1,267,798 | ▼ $603,645 |
| Total Assets | $13,507,418 | $14,460,263 | ▲ $952,845 |
| Liabilities | |||
| Other Liabilities | $8,131,363 | $10,340,634 | ▲ $2,209,271 |
| Total Liabilities | $8,131,363 | $10,340,634 | ▲ $2,209,271 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $5,376,055 | $4,119,629 | ▼ $1,256,426 |
| Total Net Assets Fund Balance | $5,376,055 | $4,119,629 | ▼ $1,256,426 |
| Total Liabilities and Net Assets / Fund Balance | $13,507,418 | $14,460,263 | ▲ $952,845 |
| Name | Title |
|---|---|
| John Bartholomew | Trustee |
| Rick Bartholomew | Trustee |
| Line Item | Amount |
|---|---|
| Other Expenses | $5,515,524 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | $53,701,109 | - | - | $53,701,109 |
| Fees for Services Management | - | $4,834,369 | - | $4,834,369 |
| Fees for Services Other | - | $681,155 | - | $681,155 |
| Total Functional Expenses | $53,701,109 | $5,515,524 | $0 | $59,216,633 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $59,216,633 |
| Total Expenses per Audited Statements | $59,216,633 |
| Total Expenses per Form 990 | $59,216,633 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Claims Incurred But Not Reported | $7,811,000 |
| Emi Payable | $2,529,634 |
“No review was or will be conducted.”
“No documents available to the public”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1871443 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1267798 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | EMPLOYEE HEALTH & WELFARE BENEFITS |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 53701109 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 53701109 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | HELPSIDE INCE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8014431090 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 395 W 600 N |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LINDON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | UT |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 84042 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 11635975 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 13192465 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 53701109 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 5515524 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 57960207 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -1256426 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 59216633 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 57960207 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | EMPLOYEE MEDICAL & WELFARE COSTS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | EMPLOYEE BENEFIT TRUST |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 53701109 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 4834369 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 4834369 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 681155 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 681155 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN BARTHOLOMEW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICK BARTHOLOMEW |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TRUSTEE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 57960207 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | UT |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | EMPLOYEE HEALTH & WELFARE BENEFITS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5376055 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4119629 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 5376055 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 4119629 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 8131363 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10340634 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | RICK BARTHOLOMEW |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | PROGRAM SERVICE REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 57960207 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 57960207 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 52051273 |
| IRS990/PYOtherExpensesAmt | 0 | 3470210 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 58094634 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2573151 |
| IRS990/PYTotalExpensesAmt | 0 | 55521483 |
| IRS990/PYTotalRevenueAmt | 0 | 58094634 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -1256426 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 57960207 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 59216633 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 7811000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 2529634 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | CLAIMS INCURRED BUT NOT REPORTED |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | EMI PAYABLE |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 57960207 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 59216633 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10340634 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 57960207 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 57960207 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 59216633 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 13507418 |
| IRS990/TotalAssetsEOYAmt | 0 | 14460263 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 13507418 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 14460263 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 5515524 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 53701109 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 59216633 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 8131363 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10340634 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 8131363 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10340634 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5376055 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4119629 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 53701109 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 57960207 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 57960207 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 57960207 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 13507418 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 14460263 |
| IRS990/TypeOfOrganizationTrustInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/USAddress/AddressLine1Txt | 0 | 395 W 600 N |
| IRS990/USAddress/CityNm | 0 | LINDON |
| IRS990/USAddress/StateAbbreviationCd | 0 | UT |
| IRS990/USAddress/ZIPCd | 0 | 84042 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 0 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RICK BARTHOLOMEW |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TRUSTEE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8014431090 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | A-PLUS BENEFITS INC EMPLOYEE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | A-PL |
| ReturnHeader/Filer/EIN | 0 | 870630516 |
| ReturnHeader/Filer/PhoneNum | 0 | 8014431090 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 308 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | AMERICAN FORK |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | UT |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 84003 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 475437839 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MICHAEL S BARTHOLOMEW CPA LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 760 E 700 N |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | AMERICAN FORK |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | UT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 84003 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8018853347 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MICHAEL BARTHOLOMEW |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-10-15T17:12:47-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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