Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
990 • Fiscal year 2014 • EIN 87-0628487
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
Liabilities / Revenue
20th percentile
Higher debt load relative to revenue than 20% of similar nonprofits.
Net Margin
39th percentile
Higher net margin than 39% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 5.1% of source-year revenue.
Asset Growth
17th percentile
Faster asset growth than 17% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Assets
Down$208,789
Down $13,599 (-6.1%) from 2013
Net Assets
Down$188,317
Down $6,775 (-3.5%) from 2013
Liabilities
Down$20,472
Down $6,824 (-25%) from 2013
Revenue
Down$2,161,602
Down $24,197 (-1.1%) from 2013
Expenses
Down$2,168,377
Down $14,438 (-0.7%) from 2013
Net Income
Down-$6,775
Down $9,759 (-327%) from 2013
The purpose of this organization is to provide free credit counseling to the general public. Direct consultations with trained staff, program implementation and seminars have been extremely successful.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $195,092 | $188,317 | ▼ $6,775 |
| Cash and Non-Interest-Bearing Accounts | $89,645 | $79,792 | ▼ $9,853 |
| Savings and Temporary Cash Investments | $77,296 | $72,748 | ▼ $4,548 |
| Land, Buildings, and Equipment, Net | $55,447 | $56,249 | ▲ $802 |
| Total Assets | $222,388 | $208,789 | ▼ $13,599 |
| Liabilities | |||
| Deferred Revenue | $27,296 | $20,472 | ▼ $6,824 |
| Total Liabilities | $27,296 | $20,472 | ▼ $6,824 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $195,092 | $188,317 | ▼ $6,775 |
| Total Liabilities and Net Assets / Fund Balance | $222,388 | $208,789 | ▼ $13,599 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $56,249 | $157,043 | $213,292 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| John C Keller | Manager | FT | $110,500 | $110,500 |
| Scott Peterson | President | FT | $50,000 | $50,000 |
| Daniel Weeks | Director | - | $1,500 | $1,500 |
| Curtis Jones | Director | - | $1,000 | $1,000 |
| Mike Carpenter | Director | - | $1,000 | $1,000 |
| Richard Fowlks | Director | - | $1,000 | $1,000 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,369,868 |
| Salaries, Compensation, and Employee Benefits | $758,138 |
| Grants and Similar Amounts Paid | $40,371 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $528,076 | $94,149 | - | $622,225 |
| Occupancy | $110,880 | $15,120 | - | $126,000 |
| All Other Expenses | $113,702 | $6,687 | - | $120,389 |
| Advertising | $78,857 | - | - | $78,857 |
| Office Expenses | $48,179 | $5,288 | - | $53,467 |
| Payroll Taxes | $44,740 | $6,685 | - | $51,425 |
| Current Officers, Directors, Trustees, and Key Employees | $45,000 | $5,000 | - | $50,000 |
| Fees for Services Other | $40,194 | $1,243 | - | $41,437 |
| Grants to Domestic Orgs | $40,371 | - | - | $40,371 |
| Other Employee Benefits | $30,005 | $4,483 | - | $34,488 |
| Other Expenses | $20,838 | $4,746 | - | $20,838 |
| Fees for Services Accounting | $17,783 | $936 | - | $18,719 |
| Insurance | $11,202 | $1,527 | - | $12,729 |
| Fees for Services Legal | $11,358 | - | - | $11,358 |
| Total Functional Expenses | $2,016,355 | $152,022 | $0 | $2,168,377 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,168,377 |
| Total Expenses per Audited Statements | $2,168,377 |
| Total Expenses per Form 990 | $2,168,377 |
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Lds Church | Salt Lake City, UT | - | Assist the Needy | $40,371 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| - | Gnl Partner | Rents | No | $126,000 |
“No review was or will be conducted.”
“All employees are required to meet with management anually. Each employee is asked direct questions regarding conflict of interest.”
“All public documents are available for public inspection at the office of american credit foundation upon request.”
“The volunteers are all part-time. They receive no compensation and no benefits. They help to set up for conferences, fairs and education.”
“Management, how to get out and stay out of debt, how to use money wisely in these tough economic conditions. These seminars have been well attended and we have received positive feedback from those attending the seminars.”
“Thers was only 34 of non-business income (interest income). Not required to file.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PURPOSE OF THIS ORGANIZATION IS TO PROVIDE FREE CREDIT COUNSELING TO THE GENERAL PUBLIC. DIRECT CONSULTATIONS WITH TRAINED STAFF, PROGRAM IMPLEMENTATION AND SEMINARS HAVE BEEN EXTREMELY SUCCESSFUL. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 78857 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 78857 |
| IRS990/AllOtherContributionsAmt | 0 | 746539 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 6687 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 113702 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 120389 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SCOTT PETERSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8012081000 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 7720 SOUTH 700 EAST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MIDVALE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | UT |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 84047 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | true |
| IRS990/BusinessRlnWithOrgMemInd | 0 | true |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 89645 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 79792 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 5000 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 45000 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 50000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 877257 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 40371 |
| IRS990/CYInvestmentIncomeAmt | 0 | 34 |
| IRS990/CYOtherExpensesAmt | 0 | 1369868 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1284311 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -6775 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 758138 |
| IRS990/CYTotalExpensesAmt | 0 | 2168377 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2161602 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 27296 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 20472 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE PURPOSE OF THIS ORGANIZATION IS TO PROVIDE FREE CREDIT COUNSELING TO THE GENERAL PUBLIC. THIS HAS BEEN SUCCESSFUL IN THE TAX YEAR 2013. OUR EXPERIENCED, TRAINED STAFF HAVE THROUGH DIRECT CONSULTATIONS BEEN ABLE TO HELP OUR CLIENTS, FROM ALL WALKS OF LIFE, TO CREATE DEBT MANAGEMENT PROGRAMS AND MAINTAIN THAT PROGRAM FOR LONGER THAN A YEAR. THIS IS A LARGE ACCOMPLISHMENT BECAUSE MOST CLIENTS CANNOT MAINTAIN THEIR PROGRAM FOR A YEAR. WE CREDIT OUR HIGH RETENTION NUMBERS TO THE ONE ON ONE TRAINED CREDIT COUNSELORS WHO FOLLOW UP ON A REGULAR BASIS WITH THEIR ASSIGNED CLIENT. WE HAVE ALSO BEEN SUCCESSFUL WITH OUR FREE SEMINARS THAT REACH OUT TO THE GENERAL PUBLIC. WE HAVE USED BOTH OUR IN HOUSE FACILITY AND OUR OUT OF THE OFFICE. IN THESE SEMINARS WE USE TRAINED STAFF TO TEACH DEBT MANAGEMENT, HOW TO GET OUT AND STAY OUT OF DEBT, HOW TO USE MONEY WISELY IN THESE TOUGH ECONOMIC CONDITIONS. THESE SEMINARS HAVE BEEN WELL ATTENDED AND WE HAVE RECEIVED POSITIVE FEEDBACK FROM THOSE ATTENDING THE SEMINARS. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 33 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 2016355 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 936 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 17783 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18719 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 11358 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 11358 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 1243 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 40194 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 41437 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DANIEL WEEKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MIKE CARPENTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RICHARD FOWLKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CURTIS JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SCOTT PETERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN C KELLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 1500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 50000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 110500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1999 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 4 |
| IRS990/GovernmentGrantsAmt | 0 | 130718 |
| IRS990/GrantAmt | 0 | 40371 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 40371 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 40371 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | true |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2161602 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 1527 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 11202 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 12729 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 34 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 34 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 10 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 157043 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 55447 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 56249 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 213292 |
| IRS990/LegalDomicileStateCd | 0 | UT |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE PURPOSE OF THIS ORGANIZATION IS TO PROVIDE FREE CREDIT COUNSELING TO THE GENERAL PUBLIC. DIRECT CONSULTATIONS WITH TRAINED STAFF, PROGRAM IMPLEMENTATION AND SEMINARS HAVE BEEN EXTREMELY SUCCESSFUL. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 195092 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 188317 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 15120 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 110880 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 126000 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 5288 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 48179 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 53467 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 4483 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 30005 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 34488 |
| IRS990/OtherExpensesGrp/Desc | 0 | EDUCATION EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | NETWORK ADMINISTRATION |
| IRS990/OtherExpensesGrp/Desc | 2 | TELEPHONE |
| IRS990/OtherExpensesGrp/Desc | 3 | TRAVEL |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 6158 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 4746 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 795203 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 45161 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 34806 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 20838 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 795203 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 51319 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 39552 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 20838 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 94149 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 528076 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 622225 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6685 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 44740 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 51425 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | SCOTT PETERSON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | CREDIT COUNSELING |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1284311 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1284311 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 936158 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 46070 |
| IRS990/PYInvestmentIncomeAmt | 0 | 73 |
| IRS990/PYOtherExpensesAmt | 0 | 1439316 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1249568 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2984 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 697429 |
| IRS990/PYTotalExpensesAmt | 0 | 2182815 |
| IRS990/PYTotalRevenueAmt | 0 | 2185799 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -6775 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 1284311 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 195092 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 188317 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 77296 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 72748 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 877257 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 936158 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2243476 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2479888 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 2588151 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 9124930 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 34 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 73 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 179 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 198 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 308 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 792 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 1284311 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 1249568 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 2533879 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 34 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 73 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 179 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 198 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 308 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 792 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99990 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99990 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 11658809 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 2161568 |
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| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2243476 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2479888 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 2588151 |
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| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
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| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2168377 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | false |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2161602 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 56249 |
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| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2161602 |
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| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2168377 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | true |
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| IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt | 0 | ASSIST THE NEEDY |
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| IRS990ScheduleI/RecipientTable/RecipientEIN | 0 | 237300405 |
| IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt | 0 | 50 E NORTH TEMPLE |
| IRS990ScheduleI/RecipientTable/USAddress/CityNm | 0 | SALT LAKE CITY |
| IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd | 0 | UT |
| IRS990ScheduleI/RecipientTable/USAddress/ZIPCd | 0 | 84150 |
| IRS990ScheduleI/Total501c3OrgCnt | 0 | 1 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt | 0 | IMPULSE PROPERTIES LLC |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | GNL PARTNER |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | false |
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| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | RENTS |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE VOLUNTEERS ARE ALL PART-TIME. THEY RECEIVE NO COMPENSATION AND NO BENEFITS. THEY HELP TO SET UP FOR CONFERENCES, FAIRS AND EDUCATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MANAGEMENT, HOW TO GET OUT AND STAY OUT OF DEBT, HOW TO USE MONEY WISELY IN THESE TOUGH ECONOMIC CONDITIONS. THESE SEMINARS HAVE BEEN WELL ATTENDED AND WE HAVE RECEIVED POSITIVE FEEDBACK FROM THOSE ATTENDING THE SEMINARS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THERS WAS ONLY 34 OF NON-BUSINESS INCOME (INTEREST INCOME). NOT REQUIRED TO FILE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL EMPLOYEES ARE REQUIRED TO MEET WITH MANAGEMENT ANUALLY. EACH EMPLOYEE IS ASKED DIRECT QUESTIONS REGARDING CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ALL PUBLIC DOCUMENTS ARE AVAILABLE FOR PUBLIC INSPECTION AT THE OFFICE OF AMERICAN CREDIT FOUNDATION UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
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| IRS990/StatesWhereCopyOfReturnIsFldCd | 1 | TX |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 2 | UT |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 3 | IL |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 4 | IN |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 5 | GA |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 6 | FL |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 7 | CT |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
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| IRS990/TotalCompGreaterThan150KInd | 0 | false |
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| IRS990/TotalEmployeeCnt | 0 | 33 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 152022 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2016355 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2168377 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 27296 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 20472 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 20472 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 188317 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2016355 |
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| IRS990/TotalVolunteersCnt | 0 | 20 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 208789 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 7720 SOUTH 700 EAST |
| IRS990/USAddress/CityNm | 0 | MIDVALE |
| IRS990/USAddress/StateAbbreviationCd | 0 | UT |
| IRS990/USAddress/ZIPCd | 0 | 84047 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 4 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | WWW.AMERICANCREDITFOUNDATION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SCOTT PETERSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8012081000 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-08-04 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | AMERICAN CREDIT FOUNDATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | AMER |
| ReturnHeader/Filer/EIN | 0 | 870628487 |
| ReturnHeader/Filer/PhoneNum | 0 | 8012081000 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 7720 SOUTH 700 EAST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MIDVALE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | UT |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 84047 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 870562238 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | VICKIE DEAN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1888 S MAIN ST |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SALT LAKE CITY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | UT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 84115 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.