Civic Intelligence

Care-A-Lot Fund

EIN 87-0577822 • 501(c)3 • Ogden, UT

Profile

Employees of America First Credit Union may donate funds to the Care A Lot Fund. Donated funds are used to assist America First employees and their families who are experiencing catastrophic financial and/or medical situations.

PO Box 9199Ogden, UT 84409
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

68th percentile

16%

Higher net margin than 68% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

50th percentile

3.8%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

44th percentile

4.0%

Faster revenue growth than 44% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,226,618

Up $45,357 (+3.8%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$1,226,618

Up $45,357 (+3.8%) from 2023

Revenue

Up

$287,973

Up $11,182 (+4.0%) from 2023

Expenses

Down

$242,616

Down $31,998 (-12%) from 2023

Net Income

Up

$45,357

Up $43,180 (+1983%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $495,328Liabilities 2011: $02011Assets 2012: $561,623Liabilities 2012: $0Net Assets 2012: $561,6232012Assets 2013: $629,952Liabilities 2013: $0Net Assets 2013: $629,9522013Assets 2014: $696,807Liabilities 2014: $1,093Net Assets 2014: $695,7142014Assets 2015: $756,059Liabilities 2015: $0Net Assets 2015: $756,0592015Assets 2016: $818,160Liabilities 2016: $21Net Assets 2016: $818,1392016Assets 2017: $855,058Liabilities 2017: $835Net Assets 2017: $854,2232017Assets 2018: $884,368Liabilities 2018: $0Net Assets 2018: $884,3682018Assets 2019: $1,044,696Liabilities 2019: $0Net Assets 2019: $1,044,6962019Assets 2020: $1,128,391Liabilities 2020: $0Net Assets 2020: $1,128,3912020Assets 2021: $1,177,497Liabilities 2021: $0Net Assets 2021: $1,177,4972021Assets 2022: $1,179,084Liabilities 2022: $0Net Assets 2022: $1,179,0842022Assets 2023: $1,181,261Liabilities 2023: $0Net Assets 2023: $1,181,2612023Assets 2024: $1,226,618Liabilities 2024: $0Net Assets 2024: $1,226,6182024

Highlighted filing

2024

Assets$1,226,618
Liabilities$0
Net Assets$1,226,618

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2011: $105,682Expenses 2011: $43,881Net Income 2011: $61,8012011Revenue 2012: $104,772Expenses 2012: $38,477Net Income 2012: $66,2952012Revenue 2013: $121,574Expenses 2013: $53,245Net Income 2013: $68,3292013Revenue 2014: $118,008Expenses 2014: $52,246Net Income 2014: $65,7622014Revenue 2015: $126,610Expenses 2015: $66,265Net Income 2015: $60,3452015Revenue 2016: $141,538Expenses 2016: $79,458Net Income 2016: $62,0802016Revenue 2017: $162,542Expenses 2017: $126,458Net Income 2017: $36,0842017Revenue 2018: $185,110Expenses 2018: $154,965Net Income 2018: $30,1452018Revenue 2019: $292,231Expenses 2019: $131,903Net Income 2019: $160,3282019Revenue 2020: $257,649Expenses 2020: $173,954Net Income 2020: $83,6952020Revenue 2021: $206,127Expenses 2021: $157,021Net Income 2021: $49,1062021Revenue 2022: $190,752Expenses 2022: $189,165Net Income 2022: $1,5872022Revenue 2023: $276,791Expenses 2023: $274,614Net Income 2023: $2,1772023Revenue 2024: $287,973Expenses 2024: $242,616Net Income 2024: $45,3572024

Highlighted filing

2024

Revenue$287,973
Expenses$242,616
Net Income$45,357

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.00$1.23$0.29$0.24$0.05
2023Detailed filing. Detailed filing data is available for this year.$1.18$0.00$1.18$0.28$0.27$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.18$0.00$1.18$0.19$0.19$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.18$0.00$1.18$0.21$0.16$0.05
2020Detailed filing. Detailed filing data is available for this year.$1.13$0.00$1.13$0.26$0.17$0.08
2019Summary only. Only limited summary data is available for this year.$1.04$0.00$1.04$0.29$0.13$0.16
2018Summary only. Only limited summary data is available for this year.$0.88$0.00$0.88$0.19$0.15$0.03
2017Summary only. Only limited summary data is available for this year.$0.86$0.00$0.85$0.16$0.13$0.04
2016Summary only. Only limited summary data is available for this year.$0.82$0.00$0.82$0.14$0.08$0.06
2015Summary only. Only limited summary data is available for this year.$0.76$0.00$0.76$0.13$0.07$0.06
2014Summary only. Only limited summary data is available for this year.$0.70$0.00$0.70$0.12$0.05$0.07
2013Summary only. Only limited summary data is available for this year.$0.63$0.00$0.63$0.12$0.05$0.07
2012Summary only. Only limited summary data is available for this year.$0.56$0.00$0.56$0.10$0.04$0.07
2011Summary only. Only limited summary data is available for this year.$0.50$0.00$0.11$0.04$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.0
Gross Receipts
$288,865
Mission and Program Overview

Mission

Employees of America First Credit Union may donate funds to the Care A Lot Fund. Donated funds are used to assist America First employees and their families who are experiencing catastrophic financial and/or medical situations.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,181,261$1,226,618▲ $45,357
Savings and Temporary Cash Investments$1,177,030$1,221,804▲ $44,774
Accounts Receivable$3,792$3,293▼ $499
Inventories for Sale or Use$439$1,521▲ $1,082
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$1,181,261$1,226,618▲ $45,357
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities-$0-
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,181,261$1,226,618▲ $45,357
Total Liabilities and Net Assets / Fund Balance$1,181,261$1,226,618▲ $45,357
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tammy GallegosBoard Chair
G Kent StreulingPresident/vice Board Chair
Jenn JessopBoard Member
Kristen AeschlimannBoard Member
Mandee DavisBoard Member
Nick FroererBoard Member
Pat BaileyBoard Member
Zach WinegarBoard Member
Brandy KennedyAssistant Treasurer
Doug JenningsSecretary
Missy KeyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$240,465
Program Service Revenue
$0
Investment Income
$47,608
Other Revenue
$-100
All Other Contributions
$240,465
Change in Net Assets
$45,357
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$242,557
Other Expenses$59
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$242,557--$242,557
Other Expenses$0$59$0$59
Total Functional Expenses$242,557$59$0$242,616
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Form 990 is compiled and reviewed by the Treasurer. Upon completion and review, the completed 990 and related schedules are provided to each officer and board member to review and raise any questions or concerns. Final approval is given by the president to the treasurer to file the completed form.

Form 990, Part VI, Section C, Line 19

Governing documents and financial statements were not made available to the public. Summarized information about the number of and amount granted to individuals for assistance is made available to all America First Credit Union employees on a company intranet site. Form 990 will be provided upon request.

Filing and Contact Details

Filer

Filer Name
Care-a-lot Fund
EIN
87-0577822
Phone
8018278366
Address
PO Box 9199, Ogden, UT 84409

Signing Officer

Name
Missy Key
Title
Treasurer
Phone
8018278366
Signed
2025-11-16

Organization Details

Principal Officer
Missy Key
Formed
1998
Legal Domicile
Ut
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
19
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IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt0242557
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0242557
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0288865
IRS990/GrossSalesOfInventoryAmt0792
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0439
IRS990/InventoriesForSaleOrUseGrp/EOYAmt01521
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt047608
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt047608
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt00
IRS990/LegalDomicileStateCd0UT
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Employees of America First Credit Union may donate funds to the Care A Lot Fund. Donated funds are used to assist America First employees and their families who are experiencing catastrophic financial and/or medical situations.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt01181261
IRS990/NetAssetsOrFundBalancesEOYAmt01226618
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-100
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt0-100
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Miscellaneious
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt059
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/TotalAmt059
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Missy Key
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0Financial assistance was provided to employees who did not have enough vacation or sick leave to deal with various catastrophic or unexpected conditions which left their paychecks short. Employees received funds to help make up some of the shortfall. During 2024, this type of assistance was provided to 49 employees.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt091714
IRS990/ProgSrvcAccomActy2Grp/GrantAmt091714
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0A holiday assistance program was provided to employees of America First Credit Union who were facing difficult financial situations. During 2024, 64 employees were assisted as part of this program.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt051514
IRS990/ProgSrvcAccomActy3Grp/GrantAmt051514
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Assistance to help with back to school expenses for minor children was provided to employees of America First Credit Union who were facing difficult financial situations. During 2024, 14 employees were assisted as part of this program.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1Provided meals to employees of America First Credit Union and their families who experienced events such as death of a family member, hospitalizations (births, surgeries, etc.), and extreme illnesses During 2024, 226 meals were provided.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt05550
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt112491
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt05550
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt112491
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0238067
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0267019
IRS990/PYInvestmentIncomeAmt038724
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07595
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt02177
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0274614
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0276791

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