Civic Intelligence

Utah Certified Development Company

990 • Fiscal year 2025 • EIN 87-0477091

Oct 01, 2024 to Sep 30, 2025 • Filed on Feb 09, 2026

5333 S Adams Ave Ste BOgden, UT 84405

(801) 627-1333

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.27x

Higher debt load relative to assets than 73% of similar nonprofits.

2025 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

69th percentile

0.27x

Higher debt load relative to revenue than 69% of similar nonprofits.

2025 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

50th percentile

5.2%

Higher net margin than 50% of similar nonprofits.

2025 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

93rd percentile

$336,260

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 9.8% of source-year revenue.

2025 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

75th percentile

14%

Faster asset growth than 75% of similar nonprofits.

2025 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

44th percentile

2.9%

Faster revenue growth than 44% of similar nonprofits.

2025 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$3,388,977

Up $408,275 (+14%) from 2024

Net Assets

Up

$2,457,300

Up $135,269 (+5.8%) from 2024

Liabilities

Up

$931,677

Up $273,006 (+41%) from 2024

Revenue

Up

$3,428,141

Up $96,955 (+2.9%) from 2024

Expenses

Down

$3,250,360

Down $99,909 (-3.0%) from 2024

Net Income

Up

$177,781

Up $196,864 (+1032%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $1,698,056Liabilities 2011: $273,701Net Assets 2011: $1,424,3552011Assets 2012: $1,770,690Liabilities 2012: $211,873Net Assets 2012: $1,558,8172012Assets 2013: $1,785,200Liabilities 2013: $398,102Net Assets 2013: $1,387,0982013Assets 2014: $1,765,157Liabilities 2014: $240,794Net Assets 2014: $1,524,3632014Assets 2015: $1,803,399Liabilities 2015: $257,444Net Assets 2015: $1,545,9552015Assets 2016: $1,856,070Liabilities 2016: $223,188Net Assets 2016: $1,632,8822016Assets 2017: $1,904,155Liabilities 2017: $289,606Net Assets 2017: $1,614,5492017Assets 2018: $2,303,819Liabilities 2018: $567,194Net Assets 2018: $1,736,6252018Assets 2019: $2,396,669Liabilities 2019: $420,792Net Assets 2019: $1,975,8772019Assets 2020: $2,629,409Liabilities 2020: $309,572Net Assets 2020: $2,319,8372020Assets 2021: $3,340,647Liabilities 2021: $830,941Net Assets 2021: $2,509,7062021Assets 2022: $3,055,296Liabilities 2022: $817,234Net Assets 2022: $2,238,0622022Assets 2023: $2,892,245Liabilities 2023: $842,732Net Assets 2023: $2,049,5132023Assets 2024: $2,980,702Liabilities 2024: $658,671Net Assets 2024: $2,322,0312024Assets 2025: $3,388,977Liabilities 2025: $931,677Net Assets 2025: $2,457,3002025

Highlighted filing

2025

Assets$3,388,977
Liabilities$931,677
Net Assets$2,457,300

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $1,627,885Expenses 2011: $1,672,822Net Income 2011: -$44,9372011Revenue 2012: $2,107,344Expenses 2012: $2,021,617Net Income 2012: $85,7272012Revenue 2013: $1,907,481Expenses 2013: $2,084,519Net Income 2013: -$177,0382013Revenue 2014: $2,017,840Expenses 2014: $1,896,491Net Income 2014: $121,3492014Revenue 2015: $1,853,564Expenses 2015: $1,794,305Net Income 2015: $59,2592015Revenue 2016: $1,822,841Expenses 2016: $1,813,750Net Income 2016: $9,0912016Revenue 2017: $1,927,563Expenses 2017: $2,050,804Net Income 2017: -$123,2412017Revenue 2018: $2,019,648Expenses 2018: $1,927,983Net Income 2018: $91,6652018Revenue 2019: $2,416,751Expenses 2019: $2,205,644Net Income 2019: $211,1072019Revenue 2020: $2,648,387Expenses 2020: $2,325,288Net Income 2020: $323,0992020Revenue 2021: $2,396,091Expenses 2021: $2,478,136Net Income 2021: -$82,0452021Revenue 2022: $3,200,082Expenses 2022: $3,017,537Net Income 2022: $182,5452022Revenue 2023: $2,629,750Expenses 2023: $2,999,359Net Income 2023: -$369,6092023Revenue 2024: $3,331,186Expenses 2024: $3,350,269Net Income 2024: -$19,0832024Revenue 2025: $3,428,141Expenses 2025: $3,250,360Net Income 2025: $177,7812025

Highlighted filing

2025

Revenue$3,428,141
Expenses$3,250,360
Net Income$177,781
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Feb 9, 2026
Return Version
2024v5.2
Gross Receipts
$3,456,107
Mission and Program Overview

Mission

The organization meets with state agencies, local bankers,community organizations, and local business people to promote and provide service to businesses that qualify for the small admin 504 loan program. Originated and services 504 loans to small businesses in utah.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,586,416$1,771,371▲ $184,955
Land, Buildings, and Equipment, Net$560,859$520,574▼ $40,285
Cash and Non-Interest-Bearing Accounts$527,424$439,076▼ $88,348
Accounts Receivable$306,003$298,420▼ $7,583
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$2,980,702$3,388,977▲ $408,275
Other Assets Total-$359,536-
Liabilities
Accounts Payable and Accrued Expenses$604,431$579,346▼ $25,085
Mortgage Notes Payable Secured by Investment Property-$352,331-
Deferred Revenue$54,240--
Total Liabilities$658,671$931,677▲ $273,006
Net Assets / Fund Balance
Net Assets With Donor Restrictions$2,322,031$2,457,300▲ $135,269
Total Net Assets Fund Balance$2,322,031$2,457,300▲ $135,269
Total Liabilities and Net Assets / Fund Balance$2,980,702$3,388,977▲ $408,275

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$54,142$54,142
Equipment$141,902$121,129-
Leasehold Improvements$378,672$258,245-
Other Assets Org$-440,762--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Robert RichardsEmployeeFT$336,260$336,260
Caryl ErikssonPresident & CEOFT$205,804$205,804
Kalia ClarkEmployeeFT$178,112$178,112
Mikel BowmanEmployeeFT$170,582$170,582
Chase Justin CarverEmployeeFT$162,551$162,551
Nicholas Adam WhiteEmployeeFT$100,228$100,228

Board Members and Trustees

NameTitle
Jay ThompsonVice Chair
Brandon StoddardBoard Member
Carrie BroughBoard Member
Joe TrunzoBoard Member
Kerry WahlenBoard Member
Milisa WolfleyBoard Member
Russell FullmerBoard Member
Michael PollTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,378,100
Investment Income
$47,623
Other Revenue
$2,418
Change in Net Assets
$177,781

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,428,141
Revenue Not Reported on Form 990
$56,191
Total Revenue per Audited Statements
$3,484,332
Total Revenue per Form 990
$3,428,141
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,144,586
Other Expenses$1,079,337
Grants and Similar Amounts Paid$26,437
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$1,938,782--$1,938,782
Depreciation Depletion$228,833--$228,833
Current Officers, Directors, Trustees, and Key Employees$205,804--$205,804
All Other Expenses$141,168--$141,168
Other Expenses$75,892--$75,892
Insurance$46,069--$46,069
Travel$45,929--$45,929
Grants to Domestic Orgs$26,437--$26,437
Fees for Services Accounting$18,028--$18,028
Total Functional Expenses$3,250,360$0$0$3,250,360

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,250,360
Total Expenses per Form 990$3,250,360
Total Expenses per Audited Statements$3,151,657
Expenses Not Reported on Form 990$-98,703
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
--% OF ANNUAL RENT PMTNo$163,676

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The 990 is presented at a board meeting and approved to be filed by these board of directors.

Form 990, Part VI, Section C, Line 19

Governing documents, conflicts of interest, and other documents can be obtained by written request.

01. Members or stockholder classes and rights (Part VI, line 6)

The organization has a board of directors

02. Member election for additional members (Part VI, line 7A)

Board members serve a 4 year term and can be reelected to the board for a total of 2 terms or 8 years at which time they are no longer elegible to serve for a minimum of one year. The make up of the board of directors is governed by the sba sop to ensure diversity of make up while maintain the expertise necessary to direct a lending institution. The board nominates qualified indivuduals form the community to serve as replacements for those individual board members whose terms have expired.

03. Conflict of interest policy compliance (Part VI, line 12C)

Annual written certification of conflicts of interest required of all directors andofficers

04. CEO, executive director, top management comp (Part VI, line 15A)

Compensation of the executive director is determined by the compensation committee. The executive director then establishes other employee compensation based on performance. All w2 information is reported under a leasing company's federal id.

05. Other officer or key employee compensation (Part VI, line 15B

Compensation of the executive director is determined by the compensation committee. The executive director then establishes other employee compensation based on performance. All w2 information is reported under a leasing company's federal id.

Filing and Contact Details

Filer

Filer Name
Intermountain Business Lending
EIN
87-0477091
Phone
8016271333
Address
5333 S ADAMS AVE STE B, OGDEN, UT 84405

Signing Officer

Name
Caryl Eriksson
Title
President
Signed
2026-02-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Caryl Eriksson
Formed
1979
Legal Domicile
Ut
Voting Board Members
9
Independent Board Members
7
Employees
20

Preparer

Firm
FJ & Associates PLLC
Address
612 N Kays Drive Ste 120, Kaysville, UT 84037
Preparer
Melissa Dennis
Phone
8019271337
Supplemental Narrative

Additional Explanations

06. Prior period adjustment to beginning net assets

The organization determined that the beginning net assets balance reported on the prior form 990 did not reflect lease-related assets and liabilities required under gaap (asc 842). The organization maintains its books and audited financial statements on a gaap basis; however, the prior-year form 990 was prepared using a modified tax-basis presentation that omitted these items.to align the current-year form 990 with the organizations gaap financial statements and to ensure accurate reporting of beginning balances, a prior period adjustment was recorded to restate beginning net assets. This adjustment represents a correction of previously omitted amounts and does not constitute a change in accounting method.

Raw XML AppendixShowing 400 of 490 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0604431
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0579346
IRS990/AccountsReceivableGrp/BOYAmt0306003
IRS990/AccountsReceivableGrp/EOYAmt0298420
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE ORGANIZATION MEETS WITH STATE AGENCIES, LOCAL BANKERS,COMMUNITY ORGANIZATIONS, AND LOCAL BUSINESS PEOPLE TO PROMOTE AND PROVIDE SERVICE TO BUSINESSES THAT QUALIFY FOR THE SMALL ADMIN 504 LOAN PROGRAM. ORIGINATED AND SERVICES 504 LOANS TO SMALL BUSINESSES IN UTAH.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0141168
IRS990/AllOtherExpensesGrp/TotalAmt0141168
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0JOANNA CARMONY
IRS990/BooksInCareOfDetail/PhoneNum08016271333
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05333 S ADAMS AVE STE B
IRS990/BooksInCareOfDetail/USAddress/CityNm0OGDEN
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0UT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd084405
IRS990/BusinessRlnWith35CtrlEntInd0true
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0true
IRS990/CashNonInterestBearingGrp/BOYAmt0527424
IRS990/CashNonInterestBearingGrp/EOYAmt0439076
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0205804
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0205804
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt01938782
IRS990/CompDisqualPersonsGrp/TotalAmt01938782
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt026437
IRS990/CYInvestmentIncomeAmt047623
IRS990/CYOtherExpensesAmt01079337
IRS990/CYOtherRevenueAmt02418
IRS990/CYProgramServiceRevenueAmt03378100
IRS990/CYRevenuesLessExpensesAmt0177781
IRS990/CYSalariesCompEmpBnftPaidAmt02144586
IRS990/CYTotalExpensesAmt03250360
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03428141
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt054240
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0228833
IRS990/DepreciationDepletionGrp/TotalAmt0228833
IRS990/Desc0REPRESENTED THE U.S SMALL BUSINESS ADMINISTRATION IN MANAGING THE 504 LOAN PROGRAM IN LOANS ASSISTED SMALL BUSINESSES IN PURCHASING REAL ESTATE TO HOUSE THEIR OPERATIONS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt02322031
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt02457300
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt020
IRS990/EmploymentTaxReturnsFiledInd0false
IRS990/ExpenseAmt03250360
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt018028
IRS990/FeesForServicesAccountingGrp/TotalAmt018028
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt143.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT RICHARDS
IRS990/Form990PartVIISectionAGrp/PersonNm1CARYL ERIKSSON
IRS990/Form990PartVIISectionAGrp/PersonNm2KALIA CLARK
IRS990/Form990PartVIISectionAGrp/PersonNm3MIKEL BOWMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4CHASE JUSTIN CARVER
IRS990/Form990PartVIISectionAGrp/PersonNm5NICHOLAS ADAM WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm6MILISA WOLFLEY
IRS990/Form990PartVIISectionAGrp/PersonNm7CARRIE BROUGH
IRS990/Form990PartVIISectionAGrp/PersonNm8RUSSELL FULLMER
IRS990/Form990PartVIISectionAGrp/PersonNm9BRANDON STODDARD
IRS990/Form990PartVIISectionAGrp/PersonNm10JOE TRUNZO
IRS990/Form990PartVIISectionAGrp/PersonNm11KERRY WAHLEN
IRS990/Form990PartVIISectionAGrp/PersonNm12JAY THOMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm13MICHAEL POLL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0336260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1205804
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2178112
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3170582
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4162551
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5100228
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt2EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt13Treasurer
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01979
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt01256
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt026437
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt026437
IRS990/GrantsToDomesticOrgsGrp/TotalAmt026437
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt029222
IRS990/GrossReceiptsAmt03456107
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ProgramServicesAmt046069
IRS990/InsuranceGrp/TotalAmt046069
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt046367
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt046367
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01586416
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01771371
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0433516
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0560859
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0520574
IRS990/LandBldgEquipCostOrOtherBssAmt0954090
IRS990/LegalDomicileStateCd0UT
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt027966
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE ORGANIZATION MEETS WITH STATE AGENCIES, LOCAL BANKERS,COMMUNITY ORGANIZATIONS, AND LOCAL BUSINESS PEOPLE TO PROMOTE AND PROVIDE SERVICE TO BUSINESSES THAT QUALIFY FOR THE SMALL ADMIN 504 LOAN PROGRAM. ORIGINATED AND SERVICES 504 LOANS TO SMALL BUSINESSES IN UTAH.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0352331
IRS990/NetAssetsOrFundBalancesBOYAmt02322031
IRS990/NetAssetsOrFundBalancesEOYAmt02457300
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01256
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01256
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt056191
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt0359536
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0COST OF LOAN CLOSING
IRS990/OtherExpensesGrp/Desc1MARKETING
IRS990/OtherExpensesGrp/Desc2OPERATING SUPPLIES AND EXPENSE
IRS990/OtherExpensesGrp/Desc3BOARD MEETINGS
IRS990/OtherExpensesGrp/ProgramServicesAmt0245063
IRS990/OtherExpensesGrp/ProgramServicesAmt1146366
IRS990/OtherExpensesGrp/ProgramServicesAmt2131989
IRS990/OtherExpensesGrp/ProgramServicesAmt375892
IRS990/OtherExpensesGrp/TotalAmt0245063
IRS990/OtherExpensesGrp/TotalAmt1146366
IRS990/OtherExpensesGrp/TotalAmt2131989
IRS990/OtherExpensesGrp/TotalAmt375892
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISC
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02418
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02418
IRS990/OtherRevenueTotalAmt02418
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0CARYL ERIKSSON
IRS990/PriorPeriodAdjustmentsAmt0-98703
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0CLOSING FEES
IRS990/ProgramServiceRevenueGrp/Desc1ORIGINATION FEES
IRS990/ProgramServiceRevenueGrp/Desc2PORTFOLIO INCOME
IRS990/ProgramServiceRevenueGrp/Desc3SERVICING FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0418383
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1837125
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2366439
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31756153
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0418383
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1837125
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2366439
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31756153
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt010813
IRS990/PYInvestmentIncomeAmt097164
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0993894
IRS990/PYProgramServiceRevenueAmt03234022
IRS990/PYRevenuesLessExpensesAmt0-19083
IRS990/PYSalariesCompEmpBnftPaidAmt02345562
IRS990/PYTotalExpensesAmt03350269
IRS990/PYTotalRevenueAmt03331186
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0177781
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0141902
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0121129
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0263031
IRS990ScheduleD/ExpensesNotReportedAmt0-98703
IRS990ScheduleD/ExpensesSubtotalAmt03250360
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0378672
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0258245
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0636917
IRS990ScheduleD/NetUnrealizedGainsInvstAmt056191
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0800298
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1-440762
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RIGHT OF USE ASSET
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ROU DEPRECIATION
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt054142
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt054142
IRS990ScheduleD/PriorYearAdjustmentsAmt0-98703
IRS990ScheduleD/RevenueNotReportedAmt056191
IRS990ScheduleD/RevenueSubtotalAmt03428141
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0520574
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0359536
IRS990ScheduleD/TotalExpensesPerForm990Amt03250360
IRS990ScheduleD/TotalRevenuePerForm990Amt03428141
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03484332
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03151657
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0205804
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1162551
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2178112
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3170582
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4336260
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CARYL ERIKSSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1CHASE JUSTIN CARVER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2KALIA CLARK
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3MIKEL BOWMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4ROBERT RICHARDS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1EMPLOYEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2EMPLOYEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3EMPLOYEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt4EMPLOYEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0205804
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1162551
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2178112
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3170582
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt4336260
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0true
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 1a: Relevant information in regards to selections on 1a.
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0GH PROPERTIES MANAGEMENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt0163676
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0% OF ANNUAL RENT PMT
IRS990/ScheduleORequiredInd0true

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.39$0.93$2.46$3.43$3.25$0.18
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.98$0.66$2.32$3.33$3.35$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.89$0.84$2.05$2.63$3.00$0.37
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.06$0.82$2.24$3.20$3.02$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.34$0.83$2.51$2.40$2.48$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.63$0.31$2.32$2.65$2.33$0.32
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.40$0.42$1.98$2.42$2.21$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.30$0.57$1.74$2.02$1.93$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.90$0.29$1.61$1.93$2.05$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$0.22$1.63$1.82$1.81$0.01
2015Summary only. Only limited summary data is available for this year.$1.80$0.26$1.55$1.85$1.79$0.06
2014Summary only. Only limited summary data is available for this year.$1.77$0.24$1.52$2.02$1.90$0.12
2013Summary only. Only limited summary data is available for this year.$1.79$0.40$1.39$1.91$2.08$0.18
2012Summary only. Only limited summary data is available for this year.$1.77$0.21$1.56$2.11$2.02$0.09
2011Summary only. Only limited summary data is available for this year.$1.70$0.27$1.42$1.63$1.67$0.04