Liabilities / Assets
17th percentile
Higher debt load relative to assets than 17% of similar nonprofits.
990 • Fiscal year 2013 • EIN 87-0254202
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
17th percentile
Higher debt load relative to assets than 17% of similar nonprofits.
Liabilities / Revenue
15th percentile
Higher debt load relative to revenue than 15% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
3rd percentile
Higher top officer pay than 3% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
57th percentile
Faster asset growth than 57% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$66,781,187
Up $1,595,635 (+2.4%) from 2012
Net Assets
Up$10,404,161
Up $1,168,484 (+13%) from 2012
Liabilities
Up$56,377,026
Up $427,151 (+0.8%) from 2012
Revenue
$4,338,308
No earlier filing loaded for comparison.
Expenses
Up$3,169,824
Up $70,546 (+2.3%) from 2012
Net Income
$1,168,484
No earlier filing loaded for comparison.
Provide low-cost financial services to members including savings and loan products and services. Make a positive difference in the community and help support educators in teaching children.
Provide low-cost financial services to members including savings and loan products and services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $46,646,103 | $47,596,577 | ▲ $950,474 |
| Investments Program Related | $7,723,561 | $11,775,951 | ▲ $4,052,390 |
| Rtn Earn Endowment Incm Other Fnds | $9,235,677 | $10,404,161 | ▲ $1,168,484 |
| Savings and Temporary Cash Investments | $5,936,907 | $2,440,303 | ▼ $3,496,604 |
| Land, Buildings, and Equipment, Net | $2,021,304 | $1,965,546 | ▼ $55,758 |
| Investments Other Securities | $855,767 | $855,767 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $709,906 | $762,845 | ▲ $52,939 |
| Prepaid Expenses and Deferred Charges | $36,174 | $36,623 | ▲ $449 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $65,185,552 | $66,781,187 | ▲ $1,595,635 |
| Other Assets Total | $1,255,830 | $1,347,575 | ▲ $91,745 |
| Liabilities | |||
| Other Liabilities | $55,577,712 | $56,203,318 | ▲ $625,606 |
| Accounts Payable and Accrued Expenses | $372,163 | $173,708 | ▼ $198,455 |
| Total Liabilities | $55,949,875 | $56,377,026 | ▲ $427,151 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,235,677 | $10,404,161 | ▲ $1,168,484 |
| Total Liabilities and Net Assets / Fund Balance | $65,185,552 | $66,781,187 | ▲ $1,595,635 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $11,775,951 | - | - |
| Buildings | $1,113,995 | $605,730 | $0 |
| Other Land Buildings | $917 | $547,286 | $0 |
| Land | $688,022 | - | $0 |
| Equipment | $162,612 | $631,412 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title |
|---|---|
| Gayle Ware | Chairman |
| Mary Jo Evans | Supervisory Committee Chair |
| David Rowley | Vice Chairman |
| Ben Call | Board Member |
| Rick Nielsen | Board Member |
| Brian Smith | Secretary |
| Jay Cornaby | Supervisory Committee |
| Rita James | Supervisory Committee |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,695,145 |
| Salaries, Compensation, and Employee Benefits | $1,457,123 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,022,277 |
| All Other Expenses | - | - | - | $455,674 |
| Interest | - | - | - | $384,429 |
| Other Employee Benefits | - | - | - | $217,838 |
| Office Expenses | - | - | - | $189,417 |
| Pension Plan Contributions | - | - | - | $146,390 |
| Occupancy | - | - | - | $129,987 |
| Depreciation Depletion | - | - | - | $128,764 |
| Fees for Services Legal | - | - | - | $113,964 |
| Fees for Services Accounting | - | - | - | $74,216 |
| Payroll Taxes | - | - | - | $70,618 |
| Insurance | - | - | - | $54,129 |
| Advertising | - | - | - | $49,350 |
| Other Expenses | - | - | - | $32,400 |
| Benefits to Members | - | - | - | $17,556 |
| Conferences and Meetings | - | - | - | $6,940 |
| Travel | - | - | - | $6,940 |
| Total Functional Expenses | $0 | $0 | $0 | $3,169,824 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $56,203,318 |
“Yes. Each depositor owns 1 equal share of the credit union. At the end of 2013 the credit union had 10,280 shareholders/members.”
“Each member may cast a vote for the members of the board of directors. Board members are elected to 3 year terms, and elections are held at the end of the term during the credit union's annual meeting.”
“The 990 is reviewed and signed by Executive Management and presented to the board for review.”
“The Board of Directors select the CEO, Executive Director, or top management officials. The Board of Directors also performs a review of all employees and their wages compared to industry averages.”
“These policies are available to all members upon request.”
“All other expenses”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 372163 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 173708 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 49350 |
| IRS990/AllOtherContributionsAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 455674 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 17556 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | NEBO CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8014913679 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 730 EAST 300 SOUTH |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | SPRINGVILLE |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | UT |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 84660 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 709906 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 762845 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6940 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 17556 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 151644 |
| IRS990/CYOtherExpensesAmt | 0 | 1695145 |
| IRS990/CYOtherRevenueAmt | 0 | 9394 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4177270 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1168484 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1457123 |
| IRS990/CYTotalExpensesAmt | 0 | 3169824 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4338308 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 128764 |
| IRS990/Desc | 0 | NONE |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 42 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FederatedCampaignsAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 74216 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 113964 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GAYLE WARE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BEN CALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BRIAN SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DAVID ROWLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RICK NIELSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARY JO EVANS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAY CORNABY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RITA JAMES |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SUPERVISORY COMMITTEE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SUPERVISORY COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SUPERVISORY COMMITTEE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1956 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/FundraisingAmt | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GovernmentGrantsAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 4338308 |
| IRS990/GrossRentsGrp/PersonalAmt | 0 | 0 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 9394 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 54129 |
| IRS990/InterestGrp/TotalAmt | 0 | 384429 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 151644 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 151644 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 855767 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 855767 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 7723561 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 11775951 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1784428 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2021304 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1965546 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3749974 |
| IRS990/LegalDomicileStateCd | 0 | UT |
| IRS990/LessRentalExpensesGrp/PersonalAmt | 0 | 0 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembershipDuesAmt | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9235677 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10404161 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9394 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 9394 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NoncashContributionsAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 129987 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 189417 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1255830 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1347575 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 217838 |
| IRS990/OtherExpensesGrp/Desc | 0 | Collection Expense/Provision for Loss on Repossessed Loans |
| IRS990/OtherExpensesGrp/Desc | 1 | TCCUSF Assessment |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 23371 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 45564 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 32400 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 55577712 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 56203318 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1022277 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 46646103 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 47596577 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 70618 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 146390 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 36174 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 36623 |
| IRS990/PrincipalOfficerNm | 0 | Dale Phelps |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Card Interchange Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3136373 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 742644 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 298253 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3136373 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 742644 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 298253 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 7307 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 169711 |
| IRS990/PYOtherExpensesAmt | 0 | 1702960 |
| IRS990/PYOtherRevenueAmt | 0 | 7793 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4270607 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1348833 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1389011 |
| IRS990/PYTotalExpensesAmt | 0 | 3099278 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 4448111 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1168484 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RelatedOrganizationsAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 9394 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9235677 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 10404161 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5936907 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2440303 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1113995 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 605730 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1719725 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 162612 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 631412 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 794024 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 11775951 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | FASB 115 Investment |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 688022 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 688022 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 917 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 547286 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 548203 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 56203318 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1965546 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 11775951 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 56203318 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Yes. Each depositor owns 1 equal share of the credit union. At the end of 2013 the credit union had 10,280 shareholders/members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Each member may cast a vote for the members of the board of directors. Board members are elected to 3 year terms, and elections are held at the end of the term during the credit union's annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The 990 is reviewed and signed by Executive Management and presented to the board for review. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The Board of Directors select the CEO, Executive Director, or top management officials. The Board of Directors also performs a review of all employees and their wages compared to industry averages. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | These policies are available to all members upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | All other expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part IX, Line 24e |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | UT |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 65185552 |
| IRS990/TotalAssetsEOYAmt | 0 | 66781187 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 65185552 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 66781187 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 42 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3169824 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 55949875 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 56377026 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 55949875 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 56377026 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9235677 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 10404161 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4177270 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4338308 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4338308 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 65185552 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 66781187 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 6940 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 730 E 300 S |
| IRS990/USAddress/City | 0 | Springville |
| IRS990/USAddress/State | 0 | UT |
| IRS990/USAddress/ZIPCode | 0 | 84663 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | WWW.NEBOCREDITUNION.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Dale Phelps |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8014913691 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-04-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | CREDIT UNIONS CHARTERED IN THE STATE OF UTAH |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.