Civic Intelligence

Alpine Credit Union

EIN 87-0242876 • 501(c)14 • Orem, UT

View Organization Page

Profile

Co-op member financial services

1510 North State StreetOrem, UT 84057

alpinecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

1st percentile

0.01x

Higher debt load relative to assets than 1% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2025

Liabilities / Revenue

1st percentile

0.14x

Higher debt load relative to revenue than 1% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2025

Net Margin

67th percentile

13%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2025

Top Officer Pay

1st percentile

$0

Higher top officer pay than 1% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2025

Asset Growth

84th percentile

7.7%

Faster asset growth than 84% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2024 to 2025

Revenue Growth

61st percentile

16%

Faster revenue growth than 61% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets1st percentile

Assets

Up

$359,385,172

Up $25,716,832 (+7.7%) from 2024

Liabilities

Down

$2,657,423

Down $596,834 (-18%) from 2024

Net Assets

Up

$356,727,749

Up $26,313,666 (+8.0%) from 2024

Operations
Liabilities / Revenue1st percentileNet Margin67th percentile

Revenue

Up

$19,245,827

Up $2,630,491 (+16%) from 2024

Expenses

Up

$16,775,636

Up $1,133,057 (+7.2%) from 2024

Net Income

Up

$2,470,191

Up $1,497,434 (+154%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth84th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2010: $146,487,186Liabilities 2010: $350,339Net Assets 2010: $146,136,8472010Assets 2011: $146,808,709Liabilities 2011: $297,721Net Assets 2011: $146,510,9882011Assets 2012: $153,940,246Liabilities 2012: $248,841Net Assets 2012: $153,691,4052012Assets 2013: $158,041,483Liabilities 2013: $1,389,633Net Assets 2013: $156,651,8502013Assets 2014: $161,712,895Liabilities 2014: $966,179Net Assets 2014: $160,746,7162014Assets 2015: $166,625,248Liabilities 2015: $1,370,179Net Assets 2015: $165,255,0692015Assets 2016: $179,602,983Liabilities 2016: $1,587,343Net Assets 2016: $178,015,6402016Assets 2017: $199,061,605Liabilities 2017: $1,890,173Net Assets 2017: $197,171,4322017Assets 2018: $214,651,233Liabilities 2018: $1,740,631Net Assets 2018: $212,910,6022018Assets 2019: $226,039,972Liabilities 2019: $2,220,367Net Assets 2019: $223,819,6052019Assets 2020: $260,796,220Liabilities 2020: $2,361,805Net Assets 2020: $258,434,4152020Assets 2021: $297,713,467Liabilities 2021: $2,045,505Net Assets 2021: $295,667,9622021Assets 2022: $310,734,730Liabilities 2022: $9,733,560Net Assets 2022: $301,001,1702022Assets 2023: $313,242,319Liabilities 2023: $3,878,651Net Assets 2023: $309,363,6682023Assets 2024: $333,668,340Liabilities 2024: $3,254,257Net Assets 2024: $330,414,0832024Assets 2025: $359,385,172Liabilities 2025: $2,657,423Net Assets 2025: $356,727,7492025

Highlighted filing

2025

Assets$359,385,172
Liabilities$2,657,423
Net Assets$356,727,749
Open 2025 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $6,841,3482010Expenses 2011: $6,241,3292011Expenses 2012: $5,468,7922012Revenue 2013: $5,670,364Expenses 2013: $5,449,559Net Income 2013: $220,8052013Revenue 2014: $5,724,751Expenses 2014: $5,239,342Net Income 2014: $485,4092014Revenue 2015: $6,490,503Expenses 2015: $5,414,584Net Income 2015: $1,075,9192015Revenue 2016: $6,860,999Expenses 2016: $5,707,276Net Income 2016: $1,153,7232016Revenue 2017: $7,979,196Expenses 2017: $6,841,064Net Income 2017: $1,138,1322017Revenue 2018: $9,637,605Expenses 2018: $7,683,238Net Income 2018: $1,954,3672018Revenue 2019: $10,542,837Expenses 2019: $8,786,904Net Income 2019: $1,755,9332019Revenue 2020: $9,950,222Expenses 2020: $8,714,631Net Income 2020: $1,235,5912020Revenue 2021: $10,169,524Expenses 2021: $8,212,780Net Income 2021: $1,956,7442021Revenue 2022: $11,173,106Expenses 2022: $9,141,213Net Income 2022: $2,031,8932022Revenue 2023: $13,980,342Expenses 2023: $12,652,842Net Income 2023: $1,327,5002023Revenue 2024: $16,615,336Expenses 2024: $15,642,579Net Income 2024: $972,7572024Revenue 2025: $19,245,827Expenses 2025: $16,775,636Net Income 2025: $2,470,1912025

Highlighted filing

2025

Revenue$19,245,827
Expenses$16,775,636
Net Income$2,470,191
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$359,385,172
Liabilities
$2,657,423
Net assets
$356,727,749
Revenue
$19,245,827
Expenses
$16,775,636
Net income
$2,470,191
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$359$2.66$357$19.2$16.8$2.47
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$334$3.25$330$16.6$15.6$0.97
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$313$3.88$309$14.0$12.7$1.33
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$311$9.73$301$11.2$9.14$2.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$298$2.05$296$10.2$8.21$1.96
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$261$2.36$258$9.95$8.71$1.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$226$2.22$224$10.5$8.79$1.76
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$215$1.74$213$9.64$7.68$1.95
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$199$1.89$197$7.98$6.84$1.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$180$1.59$178$6.86$5.71$1.15
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$167$1.37$165$6.49$5.41$1.08
2014Detailed filing. Detailed filing data is available for this year.$162$0.97$161$5.72$5.24$0.49
2013Detailed filing. Detailed filing data is available for this year.$158$1.39$157$5.67$5.45$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$154$0.25$154$5.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$0.30$147$6.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$146$0.35$146$6.84
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 18, 2026
Return Version
2025v4.0
Gross Receipts
$19,245,827
Mission and Program Overview

Mission

Co-op member financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$297,230,196$320,917,617▲ $23,687,421
Other Notes and Loans Receivable, Net$236,819,558$246,472,399▲ $9,652,841
Investments Other Securities$69,535,254$70,312,243▲ $776,989
Rtn Earn Endowment Incm Other Fnds$33,183,887$35,810,132▲ $2,626,245
Land, Buildings, and Equipment, Net$12,408,578$12,836,502▲ $427,924
Cash and Non-Interest-Bearing Accounts$3,189,100$12,623,182▲ $9,434,082
Savings and Temporary Cash Investments$4,214,739$5,594,510▲ $1,379,771
Accounts Receivable$921,992$1,049,217▲ $127,225
Prepaid Expenses and Deferred Charges$890,324$756,160▼ $134,164
Pledges and Grants Receivable-$0-
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$333,668,340$359,385,172▲ $25,716,832
Other Assets Total$5,688,795$9,740,959▲ $4,052,164
Liabilities
Accounts Payable and Accrued Expenses$2,902,507$2,357,006▼ $545,501
Deferred Revenue$351,750$300,417▼ $51,333
Total Liabilities$3,254,257$2,657,423▼ $596,834
Net Assets / Fund Balance
Total Net Assets Fund Balance$330,414,083$356,727,749▲ $26,313,666
Total Liabilities and Net Assets / Fund Balance$333,668,340$359,385,172▲ $25,716,832

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$10,215,772$4,430,071$14,645,843
Other Land Buildings$1,006,504$2,045,632$3,052,136
Land$1,614,226-$1,614,226
Equipment$0$0$0
Leasehold Improvements$0$0$0
Other Securities$18,497,780--
Compensation and Service Providers
Top Officer Pay1st percentile

Board Members and Trustees

NameTitle
Camie HarperDirector
Gary SeastrandDirector
John SpencerDirector
Rachelle SpencerDirector
Tom MasonDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$1,679,979
Other Revenue
$17,565,848
Change in Net Assets
$2,470,191
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,441,800
Salaries, Compensation, and Employee Benefits$5,333,836
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$5,666,934
Other Salaries and Wages---$3,559,940
Other Employee Benefits---$1,511,399
Depreciation Depletion---$813,301
All Other Expenses---$781,358
Occupancy---$720,163
Information Technology---$365,482
Office Expenses---$336,785
Advertising---$289,462
Payroll Taxes---$262,497
Travel---$124,097
Insurance---$90,590
Other Expenses---$82,028
Fees for Services Management---$76,623
Conferences and Meetings---$52,711
Fees for Services Accounting---$39,137
Fees for Service Investment Mgmnt Fees---$23,634
Fees for Services Legal---$371
Total Functional Expenses$0$0$0$16,775,636
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Two members of the board of directors are married”

Form 990, Part VI, Section A, Line 6

“The credit union is made up of members who pay $25.00 each as a share to join and then they are eligible for financial services”

Form 990, Part VI, Section A, Line 7A

“All members of the credit union (18 yrs and older who are in good standing are eligible to run for or nominate another member to be on the governing body called the board of directors. There are five membes on the board who are voluntary and unpaid. Every three years each board member is required to run again for a seat on the board. All members can then bote on the candidates during the annual meeting held in february.”

Form 990, Part VI, Section B, Line 11B

“The 990 is prepared by the VP of Finance/Accounting and reviewed by the CEO prior to submission.”

Form 990, Part VI, Section B, Line 15

“The ceo-president's salary is reviewed annualy and adjusted by a compensation committee made up from members of the board of directors and then approved by all the board members”

Form 990, Part VI, Section C, Line 19

“The credit unon's financial information is sent to the state of utah and the ncua (national credit union association) quarterly (call report). The policies and financial statements are available to members upon requrest and also reviewed in the annual meeting held in february each year for all members”

Filing and Contact Details

Filer

Filer Name
Alpine Credit Union
EIN
87-0242876
Phone
8012250256
Address
1510 NORTH STATE STREET, OREM, UT 84057
Doing Business As
Alpine Credit Union

Signing Officer

Name
Nathaniel Stewart
Title
VP Finance/Accounting
Phone
8018572442
Signed
2026-02-18

Organization Details

Principal Officer
Nathaniel Stewart
Formed
1955
Legal Domicile
Ut
Voting Board Members
5
Independent Board Members
5
Employees
86
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“The change in net assets was due to a change in aoci and growth in member shares.”

Raw XML AppendixShowing 400 of 418 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02902507
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02357006
IRS990/AccountsReceivableGrp/BOYAmt0921992
IRS990/AccountsReceivableGrp/EOYAmt01049217
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CO-OP MEMBER FINANCIAL SERVICES
IRS990/AdvertisingGrp/TotalAmt0289462
IRS990/AllOtherExpensesGrp/TotalAmt0781358
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Alpine Credit Union
IRS990/BooksInCareOfDetail/PhoneNum08018572442
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01510 NORTH STATE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0OREM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0UT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd084057
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt0297230196
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt0320917617
IRS990/CashNonInterestBearingGrp/BOYAmt03189100
IRS990/CashNonInterestBearingGrp/EOYAmt012623182
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt052711
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01679979
IRS990/CYOtherExpensesAmt011441800
IRS990/CYOtherRevenueAmt017565848
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt02470191
IRS990/CYSalariesCompEmpBnftPaidAmt05333836
IRS990/CYTotalExpensesAmt016775636
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt019245827
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0351750
IRS990/DeferredRevenueGrp/EOYAmt0300417
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0813301
IRS990/Desc0PROVIDED LOANS AT COMPARABLY LOW RATES TO MEMBERS OF THE CREDIT UNION USING MONIES DEPOSITED INTO THE CREDIT UNION AS MEMBER SHARES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0ALPINE CREDIT UNION
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt086
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt039137
IRS990/FeesForServicesLegalGrp/TotalAmt0371
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt076623
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt023634
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.5
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0Rachelle Spencer
IRS990/Form990PartVIISectionAGrp/PersonNm1Gary Seastrand
IRS990/Form990PartVIISectionAGrp/PersonNm2John Spencer
IRS990/Form990PartVIISectionAGrp/PersonNm3Camie Harper
IRS990/Form990PartVIISectionAGrp/PersonNm4Tom Mason
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990ProvidedToGvrnBodyInd00
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IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
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IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
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IRS990/InterestGrp/TotalAmt05666934
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentInJointVentureInd00
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IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
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IRS990/LandBldgEquipBasisNetGrp/BOYAmt012408578
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IRS990/LandBldgEquipCostOrOtherBssAmt019312205
IRS990/LegalDomicileStateCd0UT
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0CO-OP MEMBER FINANCIAL SERVICES
IRS990/MoreThan5000KToIndividualsInd00
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IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0720163
IRS990/OfficeExpensesGrp/TotalAmt0336785
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05688795
IRS990/OtherAssetsTotalGrp/EOYAmt09740959
IRS990/OtherChangesInNetAssetsAmt023843475
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01511399
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1SERVICE CHARGES, FEES, DUES
IRS990/OtherExpensesGrp/Desc2VISA, DRAFTS, ITM EXP
IRS990/OtherExpensesGrp/Desc3MORT, AUTO, BUSINESS EXP
IRS990/OtherExpensesGrp/TotalAmt0737200
IRS990/OtherExpensesGrp/TotalAmt1238987
IRS990/OtherExpensesGrp/TotalAmt21002937
IRS990/OtherExpensesGrp/TotalAmt382028
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0LOAN INTEREST INCOME
IRS990/OtherRevenueMiscGrp/Desc1DRAFTS, VISA, ATM INCOME
IRS990/OtherRevenueMiscGrp/Desc2FEE INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt014856538
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt11583031
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2646763
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt014856538
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11583031
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2646763
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt017430317
IRS990/OtherSalariesAndWagesGrp/TotalAmt03559940
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0236819558
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0246472399
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0262497
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0890324
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0756160
IRS990/PrincipalOfficerNm0Nathaniel Stewart
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE GROWTH THROUGH DIVIDENDS AND INTEREST TO MEMBER'S SAVINGS ACCOUNTS, WHICH CONSIST OF SHARES, CERTIFICATES OF DEPOSIT, MONEY MARKET AND IRA ACCOUNTS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDE CONVENIENT FINANCIAL SERVICES TO MEMBERS IN THE FORM OF ONLINE BANKING, VISA CREDIT AND DEBIT PRODUCTS, BILL PAY SERVICE, DIRECT DEPOSIT, WIRE SERVICES AND ACH SERVICES.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0990866
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt011167716
IRS990/PYOtherRevenueAmt015624470
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0972757
IRS990/PYSalariesCompEmpBnftPaidAmt04474863
IRS990/PYTotalExpensesAmt015642579
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016615336
IRS990/ReconcilationRevenueExpnssAmt02470191
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0135531
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt033183887
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt035810132
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04214739
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05594510
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt010215772
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04430071
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt014645843
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01614226
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01614226
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01006504
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02045632
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03052136
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt018121379
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt129929720
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2200300
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3740639
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt42822425
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt518497780
IRS990ScheduleD/OtherSecuritiesGrp/Desc0SHARE CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1US AGENCIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB MEMBERSHIP STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc3ALLOYA CORP FCU PERPETUAL CONT CAP
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CMO
IRS990ScheduleD/OtherSecuritiesGrp/Desc5US Treasuries
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012836502
IRS990ScheduleD/TotalBookValueSecuritiesAmt070312243
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TWO MEMBERS OF THE BOARD OF DIRECTORS ARE MARRIED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MADE UP OF MEMBERS WHO PAY $25.00 EACH AS A SHARE TO JOIN AND THEN THEY ARE ELIGIBLE FOR FINANCIAL SERVICES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL MEMBERS OF THE CREDIT UNION (18 YRS AND OLDER WHO ARE IN GOOD STANDING ARE ELIGIBLE TO RUN FOR OR NOMINATE ANOTHER MEMBER TO BE ON THE GOVERNING BODY CALLED THE BOARD OF DIRECTORS. THERE ARE FIVE MEMBES ON THE BOARD WHO ARE VOLUNTARY AND UNPAID. EVERY THREE YEARS EACH BOARD MEMBER IS REQUIRED TO RUN AGAIN FOR A SEAT ON THE BOARD. ALL MEMBERS CAN THEN BOTE ON THE CANDIDATES DURING THE ANNUAL MEETING HELD IN FEBRUARY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The 990 is prepared by the VP of Finance/Accounting and reviewed by the CEO prior to submission.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CEO-PRESIDENT'S SALARY IS REVIEWED ANNUALY AND ADJUSTED BY A COMPENSATION COMMITTEE MADE UP FROM MEMBERS OF THE BOARD OF DIRECTORS AND THEN APPROVED BY ALL THE BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNON'S FINANCIAL INFORMATION IS SENT TO THE STATE OF UTAH AND THE NCUA (NATIONAL CREDIT UNION ASSOCIATION) QUARTERLY (CALL REPORT). THE POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUREST AND ALSO REVIEWED IN THE ANNUAL MEETING HELD IN FEBRUARY EACH YEAR FOR ALL MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CHANGE IN NET ASSETS WAS DUE TO A CHANGE IN AOCI AND GROWTH IN MEMBER SHARES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0UT
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0333668340
IRS990/TotalAssetsEOYAmt0359385172
IRS990/TotalAssetsGrp/BOYAmt0333668340
IRS990/TotalAssetsGrp/EOYAmt0359385172
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt086
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt016775636
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03254257
IRS990/TotalLiabilitiesEOYAmt02657423
IRS990/TotalLiabilitiesGrp/BOYAmt03254257
IRS990/TotalLiabilitiesGrp/EOYAmt02657423
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0330414083
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0356727749
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt019245827
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt019245827
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0333668340
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0359385172
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0124097
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01510 N State Street
IRS990/USAddress/CityNm0Orem
IRS990/USAddress/StateAbbreviationCd0UT
IRS990/USAddress/ZIPCd084057
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0alpinecu.com
IRS990/WhistleblowerPolicyInd01

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