Civic Intelligence

Hopi Credit Association

EIN 86-6053269 • 501(c)14 • Keams Canyon, AZ

Profile

To carry on the business of borrowing money and relending it to members of the hopi tribe for their economic development.

PO Box 1259Keams Canyon, AZ 86034

www.hopicredit.us

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

12th percentile

0.30x

Higher debt load relative to assets than 12% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

2.45x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

60th percentile

3.6%

Higher net margin than 60% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

67th percentile

$74,229

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 19.3% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Asset Growth

77th percentile

-0.1%

Faster asset growth than 77% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

58th percentile

0.5%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets12th percentile

Assets

Down

$3,149,861

Down $2,252 (-0.1%) from 2023

Liabilities

Down

$942,413

Down $15,987 (-1.7%) from 2023

Net Assets

Up

$2,207,448

Up $13,735 (+0.6%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin60th percentile

Revenue

Up

$384,651

Up $1,819 (+0.5%) from 2023

Expenses

Up

$370,916

Up $33,423 (+9.9%) from 2023

Net Income

Down

$13,735

Down $31,604 (-70%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth77th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $5,018,879Liabilities 2011: $2,977,350Net Assets 2011: $2,041,5292011Assets 2012: $4,623,891Liabilities 2012: $2,665,886Net Assets 2012: $1,958,0052012Assets 2013: $5,154,752Liabilities 2013: $3,220,191Net Assets 2013: $1,934,5612013Assets 2014: $4,645,116Liabilities 2014: $2,924,157Net Assets 2014: $1,720,9592014Assets 2015: $4,262,598Liabilities 2015: $3,098,275Net Assets 2015: $1,164,3232015Assets 2016: $5,037,613Liabilities 2016: $3,686,004Net Assets 2016: $1,351,6092016Assets 2017: $4,655,673Liabilities 2017: $2,871,335Net Assets 2017: $1,784,3382017Assets 2018: $2,917,971Liabilities 2018: $828,996Net Assets 2018: $2,088,9752018Assets 2019: $2,823,572Liabilities 2019: $774,986Net Assets 2019: $2,048,5862019Assets 2020: $2,836,344Liabilities 2020: $860,897Net Assets 2020: $1,975,4472020Assets 2021: $2,594,030Liabilities 2021: $597,667Net Assets 2021: $1,996,3632021Assets 2022: $2,929,032Liabilities 2022: $780,658Net Assets 2022: $2,148,3742022Assets 2023: $3,152,113Liabilities 2023: $958,400Net Assets 2023: $2,193,7132023Assets 2024: $3,149,861Liabilities 2024: $942,413Net Assets 2024: $2,207,4482024

Highlighted filing

2024

Assets$3,149,861
Liabilities$942,413
Net Assets$2,207,448
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $538,968Expenses 2011: $745,916Net Income 2011: -$206,9482011Revenue 2012: $549,835Expenses 2012: $633,990Net Income 2012: -$84,1552012Revenue 2013: $587,505Expenses 2013: $615,063Net Income 2013: -$27,5582013Revenue 2014: $593,596Expenses 2014: $811,188Net Income 2014: -$217,5922014Revenue 2015: $514,916Expenses 2015: $704,835Net Income 2015: -$189,9192015Revenue 2016: $635,894Expenses 2016: $448,608Net Income 2016: $187,2862016Revenue 2017: $925,966Expenses 2017: $493,237Net Income 2017: $432,7292017Revenue 2018: $560,358Expenses 2018: $351,947Net Income 2018: $208,4112018Revenue 2019: $276,785Expenses 2019: $317,174Net Income 2019: -$40,3892019Revenue 2020: $221,289Expenses 2020: $294,428Net Income 2020: -$73,1392020Revenue 2021: $382,272Expenses 2021: $361,356Net Income 2021: $20,9162021Revenue 2022: $601,812Expenses 2022: $449,801Net Income 2022: $152,0112022Revenue 2023: $382,832Expenses 2023: $337,493Net Income 2023: $45,3392023Revenue 2024: $384,651Expenses 2024: $370,916Net Income 2024: $13,7352024

Highlighted filing

2024

Revenue$384,651
Expenses$370,916
Net Income$13,735
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,149,861
Liabilities
$942,413
Net assets
$2,207,448
Revenue
$384,651
Expenses
$370,916
Net income
$13,735
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.15$0.94$2.21$0.38$0.37$0.01
2023Detailed filing. Detailed filing data is available for this year.$3.15$0.96$2.19$0.38$0.34$0.05
2022Detailed filing. Detailed filing data is available for this year.$2.93$0.78$2.15$0.60$0.45$0.15
2021Detailed filing. Detailed filing data is available for this year.$2.59$0.60$2.00$0.38$0.36$0.02
2020Detailed filing. Detailed filing data is available for this year.$2.84$0.86$1.98$0.22$0.29$0.07
2019Summary only. Only limited summary data is available for this year.$2.82$0.77$2.05$0.28$0.32$0.04
2018Summary only. Only limited summary data is available for this year.$2.92$0.83$2.09$0.56$0.35$0.21
2017Summary only. Only limited summary data is available for this year.$4.66$2.87$1.78$0.93$0.49$0.43
2016Summary only. Only limited summary data is available for this year.$5.04$3.69$1.35$0.64$0.45$0.19
2015Summary only. Only limited summary data is available for this year.$4.26$3.10$1.16$0.51$0.70$0.19
2014Summary only. Only limited summary data is available for this year.$4.65$2.92$1.72$0.59$0.81$0.22
2013Summary only. Only limited summary data is available for this year.$5.15$3.22$1.93$0.59$0.62$0.03
2012Summary only. Only limited summary data is available for this year.$4.62$2.67$1.96$0.55$0.63$0.08
2011Summary only. Only limited summary data is available for this year.$5.02$2.98$2.04$0.54$0.75$0.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 17, 2025
Return Version
2024v5.2
Gross Receipts
$384,651
Mission and Program Overview

Mission

To carry on the business of borrowing money and relending it to members of the Hopi Tribe for their economic development.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$2,253,724$2,400,733▲ $147,009
Other Notes and Loans Receivable, Net$800,384$661,158▼ $139,226
Land, Buildings, and Equipment, Net$66,006$54,497▼ $11,509
Accounts Receivable$26,312$22,041▼ $4,271
Prepaid Expenses and Deferred Charges$5,687$11,432▲ $5,745
Savings and Temporary Cash Investments-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$3,152,113$3,149,861▼ $2,252
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$700,000$700,000→ $0
Other Liabilities$179,388$178,252▼ $1,136
Accounts Payable and Accrued Expenses$39,449$35,654▼ $3,795
Deferred Revenue$39,563$28,507▼ $11,056
Total Liabilities$958,400$942,413▼ $15,987
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,193,713$2,207,448▲ $13,735
Total Net Assets Fund Balance$2,193,713$2,207,448▲ $13,735
Total Liabilities and Net Assets / Fund Balance$3,152,113$3,149,861▼ $2,252

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$16,039$105,405$121,444
Buildings$38,458$56,444$94,902
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Alissa CharleyExecutive DirectorFT$74,229$74,229
Shawn Namoki SrVice President-$2,018$2,018
Vaughn SieweumptewaPresident-$1,736$1,736
Merwin KooyahoemaMember-$960$960
Gloria GroverMember-$818$818
Katrina SilasTreasurer/Sec-$645$645
Revenue and Support

Revenue Composition

Contributions and Grants
$243,493
Program Service Revenue
$101,521
Investment Income
$39,127
Other Revenue
$510
Change in Net Assets
$13,735

Audited Revenue Reconciliation

Revenue per Audited Statements
$384,651
Total Revenue per Audited Statements
$384,651
Total Revenue per Form 990
$384,651
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$193,159
Salaries, Compensation, and Employee Benefits$177,757
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$21,834$64,220-$86,054
Other Salaries and Wages$17,480$46,893-$64,373
Fees for Services Other$17,100$26,984-$44,084
Travel$17,257$7,332-$24,589
Office Expenses$7,563$11,602-$19,165
Other Employee Benefits$4,478$12,013-$16,491
Interest-$12,650-$12,650
Depreciation Depletion-$11,509-$11,509
Fees for Services Accounting-$11,000-$11,000
Payroll Taxes-$10,839-$10,839
Advertising$8,385$873-$9,258
Insurance-$8,438-$8,438
Conferences and Meetings$7,376$1,056-$8,432
Other Expenses$4,247$734-$4,981
Fees for Services Legal-$505-$505
All Other Expenses-$-19,790-$-19,790
Total Functional Expenses$137,046$233,870$0$370,916

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$370,916
Total Expenses per Audited Statements$370,916
Total Expenses per Form 990$370,916
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Hopi Economic Summit$21,890---
Total Events$21,890---
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due To Members$178,252
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Borrowers are required to own shares in the association at the rate of one $3 for every $100 borrowed. After a member's loan is paid in full the member's shares may be sold back to the association or kept with the association for future borrowing. In the event of default, a member's share (1 share at $3.00 each for every $100) may be used by the association to offset the defaulted indebtedness. Shares that belong to members who become deceased are reclassified as treasury shares until the shares can be purchased back from the appropriate successor.”

Form 990, Part VI, Section B, Line 11B

“The organization reviews a draft of the prepared irs form 990 with its governing members prior to filling and makes its governing documents, and financial statements available to the public upon request.”

Form 990, Part VI, Section B, Line 12C

“Each year current staff and board members review the conflict of interest policy and submit conflict of interest forms disclosing any potential conflicts.”

Form 990, Part VI, Section C, Line 19

“Its governing documents,conflict of interest policy and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Hopi Credit Association
EIN
86-6053269
Phone
9287382205
Address
PO BOX 1259, KEAMS CANYON, AZ 86034

Signing Officer

Name
Alissa Charley
Title
Executive Director
Signed
2025-08-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Alissa Charley
Formed
1952
Legal Domicile
Az
Voting Board Members
5
Independent Board Members
0
Employees
4

Preparer

Firm
Harshwal & Company Llp
Address
11405 W BERNARDO CT STE A, SAN DIEGO, CA 92127
Preparer
Sanwar Harshwal CPA
Phone
8589390017
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

“The Association is exempt from state and federal income tax under Section 501(c)(14) of the Internal Revenue Code and is not a private foundation.The Association has adopted the accounting guidance related to uncertain tax positions, has evaluated its tax positions, and believes that all of the positions taken by the Association in its federal and state exempt Association's tax returns are more likely than not to be sustained upon examinations. The Association's returns are subject to examination by federal and state taxing authorities, generally for three years and four years, respectively, after filing them.”

Raw XML AppendixShowing 400 of 430 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt039449
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt035654
IRS990/AccountsReceivableGrp/BOYAmt026312
IRS990/AccountsReceivableGrp/EOYAmt022041
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO CARRY ON THE BUSINESS OF BORROWING MONEY AND RELENDING IT TO MEMBERS OF THE HOPI TRIBE FOR THEIR ECONOMIC DEVELOPMENT.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0873
IRS990/AdvertisingGrp/ProgramServicesAmt08385
IRS990/AdvertisingGrp/TotalAmt09258
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0-19790
IRS990/AllOtherExpensesGrp/TotalAmt0-19790
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0ALISSA CHARLEY
IRS990/BooksInCareOfDetail/PhoneNum09287382205
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1259
IRS990/BooksInCareOfDetail/USAddress/CityNm0KEAMS CANYON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd086034
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt02253724
IRS990/CashNonInterestBearingGrp/EOYAmt02400733
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt064220
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt021834
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt086054
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt01056
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt07376
IRS990/ConferencesMeetingsGrp/TotalAmt08432
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContriRptFundraisingEventAmt021890
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0243493
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt039127
IRS990/CYOtherExpensesAmt0193159
IRS990/CYOtherRevenueAmt0510
IRS990/CYProgramServiceRevenueAmt0101521
IRS990/CYRevenuesLessExpensesAmt013735
IRS990/CYSalariesCompEmpBnftPaidAmt0177757
IRS990/CYTotalExpensesAmt0370916
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0384651
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt039563
IRS990/DeferredRevenueGrp/EOYAmt028507
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt011509
IRS990/DepreciationDepletionGrp/TotalAmt011509
IRS990/Desc0CONSUMER LENDING - PRIMARILY ENGAGED IN MAKING UNSECURED AND SECURED LOANS TO APPROXIMATELY 173 MEMBERS. MEMBERSHIP IS LIMITED TO MEMBERS OF THE HOPI TRIBE.DEVELOPMENT SERVICES - HOPI CREDIT ASSOCIATION PROVIDES DEVELOPMENT SERVICES TO THE HOPI RESERVATION. DEVELOPMENT SERVICES ARE FINANCIAL EDUCATION AND SMALL BUSINESS SUPPORT PROGRAMS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0137046
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt011000
IRS990/FeesForServicesAccountingGrp/TotalAmt011000
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0505
IRS990/FeesForServicesLegalGrp/TotalAmt0505
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt026984
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt017100
IRS990/FeesForServicesOtherGrp/TotalAmt044084
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0ALISSA CHARLEY
IRS990/Form990PartVIISectionAGrp/PersonNm1SHAWN NAMOKI SR
IRS990/Form990PartVIISectionAGrp/PersonNm2VAUGHN SIEWEUMPTEWA
IRS990/Form990PartVIISectionAGrp/PersonNm3MERWIN KOOYAHOEMA
IRS990/Form990PartVIISectionAGrp/PersonNm4GLORIA GROVER
IRS990/Form990PartVIISectionAGrp/PersonNm5KATRINA SILAS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt074229
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12018
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21736
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3960
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4818
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5645
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Dir.
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2President
IRS990/Form990PartVIISectionAGrp/TitleTxt3Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer/Sec
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingAmt021890
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GovernmentGrantsAmt0221603
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0384651
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt08438
IRS990/InsuranceGrp/TotalAmt08438
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt012650
IRS990/InterestGrp/TotalAmt012650
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt039127
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt039127
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt015
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0161849
IRS990/LandBldgEquipBasisNetGrp/BOYAmt066006
IRS990/LandBldgEquipBasisNetGrp/EOYAmt054497
IRS990/LandBldgEquipCostOrOtherBssAmt0216346
IRS990/LegalDomicileStateCd0AZ
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO CARRY ON THE BUSINESS OF BORROWING MONEY AND RELENDING IT TO MEMBERS OF THE HOPI TRIBE FOR THEIR ECONOMIC DEVELOPMENT.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0700000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0700000
IRS990/NetAssetsOrFundBalancesBOYAmt02193713
IRS990/NetAssetsOrFundBalancesEOYAmt02207448
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt02193713
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt02207448
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011602
IRS990/OfficeExpensesGrp/ProgramServicesAmt07563
IRS990/OfficeExpensesGrp/TotalAmt019165
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt012013
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt04478
IRS990/OtherEmployeeBenefitsGrp/TotalAmt016491
IRS990/OtherExpensesGrp/Desc0Other expenses
IRS990/OtherExpensesGrp/Desc1Repair & maintenance
IRS990/OtherExpensesGrp/Desc2Telecommunication expenses
IRS990/OtherExpensesGrp/Desc3Meals expenses
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt08439
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt118573
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2734
IRS990/OtherExpensesGrp/ProgramServicesAmt024468
IRS990/OtherExpensesGrp/ProgramServicesAmt16858
IRS990/OtherExpensesGrp/ProgramServicesAmt24247
IRS990/OtherExpensesGrp/TotalAmt032907
IRS990/OtherExpensesGrp/TotalAmt118573
IRS990/OtherExpensesGrp/TotalAmt26858
IRS990/OtherExpensesGrp/TotalAmt34981
IRS990/OtherLiabilitiesGrp/BOYAmt0179388
IRS990/OtherLiabilitiesGrp/EOYAmt0178252
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0510
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0510
IRS990/OtherRevenueTotalAmt0510
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt046893
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt017480
IRS990/OtherSalariesAndWagesGrp/TotalAmt064373
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0800384
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0661158
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010839
IRS990/PayrollTaxesGrp/TotalAmt010839
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05687
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011432
IRS990/PrincipalOfficerNm0ALISSA CHARLEY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0CONSUMER LENDING
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0101521
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0101521
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0230434
IRS990/PYInvestmentIncomeAmt036119
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0125201
IRS990/PYOtherRevenueAmt0374
IRS990/PYProgramServiceRevenueAmt0115905
IRS990/PYRevenuesLessExpensesAmt045339
IRS990/PYSalariesCompEmpBnftPaidAmt0212292
IRS990/PYTotalExpensesAmt0337493
IRS990/PYTotalRevenueAmt0382832
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt013735
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0101521
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt038458
IRS990ScheduleD/BuildingsGrp/DepreciationAmt056444
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt094902
IRS990ScheduleD/EquipmentGrp/BookValueAmt016039
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0105405
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0121444
IRS990ScheduleD/ExpensesSubtotalAmt0370916
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0178252
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Due To Members
IRS990ScheduleD/RevenueSubtotalAmt0384651
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Association is exempt from state and federal income tax under Section 501(c)(14) of the Internal Revenue Code and is not a private foundation.The Association has adopted the accounting guidance related to uncertain tax positions, has evaluated its tax positions, and believes that all of the positions taken by the Association in its federal and state exempt Association's tax returns are more likely than not to be sustained upon examinations. The Association's returns are subject to examination by federal and state taxing authorities, generally for three years and four years, respectively, after filing them.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalBookValueLandBuildingsAmt054497
IRS990ScheduleD/TotalExpensesPerForm990Amt0370916
IRS990ScheduleD/TotalLiabilityAmt0178252
IRS990ScheduleD/TotalRevenuePerForm990Amt0384651
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0384651
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0370916
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt021890
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt021890
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Hopi Economic Summit
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt021890
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt021890
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt03524
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11439
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt05000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0KATRINA SILAS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1SHAWN NAMOKI SR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD MEMB.
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMB.
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0SCHEDULE L, PART II, LOANS TO AND FROM INTERESTED PERSONS: (A) NAME OF PERSON: KATRINA SILAS(B) RELATIONSHIP WITH ORGANIZATION: BOARD MEMBER(A) NAME OF PERSON: SHAWN NAMOKI SR(B) RELATIONSHIP WITH ORGANIZATION: BOARD MEMBER
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule L, Part V Supplemental Information
IRS990ScheduleL/TotalBalanceDueAmt04963
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BORROWERS ARE REQUIRED TO OWN SHARES IN THE ASSOCIATION AT THE RATE OF ONE $3 FOR EVERY $100 BORROWED. AFTER A MEMBER'S LOAN IS PAID IN FULL THE MEMBER'S SHARES MAY BE SOLD BACK TO THE ASSOCIATION OR KEPT WITH THE ASSOCIATION FOR FUTURE BORROWING. IN THE EVENT OF DEFAULT, A MEMBER'S SHARE (1 SHARE AT $3.00 EACH FOR EVERY $100) MAY BE USED BY THE ASSOCIATION TO OFFSET THE DEFAULTED INDEBTEDNESS. SHARES THAT BELONG TO MEMBERS WHO BECOME DECEASED ARE RECLASSIFIED AS TREASURY SHARES UNTIL THE SHARES CAN BE PURCHASED BACK FROM THE APPROPRIATE SUCCESSOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION REVIEWS A DRAFT OF THE PREPARED IRS FORM 990 WITH ITS GOVERNING MEMBERS PRIOR TO FILLING AND MAKES ITS GOVERNING DOCUMENTS, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH YEAR CURRENT STAFF AND BOARD MEMBERS REVIEW THE CONFLICT OF INTEREST POLICY AND SUBMIT CONFLICT OF INTEREST FORMS DISCLOSING ANY POTENTIAL CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ITS GOVERNING DOCUMENTS,CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0AZ
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03152113
IRS990/TotalAssetsEOYAmt03149861
IRS990/TotalAssetsGrp/BOYAmt03152113
IRS990/TotalAssetsGrp/EOYAmt03149861
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0243493
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0233870
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0137046
IRS990/TotalFunctionalExpensesGrp/TotalAmt0370916
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0958400
IRS990/TotalLiabilitiesEOYAmt0942413
IRS990/TotalLiabilitiesGrp/BOYAmt0958400
IRS990/TotalLiabilitiesGrp/EOYAmt0942413
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02193713
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02207448
IRS990/TotalProgramServiceExpensesAmt0137046
IRS990/TotalProgramServiceRevenueAmt0101521
IRS990/TotalReportableCompFromOrgAmt080406
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0141158
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0384651
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03152113
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03149861
IRS990/TravelGrp/ManagementAndGeneralAmt07332
IRS990/TravelGrp/ProgramServicesAmt017257
IRS990/TravelGrp/TotalAmt024589
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1259
IRS990/USAddress/CityNm0KEAMS CANYON
IRS990/USAddress/StateAbbreviationCd0AZ
IRS990/USAddress/ZIPCd086034
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.