Liabilities / Assets
99th percentile
Higher debt load relative to assets than 99% of similar nonprofits.
Save Chebacco Trails & Watershed Inc
EIN 86-3091946 • 501(c)3 • South Hamilton, MA
Profile
Focused on preserving and protecting the forest, watershed, wildlife habitat and trail network of a large area of fragile land known as 133 essex street hamilton, ma from development and have it sell to a local land trust.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
36.92x
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
16th percentile
Higher net margin than 16% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
17th percentile
Faster asset growth than 17% of similar nonprofits.
Revenue Growth
16th percentile
Faster revenue growth than 16% of similar nonprofits.
Balance Sheet
Assets
Down$7,787
Down $8,608 (-53%) from 2023
Liabilities
Flat$287,500
Flat from 2023
Net Assets
Down-$279,713
Down $8,608 (-3.2%) from 2023
Revenue
Down$21,729
Down $22,753 (-51%) from 2023
Expenses
Down$30,337
Down $15,129 (-33%) from 2023
Net Income
Down-$8,608
Down $7,624 (-775%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $7,787
- Liabilities
- $287,500
- Net assets
- -$279,713
- Revenue
- $21,729
- Expenses
- $30,337
- Net income
- -$8,608
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 31, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $21,729
Mission and Program Overview
Mission
Focused on preserving and protecting the forest, watershed, wildlife habitat and trail network of a large area of fragile land known as 133 essex street hamilton, ma from development and have it sell to a local land trust.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE ORGANIZATION CONDUCTED RESEARCH AND COMMUNITY OUTREACH TO OPPOSE A PROPOSED 40B HOUSING DEVELOPMENT, RESULTING IN THE LOCAL ZONING BOARD'S REJECTION OF THE PROJECT. VOLUNTEERS COORDINATED MEETINGS, COMMUNICATIONS AND OUTREACH TO OVER 2,500 MEMBERS, DISTRIBUTED INFORMATIONAL MATERIALS AND ORGANIZED A PETITION AND ENGAGEMENT WITH DEVELOPERS TO ENCOURAGE A RESPONSIBLE SITE PLANNING. ALL ACTIVITIES WERE CONDUCTED BY VOLUNTEERS WITH NO PAID CONSULTANTS OR SPECIALISTS. | $0 | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOHN COLE | Treasurer/Director | PT | $0 | - | - |
| HILARY COLE | Clerk/Director | - | $0 | - | - |
| KENNETH WHITTAKER | President | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Save Chebacco Trails & Watershed Inc
- EIN
- 86-3091946
- Phone
- 6175122299
- Address
- PO BOX 2184, SOUTH HAMILTON, MA 01982
Signing Officer
- Name
- John Cole
- Title
- Treasurer
- Phone
- 6172364699
- Signed
- 2025-10-31
- Discuss with paid preparer
- Yes
Preparer
- Firm
- PKF O'CONNOR DAVIES ADVISORY LLC
- Address
- 150 PRESIDENTIAL WAY SUITE 510, WOBURN, MA 01801
- Preparer
- James Salerno
- Phone
- 7819375300
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 4 - Other Investment Income
“Description: interest income. Amount: 18. Description: dividend income. Amount: 183. Total included on form 990-ez, line 4: 201.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: office expense. Amount: 4,706. Description: interest expense. Amount: 18,832. Description: bank charges. Amount: 444. Total to form 990-ez, line 16: 23,982.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: fidelity investment. Beg. Of year amount: 4,418. End of year amount: 4,418. Description: promotional items. Beg. Of year amount: 552. End of year amount: 320.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: loan payable. Beg. Of year amount: 287,500. End of year amount: 287,500.”
Raw XML Appendix160 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JOHN COLE |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6172364699 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 66 CHEBACCO ROAD |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SOUTH HAMILTON |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 01982 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 11425 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 3049 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 21528 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -8608 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 6207 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 16395 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 7787 |
| IRS990EZ/GrossReceiptsAmt | 0 | 21729 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 201 |
| IRS990EZ/LoansToFromOfficersAmt | 0 | 287500 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 1 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -271105 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -279713 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -271105 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -279713 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 15.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 4.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOHN COLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | HILARY COLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | KENNETH WHITTAKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TREASURER/DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | CLERK/DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 4970 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 4738 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 23982 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | FOCUSED ON PRESERVING AND PROTECTING THE FOREST, WATERSHED, WILDLIFE HABITAT AND TRAIL NETWORK OF A LARGE AREA OF FRAGILE LAND KNOWN AS 133 ESSEX STREET HAMILTON, MA FROM DEVELOPMENT AND HAVE IT SELL TO A LOCAL LAND TRUST. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 148 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ORGANIZATION CONDUCTED RESEARCH AND COMMUNITY OUTREACH TO OPPOSE A PROPOSED 40B HOUSING DEVELOPMENT, RESULTING IN THE LOCAL ZONING BOARD'S REJECTION OF THE PROJECT. VOLUNTEERS COORDINATED MEETINGS, COMMUNICATIONS AND OUTREACH TO OVER 2,500 MEMBERS, DISTRIBUTED INFORMATIONAL MATERIALS AND ORGANIZED A PETITION AND ENGAGEMENT WITH DEVELOPERS TO ENCOURAGE A RESPONSIBLE SITE PLANNING. ALL ACTIVITIES WERE CONDUCTED BY VOLUNTEERS WITH NO PAID CONSULTANTS OR SPECIALISTS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MA |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 287500 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 287500 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 30337 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 21729 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.SAVECHEBACCOTRAILS.ORG |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 21528 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 44391 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 65976 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 66179 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 198074 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 201 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 91 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 44 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 25 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 361 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 136878 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 61196 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 21528 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 44391 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 65976 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 66179 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 198074 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 200729 |
| IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearAmt | 0 | 0 |
| IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2294 |
| IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt | 0 | 2294 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 287500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | TO PAY LEGAL AND PROFESSIONAL EXPENSES RELATED TO PROGRAM SERVICES. |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 277500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | JOHN HILLARY COLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | TREASURER & DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | 0 |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 287500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST INCOME. AMOUNT: 18. DESCRIPTION: DIVIDEND INCOME. AMOUNT: 183. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 201. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: OFFICE EXPENSE. AMOUNT: 4,706. DESCRIPTION: INTEREST EXPENSE. AMOUNT: 18,832. DESCRIPTION: BANK CHARGES. AMOUNT: 444. TOTAL TO FORM 990-EZ, LINE 16: 23,982. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: FIDELITY INVESTMENT. BEG. OF YEAR AMOUNT: 4,418. END OF YEAR AMOUNT: 4,418. DESCRIPTION: PROMOTIONAL ITEMS. BEG. OF YEAR AMOUNT: 552. END OF YEAR AMOUNT: 320. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: LOAN PAYABLE. BEG. OF YEAR AMOUNT: 287,500. END OF YEAR AMOUNT: 287,500. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOHN COLE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6172364699 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-31 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SAVE CHEBACCO TRAILS & WATERSHED INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SAVE |
| ReturnHeader/Filer/EIN | 0 | 863091946 |
| ReturnHeader/Filer/PhoneNum | 0 | 6175122299 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 2184 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SOUTH HAMILTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 01982 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 331374517 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PKF O'CONNOR DAVIES ADVISORY LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 150 PRESIDENTIAL WAY SUITE 510 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WOBURN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 01801 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7819375300 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES SALERNO |
| ReturnHeader/ReturnTs | 0 | 2025-11-14T14:38:41-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.