Civic Intelligence

Financial Literacy Club Inc

EIN 86-2888696 • 501(c)3 • New York, NY

Profile

Devotion to financial literacy education for high students, through newsletters,zoom panels,educational recources, podcasts and interactive programs.

20 East End Ave PhaNew York, NY 10028

financialliteracyclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

48th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE B20 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE B20 • <$500k nonprofits • Source year 2024

Net Margin

8th percentile

-61%

Higher net margin than 8% of similar nonprofits.

NTEE B20 • <$500k nonprofits • Source year 2024

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE B20 • <$500k nonprofits • Source year 2024

Asset Growth

25th percentile

-20%

Faster asset growth than 25% of similar nonprofits.

NTEE B20 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

96th percentile

655%

Faster revenue growth than 96% of similar nonprofits.

NTEE B20 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets48th percentile

Assets

Down

$4,225

Down $1,075 (-20%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$4,225

Down $1,075 (-20%) from 2023

Operations
Liabilities / Revenue50th percentileNet Margin8th percentile

Revenue

Up

$1,760

Up $1,527 (+655%) from 2023

Expenses

Up

$2,836

Up $1,457 (+106%) from 2023

Net Income

Up

-$1,076

Up $70 (+6.1%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0K$6.0K$4.0K$2.0K$0Assets 2022: $6,446Liabilities 2022: $0Net Assets 2022: $6,4462022Assets 2023: $5,300Liabilities 2023: $0Net Assets 2023: $5,3002023Assets 2024: $4,225Liabilities 2024: $0Net Assets 2024: $4,2252024

Highlighted filing

2024

Assets$4,225
Liabilities$0
Net Assets$4,225
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0K$2.0K$1.0K$0-$1.0K-$2.0KRevenue 2022: $1,470Expenses 2022: $24Net Income 2022: $1,4462022Revenue 2023: $233Expenses 2023: $1,379Net Income 2023: -$1,1462023Revenue 2024: $1,760Expenses 2024: $2,836Net Income 2024: -$1,0762024

Highlighted filing

2024

Revenue$1,760
Expenses$2,836
Net Income-$1,076
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,225
Liabilities
$0
Net assets
$4,225
Revenue
$1,760
Expenses
$2,836
Net income
-$1,076
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4,225$0$4,225$1,760$2,836$1,076
2023Detailed filing. Detailed filing data is available for this year.$5,300$0$5,300$233$1,379$1,146
2022Detailed filing. Detailed filing data is available for this year.$6,446$0$6,446$1,470$24$1,446
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,760
Mission and Program Overview

Mission

Devotion to financial literacy education for high students, through newsletters,zoom panels,educational recources, podcasts and interactive programs.

Program Services

DescriptionGrantsExpenses
TEACHING FINANCIAL LITERACY TO HIGH SCHOOL STUDENTS$0$0
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
FRANCESCA ROSEPresident-$0--
Filing and Contact Details

Filer

Filer Name
Financial Literacy Club Inc
EIN
86-2888696
Phone
6312833730
Address
20 EAST END AVE PHA, NEW YORK, NY 10028

Signing Officer

Name
Francesca Rose
Title
President
Phone
6312833730
Signed
2025-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Ksm Business Services Inc
Address
488 MADISON AVENUE 18TH FL, NEW YORK, NY 10022
Preparer
Robert Macarthur
Phone
2126449000
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank service fees. Amount: 120. Description: administrative . Amount: 1,528. Description: supplies. Amount: 178. Description: food & beverage . Amount: 294. Description: recutiment & marketing . Amount: 604. Description: stripe processing fee. Amount: 26. Description: misc. Amount: 86. Total to form 990-ez, line 16: 2,836.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: due from affiliate. Beg. Of year amount: 3,737. End of year amount: 3,737.”

Raw XML Appendix122 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum06312833730
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt020 EAST END AVE PHA
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NEW YORK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd010028
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt01564
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0488
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0DEVOTION TO FINANCIAL LITERACY EDUCATION FOR HIGH STUDENTS, THROUGH NEWSLETTERS,ZOOM PANELS,EDUCATIONAL RECOURCES, PODCASTS AND INTERACTIVE PROGRAMS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TEACHING FINANCIAL LITERACY TO HIGH SCHOOL STUDENTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
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IRS990EZ/TotalRevenueAmt01760
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0FINANCIALLITERACYCLUB.ORG
IRS990ScheduleA/CollegeOrganizationInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01760
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0233
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01470
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IRS990ScheduleA/PublicSupportCY170Pct01.00000
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IRS990ScheduleA/PublicSupportPY509Pct01.00000
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01760
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt05000
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt08463
IRS990ScheduleA/TotalSupportAmt08463
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: BANK SERVICE FEES. AMOUNT: 120. DESCRIPTION: ADMINISTRATIVE . AMOUNT: 1,528. DESCRIPTION: SUPPLIES. AMOUNT: 178. DESCRIPTION: FOOD & BEVERAGE . AMOUNT: 294. DESCRIPTION: RECUTIMENT & MARKETING . AMOUNT: 604. DESCRIPTION: STRIPE PROCESSING FEE. AMOUNT: 26. DESCRIPTION: MISC. AMOUNT: 86. TOTAL TO FORM 990-EZ, LINE 16: 2,836.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: DUE FROM AFFILIATE. BEG. OF YEAR AMOUNT: 3,737. END OF YEAR AMOUNT: 3,737.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0FRANCESCA ROSE
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ReturnHeader/BusinessOfficerGrp/PhoneNum06312833730
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
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ReturnHeader/Filer/PhoneNum06312833730
ReturnHeader/Filer/USAddress/AddressLine1Txt020 EAST END AVE PHA
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ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEW YORK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
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ReturnHeader/PreparerPersonGrp/PhoneNum02126449000
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT MACARTHUR
ReturnHeader/ReturnTs02025-11-17T15:33:31-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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