Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
The Student Loan Struggle
EIN 86-1505485 • 501(c)3 • Okemos, MI
Revoked
Profile
Educational debt relief for qualifying Americans
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.44x
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
$2,911
No earlier filing loaded for comparison.
Liabilities
$1,271
No earlier filing loaded for comparison.
Net Assets
$1,640
No earlier filing loaded for comparison.
Revenue
$2,875
No earlier filing loaded for comparison.
Expenses
$1,235
No earlier filing loaded for comparison.
Net Income
$1,640
No earlier filing loaded for comparison.
Trend Graphs
Filings
Most recent year
2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $2,911
- Liabilities
- $1,271
- Net assets
- $1,640
- Revenue
- $2,875
- Expenses
- $1,235
- Net income
- $1,640
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2021 to Dec 31, 2021
- Signed
- Nov 15, 2023
- Return Version
- 2021v4.0
- Gross Receipts
- $2,875
Mission and Program Overview
Mission
Educational debt relief for qualifying Americans
Program Services
| Description | Grants | Expenses |
|---|---|---|
| Resources during the tax year were used to build the infrastructure of the program. To build a website interface and branding with the purpose of preparing for soliciting donations and for processing grant applications | $0 | $1,235 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ross Zylman | President | PT | $0 | - | - |
| Blake Barkley | Treasurer | - | $0 | - | - |
| Kacie Gin | Secretary | - | $0 | - | - |
| Catherine Clontz | Director | - | $0 | - | - |
| Robert Riksen | Director | - | $0 | - | - |
| Michael Edwards | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- The STUDENT LOAN STRUGGLE
- EIN
- 86-1505485
- Phone
- 2482472033
- Address
- 2222 W Grand River Ave, Okemos, MI 48864
Signing Officer
- Name
- Ross Zylman
- Title
- President
- Phone
- 6162477470
- Signed
- 2023-11-15
Supplemental Narrative
Additional Explanations
Form 990-EZ, Part I, Line 10
“No grants were able to be given because we worked on developing the infrastructure which will allow for public donations as well as requests for financial support. I.E. the website, backend programming, the administrative process, and so forth.”
Form 990-EZ, Part II, Line 24
“Description;EOY Amount^Website IP and Brand IP;2800^Total;2800^”
Form 990-EZ, Part II, Line 26
“Description;EOY Amount^Web hosting development and accounting fees;1271^Total;1271^”
Form 990-EZ, Part III, Line (28-31)
“Resources during the tax year were used to build the infrastructure of the program. To build a website interface and branding with the purpose of preparing for soliciting donations and for processing grant applications”
Raw XML Appendix207 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 2800 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 0 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 0 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Educational debt relief for qualifying Americans |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 0 |
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| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Resources during the tax year were used to build the infrastructure of the program. To build a website interface and branding with the purpose of preparing for soliciting donations and for processing grant applications |
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| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 0 |
| IRS990EZ/SaleOfAssetsGrossAmt | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1271 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
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| IRS990EZ/TotalExpensesAmt | 0 | 1235 |
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| IRS990EZ/TransactionWithControlEntInd | 0 | 0 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | No grants were able to be given because we worked on developing the infrastructure which will allow for public donations as well as requests for financial support. I.E. the website, backend programming, the administrative process, and so forth. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description;EOY Amount^Website IP and Brand IP;2800^Total;2800^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description;EOY Amount^Web hosting development and accounting fees;1271^Total;1271^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Resources during the tax year were used to build the infrastructure of the program. To build a website interface and branding with the purpose of preparing for soliciting donations and for processing grant applications |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part III, Line (28-31) |
| ReasonableCauseExplanation/ExplanationTxt | 0 | The Entity was registered in 2021 and from then until now (2023) the organization has had extremely limited resources of time and financing. This resulted in an lapse in performing the proper administration. We are now working to bring the entity into full administrative compliance. |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL2 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd | 0 | 1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd | 0 | 11 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/ProfilePasswordChangeInd | 0 | X |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Ross Zylman |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6162477470 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | The STUDENT LOAN STRUGGLE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STUD |
| ReturnHeader/Filer/EIN | 0 | 861505485 |
| ReturnHeader/Filer/PhoneNum | 0 | 2482472033 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2222 W Grand River Ave |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Okemos |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48864 |
| ReturnHeader/ReturnTs | 0 | 2023-11-30T14:09:54-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.