Civic Intelligence

American Assocation of Ancillary

EIN 86-1398281 • 501(c)6 • West Palm Beach, FL

Profile

The mission of american association of ancillary benefits (aaab) is to represent and promote the ancillary benefits industry through comprehensive education and advocacy among the public, legislators, regulators, governmental agencies and the health care industry. Aaab provides a framework for ancillary benefits industry self-governance. One of the concerns of the industry is lack of regulation and oversight. Aaab will be a common advocate for members, as well as individual participants among legislators, regulators, government agencies and the public. Aaab will be the center for the source of education and information for the industry.

1555 Palm Beach Lakes Blv Ste 1510West Palm Beach, FL 33401

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

9th percentile

-70%

Higher net margin than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

10th percentile

-83%

Faster asset growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

61st percentile

5.5%

Faster revenue growth than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$58,941

Up $7,851 (+15%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$58,941

Up $7,851 (+15%) from 2023

Revenue

Down

$64,000

Down $72,500 (-53%) from 2023

Expenses

Down

$57,830

Down $95,819 (-62%) from 2023

Net Income

Up

$6,170

Up $23,319 (+136%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2021: $40,993Net Assets 2021: $40,9932021Assets 2022: $79,240Net Assets 2022: $79,2402022Assets 2023: $51,090Net Assets 2023: $51,0902023Assets 2024: $58,941Net Assets 2024: $58,9412024

Highlighted filing

2024

Assets$58,941
Liabilities-
Net Assets$58,941

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2021: $72,208Expenses 2021: $31,215Net Income 2021: $40,9932021Revenue 2022: $103,000Expenses 2022: $64,752Net Income 2022: $38,2482022Revenue 2023: $136,500Expenses 2023: $153,649Net Income 2023: -$17,1492023Revenue 2024: $64,000Expenses 2024: $57,830Net Income 2024: $6,1702024

Highlighted filing

2024

Revenue$64,000
Expenses$57,830
Net Income$6,170

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.0
Gross Receipts
$64,000
Mission and Program Overview

Mission

The mission of american association of ancillary benefits (aaab) is to represent and promote the ancillary benefits industry through comprehensive education and advocacy among the public, legislators, regulators, governmental agencies and the health care industry. Aaab provides a framework for ancillary benefits industry self-governance. One of the concerns of the industry is lack of regulation and oversight. Aaab will be a common advocate for members, as well as individual participants among legislators, regulators, government agencies and the public. Aaab will be the center for the source of education and information for the industry.

Program Services

DescriptionGrantsExpenses
MEMBERSHIP DUES--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRANDON WOODPresident-$0--
MICHAEL CAMILLERICEO-$0--
MICHELLE DELANYSecretary/Cf-$0--
ROGER SEVIGNYChairman-$0--
PATRICK ROBINSONExecutive DiPT$0--
Filing and Contact Details

Filer

Filer Name
American Assocation of Ancillary
EIN
86-1398281
Address
1555 PALM BEACH LAKES BLV STE 1510, WEST PALM BEACH, FL 33401

Signing Officer

Name
Michelle Delany
Title
Secretary/CFO
Signed
2025-05-15
Discuss with paid preparer
Yes

Preparer

Firm
Gerstle Rosen & Goldenberg Pa
Address
3835 NW BOCA RATON BLVD STE 100, BOCA RATON, FL 33431-5861
Preparer
Robert N Rosen CPA
Phone
5614474000
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses bank and credit card fees 208 conferences and meetings 1,955 insurance 974 total 3,137

Form 990-ez, Part I, Line 20

Prior period adjustment 1,680

Form 990-ez, Part III

The mission of american association of ancillary benefits (aaab) is to represent and promote the ancillary benefits industry through comprehensive education and advocacy among the public, legislators, regulators, governmental agencies and the health care industry. Aaab provides a framework for ancillary benefits industry self-governance. One of the concerns of the industry is lack of regulation and oversight. Aaab will be a common advocate for members, as well as individual participants among legislators, regulators, government agencies and the public. Aaab will be the center for the source of education and information for the industry.

Raw XML Appendix103 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WEST PALM BEACH
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PATRICK ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CEO
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CHAIRMAN
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IRS990EZ/OperateHospitalInd0false
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IRS990EZ/OtherChangesInNetAssetsAmt01680
IRS990EZ/OtherExpensesTotalAmt03137
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE MISSION OF AMERICAN ASSOCIATION OF ANCILLARY BENEFITS (AAAB) IS TO REPRESENT AND PROMOTE THE ANCILLARY BENEFITS INDUSTRY THROUGH COMPREHENSIVE EDUCATION AND ADVOCACY AMONG THE PUBLIC, LEGISLATORS, REGULATORS, GOVERNMENTAL AGENCIES AND THE HEALTH CARE INDUSTRY. AAAB PROVIDES A FRAMEWORK FOR ANCILLARY BENEFITS INDUSTRY SELF-GOVERNANCE. ONE OF THE CONCERNS OF THE INDUSTRY IS LACK OF REGULATION AND OVERSIGHT. AAAB WILL BE A COMMON ADVOCATE FOR MEMBERS, AS WELL AS INDIVIDUAL PARTICIPANTS AMONG LEGISLATORS, REGULATORS, GOVERNMENT AGENCIES AND THE PUBLIC. AAAB WILL BE THE CENTER FOR THE SOURCE OF EDUCATION AND INFORMATION FOR THE INDUSTRY.
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt057830
IRS990EZ/TotalRevenueAmt064000
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES BANK AND CREDIT CARD FEES 208 CONFERENCES AND MEETINGS 1,955 INSURANCE 974 TOTAL 3,137
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PRIOR PERIOD ADJUSTMENT 1,680
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MISSION OF AMERICAN ASSOCIATION OF ANCILLARY BENEFITS (AAAB) IS TO REPRESENT AND PROMOTE THE ANCILLARY BENEFITS INDUSTRY THROUGH COMPREHENSIVE EDUCATION AND ADVOCACY AMONG THE PUBLIC, LEGISLATORS, REGULATORS, GOVERNMENTAL AGENCIES AND THE HEALTH CARE INDUSTRY. AAAB PROVIDES A FRAMEWORK FOR ANCILLARY BENEFITS INDUSTRY SELF-GOVERNANCE. ONE OF THE CONCERNS OF THE INDUSTRY IS LACK OF REGULATION AND OVERSIGHT. AAAB WILL BE A COMMON ADVOCATE FOR MEMBERS, AS WELL AS INDIVIDUAL PARTICIPANTS AMONG LEGISLATORS, REGULATORS, GOVERNMENT AGENCIES AND THE PUBLIC. AAAB WILL BE THE CENTER FOR THE SOURCE OF EDUCATION AND INFORMATION FOR THE INDUSTRY.
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/Filer/USAddress/AddressLine1Txt01555 PALM BEACH LAKES BLV STE 1510
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0334315861
ReturnHeader/PreparerPersonGrp/PhoneNum05614474000
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT N ROSEN CPA
ReturnHeader/ReturnTs02025-05-21T09:45:03-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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