Civic Intelligence

Lunenburg Business Association

EIN 86-1216724 • 501(c)3 • Lunenburg, MA

Profile

Promoting community services by fundraising

PO Box 564Lunenburg, MA 01462

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

72nd percentile

0.02x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

16th percentile

-39%

Higher net margin than 16% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

32nd percentile

-19%

Faster revenue growth than 32% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $3,962 (-100%) from 2023

Liabilities

$194

No earlier filing loaded for comparison.

Net Assets

Down

-$194

Down $4,156 (-105%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin16th percentile

Revenue

Down

$10,551

Down $2,491 (-19%) from 2023

Expenses

Up

$14,707

Up $4,756 (+48%) from 2023

Net Income

Down

-$4,156

Down $7,247 (-234%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0K$2.0K$0-$2.0KAssets 2023: $3,962Net Assets 2023: $3,9622023Assets 2024: $0Liabilities 2024: $194Net Assets 2024: -$1942024

Highlighted filing

2024

Assets$0
Liabilities$194
Net Assets-$194
Open 2024 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15K$10K$5.0K$0-$5.0KRevenue 2023: $13,042Expenses 2023: $9,951Net Income 2023: $3,0912023Revenue 2024: $10,551Expenses 2024: $14,707Net Income 2024: -$4,1562024

Highlighted filing

2024

Revenue$10,551
Expenses$14,707
Net Income-$4,156
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$194
Net assets
-$194
Revenue
$10,551
Expenses
$14,707
Net income
-$4,156
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.19$0.19$10.6$14.7$4.16
2023Detailed filing. Detailed filing data is available for this year.$3.96$3.96$13.0$9.95$3.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.0
Gross Receipts
$10,551
Mission and Program Overview

Mission

Promoting community services by fundraising

Program Services

DescriptionGrantsExpenses
PROMOTING COMMUNITY SERVICES BY FUNDRAISING-$14,707
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOECI GILCHRESTPresident-$0--
JUDY DRAGOSLISVice Preside-$0--
MICHELLE BELLEZAClerk-$0--
Filing and Contact Details

Filer

Filer Name
Lunenburg Business Association
EIN
86-1216724
Phone
9785341711
Address
PO BOX 564, LUNENBURG, MA 01462

Signing Officer

Name
Joeci Gilchrest
Title
President
Phone
9785341711
Signed
2025-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Robert Calzini CPA LLC
Address
439 LANCASTER ST, LEOMINSTER, MA 01453-4335
Preparer
Kenneth J Horvath CPA
Phone
9785341711
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 81 office expense 3,277 supplies 4,183 miscellaneous 40 donations 7,126 total 14,707”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 0 194”

Raw XML Appendix102 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LAURA BERNAK
IRS990EZ/BooksInCareOfDetail/PhoneNum06175711886
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0487 RESERVOIR ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LUNENBURG
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001462
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03962
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt010547
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4156
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt03962
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt010551
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt04
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03962
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-194
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt03962
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-194
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOECI GILCHREST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JUDY DRAGOSLIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELLE BELLEZA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2CLERK
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt014707
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTING COMMUNITY SERVICES BY FUNDRAISING
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROMOTING COMMUNITY SERVICES BY FUNDRAISING
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt014707
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0194
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt014707
IRS990EZ/TotalProgramServiceExpensesAmt014707
IRS990EZ/TotalRevenueAmt010551
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/ChurchInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 81 OFFICE EXPENSE 3,277 SUPPLIES 4,183 MISCELLANEOUS 40 DONATIONS 7,126 TOTAL 14,707
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 194
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOECI GILCHREST
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09785341711
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LUNENBURG BUSINESS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0LUNE
ReturnHeader/Filer/EIN0861216724
ReturnHeader/Filer/PhoneNum09785341711
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 564
ReturnHeader/Filer/USAddress/CityNm0LUNENBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001462
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823067033
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROBERT CALZINI CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0439 LANCASTER ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LEOMINSTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0014534335
ReturnHeader/PreparerPersonGrp/PhoneNum09785341711
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KENNETH J HORVATH CPA
ReturnHeader/ReturnTs02025-11-13T13:42:07-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

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