Civic Intelligence

Michigan Jumpstart Coalition for Personal Financial Literacy

EIN 86-1124496 • 501(c)3 • Oak Park, MI

Profile

Promote financial literacy in the State of Michigan

25961 Stratford PlaceOak Park, MI 48237-1027

www.mijumpstartcoalition.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

9th percentile

-116%

Higher net margin than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

43rd percentile

-6.7%

Faster asset growth than 43% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

21st percentile

-43%

Faster revenue growth than 21% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$19,088

Down $1,373 (-6.7%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$19,088

Down $1,373 (-6.7%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin9th percentile

Revenue

Down

$1,183

Down $884 (-43%) from 2023

Expenses

Up

$2,556

Up $74 (+3.0%) from 2023

Net Income

Down

-$1,373

Down $958 (-231%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2010: $20,501Net Assets 2010: $20,5012010Assets 2011: $28,630Net Assets 2011: $28,6302011Assets 2012: $26,807Liabilities 2012: $301Net Assets 2012: $26,5062012Assets 2013: $19,373Liabilities 2013: $146Net Assets 2013: $19,2272013Assets 2014: $21,431Liabilities 2014: $195Net Assets 2014: $21,2362014Assets 2015: $19,563Liabilities 2015: $32Net Assets 2015: $19,5312015Assets 2016: $20,034Net Assets 2016: $20,0342016Assets 2017: $18,671Net Assets 2017: $18,6712017Assets 2018: $32,018Net Assets 2018: $32,0182018Assets 2019: $24,409Net Assets 2019: $24,4092019Assets 2020: $21,674Net Assets 2020: $21,6742020Assets 2021: $21,603Net Assets 2021: $21,6032021Assets 2022: $20,876Net Assets 2022: $20,8762022Assets 2023: $20,461Net Assets 2023: $20,4612023Assets 2024: $19,088Net Assets 2024: $19,0882024

Highlighted filing

2024

Assets$19,088
Liabilities-
Net Assets$19,088
Open 2024 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2010: $20,627Expenses 2010: $26,072Net Income 2010: -$5,4452010Revenue 2011: $26,241Expenses 2011: $18,346Net Income 2011: $7,8952011Revenue 2012: $19,173Expenses 2012: $21,063Net Income 2012: -$1,8902012Revenue 2013: $14,119Expenses 2013: $21,398Net Income 2013: -$7,2792013Revenue 2014: $8,340Expenses 2014: $6,331Net Income 2014: $2,0092014Revenue 2015: $1,350Expenses 2015: $3,055Net Income 2015: -$1,7052015Revenue 2016: $6,048Expenses 2016: $5,545Net Income 2016: $5032016Revenue 2017: $6,323Expenses 2017: $7,686Net Income 2017: -$1,3632017Revenue 2018: $26,100Expenses 2018: $12,753Net Income 2018: $13,3472018Revenue 2019: $4,632Expenses 2019: $12,241Net Income 2019: -$7,6092019Revenue 2020: $267Expenses 2020: $3,002Net Income 2020: -$2,7352020Revenue 2021: $2,020Expenses 2021: $2,091Net Income 2021: -$712021Revenue 2022: $2,219Expenses 2022: $2,946Net Income 2022: -$7272022Revenue 2023: $2,067Expenses 2023: $2,482Net Income 2023: -$4152023Revenue 2024: $1,183Expenses 2024: $2,556Net Income 2024: -$1,3732024

Highlighted filing

2024

Revenue$1,183
Expenses$2,556
Net Income-$1,373
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,088
Liabilities
-
Net assets
$19,088
Revenue
$1,183
Expenses
$2,556
Net income
-$1,373
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$19.1$19.1$1.18$2.56$1.37
2023Detailed filing. Detailed filing data is available for this year.$20.5$20.5$2.07$2.48$0.42
2022Detailed filing. Detailed filing data is available for this year.$20.9$20.9$2.22$2.95$0.73
2021Detailed filing. Detailed filing data is available for this year.$21.6$21.6$2.02$2.09$0.07
2020Detailed filing. Detailed filing data is available for this year.$21.7$21.7$0.27$3.00$2.74
2019Detailed filing. Detailed filing data is available for this year.$24.4$24.4$4.63$12.2$7.61
2018Detailed filing. Detailed filing data is available for this year.$32.0$32.0$26.1$12.8$13.3
2017Detailed filing. Detailed filing data is available for this year.$18.7$18.7$6.32$7.69$1.36
2016Detailed filing. Detailed filing data is available for this year.$20.0$20.0$6.05$5.55$0.50
2015Detailed filing. Detailed filing data is available for this year.$19.6$0.03$19.5$1.35$3.06$1.71
2014Detailed filing. Detailed filing data is available for this year.$21.4$0.20$21.2$8.34$6.33$2.01
2013Detailed filing. Detailed filing data is available for this year.$19.4$0.15$19.2$14.1$21.4$7.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.8$0.30$26.5$19.2$21.1$1.89
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.6$28.6$26.2$18.3$7.90
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.5$20.5$20.6$26.1$5.45
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 4, 2025
Return Version
2024v5.2
Gross Receipts
$1,183
Mission and Program Overview

Mission

Promote financial literacy in the State of Michigan

Program Services

DescriptionGrantsExpenses
No teachers conference for educators in Michigan in 2024 due to Covid-19. Published newsletter to educators during academic year.--
2024 was all virtual--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joe KossPresidentPT$0--
Joe ScavoneVPPT$0--
Joe KossSec.PT$0--
Elliott H RingTreas.PT$0--
Filing and Contact Details

Filer

Filer Name
Michigan JumpStart Coalition for Personal Financial Literacy
EIN
86-1124496
Phone
9472774720
Address
25961 Stratford Place, Oak Park, MI 48237-1027

Signing Officer

Name
Elliott Ring
Title
Treasurer
Phone
9472774720
Signed
2025-09-04
Discuss with paid preparer
Yes

Preparer

Firm
Elliott H Ring CPA PC
Address
25961 Stratford Place, Oak Park, MI 48237-1027
Preparer
Elliott H Ring
Phone
9472774720
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“E O Insurance 380”

Form 990-EZ, Part I, Line 16, Other Expenses

“Constant contact fees 640”

Form 990-EZ, Part I, Line 16, Other Expenses

“Teacher conference sponsorship 508”

Form 990-EZ, Part I, Line 16, Other Expenses

“Scholarship payments 1,000”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank charges 2”

Form 990-EZ, Part I, Line 16, Other Expenses

“Miscellaneous 26”

Raw XML Appendix145 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Oak Park
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VP
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/TotalRevenueAmt01183
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt07414
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IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
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IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Bank charges 2
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/TaxYr02024

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