Civic Intelligence

Jazz in Arizona Inc

EIN 86-0331150 • 501(c)3 • Phoenix, AZ

Profile

Jazz in arizona supports and celebrates the rich tradition and ongoing innovation of jazz by presenting quality live performances, providing unique educational programs, and building a vibrant jazz community in the greater phoenix area and beyond.(continued on schedule o) the goal of the organization is to create and nurture an "interactive jazz community" for its members and supporters, musicians, students and educators, while promoting jazz to the public-at-large. The constant engagement of new audiences and communication with existing audiences is essential to the vitality of jazz now and for the future. The nash flourishes through the generosity of individuals, businesses and corporations, and foundations. Promotional activities include the maintenance of our website, regular email blasts and newsletters, posting of live jazz events on multiple community calendars, and media relations for the purpose of attracting audiences and support for jazz.

110 E Roosevelt StreetPhoenix, AZ 85004

www.thenash.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.69x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

2.24x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

40th percentile

0.8%

Higher net margin than 40% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

34th percentile

$89,800

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

90th percentile

43%

Faster asset growth than 90% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

10th percentile

-30%

Faster revenue growth than 10% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Assets

Up

$6,392,271

Up $1,932,460 (+43%) from 2024

Liabilities

Up

$4,405,067

Up $1,982,069 (+82%) from 2024

Net Assets

Down

$1,987,204

Down $49,609 (-2.4%) from 2024

Revenue

Down

$1,966,354

Down $832,499 (-30%) from 2024

Expenses

Up

$1,949,929

Up $310,177 (+19%) from 2024

Net Income

Down

$16,425

Down $1,142,676 (-99%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $35,296Liabilities 2011: $02011Assets 2012: $140,544Liabilities 2012: $15,934Net Assets 2012: $124,6102012Assets 2013: $178,659Liabilities 2013: $12,538Net Assets 2013: $166,1212013Assets 2014: $189,666Liabilities 2014: $10,819Net Assets 2014: $178,8472014Assets 2015: $184,807Liabilities 2015: $4,723Net Assets 2015: $180,0842015Assets 2016: $167,178Liabilities 2016: $43,436Net Assets 2016: $123,7422016Assets 2017: $140,841Liabilities 2017: $59,975Net Assets 2017: $80,8662017Assets 2018: $178,126Liabilities 2018: $29,457Net Assets 2018: $148,6692018Assets 2019: $187,286Liabilities 2019: $40,811Net Assets 2019: $146,4752019Assets 2020: $475,494Liabilities 2020: $132,407Net Assets 2020: $343,0872020Assets 2021: $893,730Liabilities 2021: $290,262Net Assets 2021: $603,4682021Assets 2022: $1,296,847Liabilities 2022: $231,880Net Assets 2022: $1,064,9672022Assets 2023: $1,410,265Liabilities 2023: $571,123Net Assets 2023: $839,1422023Assets 2024: $4,459,811Liabilities 2024: $2,422,998Net Assets 2024: $2,036,8132024Assets 2025: $6,392,271Liabilities 2025: $4,405,067Net Assets 2025: $1,987,2042025

Highlighted filing

2025

Assets$6,392,271
Liabilities$4,405,067
Net Assets$1,987,204

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $165,785Expenses 2011: $146,139Net Income 2011: $19,6462011Revenue 2012: $324,353Expenses 2012: $235,039Net Income 2012: $89,3142012Revenue 2013: $295,625Expenses 2013: $280,654Net Income 2013: $14,9712013Revenue 2014: $373,540Expenses 2014: $360,814Net Income 2014: $12,7262014Revenue 2015: $435,860Expenses 2015: $434,623Net Income 2015: $1,2372015Revenue 2016: $464,007Expenses 2016: $520,349Net Income 2016: -$56,3422016Revenue 2017: $581,235Expenses 2017: $624,111Net Income 2017: -$42,8762017Revenue 2018: $743,807Expenses 2018: $676,004Net Income 2018: $67,8032018Revenue 2019: $808,141Expenses 2019: $810,335Net Income 2019: -$2,1942019Revenue 2020: $997,464Expenses 2020: $800,852Net Income 2020: $196,6122020Revenue 2021: $914,299Expenses 2021: $653,918Net Income 2021: $260,3812021Revenue 2022: $1,571,391Expenses 2022: $1,053,740Net Income 2022: $517,6512022Revenue 2023: $1,072,369Expenses 2023: $1,341,635Net Income 2023: -$269,2662023Revenue 2024: $2,798,853Expenses 2024: $1,639,752Net Income 2024: $1,159,1012024Revenue 2025: $1,966,354Expenses 2025: $1,949,929Net Income 2025: $16,4252025

Highlighted filing

2025

Revenue$1,966,354
Expenses$1,949,929
Net Income$16,425

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.39$4.41$1.99$1.97$1.95$0.02
2024Detailed filing. Detailed filing data is available for this year.$4.46$2.42$2.04$2.80$1.64$1.16
2023Detailed filing. Detailed filing data is available for this year.$1.41$0.57$0.84$1.07$1.34$0.27
2022Detailed filing. Detailed filing data is available for this year.$1.30$0.23$1.06$1.57$1.05$0.52
2021Detailed filing. Detailed filing data is available for this year.$0.89$0.29$0.60$0.91$0.65$0.26
2020Detailed filing. Detailed filing data is available for this year.$0.48$0.13$0.34$1.00$0.80$0.20
2019Detailed filing. Detailed filing data is available for this year.$0.19$0.04$0.15$0.81$0.81$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.18$0.03$0.15$0.74$0.68$0.07
2017Detailed filing. Detailed filing data is available for this year.$0.14$0.06$0.08$0.58$0.62$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.17$0.04$0.12$0.46$0.52$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.18$0.00$0.18$0.44$0.43$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.19$0.01$0.18$0.37$0.36$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$0.01$0.17$0.30$0.28$0.01
2012Summary only. Only limited summary data is available for this year.$0.14$0.02$0.12$0.32$0.24$0.09
2011Summary only. Only limited summary data is available for this year.$0.04$0.00$0.17$0.15$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 3, 2026
Return Version
2024v5.5
Gross Receipts
$2,279,983
Mission and Program Overview

Mission

Jazz in arizona supports and celebrates the rich tradition and ongoing innovation of jazz by presenting quality live performances, providing unique educational programs, and building a vibrant jazz community in the greater phoenix area and beyond.(continued on schedule o) the goal of the organization is to create and nurture an "interactive jazz community" for its members and supporters, musicians, students and educators, while promoting jazz to the public-at-large. The constant engagement of new audiences and communication with existing audiences is essential to the vitality of jazz now and for the future. The nash flourishes through the generosity of individuals, businesses and corporations, and foundations. Promotional activities include the maintenance of our website, regular email blasts and newsletters, posting of live jazz events on multiple community calendars, and media relations for the purpose of attracting audiences and support for jazz.

Supports jazz through performances, educational programs, and building a jazz community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$916,190$1,559,684▲ $643,494
Pledges and Grants Receivable$773,298$828,982▲ $55,684
Cash and Non-Interest-Bearing Accounts$403,664$151,911▼ $251,753
Savings and Temporary Cash Investments$16,708$60,340▲ $43,632
Prepaid Expenses and Deferred Charges$9,282$32,156▲ $22,874
Intangible Assets$31,086$21,521▼ $9,565
Investments in Publicly Traded Securities$212,363$15,705▼ $196,658
Inventories for Sale or Use$9,706$5,219▼ $4,487
Accounts Receivable$2,884$2,010▼ $874
Total Assets$4,459,811$6,392,271▲ $1,932,460
Other Assets Total$2,084,630$3,714,743▲ $1,630,113
Liabilities
Other Liabilities$2,081,360$4,036,058▲ $1,954,698
Mortgage Notes Payable Secured by Investment Property$142,834$307,413▲ $164,579
Accounts Payable and Accrued Expenses$183,579$36,257▼ $147,322
Deferred Revenue$15,225$25,339▲ $10,114
Total Liabilities$2,422,998$4,405,067▲ $1,982,069
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,263,515$1,158,222▼ $105,293
Net Assets With Donor Restrictions$773,298$828,982▲ $55,684
Total Net Assets Fund Balance$2,036,813$1,987,204▼ $49,609
Total Liabilities and Net Assets / Fund Balance$4,459,811$6,392,271▲ $1,932,460

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$1,312,390$50,289$1,362,679
Equipment$206,887$121,422$328,309
Other Land Buildings$40,407-$40,407
Other Assets Org$3,672,831--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joel GoldenthalExecutive Director (end 4/30/25)FT$85,000$4,800$89,800
Steve MaunManaging DirectorFT$85,000-$85,000

Board Members and Trustees

NameTitle
George JacksonPresident
Jeff LibmanVice President
Gerald ShelleyDirector
Herbert ElyDirector
Jennifer HowardDirector
Joseph BergDirector
Richard YarboughDirector
Rick NaimarkDirector
Stuart SieferDirector
Tom KellyDirector
Lorene ElySecretary
Susan DwyerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,181,228
Program Service Revenue
$610,688
Investment Income
$12,225
Other Revenue
$162,213
All Other Contributions
$1,138,299
Change in Net Assets
$16,425

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table3$66,985Fair Value
Total Noncash Contributions3$66,985-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,966,354
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$12,736
Total Revenue per Audited Statements
$1,979,090
Total Revenue per Form 990
$1,966,354
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,343,732
Salaries, Compensation, and Employee Benefits$586,447
Total Fundraising Expense$180,166
Professional Fundraising Fees$19,750
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$409,179$1,551$4,293$415,023
Fees for Services Other$397,381$8$598$397,987
Other Salaries and Wages$270,429$9,231$83,398$363,058
Current Officers, Directors, Trustees, and Key Employees$73,154$61,118$33,568$167,840
Advertising$142,755$62$9,976$152,793
Fees for Services Accounting-$90,434-$90,434
Depreciation Depletion$78,530$1,696$956$81,182
Payroll Taxes$29,676$5,935$10,044$45,655
Information Technology$38,879$4,097$430$43,406
Other Expenses$37,988$2,337$1,445$41,770
Office Expenses$23,528$232$4,933$28,693
Insurance$19,404$3,887$729$24,020
Fees for Services Professional Fundraising--$19,750$19,750
Interest$8,038$5,542-$13,580
Other Employee Benefits$5,448$120$4,326$9,894
Conferences and Meetings$3,925-$5,720$9,645
Total Functional Expenses$1,539,089$230,674$180,166$1,949,929

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,984,769
Expenses per Audited Statements$1,949,929
Total Expenses per Form 990$1,949,929
Expenses Not Reported on Form 990$34,840
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$34,840
Professional Fundraising Fees$19,750
Fundraising Gross Income$10,424

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Jazz Brunch$21,753$10,424$4,429$5,995
Total Events$21,753$10,424$34,840$-24,416
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Joel GoldenthalExecutive Director Through 4/2025Fundraising Consultant After Employment EndedNo$13,750
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$4,036,058
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Lorene ely, secretary, is married to board member herbert ely.

Form 990, Part VI, Section B, Line 11B

The treasurer and the managing director read the form 990. Balances and disclosure items are compared to internal records. Questions are submitted to the preparer or treasurer, if necessary. The final 990 is presented to the board by the treasurer and approved during the board's regular monthly meeting.

Form 990, Part VI, Section B, Line 12C

Conflict of interest statements are signed annually by the board members per the bylaws.

Form 990, Part VI, Section B, Line 15

The finance committee develops the budget (including all paid positions) and presents it to the board for approval on an annual basis. The organization uses comparability data and written documentation of the decision process along with review and approval of independent persons for all salaries of top management and key employees.

Form 990, Part VI, Section C, Line 18

At this time, the application for exemption cannot be located. If located, the organization will make their application for recognition of exemption and annual information returns available upon request without charge except for a nominal fee for reproduction and actual postage costs. Annual information returns will be available for three years after filing.

Form 990, Part VI, Section C, Line 19

If the governing documents and conflict of interest policy of the organization are subject to federal or state public disclosure rules, these documents will be made publicly available as applicable law may require. Otherwise, the governing documents and conflict of interest policy will be provided to the public at the discretion of management.

Filing and Contact Details

Filer

Filer Name
Jazz in Arizona Inc
EIN
86-0331150
Phone
6027950464
Address
110 E ROOSEVELT STREET, PHOENIX, AZ 85004

Signing Officer

Name
Mary Susan Dwyer
Title
Treasurer
Phone
6027950464
Signed
2026-02-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
George Jackson Jr
Formed
1977
Legal Domicile
Az
Voting Board Members
12
Independent Board Members
12
Employees
20
Volunteers
60

Preparer

Firm
Monica J Stern CPA Pllc
Address
11225 NORTH 28TH DRIVE SUITE A100, PHOENIX, AZ 85029-5608
Preparer
Monica J Stern CPA
Phone
6026748226
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other contract worker: program service expenses 11,157. Management and general expenses 8. Fundraising expenses 598. Total expenses 11,763. Musicians: program service expenses 386,224. Management and general expenses 0. Fundraising expenses 0. Total expenses 386,224.

Financial Statement Notes

PART X, LINE 2:

As of june 30, 2025, the organization had no uncertain tax positions that qualify for either recognition or disclosure in the financial statements. The organization will recognize future accrued interest and penalties related to unrecognized tax benefits in income tax expense if incurred.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Direct expenses for fundraising event

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Direct expenses for fundraising event

Raw XML AppendixShowing 400 of 652 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0JAZZ IN ARIZONA OPERATES A PERFORMANCE VENUE, THE NASH, WHICH PRESERVES THE CULTURAL TREASURE OF AMERICAN MUSIC HISTORY, SHOWCASES LIVE PERFORMANCES AND ENSURES THE FUTURE OF THE ICONIC ART OF JAZZ FOR GENERATIONS TO COME. PERFORMANCE PROGRAMS INCLUDE CLASSIC JAZZ AND NEW MUSIC PERFORMED BY LOCAL PROFESSIONAL AND TOURING ARTISTS, PERFORMANCES BY STUDENT MUSICIANS; AND WEEKLY JAZZ JAM SESSIONS. THE NASH SERVES THE ENTIRE COMMUNITY BASED ON THE CONVICTION THAT JAZZ IS FOR EVERYONE: CHILDREN, ADULTS, SENIORS AND FAMILIES; MUSICIANS AND NON-MUSICIANS; PRIVILEGED AND UNDER-SERVED YOUTH. THE NASH OPERATES IN COLLABORATION WITH SCHOOLS AND OTHER ARTS AND CULTURE ORGANIZATIONS IN OUR NEIGHBORHOOD, ACROSS THE VALLEY, AND THROUGHOUT AMERICA. AN EXTENSIVE RENOVATION PROJECT WAS COMPLETED IN NOVEMBER 2024.
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IRS990/Form990PartVIISectionAGrp/PersonNm1JOSEPH BERG
IRS990/Form990PartVIISectionAGrp/PersonNm2JENNIFER HOWARD
IRS990/Form990PartVIISectionAGrp/PersonNm3TOM KELLY
IRS990/Form990PartVIISectionAGrp/PersonNm4RICK NAIMARK
IRS990/Form990PartVIISectionAGrp/PersonNm5GERALD SHELLEY
IRS990/Form990PartVIISectionAGrp/PersonNm6STUART SIEFER
IRS990/Form990PartVIISectionAGrp/PersonNm7RICHARD YARBOUGH
IRS990/Form990PartVIISectionAGrp/PersonNm8SUSAN DWYER
IRS990/Form990PartVIISectionAGrp/PersonNm9LORENE ELY
IRS990/Form990PartVIISectionAGrp/PersonNm10JEFF LIBMAN
IRS990/Form990PartVIISectionAGrp/PersonNm11GEORGE JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm12JOEL GOLDENTHAL
IRS990/Form990PartVIISectionAGrp/PersonNm13STEVE MAUN
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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE DIRECTOR (END 4/30/25)
IRS990/Form990PartVIISectionAGrp/TitleTxt13MANAGING DIRECTOR
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IRS990/MissionDesc0JAZZ IN ARIZONA SUPPORTS AND CELEBRATES THE RICH TRADITION AND ONGOING INNOVATION OF JAZZ BY PRESENTING QUALITY LIVE PERFORMANCES, PROVIDING UNIQUE EDUCATIONAL PROGRAMS, AND BUILDING A VIBRANT JAZZ COMMUNITY IN THE GREATER PHOENIX AREA AND BEYOND.(CONTINUED ON SCHEDULE O) THE GOAL OF THE ORGANIZATION IS TO CREATE AND NURTURE AN "INTERACTIVE JAZZ COMMUNITY" FOR ITS MEMBERS AND SUPPORTERS, MUSICIANS, STUDENTS AND EDUCATORS, WHILE PROMOTING JAZZ TO THE PUBLIC-AT-LARGE. THE CONSTANT ENGAGEMENT OF NEW AUDIENCES AND COMMUNICATION WITH EXISTING AUDIENCES IS ESSENTIAL TO THE VITALITY OF JAZZ NOW AND FOR THE FUTURE. THE NASH FLOURISHES THROUGH THE GENEROSITY OF INDIVIDUALS, BUSINESSES AND CORPORATIONS, AND FOUNDATIONS. PROMOTIONAL ACTIVITIES INCLUDE THE MAINTENANCE OF OUR WEBSITE, REGULAR EMAIL BLASTS AND NEWSLETTERS, POSTING OF LIVE JAZZ EVENTS ON MULTIPLE COMMUNITY CALENDARS, AND MEDIA RELATIONS FOR THE PURPOSE OF ATTRACTING AUDIENCES AND SUPPORT FOR JAZZ.
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IRS990/PrincipalOfficerNm0GEORGE JACKSON JR
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IRS990/ProgSrvcAccomActy2Grp/Desc0JAZZ IN ARIZONA CONDUCTS AN INCREASINGLY ROBUST ARRAY OF JAZZ EDUCATION PROGRAMS, INCLUDING: ASSEMBLIES IN ELEMENTARY SCHOOLS AND AT THE NASH THAT INTRODUCE PRIMARY GRADE STUDENTS TO AMERICA'S ORIGINAL ART FORM, JAZZ; SUMMER JAZZ WORKSHOPS AND CAMPS THAT SERVE STUDENTS OF ALL AGES AND EMPHASIZE THE DEVELOPMENT OF SOLO, ENSEMBLE AND IMPROVIZATIONAL SKILLS; AND MASTER CLASSES, CLINICS AND OTHER EDUCATION PROGRAMS THROUGHOUT THE YEAR THAT PROVIDE EXCEPTIONAL INTERACTIONS WITH TOP LOCAL, TOURING AND LUMINARY MUSICIANS. THE NASH ALSO HOSTS WEEKLY JAM SESSIONS THAT PROVIDE AN UNPARALLELED OPPORTUNITY FOR YOUNG MUSICIANS TO GAIN EXPERIENCE BY PLAYING WITH PROFESSIONAL MUSICIANS. AN EDUCATIONAL CENTER WAS COMPLETED IN NOVEMBER 2024, STEPS AWAY FROM THE NASH, THAT OFFERS DYNAMIC MUSIC COURSES FOR CHILDREN, TEENS AND ADULTS.
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