Civic Intelligence

Credit Unions in the State of Arizonia

990 • Fiscal year 2016 • EIN 86-0189823

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 14, 2017

Organization ProfileWWW.FIRSTAMERICAN.ORG

View Organization Page

958 E Rodeo RoadCasa Grande, AZ 85122

(520) 836-8848

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.92x

Higher debt load relative to assets than 93% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

35th percentile

16.35x

Higher debt load relative to revenue than 35% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

4th percentile

-2.6%

Higher net margin than 4% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

53rd percentile

$206,555

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

1st percentile

-5.6%

Faster asset growth than 1% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

1st percentile

-28%

Faster revenue growth than 1% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$104,788,863

Down $6,215,308 (-5.6%) from 2015

Net Assets

Down

$8,039,865

Down $334,904 (-4.0%) from 2015

Liabilities

Down

$96,748,998

Down $5,880,404 (-5.7%) from 2015

Revenue And Expenses
Liabilities / Revenue35th percentileNet Margin4th percentile

Revenue

Down

$5,915,613

Down $2,332,254 (-28%) from 2015

Expenses

Down

$6,072,244

Down $1,438,864 (-19%) from 2015

Net Income

Down

-$156,631

Down $893,390 (-121%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $75,319,548Liabilities 2010: $2,414,054Net Assets 2010: $72,905,4942010Assets 2011: $83,962,291Liabilities 2011: $76,460,655Net Assets 2011: $7,501,6362011Assets 2012: $91,751,942Liabilities 2012: $84,694,678Net Assets 2012: $7,057,2642012Assets 2013: $101,260,979Liabilities 2013: $93,835,530Net Assets 2013: $7,425,4492013Assets 2015: $111,004,171Liabilities 2015: $102,629,402Net Assets 2015: $8,374,7692015Assets 2016: $104,788,863Liabilities 2016: $96,748,998Net Assets 2016: $8,039,8652016Assets 2017: $87,508,382Liabilities 2017: $80,955,648Net Assets 2017: $6,552,7342017Assets 2018: $78,024,900Liabilities 2018: $72,800,789Net Assets 2018: $5,224,1112018Assets 2019: $81,361,882Liabilities 2019: $75,558,007Net Assets 2019: $5,803,8752019Assets 2020: $95,034,394Liabilities 2020: $88,705,812Net Assets 2020: $6,328,5822020Assets 2021: $109,604,359Liabilities 2021: $102,981,091Net Assets 2021: $6,623,2682021Assets 2022: $109,153,033Liabilities 2022: $101,748,055Net Assets 2022: $7,404,9782022Assets 2024: $113,578,840Liabilities 2024: $102,375,469Net Assets 2024: $11,203,3712024

Highlighted filing

2016

Assets$104,788,863
Liabilities$96,748,998
Net Assets$8,039,865
Open 2016 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,878,3222010Expenses 2011: $5,099,2482011Expenses 2012: $6,285,0852012Revenue 2013: $7,210,984Expenses 2013: $6,842,799Net Income 2013: $368,1852013Revenue 2015: $8,247,867Expenses 2015: $7,511,108Net Income 2015: $736,7592015Revenue 2016: $5,915,613Expenses 2016: $6,072,244Net Income 2016: -$156,6312016Revenue 2017: $7,252,293Expenses 2017: $8,719,342Net Income 2017: -$1,467,0492017Revenue 2018: $5,883,857Expenses 2018: $7,106,049Net Income 2018: -$1,222,1922018Revenue 2019: $5,415,762Expenses 2019: $5,103,425Net Income 2019: $312,3372019Revenue 2020: $4,437,781Expenses 2020: $4,018,886Net Income 2020: $418,8952020Revenue 2021: $4,418,777Expenses 2021: $4,122,057Net Income 2021: $296,7202021Revenue 2022: $6,042,768Expenses 2022: $4,569,879Net Income 2022: $1,472,8892022Revenue 2024: $8,276,415Expenses 2024: $6,431,305Net Income 2024: $1,845,1102024

Highlighted filing

2016

Revenue$5,915,613
Expenses$6,072,244
Net Income-$156,631
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 14, 2017
Return Version
2016v3.0
Gross Receipts
$5,915,613
Mission and Program Overview

Mission

Provide community based financial solutions, anytime, anywhere, anyplace.

A cooperative, organized for the pupose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$65,167,927$65,750,778▲ $582,851
Investments Other Securities$11,004,342$23,376,089▲ $12,371,747
Investments in Publicly Traded Securities$11,997,492--
Savings and Temporary Cash Investments$14,655,232$10,422,689▼ $4,232,543
Rtn Earn Endowment Incm Other Fnds$8,374,769$8,039,865▼ $334,904
Cash and Non-Interest-Bearing Accounts$4,649,682$2,027,661▼ $2,622,021
Land, Buildings, and Equipment, Net$2,174,325$1,808,827▼ $365,498
Accounts Receivable$277,852--
Prepaid Expenses and Deferred Charges$142,757--
Receivable From Disqualified Prsn-$24,838-
Receivables From Officers Etc-$84-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$111,004,171$104,788,863▼ $6,215,308
Other Assets Total$934,562$1,377,897▲ $443,335
Liabilities
Other Liabilities$101,467,233$95,535,858▼ $5,931,375
Accounts Payable and Accrued Expenses$1,162,169$1,213,140▲ $50,971
Total Liabilities$102,629,402$96,748,998▼ $5,880,404
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,374,769$8,039,865▼ $334,904
Total Liabilities and Net Assets / Fund Balance$111,004,171$104,788,863▼ $6,215,308

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$643,376$535,497$1,178,873
Buildings$594,822$558,823$1,153,645
Land$390,114-$390,114
Leasehold Improvements$180,515$67,015$247,530
Other Securities$11,111,509--
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anthony WalkerPresident/CEOFT$160,556$45,999$206,555
Marybeth GittingsCFOFT$113,763$16,339$130,102
Phil PetersCOOFT$83,032$14,690$97,722

Board Members and Trustees

NameTitle
Jr McevoyChairman
Cliff KinserVice-chairman
Duane WallaceDirector
Joseph HardyDirector
Steve HudsonDirector
Janice WeaverSecretary
Sylvia MejiaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservFinancial Services Technology255 FISERV DRIVE, Brookfield, WI 53045$625,600
VantivPayment Processing500 NORTH JUNIPER DRIVE SUITE 100, Chandler, AZ 85226$328,142
Direct DigitalBilling Services1905 WEST 3RD STREET, Tempe, AZ 85281$100,636
VonageCommunication And Phone Services9237 E VIA DE VENTURA 250, Scottsdale, AZ 85258$100,345
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,581,286
Investment Income
$334,327
Other Revenue
$0
Change in Net Assets
$-156,631

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,915,613
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$5,915,613
Total Revenue per Form 990
$5,915,613
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,044,693
Salaries, Compensation, and Employee Benefits$2,027,551
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,162,145
Interest---$435,351
Current Officers, Directors, Trustees, and Key Employees---$434,379
Occupancy---$378,140
Other Expenses---$351,342
Depreciation Depletion---$230,309
All Other Expenses---$206,792
Office Expenses---$196,131
Pension Plan Contributions---$149,988
Other Employee Benefits---$143,523
Payroll Taxes---$137,516
Fees for Services Legal---$50,106
Advertising---$26,277
Insurance---$23,164
Fees for Services Accounting---$21,489
Travel---$20,848
Conferences and Meetings---$1,784
Total Functional Expenses$0$0$0$6,072,244

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,072,244
Total Expenses per Audited Statements$6,072,244
Total Expenses per Form 990$6,072,244
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Marybeth GittingsFormer Evp-Yes$43,000
Bryce ElledgeFormer Evp Son-No$27,000
Marybeth GittingsFormer Evp-Yes$10,000
Bryce ElledgeFormer Evp Son-No$500

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$24,838-
Receivables from Officers, Directors, Trustees, and Key Employees-$84-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Certificates of Deposit$36,941,165
Regular Shares$22,385,865
Money Market$19,895,799
Share Drafts$14,451,098
Ira Shares$1,861,931
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are those individuals who live, work, worship or volunteer in pinal county, az. People of the navajo nation, as well as select employee groups (segs), and their families who are patrons of the credit union.”

Form 990, Part VI, Section A, Line 7A

“Members elect board of directors at the annual board meetings.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“The credit union's accounting manager and chief operating officer will review the form 990. The president/ceo will approve the form 990.”

Form 990, Part VI, Section B, Line 12C

“The credit union has an ethics and whistleblower policy which mandates that each official and employee of the credit union must sign upon working with the credit union. Each board member and employee must resign an updated statement annually.”

Form 990, Part VI, Section B, Line 15

“The board of directors is responsible for reviewing and approving the compensation of the president/ceo.”

Form 990, Part VI, Section C, Line 19

“The credit union's financial statements are posted in each of the credit union's locations. The credit union makes its conflict of interest policy and governing documents available upon request.”

Filing and Contact Details

Filer

Filer Name
First American Credit Union
EIN
86-0189823
Phone
5208368848
Address
958 E RODEO ROAD, CASA GRANDE, AZ 85122

Signing Officer

Name
Anthony T Walker
Title
President/CEO
Phone
5208368848
Signed
2017-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anthony T Walker
Formed
1962
Legal Domicile
Az
Voting Board Members
11
Independent Board Members
11
Employees
74
Volunteers
10

Preparer

Firm
Cliftonlarsonallen Llp
Address
20 E THOMAS RD STE 2300, PHOENIX, AZ 85012
Preparer
Anne B Davison
Phone
6022662248
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Fund balance adjustment 14,235.”

Form 990 Part XII, Line 2C

“The accounting manager and chief operating officer assume responsibility for the oversight of the audited financial statements. There has been no change in either the oversight process or the selection process.”

Raw XML AppendixShowing 400 of 529 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01162169
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01213140
IRS990/AccountsReceivableGrp/BOYAmt0277852
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A COOPERATIVE, ORGANIZED FOR THE PUPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt026277
IRS990/AllOtherExpensesGrp/TotalAmt0206792
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0TONYA KRUSE
IRS990/BooksInCareOfDetail/PhoneNum05208368848
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0958 E RODEO RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0CASA GRANDE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd085122
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd01
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt04649682
IRS990/CashNonInterestBearingGrp/EOYAmt02027661
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt06
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0434379
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt01784
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0625600
IRS990/ContractorCompensationGrp/CompensationAmt1328142
IRS990/ContractorCompensationGrp/CompensationAmt2100636
IRS990/ContractorCompensationGrp/CompensationAmt3100345
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0255 FISERV DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1500 NORTH JUNIPER DRIVE SUITE 100
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt21905 WEST 3RD STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt39237 E VIA DE VENTURA 250
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BROOKFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1CHANDLER
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2TEMPE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3SCOTTSDALE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1AZ
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2AZ
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3AZ
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd053045
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd185226
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd285281
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd385258
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1VANTIV
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2DIRECT DIGITAL
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3VONAGE
IRS990/ContractorCompensationGrp/ServicesDesc0FINANCIAL SERVICES TECHNOLOGY
IRS990/ContractorCompensationGrp/ServicesDesc1PAYMENT PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc2BILLING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc3COMMUNICATION AND PHONE SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0334327
IRS990/CYOtherExpensesAmt04044693
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt05581286
IRS990/CYRevenuesLessExpensesAmt0-156631
IRS990/CYSalariesCompEmpBnftPaidAmt02027551
IRS990/CYTotalExpensesAmt06072244
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05915613
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0230309
IRS990/Desc0THE CREDIT UNION FUNDED 1811 MEMBERS LOANS WITH A TOTAL BALANCE OF $29,813,105.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt074
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt021489
IRS990/FeesForServicesLegalGrp/TotalAmt050106
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt736399
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt816339
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt914690
IRS990/Form990PartVIISectionAGrp/PersonNm0JR MCEVOY
IRS990/Form990PartVIISectionAGrp/PersonNm1CLIFF KINSER
IRS990/Form990PartVIISectionAGrp/PersonNm2JANICE WEAVER
IRS990/Form990PartVIISectionAGrp/PersonNm3SYLVIA MEJIA
IRS990/Form990PartVIISectionAGrp/PersonNm4JOSEPH HARDY
IRS990/Form990PartVIISectionAGrp/PersonNm5DUANE WALLACE
IRS990/Form990PartVIISectionAGrp/PersonNm6STEVE HUDSON
IRS990/Form990PartVIISectionAGrp/PersonNm7ANTHONY WALKER
IRS990/Form990PartVIISectionAGrp/PersonNm8MARYBETH GITTINGS
IRS990/Form990PartVIISectionAGrp/PersonNm9PHIL PETERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7170156
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8113763
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt983032
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9COO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01962
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt044215
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt044215
IRS990/GrossReceiptsAmt05915613
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt023164
IRS990/InterestGrp/TotalAmt0435351
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0290112
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0290112
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt011004342
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt023376089
IRS990/InvestmentsPubTradedSecGrp/BOYAmt011997492
IRS990/IRPDocumentCnt023
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01161335
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02174325
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01808827
IRS990/LandBldgEquipCostOrOtherBssAmt02970162
IRS990/LegalDomicileStateCd0AZ
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE COMMUNITY BASED FINANCIAL SOLUTIONS, ANYTIME, ANYWHERE, ANYPLACE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08374769
IRS990/NetAssetsOrFundBalancesEOYAmt08039865
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt044215
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt044215
IRS990/NetUnrelatedBusTxblIncmAmt0-228
IRS990/NetUnrlzdGainsLossesInvstAmt0-192508
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0378140
IRS990/OfficeExpensesGrp/TotalAmt0196131
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0934562
IRS990/OtherAssetsTotalGrp/EOYAmt01377897
IRS990/OtherChangesInNetAssetsAmt014235
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0143523
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1OPERATIONS
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc3BANK AND CREDIT CARD FE
IRS990/OtherExpensesGrp/TotalAmt01064131
IRS990/OtherExpensesGrp/TotalAmt1662941
IRS990/OtherExpensesGrp/TotalAmt2375888
IRS990/OtherExpensesGrp/TotalAmt3351342
IRS990/OtherLiabilitiesGrp/BOYAmt0101467233
IRS990/OtherLiabilitiesGrp/EOYAmt095535858
IRS990/OtherSalariesAndWagesGrp/TotalAmt01162145
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt065167927
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt065750778
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0137516
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0149988
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0142757
IRS990/PrincipalOfficerNm0ANTHONY T WALKER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2UNRELATED BUSINESS INC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02793728
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12716782
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02793728
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12716782
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt270776
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt070776
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION'S 2016 INITIATIVES WERE TO DELIVER FINANCIAL SERVICES TO HARD WORKING FAMILIES THAT WERE AFFORDABLE, PROVIDED VALUE, AND PROMOTED THRIFT.
IRS990/ProgSrvcAccomActy3Grp/Desc0THE CREDIT UNION INVESTED IN INFORMATION TECHNOLOGY INFRASTRUTURE TO ENSURE THE SAFETY AND SECURITY OF MEMBER INFORMATION.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0366117
IRS990/PYOtherExpensesAmt04711092
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt07881750
IRS990/PYRevenuesLessExpensesAmt0736759
IRS990/PYSalariesCompEmpBnftPaidAmt02800016
IRS990/PYTotalExpensesAmt07511108
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt08247867
IRS990/QuidProQuoContributionsInd00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt024838
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt084
IRS990/ReconcilationRevenueExpnssAmt0-156631
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08374769
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08039865
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014655232
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010422689
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0594822
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0558823
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01153645
IRS990ScheduleD/EquipmentGrp/BookValueAmt0643376
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0535497
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01178873
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06072244
IRS990ScheduleD/LandGrp/BookValueAmt0390114
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0390114
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0180515
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt067015
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0247530
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014451098
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt122385865
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt219895799
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt336941165
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41861931
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt010025580
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt12239000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt211111509
IRS990ScheduleD/OtherSecuritiesGrp/Desc0SECURITIES AVAILABLE FOR SALE
IRS990ScheduleD/OtherSecuritiesGrp/Desc1HELD-TO-MATURITY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05915613
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01808827
IRS990ScheduleD/TotalBookValueSecuritiesAmt023376089
IRS990ScheduleD/TotalExpensesPerForm990Amt06072244
IRS990ScheduleD/TotalLiabilityAmt095535858
IRS990ScheduleD/TotalRevenuePerForm990Amt05915613
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05915613
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06072244
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0160556
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt025068
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt022120
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt014279
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt09600
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANTHONY WALKER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0206555
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0MARYBETH GITTINGS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm1MARYBETH GITTINGS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm2BRYCE ELLEDGE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm3BRYCE ELLEDGE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0FORMER EVP
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1FORMER EVP
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt2FORMER EVP SON
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt3FORMER EVP SON
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd01
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd11
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd20
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd30
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt043000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt110000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt227000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt3500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt084
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt124804
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt234
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO LOAN

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$104,788,863
Liabilities
$96,748,998
Net assets
$8,039,865
Revenue
$5,915,613
Expenses
$6,072,244
Net income
-$156,631
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$102$11.2$8.28$6.43$1.85
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$102$7.40$6.04$4.57$1.47
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$110$103$6.62$4.42$4.12$0.30
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.0$88.7$6.33$4.44$4.02$0.42
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$81.4$75.6$5.80$5.42$5.10$0.31
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$78.0$72.8$5.22$5.88$7.11$1.22
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$87.5$81.0$6.55$7.25$8.72$1.47
2016Detailed filing. Detailed filing data is available for this year.$105$96.7$8.04$5.92$6.07$0.16
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$111$103$8.37$8.25$7.51$0.74
2013Detailed filing. Detailed filing data is available for this year.$101$93.8$7.43$7.21$6.84$0.37
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.8$84.7$7.06$6.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.0$76.5$7.50$5.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.3$2.41$72.9$5.88