Civic Intelligence

Arizona State Credit Union

990 • Fiscal year 2016 • EIN 86-0108770

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 09, 2017

Refreshing map…

2355 W Pinnacle Peak RoadPhoenix, AZ 85027

(602) 467-4088

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.91x

Higher debt load relative to assets than 72% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Liabilities / Revenue

44th percentile

19.31x

Higher debt load relative to revenue than 44% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Net Margin

21st percentile

13%

Higher net margin than 21% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Top Officer Pay

71st percentile

$1,139,199

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Asset Growth

31st percentile

6.7%

Faster asset growth than 31% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Revenue Growth

11th percentile

3.9%

Faster revenue growth than 11% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Assets

Up

$1,908,566,810

Up $120,137,798 (+6.7%) from 2015

Net Assets

Up

$178,129,413

Up $11,333,284 (+6.8%) from 2015

Liabilities

Up

$1,730,437,397

Up $108,804,514 (+6.7%) from 2015

Revenue

Up

$89,623,950

Up $3,372,426 (+3.9%) from 2015

Expenses

Up

$78,385,241

Up $10,592,785 (+16%) from 2015

Net Income

Down

$11,238,709

Down $7,220,359 (-39%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $1,265,593,794Liabilities 2010: $1,169,813,235Net Assets 2010: $95,780,5592010Assets 2012: $1,430,930,107Liabilities 2012: $1,306,999,103Net Assets 2012: $123,931,0042012Assets 2013: $1,607,810,099Liabilities 2013: $1,474,187,431Net Assets 2013: $133,622,6682013Assets 2014: $1,656,659,634Liabilities 2014: $1,508,893,014Net Assets 2014: $147,766,6202014Assets 2015: $1,788,429,012Liabilities 2015: $1,621,632,883Net Assets 2015: $166,796,1292015Assets 2016: $1,908,566,810Liabilities 2016: $1,730,437,397Net Assets 2016: $178,129,4132016Assets 2017: $2,006,869,184Liabilities 2017: $1,818,324,085Net Assets 2017: $188,545,0992017Assets 2019: $2,169,567,798Liabilities 2019: $1,941,160,780Net Assets 2019: $228,407,0182019Assets 2020: $2,608,126,699Liabilities 2020: $2,401,905,346Net Assets 2020: $206,221,3532020Assets 2021: $3,043,080,305Liabilities 2021: $2,815,949,766Net Assets 2021: $227,130,5392021Assets 2022: $3,270,651,500Liabilities 2022: $3,085,222,848Net Assets 2022: $185,428,6522022Assets 2024: $3,395,741,193Liabilities 2024: $3,129,261,688Net Assets 2024: $266,479,5052024

Highlighted filing

2016

Assets$1,908,566,810
Liabilities$1,730,437,397
Net Assets$178,129,413

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$100M$0-$100MExpenses 2010: $83,926,0342010Expenses 2012: $68,477,1052012Revenue 2013: $79,885,332Expenses 2013: $63,685,289Net Income 2013: $16,200,0432013Revenue 2014: $81,365,392Expenses 2014: $66,062,819Net Income 2014: $15,302,5732014Revenue 2015: $86,251,524Expenses 2015: $67,792,456Net Income 2015: $18,459,0682015Revenue 2016: $89,623,950Expenses 2016: $78,385,241Net Income 2016: $11,238,7092016Revenue 2017: $98,063,038Expenses 2017: $85,542,346Net Income 2017: $12,520,6922017Revenue 2019: $114,487,579Expenses 2019: $96,897,496Net Income 2019: $17,590,0832019Revenue 2020: $106,232,415Expenses 2020: $138,202,766Net Income 2020: -$31,970,3512020Revenue 2021: $105,409,190Expenses 2021: $93,152,037Net Income 2021: $12,257,1532021Revenue 2022: $127,189,432Expenses 2022: $111,985,163Net Income 2022: $15,204,2692022Revenue 2024: $198,883,800Expenses 2024: $166,468,298Net Income 2024: $32,415,5022024

Highlighted filing

2016

Revenue$89,623,950
Expenses$78,385,241
Net Income$11,238,709
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 9, 2017
Return Version
2016v3.0
Gross Receipts
$218,989,450
Mission and Program Overview

Mission

To provide our member-owners with responsive service, convenient access, consumer education, and value-added financial and related products and services, in a fiscally sound manner.

To provide our members with responsive service, convenient access, consumer education and value-added financial related products and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,077,983,227$1,256,473,397▲ $178,490,170
Investments Other Securities$482,174,898$430,707,848▼ $51,467,050
Rtn Earn Endowment Incm Other Fnds$166,796,129$178,129,413▲ $11,333,284
Cash and Non-Interest-Bearing Accounts$131,342,302$115,195,599▼ $16,146,703
Land, Buildings, and Equipment, Net$49,775,548$56,249,089▲ $6,473,541
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,788,429,012$1,908,566,810▲ $120,137,798
Other Assets Total$47,153,037$49,940,877▲ $2,787,840
Liabilities
Other Liabilities$1,492,815,545$1,590,156,882▲ $97,341,337
Mortgage Notes Payable Secured by Investment Property$115,000,000$124,500,000▲ $9,500,000
Accounts Payable and Accrued Expenses$13,817,338$15,780,515▲ $1,963,177
Total Liabilities$1,621,632,883$1,730,437,397▲ $108,804,514
Net Assets / Fund Balance
Total Net Assets Fund Balance$166,796,129$178,129,413▲ $11,333,284
Total Liabilities and Net Assets / Fund Balance$1,788,429,012$1,908,566,810▲ $120,137,798

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$24,451,887$11,579,923$36,031,810
Other Land Buildings$8,610,426$14,830,254$23,440,680
Land$22,121,202-$22,121,202
Leasehold Improvements$1,065,574$1,942,432$3,008,006
Other Securities$8,613,700--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dave DossCEO PresidentFT$574,934$564,265$1,139,199
David G SweiderkEvp Chief Operating OfficeFT$332,731$246,247$578,978
Kim ReedyEvp Chief Financial OfficeFT$315,551$258,143$573,694
Michael EmanuelliEvp Chief Administration OFT$233,108$157,055$390,163
David DowningEvp Member SolutionsFT$91,946$258,908$350,854
Deborah PearsonSVP Strategy & BrandFT$213,445$136,121$349,566
Sassan AzhadiSVP Chief Information OffiFT$219,933$83,535$303,468
Bryan NielsenSVP Support ServicesFT$200,555$80,718$281,273
Brian JohnsonSVP Business Intelligence/FT$175,798$76,598$252,396
Randon CuppNorthern Regional PresidenFT$158,988$83,350$242,338
Michael BodenVP ControllerFT$173,005$65,371$238,376
Robert Gibboni JrSVP Risk ManagementFT$155,328$64,546$219,874
Rebekah MoralesCentral Regional PresidentFT$117,939$100,734$218,673
Audra FunkAsst Director Mortgage LoansFT$56,206$150,799$207,005
Jorge SandovalMortgage Origination SuperFT$52,493$154,403$206,896
James MathiaschMortgage Originator Program DirectorFT$88,785$117,935$206,720
Thomas WilsonSVP Business AnalyticsFT$159,380$36,330$195,710

Board Members and Trustees

NameTitle
Sam WheelerChairman
Shane SirenVice Chairman
Connie OhanesianDirector
Frank FelixDirector
Joseph SmithDirector
Marquetta WhiteDirector
RAY O'CONNORDirector
Martha RozenSecretary
Jon BorgeTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Dbsi INCBusiness Development Services6950 W MORELOS PL, Chandler, AZ 85226$4,404,624
The Cramer-krasselt CoAdvertising Services225 N MICHIGAN AVE, Chicago, IL 60601$2,710,698
PscuCredit & Debit Card Processing560 CARILLON PKWY, St Petersburg, FL 33716$2,484,915
Digital Insight CorporationMobile Banking SupportPO BOX 740641, Los Angeles, CA 90074$1,519,373
FiservSoftware Systems Services255 FISERV DRIVE, Brookfield, WI 53045$820,356
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$80,758,352
Investment Income
$8,865,598
Other Revenue
$0
Change in Net Assets
$11,238,709
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$37,220,191
Other Expenses$36,279,632
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$23,345,311
Current Officers, Directors, Trustees, and Key Employees---$5,955,186
Benefits to Members---$4,885,418
Advertising---$4,172,547
Depreciation Depletion---$3,902,956
Occupancy---$3,503,155
Other Employee Benefits---$3,250,179
Pension Plan Contributions---$2,612,321
Other Expenses---$2,083,330
Payroll Taxes---$2,057,194
Office Expenses---$1,410,621
Travel---$1,334,194
Conferences and Meetings---$1,021,063
Fees for Services Other---$881,225
Fees for Services Legal---$576,095
Fees for Services Accounting---$156,761
Total Functional Expenses$0$0$0$78,385,241
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$1,585,754,544
Pension Plan Valuation$4,402,338
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members.

Form 990, Part VI, Section A, Line 7A

The process of electing the board of directors: notice of annual election is communicated to membership requesting interested individuals submit an application for any open director positions. The board appoints a nominating committee who screens and interviews candidates to place on the ballot. The ballot is voted on by the membership.

Form 990, Part VI, Section A, Line 7B

Certain organizational items, such as charter, change or merger, are subject to board approval. Also, membership can request a member expulsion by a majority vote at an annual or special meeting.

Form 990, Part VI, Section B, Line 11B

This organizing questionnaire is completed by the accounting manager and svp/controller, which is than forwarded to cla for preparation of the form 990; once drafted, the form 990 is reviewed by the svp/controller and shared with the chief financial officer and chief executive officer.

Form 990, Part VI, Section B, Line 12C

Credit union procedures require annual, written acknowledgement by each associate and volunteer documenting their understanding and compliance with the code of conduct and business ethics policy. Each associate must also complete online training and pass an online test each year to demonstrate their understanding of these policies.

Form 990, Part VI, Section B, Line 15

We engage credit union compensation experts to determine salary ranges and market pricing for the phoenix area for all employees, including the ceo and executive officers. Salary ranges are reviewed every year to ensure market equity is in line with our "total compensation" philosophy. We also complete compensation surveys with other compensation analysts to ensure a broader sampling.

Form 990, Part VI, Section C, Line 19

Regulatory financial reports provided by ncua.gov. We also post a copy of our monthly statement of financial condition in all of our branches.

FORM 990, PART VI, SECTION A, LINE 9:

David downing left the organization in 2015, current address is not available

Filing and Contact Details

Filer

Filer Name
Oneaz Credit Union
EIN
86-0108770
Phone
6024674088
Address
2355 W PINNACLE PEAK ROAD, PHOENIX, AZ 85027

Signing Officer

Name
Michael Boden
Title
Senior VP,controller
Phone
6024674088
Signed
2017-10-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Boden
Formed
1951
Legal Domicile
Az
Voting Board Members
9
Independent Board Members
9
Employees
629
Volunteers
14

Preparer

Firm
Cliftonlarsonallen Llp
Address
20 E THOMAS RD STE 2300, PHOENIX, AZ 85012
Preparer
Anne B Davison
Phone
6022662248
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Change in unrealized loss on securities available-for-sale 1,170,034. Change in unrealized gain on defined benefit pension plan assets -2,624,811. Amortization of unrealized loss on defined benefit pension plan assets 1,549,349. Rounding 3.

FORM 990, PART XII, LINE 2C:

The supervisory committee assumes responsibility for the oversight of the audited financial statements. There has been no change in either the oversight process or the selection process during the tax year.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt, under internal revenue code 501(c)(14) from federal and state income taxes. Certain products and services provided by select state chartered credit unions have been deemed by the internal revenue service (irs), in technical advice memorandums (tams) released in 2007, to be unrelated to the specific entity's exempt purpose. As presented in the technical advice memorandums the net taxable income from these products and services would be subject to income taxes. Credit unions have litigated against the irs positions noted in the tams and have been successful in having courts declare in 2009 and 2010 that revenue from insurance products sold to members, helping them protect their financial wellbeing, qualifies as exempt purpose income, contrary to the irs position in the tams. The credit union has filed tax returns in the past for activities they have deemed taxable resulting in no taxes paid for the years ended december 31, 2016 and 2015. The credit union evaluated its tax positions and determined no uncertain tax positions exist as of december 31, 2016 and 2015. The credit union's 2013 through 2015 tax years are open for examination by federal and state taxing authorities.

Raw XML AppendixShowing 400 of 862 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt9291071
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1096782
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1933088
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2026350
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2118304
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2213134
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2322530
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2410420
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2520765
IRS990/Form990PartVIISectionAGrp/PersonNm0CONNIE OHANESIAN
IRS990/Form990PartVIISectionAGrp/PersonNm1FRANK FELIX
IRS990/Form990PartVIISectionAGrp/PersonNm2JON BORGE
IRS990/Form990PartVIISectionAGrp/PersonNm3JOSEPH SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm4MARQUETTA WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm5MARTHA ROZEN
IRS990/Form990PartVIISectionAGrp/PersonNm6RAY O'CONNOR
IRS990/Form990PartVIISectionAGrp/PersonNm7SAM WHEELER
IRS990/Form990PartVIISectionAGrp/PersonNm8SHANE SIREN
IRS990/Form990PartVIISectionAGrp/PersonNm9DAVE DOSS
IRS990/Form990PartVIISectionAGrp/PersonNm10MICHAEL EMANUELLI
IRS990/Form990PartVIISectionAGrp/PersonNm11DEBORAH PEARSON
IRS990/Form990PartVIISectionAGrp/PersonNm12KIM REEDY
IRS990/Form990PartVIISectionAGrp/PersonNm13DAVID G SWEIDERK
IRS990/Form990PartVIISectionAGrp/PersonNm14SASSAN AZHADI
IRS990/Form990PartVIISectionAGrp/PersonNm15MICHAEL BODEN
IRS990/Form990PartVIISectionAGrp/PersonNm16ROBERT GIBBONI JR
IRS990/Form990PartVIISectionAGrp/PersonNm17BRIAN JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm18BRYAN NIELSEN
IRS990/Form990PartVIISectionAGrp/PersonNm19THOMAS WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm20RANDON CUPP
IRS990/Form990PartVIISectionAGrp/PersonNm21REBEKAH MORALES
IRS990/Form990PartVIISectionAGrp/PersonNm22AUDRA FUNK
IRS990/Form990PartVIISectionAGrp/PersonNm23JORGE SANDOVAL
IRS990/Form990PartVIISectionAGrp/PersonNm24JAMES MATHIASCH
IRS990/Form990PartVIISectionAGrp/PersonNm25DAVID DOWNING
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21200369
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22193871
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23184366
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24196300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25330089
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP CHIEF ADMINISTRATION O
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP STRATEGY & BRAND
IRS990/Form990PartVIISectionAGrp/TitleTxt12EVP CHIEF FINANCIAL OFFICE
IRS990/Form990PartVIISectionAGrp/TitleTxt13EVP CHIEF OPERATING OFFICE
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP CHIEF INFORMATION OFFI
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP BUSINESS INTELLIGENCE/
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP SUPPORT SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP BUSINESS ANALYTICS
IRS990/Form990PartVIISectionAGrp/TitleTxt20NORTHERN REGIONAL PRESIDEN
IRS990/Form990PartVIISectionAGrp/TitleTxt21CENTRAL REGIONAL PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt22ASST DIRECTOR MORTGAGE LOANS
IRS990/Form990PartVIISectionAGrp/TitleTxt23MORTGAGE ORIGINATION SUPER
IRS990/Form990PartVIISectionAGrp/TitleTxt24MORTGAGE ORIGINATOR PROGRAM DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25EVP MEMBER SOLUTIONS
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-732300
IRS990/GainOrLossGrp/SecuritiesAmt0947209
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt02177335
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0127403074
IRS990/GrossReceiptsAmt0218989450
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt060
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt08650689
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08650689
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0482174898
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0430707848
IRS990/IRPDocumentCnt026090
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt028352609
IRS990/LandBldgEquipBasisNetGrp/BOYAmt049775548
IRS990/LandBldgEquipBasisNetGrp/EOYAmt056249089
IRS990/LandBldgEquipCostOrOtherBssAmt084601698
IRS990/LegalDomicileStateCd0AZ
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02909635
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0126455865
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT UNION PROVIDING FINANCIAL SERVICES TO MEMBERS IN ARIZONA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0124500000
IRS990/NetAssetsOrFundBalancesBOYAmt0166796129
IRS990/NetAssetsOrFundBalancesEOYAmt0178129413
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0214909
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0214909
IRS990/NetUnrelatedBusTxblIncmAmt0-147328
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt03503155
IRS990/OfficeExpensesGrp/TotalAmt01410621
IRS990/OfficerMailingAddressInd01
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt047153037
IRS990/OtherAssetsTotalGrp/EOYAmt049940877
IRS990/OtherChangesInNetAssetsAmt094575
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03250179
IRS990/OtherExpensesGrp/Desc0OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt017237685
IRS990/OtherExpensesGrp/TotalAmt12083330
IRS990/OtherLiabilitiesGrp/BOYAmt01492815545
IRS990/OtherLiabilitiesGrp/EOYAmt01590156882
IRS990/OtherSalariesAndWagesGrp/TotalAmt023345311
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01077983227
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01256473397
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt02057194
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02612321
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MICHAEL BODEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1UNRELATED BUSINESS INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt080669666
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt080669666
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt188686
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt088686
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt07849677
IRS990/PYOtherExpensesAmt033589704
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt078401847
IRS990/PYRevenuesLessExpensesAmt018459068
IRS990/PYSalariesCompEmpBnftPaidAmt034202752
IRS990/PYTotalExpensesAmt067792456
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt086251524
IRS990/ReconcilationRevenueExpnssAmt011238709
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,396$3,129$266$199$166$32.4
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3,271$3,085$185$127$112$15.2
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,043$2,816$227$105$93.2$12.3
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,608$2,402$206$106$138$32.0
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,170$1,941$228$114$96.9$17.6
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,007$1,818$189$98.1$85.5$12.5
2016Detailed filing. Detailed filing data is available for this year.$1,909$1,730$178$89.6$78.4$11.2
2015Detailed filing. Detailed filing data is available for this year.$1,788$1,622$167$86.3$67.8$18.5
2014Detailed filing. Detailed filing data is available for this year.$1,657$1,509$148$81.4$66.1$15.3
2013Detailed filing. Detailed filing data is available for this year.$1,608$1,474$134$79.9$63.7$16.2
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,431$1,307$124$68.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,266$1,170$95.8$83.9